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M16S / Federal Bank / AmpliFi Fi-Federal Credit Card

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AmpliFi Fi-Federal Credit Card

Accelerated earn: 3% back as Fi-Coins on 20+ brands (Amazon, Flipkart, Swiggy and others). The forex markup is 0%. Lounge visits in India: 1 per quarter (aggregator). Read from an aggregator, not the issuer on 11 Oct 2026.

Annual fee
—
Fee waived at
Rs 2,50,000annual spend
Base return
—
Forex markup
0%
Interest
—

Fees

Joining feeunverifiedRs 2,000
Annual spend that waives the feeunverifiedRs 2,50,000
Fee notesAggregator: Rs 2,000 joining fee, renewal waived on Rs 2.5 lakh annual spend. Marked low-confidence by the aggregator itself.

Rewards

Reward currencyFi-Coins
Accelerated earnunverified3% back as Fi-Coins on 20+ brands (Amazon, Flipkart, Swiggy and others)

Travel and perks

Domestic loungeunverified1 per quarter (aggregator)
Forex markupunverified0%

Charges and eligibility

Fine-print notesFederal Bank's co-branded cards page lists the Federal Fi (AmpliFi, SimpliFi, MagniFi) programme as discontinued. An aggregator dates the wind-down to 20 Mar 2026, with reward accrual and Fi-Coin redemption stopped and holders asked to clear dues and close. Fi's own credit card page returned 'page not found'. Fi now partners with AU Small Finance Bank.

Questions

Does the AmpliFi Fi-Federal Credit Card give airport lounge access?
Yes. In India: 1 per quarter (aggregator). Outside India: none listed.
What is the forex markup on the AmpliFi Fi-Federal Credit Card?
0% of each foreign-currency transaction, before GST.