BEGIN:VCALENDAR
VERSION:2.0
PRODID:-//India Card Catalog//m16s.in//EN
CALSCALE:GREGORIAN
X-WR-CALNAME:Indian credit card changes taking effect
X-WR-CALDESC:Upcoming effective dates from the m16s.in change log. India Ca
 rd Catalog\, m16s.in\, CC BY 4.0.
BEGIN:VEVENT
UID:icici-makemytrip-card-zero-forex-mycash-change-nov-2026@m16s.in
DTSTAMP:20261109T000000Z
DTSTART;VALUE=DATE:20261110
DTEND;VALUE=DATE:20261111
SUMMARY:MakeMyTrip ICICI card: zero forex\, new myCash rules from Nov 2026
DESCRIPTION:From 10 November 2026\, the MakeMyTrip ICICI Bank Credit Card d
 rops its forex markup and DCC fee\, stops myCash on international spends o
 utside MakeMyTrip\, and gives new myCash a 24-month life.\nCards: MakeMyTr
 ip ICICI Bank Credit Card\nSource: https://www.icici.bank.in/managed-asset
 s/docs/personal/cards/mitc_cc.pdf\nIndia Card Catalog\, m16s.in
URL:https://m16s.in/news/icici-makemytrip-card-zero-forex-mycash-change-nov
 -2026/
TRANSP:TRANSPARENT
END:VEVENT
BEGIN:VEVENT
UID:amex-2026-11-account-cards-closed@m16s.in
DTSTAMP:20261109T000000Z
DTSTART;VALUE=DATE:20261115
DTEND;VALUE=DATE:20261116
SUMMARY:American Express India stops issuing new Account Cards\, Nov 2026
DESCRIPTION:Effective 15 November 2026 new Account Cards are no longer avai
 lable. Requests were open until 27 October 2026\, and existing Account Car
 ds keep working.\nCards: Amex Platinum Travel Credit Card\, Amex Gold Card
  (Gold Charge)\, Amex Platinum Card (Platinum Charge)\nSource: https://www
 .americanexpress.com/en-in/support/digital/consumer-experience-updates/\nI
 ndia Card Catalog\, m16s.in
URL:https://www.americanexpress.com/en-in/support/digital/consumer-experien
 ce-updates/
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END:VEVENT
BEGIN:VEVENT
UID:amex-2026-11-milestone-posting-date@m16s.in
DTSTAMP:20261109T000000Z
DTSTART;VALUE=DATE:20261115
DTEND;VALUE=DATE:20261116
SUMMARY:American Express India counts spend milestones by posting date from
  Nov 2026
DESCRIPTION:Monthly spend milestones are assessed on the date a transaction
  posts to the Card\, not the purchase date. The benefit is credited by the
  end of the month in which the milestone is met. Transactions posted befor
 e 14 November 2026 follow the old structure.\nCards: Amex Platinum Travel 
 Credit Card\, Amex Membership Rewards Credit Card (MRCC)\, Amex Gold Card 
 (Gold Charge)\nSource: https://www.americanexpress.com/en-in/support/digit
 al/consumer-experience-updates/\nIndia Card Catalog\, m16s.in
URL:https://www.americanexpress.com/en-in/support/digital/consumer-experien
 ce-updates/
TRANSP:TRANSPARENT
END:VEVENT
BEGIN:VEVENT
UID:amex-2026-11-mr-points-per-card@m16s.in
DTSTAMP:20261109T000000Z
DTSTART;VALUE=DATE:20261115
DTEND;VALUE=DATE:20261116
SUMMARY:American Express India ends Membership Rewards pooling across cards
 \, Nov 2026
DESCRIPTION:From 15 November 2026 Membership Rewards points are kept separa
 tely for each Basic Card\, and transfers of points from one Card to anothe
 r are discontinued. Earn rates and redemption options stay the same.\nCard
 s: Amex Platinum Travel Credit Card\, Amex Membership Rewards Credit Card 
 (MRCC)\, Amex Gold Card (Gold Charge)\, Amex Platinum Card (Platinum Charg
 e)\nSource: https://www.americanexpress.com/en-in/support/digital/consumer
 -experience-updates/\nIndia Card Catalog\, m16s.in
URL:https://www.americanexpress.com/en-in/support/digital/consumer-experien
 ce-updates/
TRANSP:TRANSPARENT
END:VEVENT
BEGIN:VEVENT
UID:amex-2026-11-mrcc-fee-waiver-removed@m16s.in
DTSTAMP:20261109T000000Z
DTSTART;VALUE=DATE:20261115
DTEND;VALUE=DATE:20261116
SUMMARY:American Express MRCC drops 50% annual fee waiver\, Nov 2026
DESCRIPTION:The 50% annual fee waiver on spends of Rs 90\,000 or more in a 
 Card Membership year is removed from the Membership Rewards Credit Card.\n
 Cards: Amex Membership Rewards Credit Card (MRCC)\nSource: https://www.ame
 ricanexpress.com/en-in/support/digital/consumer-experience-updates/\nIndia
  Card Catalog\, m16s.in
URL:https://www.americanexpress.com/en-in/support/digital/consumer-experien
 ce-updates/
TRANSP:TRANSPARENT
END:VEVENT
BEGIN:VEVENT
UID:amex-india-membership-rewards-changes-15-november-2026@m16s.in
DTSTAMP:20261109T000000Z
DTSTART;VALUE=DATE:20261115
DTEND;VALUE=DATE:20261116
SUMMARY:Amex India changes Membership Rewards and late fees from 15 Nov 202
 6
DESCRIPTION:From 15 November 2026\, Amex India keeps points separately per 
 card\, pauses points when a payment is overdue\, ends the MRCC 50% fee wai
 ver and bases late fees on the total due.\nCards: Amex Membership Rewards 
 Credit Card (MRCC)\, Amex Platinum Travel Credit Card\, Amex Platinum Rese
 rve Credit Card\, Amex Gold Card (Gold Charge)\, Amex SmartEarn Credit Car
 d\, Amex Platinum Card (Platinum Charge)\, Amex Centurion Card\nSource: ht
 tps://www.americanexpress.com/en-in/support/digital/consumer-experience-up
 dates/\nIndia Card Catalog\, m16s.in
URL:https://m16s.in/news/amex-india-membership-rewards-changes-15-november-
 2026/
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END:VEVENT
BEGIN:VEVENT
UID:axis-priority-pass-hotel-memberships-consent-renewal-nov-2026@m16s.in
DTSTAMP:20261109T000000Z
DTSTART;VALUE=DATE:20261115
DTEND;VALUE=DATE:20261116
SUMMARY:Axis Priority Pass and hotel memberships need consent from 15 Nov 2
 026
DESCRIPTION:From 15 November 2026\, Axis Bank renews Priority Pass and hote
 l memberships on 9 premium cards only if the cardholder gives explicit con
 sent.\nCards: Axis Select Credit Card\, Samsung Axis Bank Infinite Credit 
 Card\, Miles & More Axis Bank World Credit Card\, Miles & More Axis Bank W
 orld Select Credit Card\, Axis Magnus Credit Card\, Axis Magnus for Burgun
 dy Credit Card\, Axis Burgundy Private Credit Card\, Axis Reserve Credit C
 ard\, Axis Olympus Credit Card\nSource: https://campaign.axis.bank.in/gene
 ric/opt-in-termsandconditions-24June.pdf\nIndia Card Catalog\, m16s.in
URL:https://m16s.in/news/axis-priority-pass-hotel-memberships-consent-renew
 al-nov-2026/
TRANSP:TRANSPARENT
END:VEVENT
BEGIN:VEVENT
UID:tata-neu-hdfc-neucoins-claim-in-app-from-25-nov-2026@m16s.in
DTSTAMP:20261109T000000Z
DTSTART;VALUE=DATE:20261125
DTEND;VALUE=DATE:20261126
SUMMARY:Tata Neu HDFC cards: NeuCoins must be claimed in app from 25 Nov 20
 26
DESCRIPTION:From 25 November 2026\, NeuCoins earned on Tata Neu HDFC Bank c
 redit cards stop landing automatically. The primary cardholder claims them
  in the Tata Neu app within 12 months.\nCards: HDFC Tata Neu Infinity Cred
 it Card\, HDFC Tata Neu Plus Credit Card\nSource: https://www.hdfc.bank.in
 /content/dam/hdfcbankpws/in/en/pdfs/TataNeuCC_neucoins_Claim.pdf\nIndia Ca
 rd Catalog\, m16s.in
URL:https://m16s.in/news/tata-neu-hdfc-neucoins-claim-in-app-from-25-nov-20
 26/
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END:VEVENT
BEGIN:VEVENT
UID:au-zenith-plus-zero-forex-markup-1-december-2026@m16s.in
DTSTAMP:20261109T000000Z
DTSTART;VALUE=DATE:20261201
DTEND;VALUE=DATE:20261202
SUMMARY:AU Zenith+ credit card forex markup cut to 0% from 1 Dec 2026
DESCRIPTION:AU Small Finance Bank will charge no forex markup on the Zenith
 + credit card from 1 December 2026\, down from 0.99%. Its card terms updat
 ed on 2 November 2026 show the change.\nCards: AU Zenith+ Credit Card\nSou
 rce: https://www.au.bank.in/pdf/credit-card/mitc-with-schedule-of-charges.
 pdf\nIndia Card Catalog\, m16s.in
URL:https://m16s.in/news/au-zenith-plus-zero-forex-markup-1-december-2026/
TRANSP:TRANSPARENT
END:VEVENT
BEGIN:VEVENT
UID:sbi-card-1-percent-fee-fuel-transport-december-2026@m16s.in
DTSTAMP:20261109T000000Z
DTSTART;VALUE=DATE:20261201
DTEND;VALUE=DATE:20261202
SUMMARY:SBI Card adds 1% fee on big fuel and transport spends from 1 Dec 20
 26
DESCRIPTION:From 1 December 2026\, SBI Card charges 1% on fuel spends above
  Rs 50\,000 in a billing cycle and on any single transport transaction abo
 ve Rs 30\,000.\nCards: BPCL SBI Card\, BPCL SBI Card Octane\nSource: https
 ://www.sbicard.com/en/customer-notices.page\nIndia Card Catalog\, m16s.in
URL:https://m16s.in/news/sbi-card-1-percent-fee-fuel-transport-december-202
 6/
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END:VEVENT
BEGIN:VEVENT
UID:sbia-2026-12-fuel-fee@m16s.in
DTSTAMP:20261109T000000Z
DTSTART;VALUE=DATE:20261201
DTEND;VALUE=DATE:20261202
SUMMARY:SBI Card to add 1% fuel fee above Rs 50\,000 a cycle\, Dec 2026
DESCRIPTION:From 1 Dec 2026\, if fuel transactions in a billing cycle excee
 d Rs 50\,000\, SBI Card charges 1% on the total fuel spends.\nCards: BPCL 
 SBI Card\, BPCL SBI Card Octane\, CASHBACK SBI Card\, Club Vistara SBI Car
 d PRIME\, Flipkart SBI Card\, IRCTC SBI Card Premier\, PhonePe SBI Card SE
 LECT BLACK\, Reliance SBI Card PRIME\, Air India SBI Signature Card\, SBI 
 Card AURUM\, SBI Card ELITE\, SBI Card MILES ELITE\, SBI Card MILES PRIME\
 , SBI Card PRIME\, SBI Card PULSE\, Tata Neu Infinity SBI Credit Card\, Si
 mplyCLICK SBI Card\, SimplySAVE SBI Card\nSource: https://www.sbicard.com/
 en/customer-notices.page\nIndia Card Catalog\, m16s.in
URL:https://www.sbicard.com/en/customer-notices.page
TRANSP:TRANSPARENT
END:VEVENT
BEGIN:VEVENT
UID:sbia-2026-12-transport-fee@m16s.in
DTSTAMP:20261109T000000Z
DTSTART;VALUE=DATE:20261201
DTEND;VALUE=DATE:20261202
SUMMARY:SBI Card to add 1% fee on transport above Rs 30\,000\, Dec 2026
DESCRIPTION:From 1 Dec 2026 SBI Card charges 1% of the transaction amount o
 n every transportation transaction above Rs 30\,000 (MCCs 4111\, 4784\, 41
 31).\nCards: BPCL SBI Card\, BPCL SBI Card Octane\, CASHBACK SBI Card\, Cl
 ub Vistara SBI Card PRIME\, Flipkart SBI Card\, IRCTC SBI Card Premier\, P
 honePe SBI Card SELECT BLACK\, Reliance SBI Card PRIME\, Air India SBI Sig
 nature Card\, SBI Card AURUM\, SBI Card ELITE\, SBI Card MILES ELITE\, SBI
  Card MILES PRIME\, SBI Card PRIME\, SBI Card PULSE\, Tata Neu Infinity SB
 I Credit Card\, SimplyCLICK SBI Card\, SimplySAVE SBI Card\nSource: https:
 //www.sbicard.com/en/customer-notices.page\nIndia Card Catalog\, m16s.in
URL:https://www.sbicard.com/en/customer-notices.page
TRANSP:TRANSPARENT
END:VEVENT
BEGIN:VEVENT
UID:icici-air-accident-cover-inox-end-replacement-fee-december-2026@m16s.in
DTSTAMP:20261109T000000Z
DTSTART;VALUE=DATE:20261211
DTEND;VALUE=DATE:20261212
SUMMARY:ICICI cards lose air accident cover and INOX\, fees rise\, Dec 2026
DESCRIPTION:From 15 December 2026\, ICICI Bank ends air accident cover on 7
  cards\, CFAR cover on 4 and the INOX benefit on 9. Card replacement goes 
 to Rs 300 plus GST from 11 December.\nCards: ICICI Emeralde Private Metal 
 Credit Card\, ICICI Times Black Credit Card\, ICICI Emeralde Credit Card\,
  ICICI Emeralde Private Credit Card\, ICICI Diamant World Mastercard\, ICI
 CI Sapphiro Credit Card\, ICICI Rubyx Credit Card\, ICICI Coral Credit Car
 d\, ICICI Expressions Credit Card\, ICICI Parakram Credit Card\, ICICI Par
 akram Select Credit Card\, Chennai Super Kings ICICI Bank Credit Card\, IC
 ICI HPCL Super Saver Credit Card\, Emirates Skywards ICICI Bank Rubyx Cred
 it Card\, Emirates Skywards ICICI Bank Emeralde Credit Card\, Emirates Sky
 wards ICICI Bank Sapphiro Credit Card\, MakeMyTrip ICICI Bank Credit Card\
 , MakeMyTrip ICICI Bank Signature Credit Card\, MakeMyTrip ICICI Bank Plat
 inum Credit Card\, Adani One ICICI Bank Signature Credit Card\, ICICI Busi
 ness Advantage Black Credit Card\, ICICI Business Advantage Blue Credit Ca
 rd\, ICICI Business Ascent (American Express) Credit Card\nSource: https:/
 /www.icici.bank.in/content/dam/icicibank/india/managed-assets/revamp-page-
 images/docs/pdf/credit-card-charges-updated-notice.pdf\nIndia Card Catalog
 \, m16s.in
URL:https://m16s.in/news/icici-air-accident-cover-inox-end-replacement-fee-
 december-2026/
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END:VEVENT
BEGIN:VEVENT
UID:axis-vistara-credit-cards-discontinued-for-spends-15-december-2026@m16s
 .in
DTSTAMP:20261109T000000Z
DTSTART;VALUE=DATE:20261215
DTEND;VALUE=DATE:20261216
SUMMARY:Axis Vistara credit cards stop working for spends after 15 Dec 2026
DESCRIPTION:Axis Bank says its Vistara credit cards will be discontinued fo
 r spends after 15 December 2026\, after Vistara merged into Air India. Sel
 ect holders are offered another Axis card in its place.\nCards: Axis Bank 
 Vistara Credit Card\, Axis Bank Vistara Signature Credit Card\, Axis Bank 
 Vistara Infinite Credit Card\nSource: https://www.axis.bank.in/cards/credi
 t-card/axis-bank-vistara-credit-card\nIndia Card Catalog\, m16s.in
URL:https://m16s.in/news/axis-vistara-credit-cards-discontinued-for-spends-
 15-december-2026/
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END:VEVENT
BEGIN:VEVENT
UID:rbi-mis-selling-dark-patterns-rules-banks-1-january-2027@m16s.in
DTSTAMP:20261109T000000Z
DTSTART;VALUE=DATE:20270101
DTEND;VALUE=DATE:20270102
SUMMARY:RBI bans dark patterns and mis-selling by banks from 1 January 2027
DESCRIPTION:From 1 January 2027\, banks must take explicit consent for each
  product\, set consent to No by default\, make cards easy to cancel and st
 ate the spend behind any lifetime free fee waiver.\nSource: https://www.rb
 i.org.in/Scripts/BS_CircularIndexDisplay.aspx?Id=13485\nIndia Card Catalog
 \, m16s.in
URL:https://m16s.in/news/rbi-mis-selling-dark-patterns-rules-banks-1-januar
 y-2027/
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END:VCALENDAR