M16SCredit cards, explained without the jargon Sign in

M16S / Change log

Data · updated with every news post

Credit card change log

Every dated change to Indian credit cards we have logged: 327 changes across 205 cards and 27 banks, newest first, each from the bank's own notice.

A change is logged only when we have opened the bank's or regulator's own document. Cuts are counted on the Devaluation Index; the full stories are on the news page. Download every change as changes.csv on the open data page.

Filter by bank

All changes, newest first

  1. American Express MRCC drops 50% annual fee waiver, Nov 2026

    The 50% annual fee waiver on spends of Rs 90,000 or more in a Card Membership year is removed from the Membership Rewards Credit Card. Source: American Express, americanexpress.com, read 28 Oct 2026

    Cards: Amex Membership Rewards Credit Card (MRCC)

  2. American Express India ends Membership Rewards pooling across cards, Nov 2026

    From 15 November 2026 Membership Rewards points are kept separately for each Basic Card, and transfers of points from one Card to another are discontinued. Earn rates and redemption options stay the same. Source: American Express, americanexpress.com, read 28 Oct 2026

    Cards: Amex Platinum Travel Credit CardAmex Membership Rewards Credit Card (MRCC)Amex Gold Card (Gold Charge)Amex Platinum Card (Platinum Charge)

  3. American Express India counts spend milestones by posting date from Nov 2026

    Monthly spend milestones are assessed on the date a transaction posts to the Card, not the purchase date. The benefit is credited by the end of the month in which the milestone is met. Transactions posted before 14 November 2026 follow the old structure. Source: American Express, americanexpress.com, read 28 Oct 2026

    Cards: Amex Platinum Travel Credit CardAmex Membership Rewards Credit Card (MRCC)Amex Gold Card (Gold Charge)

  4. American Express India stops issuing new Account Cards, Nov 2026

    Effective 15 November 2026 new Account Cards are no longer available. Requests were open until 27 October 2026, and existing Account Cards keep working. Source: American Express, americanexpress.com, read 28 Oct 2026

    Cards: Amex Platinum Travel Credit CardAmex Gold Card (Gold Charge)Amex Platinum Card (Platinum Charge)

  5. Standard Chartered Beyond: zero forex markup till 31 Dec 2026

    Standard Chartered has dropped the 2% forex markup on its Beyond credit card from 21 October to 31 December 2026, and doubled the monthly EazyDiner and BookMyShow offers for the same period.

    Cards: Standard Chartered Beyond Credit Card

  6. AU Zenith+ credit card forex markup cut to 0% from 1 Dec 2026

    AU Small Finance Bank will charge no forex markup on the Zenith+ credit card from 1 December 2026, down from 0.99%. Its card terms updated on 2 November 2026 show the change.

    Cards: AU Zenith+ Credit Card

  7. Air India launches Maharaja Shop to earn Maharaja Points, Nov 2026

    Air India launched the Maharaja Shop on 5 November 2026, a members-only store where Maharaja Club members earn Maharaja Points on eligible purchases. The points go to award flights and upgrades.

  8. Kotak Private credit card: Rs 49,000 fee, zero forex, invite only, Nov 2026

    Kotak Mahindra Bank now has a public page for its invite-only Kotak Private credit card. Its terms show a Rs 49,000 annual fee, waived for eligible Kotak Private clients, and nil forex markup.

    Cards: Kotak Private Credit CardKotak Solitaire Credit Card

  9. ICICI cards lose air accident cover and INOX, fees rise, Dec 2026

    From 15 December 2026, ICICI Bank ends air accident cover on 7 cards, CFAR cover on 4 and the INOX benefit on 9. Card replacement goes to Rs 300 plus GST from 11 December.

    Cards: ICICI Emeralde Private Metal Credit CardICICI Times Black Credit CardICICI Emeralde Credit CardICICI Emeralde Private Credit CardICICI Diamant World MastercardICICI Sapphiro Credit CardICICI Rubyx Credit CardICICI Coral Credit CardICICI Expressions Credit CardICICI Parakram Credit CardICICI Parakram Select Credit CardChennai Super Kings ICICI Bank Credit CardICICI HPCL Super Saver Credit CardEmirates Skywards ICICI Bank Rubyx Credit CardEmirates Skywards ICICI Bank Emeralde Credit CardEmirates Skywards ICICI Bank Sapphiro Credit CardMakeMyTrip ICICI Bank Credit CardMakeMyTrip ICICI Bank Signature Credit CardMakeMyTrip ICICI Bank Platinum Credit CardAdani One ICICI Bank Signature Credit CardICICI Business Advantage Black Credit CardICICI Business Advantage Blue Credit CardICICI Business Ascent (American Express) Credit Card

  10. Axis Vistara credit cards stop working for spends after 15 Dec 2026

    Axis Bank says its Vistara credit cards will be discontinued for spends after 15 December 2026, after Vistara merged into Air India. Select holders are offered another Axis card in its place.

    Cards: Axis Bank Vistara Credit CardAxis Bank Vistara Signature Credit CardAxis Bank Vistara Infinite Credit Card

  11. RBI bans dark patterns and mis-selling by banks from 1 January 2027

    From 1 January 2027, banks must take explicit consent for each product, set consent to No by default, make cards easy to cancel and state the spend behind any lifetime free fee waiver.

  12. ICICI 1838 Reserve credit card launched, Rs 1,75,000 fee, Oct 2026

    ICICI Bank and Times Internet launched the invite-only 1838 Reserve Visa card in New Delhi on 30 October 2026. It costs Rs 1,75,000 plus GST to join and every year, with no waiver.

    Cards: ICICI 1838 Reserve Credit CardICICI Times Black Credit Card

  13. HDFC updates CIBIL within 15 days of overdue payment, Oct 2026

    HDFC Bank's card terms dated 31 October 2026 cut the time to update CIBIL after an overdue payment from 30 days to 15, and drop the Rs 99 redemption fee for Tata Neu Infinity and Plus.

    Cards: HDFC Tata Neu Infinity Credit CardHDFC Tata Neu Plus Credit Card

  14. PNB credit card charges rise from 1 Nov 2026: cash, late fee, rewards

    From 1 November 2026, PNB Visa and RuPay credit cards pay 2.5% on cash advances, late fees up to Rs 1,200, Rs 99 per reward redemption and 1% on utility bills above Rs 50,000 a cycle.

    Cards: Punjab National Visa Classic Credit CardPunjab National Visa Gold Credit CardPunjab National Visa Platinum Credit CardPunjab National Visa Signature Credit CardPunjab National RuPay Platinum Credit CardPunjab National RuPay Select Credit CardPunjab National RuPay Millennial Credit CardPunjab National Rakshak RuPay Platinum Credit CardPunjab National Rakshak RuPay Select Credit CardPunjab National Patanjali RuPay Platinum Credit CardPunjab National Patanjali RuPay Select Credit CardPunjab National EMT (EaseMyTrip) RuPay Platinum Credit CardPunjab National Bliss RuPay Platinum Credit CardPunjab National Salary RuPay Platinum Credit CardPunjab National Salary RuPay Select Credit CardPunjab National Luxura Metal Credit Card (RuPay Ekaa)Punjab National Luxura Metal Credit Card (Visa Infinite)Punjab National PNB RRB Co-branded Credit Card

  15. Axis Bank changes credit card EMI foreclosure interest, Oct 2026

    Axis Bank EMI plans booked from 20 October 2026 get a pro-rated interest refund if closed before the payment due date. The 3% foreclosure charge, minimum Rs 300, stays.

  16. Air India and SBI Card to launch Visa co-brand credit card, Oct 2026

    Air India and SBI Card announced a new Visa co-brand credit card for Maharaja Club members on 28 October 2026. Fees, earn rates and the launch date are not yet published.

    Cards: Air India SBI Signature CardAir India SBI Platinum Card

  17. PNB credit cards add 1% fee on utility payments above Rs 50,000, Nov 2026

    From 1 November 2026 utility payments above Rs 50,000 in a billing cycle carry a 1% charge, at most Rs 2,000 per transaction. It was nil before. Source: Punjab National Bank, creditcard.pnb.bank.in, read 28 Oct 2026

    Cards: Punjab National Bliss RuPay Platinum Credit CardPunjab National EMT (EaseMyTrip) RuPay Platinum Credit CardPunjab National Luxura Metal Credit Card (RuPay Ekaa)Punjab National Luxura Metal Credit Card (Visa Infinite)Punjab National Patanjali RuPay Platinum Credit CardPunjab National Patanjali RuPay Select Credit CardPunjab National PNB RRB Co-branded Credit CardPunjab National Rakshak RuPay Platinum Credit CardPunjab National Rakshak RuPay Select Credit CardPunjab National RuPay Millennial Credit CardPunjab National RuPay Platinum Credit CardPunjab National RuPay Select Credit CardPunjab National Salary RuPay Platinum Credit CardPunjab National Salary RuPay Select Credit CardPunjab National Visa Classic Credit CardPunjab National Visa Gold Credit CardPunjab National Visa Platinum Credit CardPunjab National Visa Signature Credit Card

  18. PNB credit cards add Rs 99 fee per reward redemption, Nov 2026

    From 1 November 2026 each reward redemption request on PNB Visa and RuPay credit cards costs Rs 99 plus GST. It was nil before. Source: Punjab National Bank, creditcard.pnb.bank.in, read 28 Oct 2026

    Cards: Punjab National Bliss RuPay Platinum Credit CardPunjab National EMT (EaseMyTrip) RuPay Platinum Credit CardPunjab National Luxura Metal Credit Card (RuPay Ekaa)Punjab National Luxura Metal Credit Card (Visa Infinite)Punjab National Patanjali RuPay Platinum Credit CardPunjab National Patanjali RuPay Select Credit CardPunjab National PNB RRB Co-branded Credit CardPunjab National Rakshak RuPay Platinum Credit CardPunjab National Rakshak RuPay Select Credit CardPunjab National RuPay Millennial Credit CardPunjab National RuPay Platinum Credit CardPunjab National RuPay Select Credit CardPunjab National Salary RuPay Platinum Credit CardPunjab National Salary RuPay Select Credit CardPunjab National Visa Classic Credit CardPunjab National Visa Gold Credit CardPunjab National Visa Platinum Credit CardPunjab National Visa Signature Credit Card

  19. PNB credit cards raise returned payment fee to 2% of amount, Nov 2026

    From 1 November 2026 a returned cheque or failed ECS or auto debit costs 2% of the payment amount with a minimum of Rs 400. Before, it was Rs 100 per instrument on Visa Classic and Gold, Rs 250 on Visa Platinum and Signature, and Rs 200 on the other variants. Source: Punjab National Bank, creditcard.pnb.bank.in, read 28 Oct 2026

    Cards: Punjab National Bliss RuPay Platinum Credit CardPunjab National EMT (EaseMyTrip) RuPay Platinum Credit CardPunjab National Luxura Metal Credit Card (RuPay Ekaa)Punjab National Luxura Metal Credit Card (Visa Infinite)Punjab National Patanjali RuPay Platinum Credit CardPunjab National Patanjali RuPay Select Credit CardPunjab National PNB RRB Co-branded Credit CardPunjab National Rakshak RuPay Platinum Credit CardPunjab National Rakshak RuPay Select Credit CardPunjab National RuPay Millennial Credit CardPunjab National RuPay Platinum Credit CardPunjab National RuPay Select Credit CardPunjab National Salary RuPay Platinum Credit CardPunjab National Salary RuPay Select Credit CardPunjab National Visa Classic Credit CardPunjab National Visa Gold Credit CardPunjab National Visa Platinum Credit CardPunjab National Visa Signature Credit Card

  20. PNB credit cards reset late payment fee bands, Nov 2026

    From 1 November 2026 late fee on Total Amount Due is nil up to Rs 500, Rs 500 up to Rs 1,000, Rs 750 up to Rs 10,000, Rs 1,000 up to Rs 50,000 and Rs 1,200 above. Before, it was nil up to Rs 1,000, then Rs 500, Rs 600 and Rs 750 above Rs 10,000. Source: Punjab National Bank, creditcard.pnb.bank.in, read 28 Oct 2026

    Cards: Punjab National Bliss RuPay Platinum Credit CardPunjab National EMT (EaseMyTrip) RuPay Platinum Credit CardPunjab National Luxura Metal Credit Card (RuPay Ekaa)Punjab National Luxura Metal Credit Card (Visa Infinite)Punjab National Patanjali RuPay Platinum Credit CardPunjab National Patanjali RuPay Select Credit CardPunjab National PNB RRB Co-branded Credit CardPunjab National Rakshak RuPay Platinum Credit CardPunjab National Rakshak RuPay Select Credit CardPunjab National RuPay Millennial Credit CardPunjab National RuPay Platinum Credit CardPunjab National RuPay Select Credit CardPunjab National Salary RuPay Platinum Credit CardPunjab National Salary RuPay Select Credit CardPunjab National Visa Classic Credit CardPunjab National Visa Gold Credit CardPunjab National Visa Platinum Credit CardPunjab National Visa Signature Credit Card

  21. PNB credit cards raise cash advance fee to 2.5%, Nov 2026

    From 1 November 2026 cash advance on PNB Visa and RuPay credit cards is 2.5% of the amount or Rs 400 at PNB ATMs, Rs 500 at other domestic ATMs and Rs 500 at overseas ATMs, whichever is higher. Before, it was 2% with minimums from Rs 100 to Rs 300 depending on the variant and ATM. Source: Punjab National Bank, creditcard.pnb.bank.in, read 28 Oct 2026

    Cards: Punjab National Bliss RuPay Platinum Credit CardPunjab National EMT (EaseMyTrip) RuPay Platinum Credit CardPunjab National Luxura Metal Credit Card (RuPay Ekaa)Punjab National Luxura Metal Credit Card (Visa Infinite)Punjab National Patanjali RuPay Platinum Credit CardPunjab National Patanjali RuPay Select Credit CardPunjab National PNB RRB Co-branded Credit CardPunjab National Rakshak RuPay Platinum Credit CardPunjab National Rakshak RuPay Select Credit CardPunjab National RuPay Millennial Credit CardPunjab National RuPay Platinum Credit CardPunjab National RuPay Select Credit CardPunjab National Salary RuPay Platinum Credit CardPunjab National Salary RuPay Select Credit CardPunjab National Visa Classic Credit CardPunjab National Visa Gold Credit CardPunjab National Visa Platinum Credit CardPunjab National Visa Signature Credit Card

  22. Tata Neu HDFC cards: NeuCoins must be claimed in app from 25 Nov 2026

    From 25 November 2026, NeuCoins earned on Tata Neu HDFC Bank credit cards stop landing automatically. The primary cardholder claims them in the Tata Neu app within 12 months.

    Cards: HDFC Tata Neu Infinity Credit CardHDFC Tata Neu Plus Credit Card

  23. SBI Card adds 1% fee on big fuel and transport spends from 1 Dec 2026

    From 1 December 2026, SBI Card charges 1% on fuel spends above Rs 50,000 in a billing cycle and on any single transport transaction above Rs 30,000.

    Cards: BPCL SBI CardBPCL SBI Card Octane

  24. Paytm AU SFB card launches with family lounge visits, Oct 2026

    AU Small Finance Bank and Paytm launched a lifetime-free RuPay card on 21 October 2026: up to 12 family lounge visits a year on round trips booked on Paytm, and 2% on eligible Paytm UPI.

    Cards: Paytm AU Credit Card

  25. IDFC FIRST keeps reward points on international spends, Sep 2026

    IDFC FIRST credit cards have zero forex markup from 9 September 2026 and still earn reward points on international spends. The bank dropped its planned 26 October cut in a later letter.

    Cards: IDFC FIRST Millennia Credit CardIDFC FIRST Classic Credit CardIDFC FIRST Select Credit CardIDFC FIRST Wealth Credit CardIDFC Diamond Reserve Credit CardIDFC Ashva Credit CardIDFC Mayura Credit CardIDFC Gaj Credit CardIDFC FIRST Private Credit CardIDFC FIRST WOW! Credit CardIDFC FIRST WOW! Black Credit CardIndiGo IDFC FIRST Dual Card

  26. Axis Priority Pass and hotel memberships need consent from 15 Nov 2026

    From 15 November 2026, Axis Bank renews Priority Pass and hotel memberships on 9 premium cards only if the cardholder gives explicit consent.

    Cards: Axis Select Credit CardSamsung Axis Bank Infinite Credit CardMiles & More Axis Bank World Credit CardMiles & More Axis Bank World Select Credit CardAxis Magnus Credit CardAxis Magnus for Burgundy Credit CardAxis Burgundy Private Credit CardAxis Reserve Credit CardAxis Olympus Credit Card

  27. Amex India changes Membership Rewards and late fees from 15 Nov 2026

    From 15 November 2026, Amex India keeps points separately per card, pauses points when a payment is overdue, ends the MRCC 50% fee waiver and bases late fees on the total due.

    Cards: Amex Membership Rewards Credit Card (MRCC)Amex Platinum Travel Credit CardAmex Platinum Reserve Credit CardAmex Gold Card (Gold Charge)Amex SmartEarn Credit CardAmex Platinum Card (Platinum Charge)Amex Centurion Card

  28. MakeMyTrip ICICI card: zero forex, new myCash rules from Nov 2026

    From 10 November 2026, the MakeMyTrip ICICI Bank Credit Card drops its forex markup and DCC fee, stops myCash on international spends outside MakeMyTrip, and gives new myCash a 24-month life.

    Cards: MakeMyTrip ICICI Bank Credit Card

  29. Eternal SBI Card launches October 2026 with Zomato, Blinkit discounts

    SBI Card and Eternal have launched the Eternal SBI Card on RuPay and Mastercard: Rs 499 plus GST a year, 10% off on Zomato, District and Blinkit up to Rs 2,000 a month.

  30. Axis Bank movie offers need Rs 25,000 spend from 1 November 2026

    From 1 November 2026, Axis Bank MY ZONE, PRIVILEGE, SELECT and NEO cardholders must spend Rs 25,000 in the previous 3 months to use the card's movie offer.

    Cards: Axis My Zone Credit CardAxis Privilege Credit CardAxis Select Credit CardAxis Neo Credit Card

  31. SBI Card to add 1% fee on transport above Rs 30,000, Dec 2026

    From 1 Dec 2026 SBI Card charges 1% of the transaction amount on every transportation transaction above Rs 30,000 (MCCs 4111, 4784, 4131). Source: SBI Card, sbicard.com, read 28 Oct 2026

    Cards: BPCL SBI CardBPCL SBI Card OctaneCASHBACK SBI CardClub Vistara SBI Card PRIMEFlipkart SBI CardIRCTC SBI Card PremierPhonePe SBI Card SELECT BLACKReliance SBI Card PRIMEAir India SBI Signature CardSBI Card AURUMSBI Card ELITESBI Card MILES ELITESBI Card MILES PRIMESBI Card PRIMESBI Card PULSETata Neu Infinity SBI Credit CardSimplyCLICK SBI CardSimplySAVE SBI Card

  32. SBI Card to add 1% fuel fee above Rs 50,000 a cycle, Dec 2026

    From 1 Dec 2026, if fuel transactions in a billing cycle exceed Rs 50,000, SBI Card charges 1% on the total fuel spends. Source: SBI Card, sbicard.com, read 28 Oct 2026

    Cards: BPCL SBI CardBPCL SBI Card OctaneCASHBACK SBI CardClub Vistara SBI Card PRIMEFlipkart SBI CardIRCTC SBI Card PremierPhonePe SBI Card SELECT BLACKReliance SBI Card PRIMEAir India SBI Signature CardSBI Card AURUMSBI Card ELITESBI Card MILES ELITESBI Card MILES PRIMESBI Card PRIMESBI Card PULSETata Neu Infinity SBI Credit CardSimplyCLICK SBI CardSimplySAVE SBI Card

  33. American Express India pauses new supplementary cards from 27 Oct 2026

    New supplementary Card applications are paused from 27 October 2026. Applications started earlier are processed until 3 November 2026. Source: American Express, americanexpress.com, read 28 Oct 2026

    Cards: Amex Platinum Travel Credit CardAmex Gold Card (Gold Charge)Amex Platinum Card (Platinum Charge)

  34. IDFC FIRST Bank cuts Ashva international rewards to 2X, Oct 2026

    From 26 Oct 2026 Ashva earns 2X reward points on eligible international transactions. The Ashva page lists 5X on international spends before this date. Source: IDFC FIRST Bank, idfcfirst.bank.in, read 28 Oct 2026

    Cards: IDFC Ashva Credit Card

  35. AU and Paytm launch the lifetime free Paytm AU SFB RuPay card, Oct 2026

    On 21 October 2026 AU announced the Paytm AU SFB Credit Card, a lifetime free RuPay card with up to 2% rewards on eligible Paytm UPI spends, 5% on Paytm Travel and Paytm Gold, and up to 12 family lounge visits a year. Source: AU Small Finance Bank, au.bank.in, read 28 Oct 2026

    Cards: Paytm AU Credit Card

  36. American Express Platinum Card ends free Ace by Times Prime, Oct 2026

    The complimentary Ace by Times Prime Membership offer is withdrawn from 20 October 2026. Members already enrolled keep it until their current validity ends. Source: American Express, americanexpress.com, read 28 Oct 2026

    Cards: Amex Platinum Card (Platinum Charge)

  37. Edge+ CSB card ties 50% shopping Jewels to Rs 15,000 cycle spend, Oct 2026

    From 5 October 2026 the 50% Jewels on Shopping brands (Amazon, Flipkart, Myntra and others) need qualified spends above INR 15,000 in the statement cycle, else only 5%. The 5,000 Jewel cap per cycle on Jupiter Flights travel spends is listed as N/A in the updated table. Source: CSB Bank, csb.bank.in, read 28 Oct 2026

    Cards: Edge+ CSB Bank RuPay Credit Card

  38. HDFC Bank Marriott Bonvoy ties welcome night to fee levy for new cards, Oct 2026

    Cardmembers onboarded up to 30 Sep 2026 get the Free Night Award and 10 Elite Night Credits after the first Rs 500 eligible spend or fee levy, whichever is earlier. Those onboarded from 1 Oct 2026 get both within 6 weeks after fee levy. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: Marriott Bonvoy HDFC Bank Credit Card

  39. Axis Bank narrows the Select Rs 3 lakh milestone spend count from October 2026

    From 1 Oct 2026 spends in categories that earn no points (insurance, rent, fuel, education, utilities and telecom, wallet, gold/jewellery, government, gift card) stop counting towards the Rs 3 lakh milestone for 6 extra lounge visits and 6 golf rounds. Source: Axis Bank, campaign.axis.bank.in, read 28 Oct 2026

    Cards: Axis Select Credit Card

  40. AU CA and CS cards move to Rs 50,000 quarterly spend for lounges, Oct 2026

    From 1 October 2026 the revised domestic lounge terms apply to the AU CA and AU CS cards: net retail spend of at least Rs 50,000 in a calendar quarter earns complimentary domestic lounge access in the next quarter. Source: AU Small Finance Bank, au.bank.in, read 28 Oct 2026

    Cards: AU CA Metal Credit CardAU CS Credit Card

  41. American Express Platinum Travel adds spend condition to lounge visits, Oct 2026

    From 1 October 2026 the card gives 2 complimentary domestic lounge visits per calendar quarter after eligible spend in the preceding quarter: Rs 70,000 in Q3 2026 for Q4 visits, then Rs 1 lakh per quarter. Source: American Express, americanexpress.com, read 28 Oct 2026

    Cards: Amex Platinum Travel Credit Card

  42. American Express India ends Reward Multiplier on 30 Sep 2026

    The Reward Multiplier program is discontinued from 30 September 2026. Accelerated Membership Rewards points continue on eligible e-voucher purchases through ShopWise. Source: American Express, americanexpress.com, read 28 Oct 2026

    Cards: Amex Platinum Travel Credit CardAmex Membership Rewards Credit Card (MRCC)Amex Gold Card (Gold Charge)Amex Platinum Card (Platinum Charge)

  43. SIB OneCard stops reward points on bills and utilities, Sep 2026

    From 15 September 2026 bills and utilities payments earn no reward points and do not count for 5X rewards. Source: South Indian Bank, southindianbank.bank.in, read 28 Oct 2026

    Cards: South Indian SIB One Co-Branded Credit Card (SIB OneCard)South Indian Secured SIB One Co-Branded Credit Card

  44. HDFC Bank BizBlack welcome benefit changes to All Accor+ Explorer, Sep 2026

    For cards set up from 15 Sep 2026 the welcome benefit is All Accor+ Explorer Membership. Cards set up from 25 Oct 2025 to 14 Sep 2026 get Club Marriott Annual Membership plus a Taj Stay voucher worth Rs 5000. Both need Rs 1.5 lakh spend in the first 90 days. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC BizBlack Metal Edition Credit Card

  45. IDFC FIRST Bank introduces zero forex markup, Sep 2026

    From 9 Sep 2026 all IDFC FIRST Bank credit cards carry zero forex markup on international transactions. The notice cites savings of up to 3.5%. Source: IDFC FIRST Bank, idfcfirst.bank.in, read 28 Oct 2026

    Cards: IDFC FIRST Wealth Credit CardIDFC FIRST Select Credit CardIDFC FIRST Millennia Credit CardIDFC Ashva Credit Card

  46. BOBCARD sets Select joining and first-year fee to Rs 0 from September 2026

    From 1 September 2026 the BOBCARD Select page states a joining and first-year fee of Rs 0. From the second year, Rs 750 annual fee waived from year two on Rs 70,000 spend in the preceding card anniversary year. The 17 July 2026 key fact statement lists a first-year fee of Rs 750. Source: BOBCARD, bobcard.co.in, read 28 Oct 2026

    Cards: Bank of Baroda BOBCARD Select

  47. BOBCARD sets Premier joining and first-year fee to Rs 0 from September 2026

    From 1 September 2026 the BOBCARD Premier page states a joining and first-year fee of Rs 0. From the second year, Rs 1,000 annual fee waived from year two on Rs 1,20,000 spend in the preceding card anniversary year. The 17 July 2026 key fact statement lists a first-year fee of Rs 1,000. Source: BOBCARD, bobcard.co.in, read 28 Oct 2026

    Cards: Bank of Baroda BOBCARD Premier

  48. BOBCARD sets Eterna joining and first-year fee to Rs 0 from September 2026

    From 1 September 2026 the BOBCARD Eterna page states a joining and first-year fee of Rs 0. From the second year, Rs 2,499 annual fee waived from year two on Rs 2,50,000 spend in the preceding card anniversary year. The 17 July 2026 key fact statement lists a first-year fee of Rs 2,499. Source: BOBCARD, bobcard.co.in, read 28 Oct 2026

    Cards: Bank of Baroda BOBCARD Eterna

  49. Axis Bank stops rewards on bridge fees, road fees and tolls, August 2026

    From 28 Aug 2026 spends on bridge fees, road fees and tolls earn no rewards or cashback on these Axis Bank cards. Gift card purchases move to their own spend category and still earn nothing. Source: Axis Bank, campaign.axis.bank.in, read 28 Oct 2026

    Cards: Axis Select Credit CardAxis Privilege Credit CardAxis Neo Credit CardAxis My Zone Credit CardIndianOil Axis Bank Credit CardFlipkart Axis Bank Credit CardAxis ACE Credit CardAirtel Axis Bank Credit CardAxis Magnus Credit CardAxis Magnus for Burgundy Credit CardAxis Reserve Credit Card

  50. Axis Bank ends Priority Pass use at Indian domestic lounges, August 2026

    From 28 Aug 2026 the Priority Pass card is not valid for domestic airport lounges in India. Holders present the Axis card itself. Priority Pass stays valid at international lounges. Source: Axis Bank, campaign.axis.bank.in, read 28 Oct 2026

    Cards: Axis Magnus Credit CardAxis Magnus for Burgundy Credit CardAxis Select Credit CardAxis Reserve Credit Card

  51. Axis Bank sets a Rs 1,300 late fee on dues of Rs 50,000 and above, August 2026

    From 28 Aug 2026 the late payment fee is INR 1,300 for outstanding balances of INR 50,000 and above. Below INR 50,000 the fee is unchanged. Source: Axis Bank, campaign.axis.bank.in, read 28 Oct 2026

    Cards: Axis Select Credit CardAxis Privilege Credit CardAxis Neo Credit CardAxis My Zone Credit CardIndianOil Axis Bank Credit CardFlipkart Axis Bank Credit CardAxis ACE Credit CardAirtel Axis Bank Credit CardAxis Magnus Credit CardAxis Magnus for Burgundy Credit CardAxis Reserve Credit Card

  52. Axis Bank raises the Magnus foreign currency markup from 1.5% to 2%, August 2026

    From 28 Aug 2026 the dynamic currency conversion markup on the MAGNUS and MAGNUS for BURGUNDY cards rises to 2% from 1.5%. Source: Axis Bank, campaign.axis.bank.in, read 28 Oct 2026

    Cards: Axis Magnus Credit CardAxis Magnus for Burgundy Credit Card

  53. Axis Bank raises the foreign currency markup from 1.5% to 3.5%, August 2026

    From 28 Aug 2026 the dynamic currency conversion markup rises to 3.5% from 1.5% on these Axis Bank cards. Source: Axis Bank, campaign.axis.bank.in, read 28 Oct 2026

    Cards: Axis Select Credit CardAxis Privilege Credit CardAxis Neo Credit CardAxis My Zone Credit CardIndianOil Axis Bank Credit CardFlipkart Axis Bank Credit CardAxis ACE Credit CardAirtel Axis Bank Credit Card

  54. BOBCARD ends air and non-air accidental death cover on three cards, Aug 2026

    The air and non-air accidental death cover is not available on Eterna, Premier and Select cards issued after 15 July 2026, and is discontinued for all cardholders effective 25 August 2026. Source: BOBCARD, media.bobcard.co.in, read 28 Oct 2026

    Cards: Bank of Baroda BOBCARD EternaBank of Baroda BOBCARD PremierBank of Baroda BOBCARD Select

  55. Axis Bank raises the Horizon markup to 3.5% and large late fee to Rs 1,300

    From 21 Aug 2026 the HORIZON dynamic currency conversion markup rises from 1.5% to 3.5%. For outstanding balances of INR 50,000 and above the late payment fee is INR 1,300. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis Horizon Credit Card

  56. Axis Bank sets Atlas foreign currency markup at 3.5% from August 2026

    The Axis Atlas product page lists the dynamic currency conversion markup as 3.5% on Indian-rupee transactions abroad, revised with effect from 21 Aug 2026. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis Atlas Credit Card

  57. CSB OneCard stops reward points on bills and utilities, Aug 2026

    From 12 August 2026 bills and utilities payments earn no reward points and do not count for 5X rewards. Source: CSB Bank, csb.bank.in, read 28 Oct 2026

    Cards: CSB Bank OneCard (CSB One Co-Branded Credit Card)

  58. BOBCARD raises Eterna lounge spend gate from Rs 40,000 to Rs 75,000, Jul 2026

    From 15 July 2026 unlimited domestic lounge access on Eterna needs Rs 75,000 of spend in the preceding calendar quarter, up from Rs 40,000. Source: BOBCARD, media.bobcard.co.in, read 28 Oct 2026

    Cards: Bank of Baroda BOBCARD Eterna

  59. BOBCARD raises Eterna finance charge from 3.25% to 3.75% a month, Jul 2026

    From 15 July 2026 the Eterna finance charge is 3.75% per month (45% per annum), up from 3.25% per month (39% per annum). Source: BOBCARD, media.bobcard.co.in, read 28 Oct 2026

    Cards: Bank of Baroda BOBCARD Eterna

  60. ICICI Bank ends lounge spend exemption on Adani One Signature and MakeMyTrip, Jul 2026

    The exemption from the Rs 75,000 quarterly spend condition for domestic lounge access ran till 30 Jun 2026. From 1 Jul 2026 both cards need that spend in a calendar quarter to unlock lounges in the next one. Source: ICICI Bank, icici.bank.in, read 28 Oct 2026

    Cards: Adani One ICICI Bank Signature Credit CardMakeMyTrip ICICI Bank Credit Card

  61. HDFC Bank Diners Club Privilege ties lounge access to Rs 60,000 quarterly spend, Jul 2026

    From the calendar quarter starting 1 Jul 2026, 2 domestic and 1 international lounge visits per quarter are available as vouchers on spends of Rs 60,000 or more in the preceding quarter. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Diners Club Privilege Credit Card

  62. HDFC Regalia Gold ties domestic lounge visits to Rs 60,000 quarterly spend, Jul 2026

    From the quarter starting 1 July 2026, 3 domestic lounge visits per calendar quarter need spends of Rs 60,000 or more in the preceding calendar quarter. 6 international Priority Pass visits a year continue. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Regalia Gold Credit Card

  63. HDFC Infinia caps SmartBuy brand voucher points at 3,000 a month, Jul 2026

    From 1 July 2026, SmartBuy brand vouchers bought through GyFTR or Woohoo earn a maximum of 3,000 accelerated Reward Points per calendar month. The limit sits inside Infinia's unchanged 15,000 monthly accelerated-points SmartBuy cap. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Infinia Metal Edition Credit Card

  64. Axis Bank offers Magnus free for life to Burgundy Salary customers, July 2026

    Customers onboarded under the Burgundy Salary segment on or after 1 Jul 2026 can get the MAGNUS card with nil joining and annual fee, without the usual welcome benefits. Otherwise the fee is Rs 12,500 + taxes. Source: Axis Bank, campaign.axis.bank.in, read 28 Oct 2026

    Cards: Axis Magnus Credit Card

  65. Axis Bank waives the Horizon fee for new Burgundy Savings customers, July 2026

    The Horizon product page lists the joining and annual fee as 3,000, nil for customers with a Burgundy Savings Account opened on or after 1 Jul 2026. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis Horizon Credit Card

  66. AU Bank changes fuel fair usage charge to 1% on all fuel spend, Jul 2026

    From 1 July 2026 there is no charge if each fuel transaction is under Rs 10,000 and monthly fuel spend is under Rs 25,000. Above either limit, AU charges 1% on the entire monthly fuel spend. Source: AU Small Finance Bank, au.bank.in, read 28 Oct 2026

    Cards: AU Altura Credit CardAU Altura Plus Credit CardAU Ananta Credit CardAU Business Cashback Credit CardAU CA Metal Credit CardAU CS Credit CardAU InstaPay RuPay Credit CardAU KOSMO Credit CardAU Laksya Credit CardAU LIT Credit CardAU NOMO Credit CardAU Prathama Credit CardAU SPONT Credit CardAU Tejas Credit CardAU Traverse (NRI) Credit CardAU Vetta Credit CardAU Xcite Credit CardAU Xcite Ace Credit CardAU Xcite Ultra Credit CardAU Zaggle Credit CardAU Zenith+ Credit CardAU Zenith Credit CardCheQ AU Credit Cardixigo AU Credit Card

  67. Utkarsh raises the finance charge on superCard and Wish to 3.5% a month from Jun 2026

    From 21 June 2026 the interest on unpaid dues (not cash advances) rises from 3% a month (36% a year) to 3.5% a month (42% a year). The same revision is in the Wish Credit Card MITC. Source: Utkarsh Small Finance Bank, utkarsh.bank.in, read 28 Oct 2026

    Cards: Utkarsh superCardUtkarsh Wish Credit Card

  68. Utkarsh adds a Rs 100 account maintenance charge on superCard and Wish from Jun 2026

    From 21 June 2026 an Account Maintenance Charge of Rs 100 plus taxes applies for year 1. It is waived in all cases except a customer-initiated closure within 12 months of card issuance. The same charge is in the Wish Credit Card MITC. Source: Utkarsh Small Finance Bank, utkarsh.bank.in, read 28 Oct 2026

    Cards: Utkarsh superCardUtkarsh Wish Credit Card

  69. IDFC FIRST Bank makes reward points expire after 24 months, Jun 2026

    Reward points earned from the July 2026 statement cycle are valid for 24 months from the credit date. The existing balance as of the July 2026 statement cycle stays redeemable until July 2028. Earlier notices on these cards described points as never expiring. Source: IDFC FIRST Bank, idfcfirst.bank.in, read 28 Oct 2026

    Cards: IDFC FIRST Wealth Credit CardIDFC FIRST Select Credit CardIDFC FIRST Millennia Credit Card

  70. IDFC FIRST Bank ties movie offer to Rs 20,000 prior-month spend, Jun 2026

    From 18 Jun 2026 the buy one get one movie offer on Wealth, Select and Ashva needs Rs 20,000 or more spent in the previous calendar month. For August 2026 the qualifying month is July 2026. Source: IDFC FIRST Bank, idfcfirst.bank.in, read 28 Oct 2026

    Cards: IDFC FIRST Wealth Credit CardIDFC FIRST Select Credit CardIDFC Ashva Credit Card

  71. IDFC FIRST Bank caps rewards at credit limit per cycle, Jun 2026

    From 18 Jun 2026 reward points are earned on spends up to the credit limit per billing cycle. Spends above that earn no points. Source: IDFC FIRST Bank, idfcfirst.bank.in, read 28 Oct 2026

    Cards: IDFC FIRST Wealth Credit CardIDFC FIRST Select Credit CardIDFC FIRST Millennia Credit CardIDFC Ashva Credit Card

  72. IDFC FIRST Bank pays 10X from first dining and travel spend, Jun 2026

    From 18 Jun 2026 dining, travel and international purchases earn 10X from the first eligible transaction, with no Rs 20,000 minimum spend. All other categories earn 3X; insurance, utilities, railways and FASTag earn 1X. Source: IDFC FIRST Bank, idfcfirst.bank.in, read 28 Oct 2026

    Cards: IDFC FIRST Wealth Credit CardIDFC FIRST Select Credit CardIDFC FIRST Millennia Credit Card

  73. Yes Bank narrows the fuel surcharge waiver band on Marquee and Reserv, June 2026

    From 15 June 2026 the 1% fuel surcharge waiver covers transactions of Rs 500 to Rs 5,000 on Marquee and Rs 500 to Rs 4,000 on Reserv. Before that date the band was Rs 400 to Rs 5,000. Source: Yes Bank, yes.bank.in, read 28 Oct 2026

    Cards: YES Marquee Credit CardYES Reserv Credit Card

  74. Yes Bank raises cash advance minimum fee from Rs 500 to Rs 650, June 2026

    From 15 June 2026 cash withdrawals carry a fee of 2.5% or Rs 650, whichever is higher. Before that date the fee was 2.5% or Rs 500. Source: Yes Bank, yes.bank.in, read 28 Oct 2026

    Cards: YES Marquee Credit CardYES Reserv Credit Card

  75. Yes Bank raises plastic card reissue fee from Rs 100 to Rs 199, June 2026

    From 15 June 2026 a lost, stolen or damaged plastic card costs Rs 199 per reissue. The February 2026 edition listed Rs 100 plus GST for these cards. Source: Yes Bank, yes.bank.in, read 28 Oct 2026

    Cards: YES Marquee Credit CardYES Reserv Credit Card

  76. Yes Bank raises branch cash deposit fee to Rs 500 and adds cheque fee, June 2026

    From 15 June 2026 depositing Rs 1,000 or more in cash at a Yes Bank branch towards card repayment costs Rs 500 plus GST, up from Rs 100 plus GST. Cheque deposits of Rs 1,000 or more at branches cost Rs 250 plus GST. Source: Yes Bank, yes.bank.in, read 28 Oct 2026

    Cards: YES Marquee Credit CardYES Reserv Credit Card

  77. Yes Bank raises auto debit failure charge to 2.5% or Rs 500, June 2026

    From 15 June 2026 an auto debit failure or return costs 2.5% or Rs 500, whichever is higher, capped at Rs 5,000 per customer per statement. The earlier charge was 2% or Rs 450, capped at Rs 1500 per statement. Source: Yes Bank, yes.bank.in, read 28 Oct 2026

    Cards: YES Marquee Credit CardYES Reserv Credit Card

  78. IndusInd Bank adds 1% fee on transport spends above Rs 40,000, Jun 2026

    From 15 Jun 2026 a 1% fee plus GST applies to cumulative transport transactions (MCCs 4111, 4112, 4784, 4131) above Rs 40,000 in a statement cycle. Source: IndusInd Bank, indusind.bank.in, read 28 Oct 2026

    Cards: IndusInd Legend Credit CardIndusInd EazyDiner Signature Credit Card

  79. IndusInd Legend lowers fuel fee threshold to Rs 30,000, Jun 2026

    From 15 Jun 2026 a 1% fee plus GST applies on cumulative fuel transactions above Rs 30,000 in a statement cycle on Legend. The threshold was Rs 50,000 until 14 Jun 2026. EazyDiner Signature stays at Rs 50,000. Source: IndusInd Bank, indusind.bank.in, read 28 Oct 2026

    Cards: IndusInd Legend Credit Card

  80. IndusInd Legend raises dynamic currency conversion fee to 2%, Jun 2026

    From 15 Jun 2026 the dynamic currency conversion fee on Legend is 2% plus GST, up from a 1% mark-up fee. EazyDiner Signature stays at 1% plus GST. Figures are from the Schedule of Charges. Source: IndusInd Bank, indusind.bank.in, read 28 Oct 2026

    Cards: IndusInd Legend Credit Card

  81. IndusInd Bank revises late payment charge slabs, Jun 2026

    From 15 Jun 2026 slabs by outstanding balance are Rs 100 for Rs 101 to Rs 500, Rs 500 for Rs 501 to Rs 1,000, Rs 600 for Rs 1,001 to Rs 5,000, Rs 750 for Rs 5,001 to Rs 10,000, Rs 900 for Rs 10,001 to Rs 25,000, Rs 1,100 for Rs 25,001 to Rs 50,000 and Rs 1,300 above Rs 50,000. The earlier slab for Rs 501 to Rs 1,000 was Rs 350 and for Rs 1,001 to Rs 10,000 was Rs 550. Figures are from the Schedule of Charges. Source: IndusInd Bank, indusind.bank.in, read 28 Oct 2026

    Cards: IndusInd Legend Credit CardIndusInd EazyDiner Signature Credit Card

  82. AU Bank adds 1% charge on transport spends above limits, Jun 2026

    From 14 June 2026 AU charges 1% on the entire monthly transportation spend (MCC 4111, 4112, 4784) when it exceeds 50% of the credit limit or Rs 25,000, whichever is lower. IRCTC, some travel partners and ixigo AU cards are excluded. Source: AU Small Finance Bank, au.bank.in, read 28 Oct 2026

    Cards: AU Altura Credit CardAU Altura Plus Credit CardAU Ananta Credit CardAU Business Cashback Credit CardAU CA Metal Credit CardAU CS Credit CardAU InstaPay RuPay Credit CardAU KOSMO Credit CardAU Laksya Credit CardAU LIT Credit CardAU NOMO Credit CardAU Prathama Credit CardAU SPONT Credit CardAU Tejas Credit CardAU Traverse (NRI) Credit CardAU Vetta Credit CardAU Xcite Credit CardAU Xcite Ace Credit CardAU Xcite Ultra Credit CardAU Zaggle Credit CardAU Zenith+ Credit CardAU Zenith Credit CardCheQ AU Credit Card

  83. Yes Bank brings back the overlimit facility at Rs 550 a transaction, June 2026

    From 1 June 2026 Yes Bank reintroduces the overlimit facility. A standard overlimit charge of Rs 550 plus GST applies to any transaction that exceeds the assigned credit limit, subject to eligibility. Source: Yes Bank, yes.bank.in, read 28 Oct 2026

    Cards: YES Marquee Credit CardYES Reserv Credit Card

  84. PhonePe SBI Card Select Black cuts reward caps and adds exclusions, Jul 2026

    Monthly cap on eligible PhonePe spends falls from 2,000 RPs to 500 RPs on insurance plus 1,500 RPs on other spends. Cap on eligible online spends falls from 2,000 to 1,000 RPs. Tolls, gifts, jewellery, education, and non-PhonePe-app utility, insurance and UPI spends stop earning. Source: SBI Card, sbicard.com, read 28 Oct 2026

    Cards: PhonePe SBI Card SELECT BLACK

  85. Utkarsh cuts cash advance interest on superCard and Wish to 2.5% a month from May 2026

    From 21 May 2026 cash advance interest for ATM withdrawals and transfers to a bank account falls from 3% a month (36% a year) to 2.5% a month (30% a year). The same revision is in the Wish Credit Card MITC. Source: Utkarsh Small Finance Bank, utkarsh.bank.in, read 28 Oct 2026

    Cards: Utkarsh superCardUtkarsh Wish Credit Card

  86. HDFC Bank PIXEL Play raises card re-issue fee from Rs 100 to Rs 199, May 2026

    The fee to re-issue the physical card, for example to change the design, is Rs 100 plus GST up to 19 May 2026 and Rs 199 plus GST from 20 May 2026. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC PIXEL Play Credit Card

  87. HDFC Bank PIXEL Go and Play set 1.75% markup on rupee spends abroad, May 2026

    From 20 May 2026 a markup fee of 1.75% applies to transactions in Indian currency at an international location or at merchants in India registered overseas. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC PIXEL Go Credit CardHDFC PIXEL Play Credit Card

  88. HDFC Bank MoneyBack and Freedom move reward accrual to Rs 200, May 2026

    From 15 May 2026 Reward Points accrue on spends in multiples of Rs 200 instead of Rs 150. The base rate is 2 points per Rs 200 on Moneyback and Money Back Plus and 1 point per Rs 200 on Freedom. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC MoneyBack+ Credit CardHDFC Freedom Credit Card

  89. HDFC Bank MoneyBack and Freedom set card re-issue fee at Rs 199, May 2026

    From 15 May 2026 the re-issuance fee for a lost, stolen or damaged card is Rs 199 for non-metal variants and Rs 3,500 for metal variants. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC MoneyBack+ Credit CardHDFC Freedom Credit Card

  90. HDFC Bank Diners Club Privilege earns 4 points per Rs 200, May 2026

    From 15 May 2026 Diners Club Privilege earns 4 Reward Points for every Rs 200 spent on eligible categories. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Diners Club Privilege Credit Card

  91. HDFC Bank Diners Club Privilege sets card re-issue fee at Rs 199, May 2026

    From 15 May 2026 the re-issuance fee for a lost, stolen or damaged Diners Club Privilege card is Rs 199. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Diners Club Privilege Credit Card

  92. HDFC Regalia Gold earns 5 points per Rs 200 from May 2026

    Regalia Gold earns 5 Reward Points for every Rs 200 spent on eligible categories from 15 May 2026. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Regalia Gold Credit Card

  93. HDFC Regalia Gold adds Boarding Edge travel benefits, May 2026

    Cardholders pick 2 benefits every calendar quarter by uploading a boarding pass on SmartBuy: spa access, Uber airport transfers, hotel dining or hotel room upgrades. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Regalia Gold Credit Card

  94. HDFC Bank adds 1.75% markup on INR spends at overseas merchants, May 2026

    From 15 May 2026, a markup fee of 1.75% applies on all transactions in Indian currency at an international location, or at merchants located in India but registered overseas. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Bank UPI RuPay Credit CardHDFC BizBlack Metal Edition Credit CardHDFC Diners Club Black Metal Edition Credit CardHDFC Diners Club Privilege Credit CardHDFC Freedom Credit CardHDFC Infinia Metal Edition Credit CardHDFC Millennia Credit CardHDFC MoneyBack+ Credit CardHDFC Regalia Credit CardHDFC Regalia Gold Credit CardHDFC Swiggy BLCK Credit CardHDFC Tata Neu Infinity Credit CardHDFC Tata Neu Plus Credit CardIndianOil HDFC Bank Credit CardIRCTC HDFC Bank Credit CardMarriott Bonvoy HDFC Bank Credit CardShoppers Stop Black HDFC Bank Credit CardSwiggy HDFC Bank Credit Card

  95. J&K Bank sets new annual fees on Eminent and Platinum cards from 1 May 2026

    From 1 May 2026 Eminent carries an annual fee of INR 1,500, waived on annual spends of INR 3,00,000, and Platinum INR 500, waived on INR 1,00,000. Platinum Privilege stays free. Source: J&K Bank, jkb.bank.in, read 28 Oct 2026

    Cards: J&K Bank Eminent Credit CardJ&K Bank Platinum Credit Card (incl. Pink Platinum)

  96. Swiggy HDFC card needs Rs 249 minimum for 10% cashback from Apr 2026

    From 21 April 2026, a transaction must be at least Rs 249 to earn 10% cashback on Swiggy app spends. The 5% and 1% tiers keep a Rs 100 minimum. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: Swiggy HDFC Bank Credit Card

  97. Swiggy HDFC card posts cashback daily and settles it on the statement date, Apr 2026

    From 18 April 2026 cashback is posted on a day-to-day basis and settled under the card account on the statement date, instead of being posted once on the statement date. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: Swiggy HDFC Bank Credit Card

  98. Swiggy HDFC card earns 5% cashback on Cleartrip from Apr 2026

    Transactions on Cleartrip earn 5% cashback for statements starting 17 April 2026, based on merchant name. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: Swiggy HDFC Bank Credit Card

  99. ixigo AU domestic lounge access needs Rs 50,000 quarterly spend, Apr 2026

    From 13 April 2026 ixigo AU cardholders get 2 complimentary domestic airport lounge visits in a quarter only after net retail spend of Rs 50,000 or more in the previous calendar quarter. Add-on cardholders are not eligible. Source: AU Small Finance Bank, au.bank.in, read 28 Oct 2026

    Cards: ixigo AU Credit Card

  100. Axis Bank swaps Airtel card Swiggy cashback for Zomato and Blinkit, April 2026

    From 12 Apr 2026 the 10% cashback on Swiggy, Zomato and BigBasket becomes 10% value back on Zomato, Blinkit and District Movies, up to INR 200 a month per partner on orders of INR 499 or more. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Airtel Axis Bank Credit Card

  101. Axis Bank ends Airtel card lounge access from April 2026

    From 12 Apr 2026 the 4 complimentary domestic lounge visits on the AIRTEL AXIS BANK card are discontinued. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Airtel Axis Bank Credit Card

  102. Axis Bank ties Airtel card cashback caps to base cashback from April 2026

    From 12 Apr 2026 cashback on 25% Airtel spends is capped at twice the base cashback earned in the statement month, and on 10% Airtel spends at the base cashback, instead of INR 250. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Airtel Axis Bank Credit Card

  103. AU sets Rs 50,000 quarterly spend for domestic lounges, Apr 2026

    From 10 April 2026 a cardholder needs net retail spend of at least Rs 50,000 in a calendar quarter to get complimentary domestic lounge access in the next quarter. Only primary cardholders qualify. Source: AU Small Finance Bank, au.bank.in, read 28 Oct 2026

    Cards: AU ABC Pro Credit CardAU NOMO Credit CardAU SPONT Credit CardAU Vetta Credit CardAU Xcite Ace Credit CardAU Xcite Ultra Credit CardAU Zenith Credit Card

  104. Yes Bank lifts Marquee and Reserv utility fee threshold to Rs 50,000, April 2026

    From 1 April 2026 the 1% utility fee on Marquee and Reserv applies only when utility spend in the previous calendar month exceeds Rs 50,000, up from Rs 25,000. The fee is capped at Rs 5000 per transaction. Source: Yes Bank, yes.bank.in, read 28 Oct 2026

    Cards: YES Marquee Credit CardYES Reserv Credit Card

  105. Yes Bank lifts Marquee and Reserv toll fee threshold to Rs 75,000, April 2026

    From 1 April 2026 the monthly Tolls/Bridges spend threshold for the 1% transportation fee on Marquee and Reserv is Rs 75,000, up from Rs 50,000. The fee also applies to any single transaction above Rs 10,000. Source: Yes Bank, yes.bank.in, read 28 Oct 2026

    Cards: YES Marquee Credit CardYES Reserv Credit Card

  106. SBI Card limits statement credit to multiples of 4,000 points, Apr 2026

    From 1 Apr 2026 Reward Points for Statement Credit can be redeemed only in multiples of 4,000 Points, on all eligible cards except the two PhonePe cards. Source: SBI Card, sbicard.com, read 28 Oct 2026

    Cards: BPCL SBI CardBPCL SBI Card OctaneClub Vistara SBI Card PRIMEFlipkart SBI CardIRCTC SBI Card PremierReliance SBI Card PRIMEAir India SBI Signature CardSBI Card AURUMSBI Card ELITESBI Card MILES ELITESBI Card MILES PRIMESBI Card PRIMESBI Card PULSETata Neu Infinity SBI Credit CardSimplyCLICK SBI CardSimplySAVE SBI Card

  107. SBI Card caps statement credit redemption at 60,000 points, Apr 2026

    From 1 Apr 2026 redemption of Reward Points for Statement Credit is capped at 60,000 Points per month on all eligible cards except Air India SBI Signature and the two PhonePe cards. Source: SBI Card, sbicard.com, read 28 Oct 2026

    Cards: BPCL SBI CardBPCL SBI Card OctaneClub Vistara SBI Card PRIMEFlipkart SBI CardIRCTC SBI Card PremierReliance SBI Card PRIMESBI Card AURUMSBI Card ELITESBI Card MILES ELITESBI Card MILES PRIMESBI Card PRIMESBI Card PULSETata Neu Infinity SBI Credit CardSimplyCLICK SBI CardSimplySAVE SBI Card

  108. Kotak White drops education and transport from White Pass spends, Apr 2026

    From 1 Apr 2026 education and transportation categories are excluded from the milestone spends that earn White Pass on the Kotak White Credit Card. Source: Kotak Mahindra Bank, kotak.bank.in, read 28 Oct 2026

    Cards: Kotak White Credit Card

  109. Kotak White ties lounge access to Rs 1,00,000 quarterly spend, Apr 2026

    From 1 Apr 2026 two complimentary airport lounge visits in a calendar quarter need spends of Rs 1,00,000 or more in the previous calendar quarter. Jan to Mar 2026 spends unlock the Apr to Jun 2026 quarter. Source: Kotak Mahindra Bank, images.kotak.bank.in, read 28 Oct 2026

    Cards: Kotak White Credit Card

  110. J&K Bank adds welcome vouchers on new credit cards from 1 April 2026

    Newly issued cards get a welcome gift voucher on the first eligible transaction from 1 April 2026: INR 500 on Eminent and INR 250 on Platinum Privilege and Platinum. Source: J&K Bank, jkb.bank.in, read 28 Oct 2026

    Cards: J&K Bank Eminent Credit CardJ&K Bank Platinum Privilege Credit CardJ&K Bank Platinum Credit Card (incl. Pink Platinum)

  111. J&K Bank revises credit card reward structure from 1 April 2026

    From 1 April 2026 Eminent earns 1 Reward Point per INR 100 and 3 points on online travel, apparel, dining and electronics; Platinum earns 2 points per INR 100 on online, department store, pharmacy and utility spends; Platinum Privilege earns 2 points on monthly spends beyond INR 15,000. No points on insurance, education, rent, wallet, fuel, cash and select transport and toll transactions. Source: J&K Bank, jkb.bank.in, read 28 Oct 2026

    Cards: J&K Bank Eminent Credit CardJ&K Bank Platinum Privilege Credit CardJ&K Bank Platinum Credit Card (incl. Pink Platinum)

  112. J&K Bank starts quarterly spend milestone vouchers from 1 April 2026

    Quarterly milestones are counted from 1 April 2026 for existing and new cards: Eminent gets a INR 750 voucher on quarterly spends above INR 1,50,000, Platinum a INR 500 voucher above INR 75,000, and Platinum Privilege INR 100 to INR 350 vouchers on quarterly spends from INR 30,000. Source: J&K Bank, jkb.bank.in, read 28 Oct 2026

    Cards: J&K Bank Eminent Credit CardJ&K Bank Platinum Privilege Credit CardJ&K Bank Platinum Credit Card (incl. Pink Platinum)

  113. IDFC FIRST Bank sets Wealth and Select lounge quota from April 2026

    From 1 Apr 2026 Select includes 1 domestic airport lounge visit per quarter. Wealth includes 1 domestic lounge visit, 1 international lounge visit and 1 golf access per quarter. Spending Rs 20,000 in the current month unlocks the benefit for the next month. Source: IDFC FIRST Bank, idfcfirst.bank.in, read 28 Oct 2026

    Cards: IDFC FIRST Wealth Credit CardIDFC FIRST Select Credit Card

  114. ICICI Bank ties BookMyShow benefit to Rs 25,000 quarterly spend, Apr 2026

    From 1 Apr 2026 the BookMyShow benefit on these cards needs Rs 25,000 of spend in the previous spends quarter. Spends from 26 Dec 2025 to 25 Mar 2026 unlock April to June 2026. Source: ICICI Bank, icici.bank.in, read 28 Oct 2026

    Cards: ICICI Emeralde Credit CardEmirates Skywards ICICI Bank Emeralde Credit CardICICI Sapphiro Credit CardICICI Rubyx Credit CardICICI Coral Credit CardMakeMyTrip ICICI Bank Credit CardMakeMyTrip ICICI Bank Signature Credit CardICICI HPCL Super Saver Credit CardICICI HPCL Coral Credit CardAdani One ICICI Bank Signature Credit CardICICI Manchester United Signature Credit Card

  115. HDFC Infinia ties continued access to Rs 18 lakh spend or Rs 50 lakh balances, Apr 2026

    From 1 April 2026, continued access to the Infinia programme depends on Rs 18 lakh card spends (primary plus add-ons) in a financial year, or relationship value of Rs 50 lakh. Cardholders who miss it are offered the next best card variant. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Infinia Metal Edition Credit Card

  116. BOBCARD starts core reward points on telecom spends from April 2026

    From 1 April 2026 telecom spends (MCC 4814) earn core reward points on all BOBCARD variants. The notice lists the core rate as 3 points per Rs 100 on Eterna, 2 on Premier and 1 on Select. Source: BOBCARD, media.bobcard.co.in, read 28 Oct 2026

    Cards: Bank of Baroda BOBCARD EternaBank of Baroda BOBCARD PremierBank of Baroda BOBCARD Select

  117. BOBCARD adds 1% fees on education apps, tolls and rail bookings, Apr 2026

    From 1 April 2026 a 1% fee (maximum Rs 5000 per transaction) applies to online education fee payments through third party apps. A flat 1% fee applies to toll and bus transactions (MCC 4784) of Rs 5000 or more, and 1% (maximum Rs 5000) to railway bookings of Rs 30,000 or higher. Source: BOBCARD, media.bobcard.co.in, read 28 Oct 2026

    Cards: Bank of Baroda BOBCARD EternaBank of Baroda BOBCARD PremierBank of Baroda BOBCARD Select

  118. Axis Bank swaps MY ZONE Sony LIV renewal for 1,000 points, April 2026

    From 1 Apr 2026 the Sony LIV renewal on Rs 1,50,000 annual spend ends. The card instead earns 1,000 EDGE Reward Points on Rs 1.5 lakh annual spends. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis My Zone Credit Card

  119. BPCL SBI Card raises annual fee waiver spend to Rs 1 lakh from May 2026

    The Rs 499 annual fee is reversed at annual spends of Rs 1 lakh, up from Rs 50,000. Source: SBI Card, sbicard.com, read 28 Oct 2026

    Cards: BPCL SBI Card

  120. SBI Card revises late payment charges from May 2026

    From 1 May 2026 no charge applies up to Rs 100 due (was up to Rs 500). Rs 100 applies above Rs 100 up to Rs 500, and Rs 500 above Rs 500 up to Rs 1,000 (was Rs 400). Higher slabs are unchanged. Source: SBI Card, sbicard.com, read 28 Oct 2026

    Cards: BPCL SBI CardBPCL SBI Card OctaneCASHBACK SBI CardClub Vistara SBI Card PRIMEFlipkart SBI CardIRCTC SBI Card PremierPhonePe SBI Card SELECT BLACKReliance SBI Card PRIMEAir India SBI Signature CardSBI Card AURUMSBI Card ELITESBI Card MILES ELITESBI Card MILES PRIMESBI Card PRIMESBI Card PULSETata Neu Infinity SBI Credit CardSimplyCLICK SBI CardSimplySAVE SBI Card

  121. J&K Bank adds lounge and lifestyle benefits on revamped credit cards from 12 March 2026

    Travel, lifestyle and entertainment benefits apply from 12 March 2026: Eminent gets 2 domestic lounge visits per quarter and 1 international visit per half-year, Platinum Privilege 1 domestic visit per quarter, and Platinum 2 domestic visits per year (1 per half-year). Source: J&K Bank, jkb.bank.in, read 28 Oct 2026

    Cards: J&K Bank Eminent Credit CardJ&K Bank Platinum Privilege Credit CardJ&K Bank Platinum Credit Card (incl. Pink Platinum)

  122. SBI Cashback card excludes gaming, tolls and government, Apr 2026

    From 1 Apr 2026 the CASHBACK SBI Card earns no cashback on Digital Gaming Platforms/Merchants (MCCs 7993, 7994, 5816), Tolls (4784) and Government related transactions (9222, 9311, 9402). Source: SBI Card, sbicard.com, read 28 Oct 2026

    Cards: CASHBACK SBI Card

  123. SBI Cashback card caps cashback at Rs 4,000 a cycle, Apr 2026

    From 1 Apr 2026 cashback is capped per statement cycle: 5% online up to Rs 2,000 and 1% offline up to Rs 2,000, Rs 4,000 in total. Source: SBI Card, sbicard.com, read 28 Oct 2026

    Cards: CASHBACK SBI Card

  124. Federal Bank Scapia card stops rewards on insurance, utility and telecom, Feb 2026

    From 27 February 2026 the Scapia Federal card earns no rewards on insurance, utility, telecom and cable spends. The agreement already barred rewards on fuel, rent and several other categories. Source: Federal Bank, federal.bank.in, read 28 Oct 2026

    Cards: Scapia Federal Credit Card

  125. Federal Bank Scapia card sets domestic lounge spend gate at Rs 20,000, Feb 2026

    For statements generated on or after 27 February, domestic lounge access on the Scapia Federal card unlocks at Rs 20,000 total monthly spend per user, counted across Visa and RuPay. The same document lists Rs 10,000 on Visa or Rs 15,000 on RuPay in a billing cycle as the earlier gate. Source: Federal Bank, federal.bank.in, read 28 Oct 2026

    Cards: Scapia Federal Credit Card

  126. SIB OneCard sets 2% fee on rent and wallet transfers from Feb 2026

    From 1 February 2026 rent payments on third-party apps carry a 2% transaction fee over the app's own convenience fee. Monthly transfers to wallets or bank accounts above Rs 10,000 carry a 2% fee on the full amount. The MITC does not state the earlier rate. Source: South Indian Bank, southindianbank.bank.in, read 28 Oct 2026

    Cards: South Indian SIB One Co-Branded Credit Card (SIB OneCard)South Indian Secured SIB One Co-Branded Credit Card

  127. ICICI Bank caps transportation rewards per statement cycle, Feb 2026

    From 1 Feb 2026 rewards on transportation transactions are capped per statement cycle at Rs 20,000 on Sapphiro, Rubyx and Emeralde, and at Rs 10,000 on Coral, HPCL and Manchester United cards. Source: ICICI Bank, icici.bank.in, read 28 Oct 2026

    Cards: ICICI Sapphiro Credit CardICICI Rubyx Credit CardICICI Emeralde Credit CardICICI Coral Credit CardICICI HPCL Super Saver Credit CardICICI HPCL Coral Credit CardICICI Manchester United Signature Credit Card

  128. American Express India launches ShopWise bonus points, Feb 2026

    ShopWise, an e-voucher platform, launched on 1 February 2026 and credits Bonus Membership Rewards points on eligible purchases. Bonus points are capped at 25,000 per month. Source: American Express, americanexpress.com, read 28 Oct 2026

    Cards: Amex Platinum Travel Credit CardAmex Membership Rewards Credit Card (MRCC)Amex Gold Card (Gold Charge)Amex Platinum Card (Platinum Charge)

  129. IDFC FIRST Bank raises rewards base to Rs 200 per point, Jan 2026

    From 18 Jan 2026 the earning base moves from Rs 150 to Rs 200 per reward point. 10X is 10 points per Rs 200 and 3X is 3 points per Rs 200. Source: IDFC FIRST Bank, idfcfirst.bank.in, read 28 Oct 2026

    Cards: IDFC FIRST Wealth Credit CardIDFC FIRST Select Credit CardIDFC FIRST Millennia Credit Card

  130. IDFC FIRST Bank withholds rewards if minimum due missed, Jan 2026

    From 18 Jan 2026 a cycle earns no reward points if the Minimum Amount Due is not paid by the due date. Points already credited for that cycle are reversed. Source: IDFC FIRST Bank, idfcfirst.bank.in, read 28 Oct 2026

    Cards: IDFC FIRST Wealth Credit CardIDFC FIRST Select Credit CardIDFC FIRST Millennia Credit Card

  131. IDFC FIRST Bank limits FASTag and railway rewards, Jan 2026

    From 18 Jan 2026 FASTag recharges and railway spends earn 1X (1 point per Rs 200). A 1% fee applies on FASTag recharges above Rs 10,000 in a billing cycle and on railway spends above Rs 25,000 in a billing cycle. Source: IDFC FIRST Bank, idfcfirst.bank.in, read 28 Oct 2026

    Cards: IDFC FIRST Wealth Credit CardIDFC FIRST Select Credit CardIDFC FIRST Millennia Credit Card

  132. ICICI Bank adds fees on wallet loads, gaming and transport, Jan 2026

    From 15 Jan 2026 ICICI Bank charges 1% on wallet loads of Rs 5,000 or more, 2% on skill-based gaming and 1% on transportation transactions above Rs 50,000. Source: ICICI Bank, icici.bank.in, read 28 Oct 2026

    Cards: ICICI Emeralde Private Metal Credit CardICICI Emeralde Credit CardICICI Sapphiro Credit CardICICI Rubyx Credit CardICICI Coral Credit CardICICI Platinum Chip Credit CardAmazon Pay ICICI Bank Credit CardMakeMyTrip ICICI Bank Credit CardMakeMyTrip ICICI Bank Signature Credit CardICICI HPCL Super Saver Credit CardICICI HPCL Coral Credit CardAdani One ICICI Bank Signature Credit CardEmirates Skywards ICICI Bank Emeralde Credit CardICICI Times Black Credit CardICICI Manchester United Signature Credit Card

  133. Emirates Skywards ICICI Emeralde cuts earn to 2 miles per Rs 100, Jan 2026

    From 15 Jan 2026 the card earns 2 Skywards Miles per Rs 100 instead of 2.5. No miles accrue on insurance, utility, government and education payments. Source: ICICI Bank, icici.bank.in, read 28 Oct 2026

    Cards: Emirates Skywards ICICI Bank Emeralde Credit Card

  134. ICICI Emeralde Private Metal adds Rs 3,500 fee on supplementary cards, Jan 2026

    From 15 Jan 2026 each supplementary card on the Emeralde Private Metal costs a one-time fee of Rs 3,500 plus GST. Source: ICICI Bank, icici.bank.in, read 28 Oct 2026

    Cards: ICICI Emeralde Private Metal Credit Card

  135. ICICI Bank raises Dynamic Currency Conversion fee, Jan 2026

    From 15 Jan 2026 statements the DCC fee on rupee transactions abroad is 3.50% on most cards, up from 1%. It is 2.00% on Emeralde Private Metal and Emeralde, 1.99% on Amazon Pay and 1.49% on Times Black. Source: ICICI Bank, icici.bank.in, read 28 Oct 2026

    Cards: ICICI Emeralde Private Metal Credit CardICICI Emeralde Credit CardICICI Sapphiro Credit CardICICI Rubyx Credit CardICICI Coral Credit CardICICI Platinum Chip Credit CardAmazon Pay ICICI Bank Credit CardMakeMyTrip ICICI Bank Signature Credit CardICICI HPCL Super Saver Credit CardICICI HPCL Coral Credit CardAdani One ICICI Bank Signature Credit CardEmirates Skywards ICICI Bank Emeralde Credit CardICICI Times Black Credit CardICICI Manchester United Signature Credit Card

  136. SBI Card revises domestic lounge list for Prime, Miles Prime, Jan 2026

    SBI Card Prime and Miles Prime are in lounge Set B, with a revised list of 30 participating domestic lounges from 10 Jan 2026. The PDF does not state the number of visits. Source: SBI Card, sbicard.com, read 28 Oct 2026

    Cards: BPCL SBI Card OctaneClub Vistara SBI Card PRIMEReliance SBI Card PRIMESBI Card MILES PRIMESBI Card PRIME

  137. RBL Bank adds 1% fee on FASTag loading and toll payments above Rs 10,000, Jan 2026

    From 7 January 2026 RBL Bank charges a 1% fee on FASTag loading and toll payment transactions above Rs 10,000 per transaction per card (MCC 4784, 4111 and 4131). The RBL MITC lists this as a card charge for its credit cards. Source: RBL Bank, webassets.rbl.bank.in, read 28 Oct 2026

    Cards: RBL ShopRite Credit CardRBL Platinum Maxima Plus Credit CardIndianOil RBL Bank XTRA Credit CardRBL World Safari Credit Card

  138. IndusInd Bank ends air accident insurance cover, Dec 2025

    The air accident insurance coverage feature on IndusInd credit cards was discontinued from 21 Dec 2025. Source: IndusInd Bank, indusind.bank.in, read 28 Oct 2026

    Cards: IndusInd Legend Credit CardIndusInd EazyDiner Signature Credit Card

  139. HDFC 6E Rewards XL card discontinued, features end Dec 2025

    The Indigo HDFC Bank 6E Rewards and 6E Rewards XL cards are discontinued and not accepting new applications. All product features and benefits ended on 1 December 2025 and existing holders were migrated to another HDFC Bank card. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: 6E Rewards XL - IndiGo HDFC Bank Credit Card

  140. CSB OneCard raises rent and wallet transfer fees from 1% to 2%, Dec 2025

    From 1 December 2025 rent payments on third-party apps carry a 2% transaction fee, up from 1% until 30 November 2025. Monthly transfers to wallets or bank accounts above Rs 10,000 also move from a 1% to a 2% fee, charged on the full amount. Source: CSB Bank, csb.bank.in, read 28 Oct 2026

    Cards: CSB Bank OneCard (CSB One Co-Branded Credit Card)

  141. Equitas Selfe ties its two chosen memberships to fees or spend milestones from Nov 2025

    From 24 November 2025 the memberships on the Selfe card apply on payment of the joining or annual fee or on spend milestones of Rs 60,000 in the first 3 months for year 1 and Rs 2,40,000 a year from year 2. The previous MITC sent the membership voucher code after card approval. Source: Equitas Small Finance Bank, equitas.bank.in, read 28 Oct 2026

    Cards: Equitas Selfe Credit Card

  142. Equitas PowerMiles ties its luxury memberships to fees or spend milestones from Nov 2025

    From 24 November 2025 the complimentary luxury memberships on PowerMiles apply on payment of the joining or annual fee or on spend milestones of Rs 1,20,000 in the first 3 months for year 1 and Rs 4,80,000 a year from year 2. The previous MITC sent the membership voucher code after card approval. Source: Equitas Small Finance Bank, equitas.bank.in, read 28 Oct 2026

    Cards: Equitas PowerMiles Credit Card

  143. HDFC Tata Neu Plus ends NeuCoins on monthly EMI billing, Nov 2025

    From 17 November 2025, NeuCoins are no longer given on the monthly billing of EMI principal. For loans opened from 17 September 2025, NeuCoins on eligible merchant category codes are credited on settlement of the purchase. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Tata Neu Plus Credit Card

  144. HDFC Tata Neu Infinity ends NeuCoins on monthly EMI billing, Nov 2025

    From 17 November 2025, NeuCoins are no longer given on the monthly billing of EMI principal. For loans opened from 17 September 2025, NeuCoins on eligible merchant category codes are credited on settlement of the purchase. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Tata Neu Infinity Credit Card

  145. AU NOMO cash withdrawal limit set at 50% of card limit, Nov 2025

    From 7 November 2025 the NOMO cash withdrawal limit is 50% of the card limit. The January 2025 MITC listed it at 70% of the card limit. Source: AU Small Finance Bank, au.bank.in, read 28 Oct 2026

    Cards: AU NOMO Credit Card

  146. HDFC Bank MoneyBack+ sets cashback redemption value at 20 paise a point, Nov 2025

    From 1 Nov 2025 the value of cashback redemption against the statement balance is 20 paise per point for Money Back Plus. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC MoneyBack+ Credit Card

  147. HDFC Regalia and Regalia Gold set statement-credit redemption at 15 paise a point, Nov 2025

    From 1 November 2025, redeeming Reward Points as cashback against the statement balance is valued at 15 paise per point on Regalia and Regalia Gold. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Regalia Gold Credit CardHDFC Regalia Credit Card

  148. HDFC 6E Rewards program phased out from Nov 2025

    The 6E Rewards program was phased out from 1 November 2025. Unused 6E Rewards were auto-converted to IndiGo BluChip at 1:1 on that date. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: 6E Rewards XL - IndiGo HDFC Bank Credit Card

  149. HDFC Bank PIXEL Go and Play cap insurance points, end gaming points, Oct 2025

    From 1 Oct 2025 CashPoints and Reward Points on insurance transactions are capped at 2,000 per month and online skill based gaming earns no CashPoints or Reward Points. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC PIXEL Go Credit CardHDFC PIXEL Play Credit Card

  150. HDFC Bank PIXEL Go and Play finance charge set at 3.75% a month, Oct 2025

    The finance charge on revolving credit and cash advances is 3.75% a month, 45% a year, excluding GST, marked as a new change effective 1 Oct 2025. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC PIXEL Go Credit CardHDFC PIXEL Play Credit Card

  151. HDFC Bank PIXEL Go and Play add 1% fees on rent, fuel, utility, wallet, gaming, Oct 2025

    From 1 Oct 2025 a 1% fee applies to rent, to fuel above Rs 15,000, to utility above Rs 50,000 a month, to education paid through third party apps, and to wallet loading and online skill gaming above Rs 10,000 a month. Caps are Rs 4,999 per transaction or per month. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC PIXEL Go Credit CardHDFC PIXEL Play Credit Card

  152. HDFC Bank IRCTC card moves Rs 500 voucher milestone to calendar quarters, Oct 2025

    Cards issued before 1 Oct 2025 got a Rs 500 voucher every 90 days from issuance on Rs 30,000 spends. Cards issued from 1 Oct 2025 get it every calendar quarter on Rs 30,000, and all customers move to the calendar quarter from 1 Jan 2026. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: IRCTC HDFC Bank Credit Card

  153. HDFC Bank IRCTC card adds Rs 500 welcome voucher on lifetime free cards, Oct 2025

    Lifetime free IRCTC cards issued from 1 Oct 2025 to 31 Dec 2025 get a Rs 500 welcome gift voucher on activation, with one transaction in the first 37 days. Cards issued up to 30 Sep 2025 get no welcome benefit on lifetime free or first year free cards. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: IRCTC HDFC Bank Credit Card

  154. Swiggy BLCK HDFC card adds 1% fuel fee above Rs 15,000, Oct 2025

    From 1 October 2025, a 1% fee applies on fuel transactions above Rs 15,000. The fee is capped at Rs 4,999 per transaction. Source: HDFC Bank, media-assets.swiggy.com, read 28 Oct 2026

    Cards: HDFC Swiggy BLCK Credit Card

  155. Swiggy BLCK HDFC card adds 1% fee on third-party education payments, Oct 2025

    From 1 October 2025, a 1% fee applies on education payments made through third-party apps like CRED, Nobroker and Cheq, capped at Rs 4,999 per transaction. Direct school or college payments and international education payments are not charged. Source: HDFC Bank, media-assets.swiggy.com, read 28 Oct 2026

    Cards: HDFC Swiggy BLCK Credit Card

  156. City Union Bank adds 1% fees on wallet loads, fuel, utility and gaming spends from 1 Oct 2025

    From 1 October 2025 the CSK and SRH cards charge 1% on wallet loads, and 1% once cumulative spends per statement cycle reach INR 50,000 on fuel, INR 25,000 on utilities or INR 10,000 on online skill-based gaming. Source: City Union Bank, cityunionbank.bank.in, read 28 Oct 2026

    Cards: City Union CUB CSK RuPay Platinum Credit CardCity Union CUB CSK Master Platinum Credit CardCity Union CUB CSK Master World Credit CardCity Union CUB SRH RuPay Platinum Credit CardCity Union CUB SRH Master Platinum Credit CardCity Union CUB SRH Master World Credit Card

  157. Axis Bank ends Reserve offers on Oberoi hotels from October 2025

    The Reserve product page states that offers on Oberoi hotels and resorts are discontinued with effect from 1 Oct 2025. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis Reserve Credit Card

  158. Axis Bank can forfeit unredeemed EDGE points 30 days after card closure, Oct 2025

    From 1 Oct 2025 Axis Bank reserves the right to forfeit unredeemed EDGE Reward Points and EDGE Miles 30 days after card closure, or when the minimum amount due is outstanding for more than 90 days. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis Magnus Credit CardAxis Magnus for Burgundy Credit CardAxis Reserve Credit CardAxis Atlas Credit CardAxis Horizon Credit CardAxis Select Credit CardAxis Privilege Credit CardAxis My Zone Credit CardAxis Neo Credit CardIndianOil Axis Bank Credit Card

  159. SBI Card adds 1% fee on wallet loads above Rs 1,000, Nov 2025

    From 1 Nov 2025 SBI Card charges 1% of the transaction amount on every wallet load transaction above Rs 1,000. Source: SBI Card, sbicard.com, read 28 Oct 2026

    Cards: BPCL SBI CardBPCL SBI Card OctaneCASHBACK SBI CardClub Vistara SBI Card PRIMEFlipkart SBI CardIRCTC SBI Card PremierPhonePe SBI Card SELECT BLACKReliance SBI Card PRIMEAir India SBI Signature CardSBI Card AURUMSBI Card ELITESBI Card MILES ELITESBI Card MILES PRIMESBI Card PRIMESBI Card PULSETata Neu Infinity SBI Credit CardSimplyCLICK SBI CardSimplySAVE SBI Card

  160. SBI Card adds 1% fee on education payments via apps, Nov 2025

    From 1 Nov 2025 a 1% fee applies to education payments made through third-party apps. Payments made directly to colleges or schools through their websites or POS machines carry no fee. Source: SBI Card, sbicard.com, read 28 Oct 2026

    Cards: BPCL SBI CardBPCL SBI Card OctaneCASHBACK SBI CardClub Vistara SBI Card PRIMEFlipkart SBI CardIRCTC SBI Card PremierPhonePe SBI Card SELECT BLACKReliance SBI Card PRIMEAir India SBI Signature CardSBI Card AURUMSBI Card ELITESBI Card MILES ELITESBI Card MILES PRIMESBI Card PRIMESBI Card PULSETata Neu Infinity SBI Credit CardSimplyCLICK SBI CardSimplySAVE SBI Card

  161. Union Bank raises credit card interest to 3.00% a month, Sept 2025

    Union Bank's credit card MITC Version 1.4, effective from 25 September 2025, charges service charges of 3.00% a month (36% a year) whether or not the minimum payment due is paid by the due date. The MITC effective 2 December 2024 charged 2.50% a month (30% a year) when the minimum was paid and 2.95% a month (35.4% a year) when it was not. Source: Union Bank of India, unionbankofindia.bank.in, read 28 Oct 2026

    Cards: Union Bank of India VISA Gold Credit CardUnion Bank of India VISA Platinum Credit CardUnion Bank of India VISA Signature Credit CardUnion Bank of India RuPay Platinum Credit CardUnion Bank of India RuPay Select Credit CardUnion UNI-CARBON Credit CardUnion JCB Wellness Credit CardUnion JCB Health Credit CardUnion MSME Credit CardUnion Bank of India VISA Business Platinum Corporate Credit Card

  162. Union Bank raises minimum cash withdrawal fee to Rs 500, Sept 2025

    Union Bank's credit card MITC Version 1.4, effective from 25 September 2025, sets the cash withdrawal fee at 3% of the cash advance or a minimum of Rs 500 at both own bank and other bank ATMs. The MITC effective 2 December 2024 had minimums of Rs 200 at own bank ATMs and Rs 250 at other bank ATMs. Source: Union Bank of India, unionbankofindia.bank.in, read 28 Oct 2026

    Cards: Union Bank of India VISA Gold Credit CardUnion Bank of India VISA Platinum Credit CardUnion Bank of India VISA Signature Credit CardUnion Bank of India RuPay Platinum Credit CardUnion Bank of India RuPay Select Credit CardUnion UNI-CARBON Credit CardUnion JCB Wellness Credit CardUnion JCB Health Credit Card

  163. SBI Card adds Rs 200 cheque processing fee from Sep 2025

    From 15 Sep 2025 a Cheque Processing Fee of Rs 200 applies to outstanding payments made by cheque. Payments by UPI, BBPS and NEFT stay free of extra charges. Source: SBI Card, sbicard.com, read 28 Oct 2026

    Cards: BPCL SBI CardBPCL SBI Card OctaneCASHBACK SBI CardClub Vistara SBI Card PRIMEFlipkart SBI CardIRCTC SBI Card PremierPhonePe SBI Card SELECT BLACKReliance SBI Card PRIMEAir India SBI Signature CardSBI Card AURUMSBI Card ELITESBI Card MILES ELITESBI Card MILES PRIMESBI Card PRIMESBI Card PULSETata Neu Infinity SBI Credit CardSimplyCLICK SBI CardSimplySAVE SBI Card

  164. IDFC FIRST Bank sets Ashva joining fee benefit of up to 7,500 points, Sep 2025

    For Ashva cards generated on and after 1 Sep 2025 the joining fee payment benefit is up to 7,500 reward points, in three milestones of 2,500 points each. Source: IDFC FIRST Bank, idfcfirst.bank.in, read 28 Oct 2026

    Cards: IDFC Ashva Credit Card

  165. Unity Bank BharatPe card earns 2% on all bill-period spend slabs from Aug 2025

    From 14 August 2025 the rewards table shows one 2% rate across all Bill Period Unpaid Spends slabs. Until 13 August 2025 the rate was 0% on Rs 1 to Rs 999, 1% on Rs 1,000 to Rs 9,999 and 2% on Rs 10,000 and above. Rewards are Zillion Coins (4 Zillion Coins = Rs 1). Source: Unity Small Finance Bank, unity.bank.in, read 28 Oct 2026

    Cards: Unity Bank BharatPe Credit Card

  166. Unity Bank BharatPe card lets spends from Rs 1,000 go to up to 12 EMIs from Aug 2025

    From 14 August 2025 bill period unpaid spends of Rs 1,000 and above convert to up to 12 EMIs as opted by the cardholder, at 24% APR on reducing balance. Until 13 August 2025 spends of Rs 1,000 to Rs 9,999 converted to 3 EMIs and only Rs 10,000 and above could go up to 12 EMIs. Source: Unity Small Finance Bank, unity.bank.in, read 28 Oct 2026

    Cards: Unity Bank BharatPe Credit Card

  167. Utkarsh superCard links the physical card fee to a Rs 10,000 FD from Aug 2025

    From 11 August 2025 the physical card fee is nil with a fixed deposit of Rs 10,000 or more (Rs 249 plus taxes if the FD falls below that or the account closes within 12 months), Rs 99 plus taxes with an FD of Rs 5,000 to below Rs 10,000 (plus Rs 150 on breach), and Rs 249 plus taxes otherwise. Cards issued from 7 March 2025 to 11 August 2025 were charged Rs 249 only when the FD was below Rs 2,000. Source: Utkarsh Small Finance Bank, utkarsh.bank.in, read 28 Oct 2026

    Cards: Utkarsh superCard

  168. Utkarsh superCard moves to 1% cashback on all spends from Aug 2025

    From 11 August 2025 superCard earns 1% cashback on UPI and non-UPI spends, capped at Rs 500 a month on UPI (via the super.money app) and Rs 10,000 a month on non-UPI, on transactions of Rs 100 or more. Before that it earned 0.5% on non-UPI spends capped at Rs 200 per statement cycle and up to 5% on UPI spends. Source: Utkarsh Small Finance Bank, utkarsh.bank.in, read 28 Oct 2026

    Cards: Utkarsh superCard

  169. IRCTC SBI Card Premier drops air and rail accident cover, Jul 2025

    From 26 Jul 2025 the complimentary Rs 50 lakh air accident cover and Rs 10 lakh rail accident cover on IRCTC SBI Card Premier are discontinued. Source: SBI Card, sbicard.com, read 28 Oct 2026

    Cards: IRCTC SBI Card Premier

  170. ICICI Bank ends the Emeralde monthly membership plan, Jul 2025

    ICICI Bank stopped issuing the Emeralde Credit Card with a monthly membership plan from 24 Jul 2025. The same line covers the Emeralde Private Credit Card. Source: ICICI Bank, icici.bank.in, read 28 Oct 2026

    Cards: ICICI Emeralde Credit Card

  171. SBI Card ends free air accident cover on five cards, Jul 2025

    From 15 Jul 2025 SBI Card discontinues the complimentary Air Accident insurance: Rs 1 crore on Elite, Miles Elite and Miles Prime; Rs 50 lakhs on Prime and Pulse. Source: SBI Card, sbicard.com, read 28 Oct 2026

    Cards: SBI Card ELITESBI Card MILES ELITESBI Card MILES PRIMESBI Card PRIMESBI Card PULSE

  172. IndusInd EazyDiner Signature revises reward points, Jul 2025

    From 15 Jul 2025 hotel and travel spends earn 10 reward points per Rs 100, up from 4. One reward point is valued at Rs 0.10. Dining spends no longer earn reward points. Source: IndusInd Bank, indusind.bank.in, read 28 Oct 2026

    Cards: IndusInd EazyDiner Signature Credit Card

  173. IndusInd EazyDiner Signature ends lounge access and movie offer, Jul 2025

    From 15 Jul 2025 complimentary domestic lounge access and movie tickets through BookMyShow are discontinued. Source: IndusInd Bank, indusind.bank.in, read 28 Oct 2026

    Cards: IndusInd EazyDiner Signature Credit Card

  174. IndusInd EazyDiner Signature caps dining discount at Rs 2,000, Jul 2025

    From 15 Jul 2025 the dining discount stays at 25% up to Rs 1,000 per transaction. It is capped at Rs 2,000 per calendar month without a spend condition, and unlocks a further Rs 3,000 with Rs 30,000 of non-dining spends in the previous month. The total cap is Rs 5,000 per calendar month. Source: IndusInd Bank, indusind.bank.in, read 28 Oct 2026

    Cards: IndusInd EazyDiner Signature Credit Card

  175. RBL Bank ties World Safari domestic lounge visits to Rs 35,000 spend, July 2025

    From 1 July 2025 the 2 complimentary domestic lounge visits per quarter on the World Safari card need Rs 35,000 or more of spend in the previous calendar quarter. Below that spend, there is no domestic lounge access in the next quarter. Source: RBL Bank, webassets.rbl.bank.in, read 28 Oct 2026

    Cards: RBL World Safari Credit Card

  176. HDFC Bank IRCTC card raises fee cap to Rs 4,999, utility on monthly basis, Jul 2025

    From 1 Jul 2025 the maximum 1% charge on rent, fuel, education and utility rises from Rs 3,000 to Rs 4,999. Utility is charged at 1% on cumulative monthly spends above Rs 50,000 instead of per transaction. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: IRCTC HDFC Bank Credit Card

  177. HDFC Bank BizBlack adds gaming, wallet, utility fees, caps insurance points, Jul 2025

    From 1 Jul 2025 a 1% charge applies to online skill gaming and wallet loading above Rs 10,000 a month and to utility above Rs 75,000 a month, each capped at Rs 4,999 a month. Gaming earns no points and insurance Reward Points are capped at 5,000 a month. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC BizBlack Metal Edition Credit Card

  178. HDFC Bank adds 1% fee on wallet loads and gaming above Rs 10,000, Jul 2025

    A 1% fee applies on wallet loading (excluding PayZapp) and on online skill-based gaming spends above Rs 10,000 in a calendar month. Each fee is capped at Rs 4,999 per month. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Bank UPI RuPay Credit CardHDFC Diners Club Black Metal Edition Credit CardHDFC Diners Club Privilege Credit CardHDFC Freedom Credit CardHDFC Infinia Metal Edition Credit CardHDFC Millennia Credit CardHDFC MoneyBack+ Credit CardHDFC Regalia Credit CardHDFC Regalia Gold Credit CardHDFC Swiggy BLCK Credit CardHDFC Tata Neu Infinity Credit CardHDFC Tata Neu Plus Credit CardIndianOil HDFC Bank Credit CardIRCTC HDFC Bank Credit CardMarriott Bonvoy HDFC Bank Credit CardShoppers Stop Black HDFC Bank Credit CardSwiggy HDFC Bank Credit Card

  179. HDFC Tata Neu Plus stops NeuCoins on online skill-based gaming, Jul 2025

    Online skill-based gaming transactions (MCC 5816) no longer earn NeuCoins from 1 July 2025. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Tata Neu Plus Credit Card

  180. HDFC Tata Neu Infinity stops NeuCoins on online skill-based gaming, Jul 2025

    Online skill-based gaming transactions (MCC 5816) no longer earn NeuCoins from 1 July 2025. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Tata Neu Infinity Credit Card

  181. HDFC Bank stops rewards on online skill-based gaming from Jul 2025

    Online skill-based gaming transactions no longer earn Reward Points or CashPoints on any HDFC Bank credit card from 1 July 2025. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Bank UPI RuPay Credit CardHDFC Diners Club Black Metal Edition Credit CardHDFC Diners Club Privilege Credit CardHDFC Freedom Credit CardHDFC Infinia Metal Edition Credit CardHDFC Millennia Credit CardHDFC MoneyBack+ Credit CardHDFC Regalia Credit CardHDFC Regalia Gold Credit CardHDFC Swiggy BLCK Credit CardIndianOil HDFC Bank Credit CardIRCTC HDFC Bank Credit CardMarriott Bonvoy HDFC Bank Credit CardShoppers Stop Black HDFC Bank Credit CardSwiggy HDFC Bank Credit Card

  182. HDFC Bank charges 1% on rent payments, capped at Rs 4,999, from Jul 2025

    A 1% fee on the transaction amount applies on rental transactions on any applicable merchant. The fee is capped at Rs 4,999 per transaction. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Infinia Metal Edition Credit CardHDFC Diners Club Black Metal Edition Credit CardHDFC Regalia Gold Credit CardHDFC Millennia Credit CardHDFC Tata Neu Infinity Credit CardHDFC Tata Neu Plus Credit CardSwiggy HDFC Bank Credit CardHDFC Swiggy BLCK Credit CardHDFC Regalia Credit Card

  183. HDFC Bank caps insurance reward points per month from Jul 2025

    Reward Points on insurance transactions are capped at 10,000 a month for Infinia and Infinia (Metal Edition), 5,000 a month for Diners Black Metal Edition and Diners Black, and 2,000 a month for all other credit cards. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Diners Club Black Metal Edition Credit CardHDFC Diners Club Privilege Credit CardHDFC Freedom Credit CardHDFC Infinia Metal Edition Credit CardHDFC Millennia Credit CardHDFC MoneyBack+ Credit CardHDFC Regalia Credit CardHDFC Regalia Gold Credit CardIndianOil HDFC Bank Credit CardIRCTC HDFC Bank Credit CardShoppers Stop Black HDFC Bank Credit Card

  184. BOBCARD starts core reward points on utility bills from July 2025

    From 1 July 2025 utility bill payments (MCC 4900) earn core reward points on all BOBCARD variants. The notice lists the core rate as 3 points per Rs 100 on Eterna, 2 on Premier and 1 on Select. Source: BOBCARD, media.bobcard.co.in, read 28 Oct 2026

    Cards: Bank of Baroda BOBCARD EternaBank of Baroda BOBCARD PremierBank of Baroda BOBCARD Select

  185. BOBCARD sets 1,000 point minimum for statement balance redemption, Jul 2025

    From 1 July 2025 redeeming reward points against the statement balance needs a minimum of 1000 points on all credit card variants. Source: BOBCARD, media.bobcard.co.in, read 28 Oct 2026

    Cards: Bank of Baroda BOBCARD EternaBank of Baroda BOBCARD PremierBank of Baroda BOBCARD Select

  186. BOBCARD raises finance charge to 3.75% a month on Premier and Select, Jul 2025

    From 1 July 2025 the finance charge is 3.75% per month (45% annualized) on all BOBCARD variants except Eterna, Eterna FD and Tiara, which includes Premier and Select. Source: BOBCARD, media.bobcard.co.in, read 28 Oct 2026

    Cards: Bank of Baroda BOBCARD PremierBank of Baroda BOBCARD Select

  187. Axis Bank caps Reserve 2X international earn at the credit limit, June 2025

    From 20 Jun 2025 the RESERVE card earns 30 points per INR 200 on international spends up to the credit limit a calendar month. Beyond that it earns 15 points per INR 200. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis Reserve Credit Card

  188. Axis Bank caps Magnus accelerated 35 point earn at credit limit plus Rs 1.5 lakh

    From 20 Jun 2025 the 35 points per INR 200 rate applies on monthly spends above INR 1.5 lakh up to the credit limit plus INR 1.5 lakh. Spends beyond that earn 12 points per INR 200. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis Magnus Credit Card

  189. Axis Bank ends Flipkart card lounge access and halves welcome voucher, June 2025

    From 20 Jun 2025 the 4 complimentary domestic lounge visits end. The welcome Flipkart voucher falls from INR 500 to INR 250 for cards issued after 20 Jun 2025. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Flipkart Axis Bank Credit Card

  190. Axis Bank Flipkart card lifts Myntra to 7.5% and caps cashback, June 2025

    From 20 Jun 2025 Myntra earns 7.5% cashback, up from 1%, capped at INR 4,000 a statement quarter. Flipkart and Cleartrip stay at 5%, each capped at INR 4,000 a statement quarter. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Flipkart Axis Bank Credit Card

  191. Axis Bank caps Magnus for Burgundy 35 point earn at credit limit plus Rs 1.5 lakh

    From 20 Jun 2025 the 35 points per INR 200 rate applies on monthly spends above INR 1.5 lakh up to the credit limit plus INR 1.5 lakh. Spends beyond that earn 12 points per INR 200. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis Magnus for Burgundy Credit Card

  192. American Express Gold Card stops points on fuel spends, Jun 2025

    From 12 June 2025 the Gold Card earns no Membership Rewards points on fuel payments (petrol, diesel and CNG from oil marketing companies). Source: American Express, americanexpress.com, read 28 Oct 2026

    Cards: Amex Gold Card (Gold Charge)

  193. HDFC Tata Neu cards move domestic lounge access to quarterly spend vouchers, Jun 2025

    From 10 June 2025, direct swipe lounge access ended. Tata Neu Plus gets 1 domestic lounge voucher and Tata Neu Infinity gets 2 on spending Rs 50,000 or more in a calendar quarter. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Tata Neu Infinity Credit CardHDFC Tata Neu Plus Credit Card

  194. Kotak Zen Signature caps and drops category rewards, Jun 2025

    From 1 Jun 2025 Zen points are earned on education and insurance spends up to Rs 70,000, utility up to Rs 50,000 and government up to Rs 40,000 per statement cycle. Wallet load, fuel, rent and online skill based gaming stop earning. These categories no longer count toward milestones. Source: Kotak Mahindra Bank, kotak.bank.in, read 28 Oct 2026

    Cards: Kotak Zen Signature Credit Card

  195. Kotak Zen Signature cuts cash redemption to Rs 0.20 per point, Jun 2025

    From 1 Jun 2025 cash value for redemption falls from Rs 0.25 to Rs 0.20 per Zen Point, with a minimum of 2,000 Zen Points for cash redemption. Redemption against catalogue categories stays at Rs 0.25 per point. Source: Kotak Mahindra Bank, kotak.bank.in, read 28 Oct 2026

    Cards: Kotak Zen Signature Credit Card

  196. Kotak Zen Signature ties lounge access to Rs 75,000 quarterly spend, Jun 2025

    From 1 Jun 2025 two domestic airport lounge visits in a calendar quarter need quarterly spends of Rs 75,000 or more in the previous quarter. Source: Kotak Mahindra Bank, kotak.bank.in, read 28 Oct 2026

    Cards: Kotak Zen Signature Credit Card

  197. Kotak Zen Signature revises fuel surcharge waiver terms, Jun 2025

    From 1 Jun 2025 the 1% fuel surcharge waiver applies to transactions between Rs 500 and Rs 5000, with a maximum waiver of Rs 3,500 in an anniversary year. Source: Kotak Mahindra Bank, kotak.bank.in, read 28 Oct 2026

    Cards: Kotak Zen Signature Credit Card

  198. Kotak changes minimum amount due to 1% of purchases, Jun 2025

    From 1 Jun 2025 Minimum Amount Due is 1% of purchase transactions and cash advances, plus 100% of EMI, fees and charges (including finance or interest charges), taxes and any over limit amount, plus any unpaid prior MAD. The earlier basis was 5% of purchases plus 5% of finance charges. Source: Kotak Mahindra Bank, kotak.bank.in, read 28 Oct 2026

    Cards: Kotak Zen Signature Credit CardKotak League Platinum Credit CardKotak 811 Credit CardKotak White Credit Card

  199. Kotak League Platinum caps utility rewards and drops categories, Jun 2025

    From 1 Jun 2025 reward points on utility spends are earned only up to Rs 35,000 per statement cycle. Wallet load, online skill based gaming, insurance, government, rent, education and fuel spends stop earning. These categories no longer count toward milestones. Source: Kotak Mahindra Bank, kotak.bank.in, read 28 Oct 2026

    Cards: Kotak League Platinum Credit Card

  200. Kotak League Platinum cuts cash redemption to Rs 0.07 per point, Jun 2025

    From 1 Jun 2025 cash value for redemption falls from Rs 0.10 to Rs 0.07 per reward point, with a minimum of 2,000 reward points for cash redemption. Redemption against other categories stays at Rs 0.10 per point. Source: Kotak Mahindra Bank, kotak.bank.in, read 28 Oct 2026

    Cards: Kotak League Platinum Credit Card

  201. Kotak League Platinum revises fuel surcharge waiver terms, Jun 2025

    From 1 Jun 2025 the 1% fuel surcharge waiver applies to transactions between Rs 500 and Rs 4,000, with a maximum waiver of Rs 3,500 in an anniversary year. Fuel transactions do not earn reward points. Source: Kotak Mahindra Bank, kotak.bank.in, read 28 Oct 2026

    Cards: Kotak League Platinum Credit Card

  202. Kotak 811 caps utility rewards and drops categories, Jun 2025

    With effect from 1 Jun 2025 reward points on utility spends are earned only up to Rs 35,000 per statement cycle. Education, wallet loading, fuel, rent, government, insurance and online skill based gaming stop earning, and these spends no longer count toward milestones. Source: Kotak Mahindra Bank, kotak.bank.in, read 28 Oct 2026

    Cards: Kotak 811 Credit Card

  203. Kotak 811 cuts cash redemption to Rs 0.10 per point, Jun 2025

    With effect from 1 Jun 2025 redemption value of reward points falls from Rs 0.25 to Rs 0.10 per reward point, with a minimum of 2,000 reward points for cashback redemption. Redemption against mobile recharge, shopping and similar categories stays at Rs 0.25 per point. Source: Kotak Mahindra Bank, kotak.bank.in, read 28 Oct 2026

    Cards: Kotak 811 Credit Card

  204. Kotak 811 revises fuel surcharge waiver terms, Jun 2025

    With effect from 1 Jun 2025 the 1% fuel surcharge waiver applies to transactions between Rs 500 and Rs 4,000, with a maximum waiver of Rs 3,500 in each calendar year. Source: Kotak Mahindra Bank, kotak.bank.in, read 28 Oct 2026

    Cards: Kotak 811 Credit Card

  205. Swiggy HDFC card earns 5% on Amazon and Flipkart grocery from May 2025

    Transactions on Amazon and Flipkart registered with MCC 5411 earn 5% cashback for statements starting 10 May 2025. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: Swiggy HDFC Bank Credit Card

  206. IndusInd Bank adds 1% fuel fee above Rs 50,000, May 2025

    From 4 May 2025 fuel transactions up to Rs 50,000 in a statement cycle attract no fee. Above Rs 50,000 a 1% fee plus GST applies to the whole cumulative fuel spend for that cycle. Source: IndusInd Bank, indusind.bank.in, read 28 Oct 2026

    Cards: IndusInd Legend Credit CardIndusInd EazyDiner Signature Credit Card

  207. Yes Bank raises Marquee and Reserv lounge spend gate to Rs 1,00,000, April 2025

    From 1 April 2025 Marquee and Reserv need Rs 1,00,000 spent in the previous quarter to qualify for complimentary domestic lounge access in the next quarter. Source: Yes Bank, yes.bank.in, read 28 Oct 2026

    Cards: YES Marquee Credit CardYES Reserv Credit Card

  208. Club Vistara SBI Card Prime ends renewal and milestone tickets, Apr 2025

    For cards due for renewal after 1 Apr 2025 the renewal Premium Economy ticket voucher and the milestone tickets (at Rs 1.5, 3, 4.5 and 8 lakh annual spend) are discontinued. The Rs 2,999 renewal fee is waived in such cases. Source: SBI Card, sbicard.com, read 28 Oct 2026

    Cards: Club Vistara SBI Card PRIME

  209. SBI SimplyCLICK cuts Swiggy rewards from 10X to 5X, Apr 2025

    Reward Points on online spends at Swiggy with the SimplyCLICK SBI Card drop from 10X to 5X from 1 Apr 2025. 10X stays on Apollo 24X7, BookMyShow, Cleartrip, Dominos, IGP, Myntra, Netmeds and Yatra. Source: SBI Card, sbicard.com, read 28 Oct 2026

    Cards: SimplyCLICK SBI Card

  210. IndusInd Bank limits cash redemption to 50% of balance, Apr 2025

    From 1 Apr 2025 cash credit redemption is limited to the lower of 50% of the points balance and the product monthly cap. Points earned on unpaid spends are pulled back if the Minimum Amount Due is missed by the next statement date, and points on the fractional part of spends above the base multiplier are no longer awarded. Source: IndusInd Bank, indusind.bank.in, read 28 Oct 2026

    Cards: IndusInd Legend Credit CardIndusInd EazyDiner Signature Credit Card

  211. IndusInd Bank sets Rs 149 fee on cash redemption, Apr 2025

    From 1 Apr 2025 redeeming reward points as cash credit on the IndusMoments portal carries a fee of Rs 149 plus GST. The twid Pay With Rewards fee is Rs 10, Rs 15 or Rs 20 plus GST by redemption slab and Rs 50 plus GST for flights. Source: IndusInd Bank, indusind.bank.in, read 28 Oct 2026

    Cards: IndusInd Legend Credit Card

  212. Air India SBI Signature cuts Air India ticket earn to 10 points, Mar 2025

    From 31 Mar 2025 the accelerated earn on Air India tickets bought by the primary cardholder on the Air India website or app falls from 30 to 10 Reward Points per Rs 100. Source: SBI Card, sbicard.com, read 28 Oct 2026

    Cards: Air India SBI Signature Card

  213. Utkarsh superCard lowers the FD threshold for the physical card fee to Rs 2,000 in Mar 2025

    For physical cards issued from 7 March 2025 to 11 August 2025, the Rs 249 plus taxes fee applied only when the fixed deposit fell below Rs 2,000. For cards issued from 1 November 2024 to 7 March 2025 the threshold was Rs 5,000. Source: Utkarsh Small Finance Bank, utkarsh.bank.in, read 28 Oct 2026

    Cards: Utkarsh superCard

  214. IndusInd Bank ends Legend lounge access, Mar 2025

    Complimentary lounge access was discontinued on the Legend Credit Card from 7 Mar 2025. Source: IndusInd Bank, indusind.bank.in, read 28 Oct 2026

    Cards: IndusInd Legend Credit Card

  215. AU Altura changes minimum amount due method, Feb 2025

    From 15 February 2025 the Altura minimum amount due is 5% of principal outstanding plus 100% of fees, interest, EMIs, annual fee and GST for customers who paid the previous total due on time, and 2% of principal plus the same items otherwise. Source: AU Small Finance Bank, au.bank.in, read 28 Oct 2026

    Cards: AU Altura Credit Card

  216. IndusInd Bank ends InterMiles redemption on all cards, Jan 2025

    Redemption of reward points towards InterMiles stopped on all IndusInd credit cards from 21 Jan 2025. Source: IndusInd Bank, indusind.bank.in, read 28 Oct 2026

    Cards: IndusInd Legend Credit CardIndusInd EazyDiner Signature Credit Card

  217. SIB OneCard needs Rs 750 in each of 3 categories for 5X rewards, Jan 2025

    From 6 January 2025 the 5X reward points on the top 2 spend categories of a month need a minimum spend of Rs 750 in each of the 3 categories used to qualify. The base earn stays 1 reward point per Rs 50. Source: South Indian Bank, southindianbank.bank.in, read 28 Oct 2026

    Cards: South Indian SIB One Co-Branded Credit Card (SIB OneCard)South Indian Secured SIB One Co-Branded Credit Card

  218. Indian Bank OneCard 5X rewards need Rs 750 in each of 3 categories, Jan 2025

    From 6 January 2025 the Indian Bank One co-branded card's 5X rewards on the top 2 spend categories of a month need a minimum spend of Rs 750 in each of at least 3 categories. Before, purchases across 3 categories in a month were enough to qualify. Source: Indian Bank and OneCard, assets.getonecard.app, read 28 Oct 2026

    Cards: Indian Bank One Co-branded Credit Card (OneCard)

  219. CSB OneCard needs Rs 750 in each of 3 categories for 5X rewards, Jan 2025

    From 6 January 2025 the 5X reward points on the top 2 spend categories of a month need a minimum spend of Rs 750 in each of the 3 categories used to qualify. The base earn stays 1 reward point per Rs 50. Source: CSB Bank, csb.bank.in, read 28 Oct 2026

    Cards: CSB Bank OneCard (CSB One Co-Branded Credit Card)

  220. ICICI Bank ties domestic lounge access to Rs 75,000 quarterly spend, Jan 2025

    From 1 Jan 2025 complimentary domestic lounge access on these cards needs Rs 75,000 of spend in the previous calendar quarter. Rent, government, education and EMI spends do not count. Source: ICICI Bank, icici.bank.in, read 28 Oct 2026

    Cards: ICICI Sapphiro Credit CardICICI Rubyx Credit CardICICI Coral Credit CardICICI HPCL Super Saver Credit CardMakeMyTrip ICICI Bank Signature Credit Card

  221. BOBCARD adds 1% fee on wallet loads and ends points on them, Jan 2025

    From 1 January 2025 wallet loading transactions (MCC 6539, 6540, 6541, 6542) carry a 1% processing fee and earn no core reward points. Source: BOBCARD, media.bobcard.co.in, read 28 Oct 2026

    Cards: Bank of Baroda BOBCARD EternaBank of Baroda BOBCARD PremierBank of Baroda BOBCARD Select

  222. BOBCARD adds 1% fees on large utility and fuel transactions, Jan 2025

    From 1 January 2025 a 1% processing fee (maximum Rs 3000 per transaction) applies to utility transactions (MCC 4900) of Rs 50,000 or higher, and a 1% fee applies to fuel transactions of Rs 10,000 or higher. The fuel fee does not apply to the HPCL ENERGIE card. Source: BOBCARD, media.bobcard.co.in, read 28 Oct 2026

    Cards: Bank of Baroda BOBCARD EternaBank of Baroda BOBCARD PremierBank of Baroda BOBCARD Select

  223. BOBCARD removes the 500 point UPI reward cap per cycle, Jan 2025

    From 1 January 2025 BOBCARD removed the earlier cap of 500 reward points per statement cycle on UPI transactions. Source: BOBCARD, media.bobcard.co.in, read 28 Oct 2026

    Cards: Bank of Baroda BOBCARD EternaBank of Baroda BOBCARD PremierBank of Baroda BOBCARD Select

  224. BOBCARD ties Eterna and Premier lounge access to quarterly spend, Jan 2025

    From 1 January 2025 Eterna keeps unlimited domestic lounge visits only with Rs 40,000 spent in the preceding calendar quarter. Premier keeps 1 visit per quarter only with Rs 20,000 spent in the preceding calendar quarter. Source: BOBCARD, media.bobcard.co.in, read 28 Oct 2026

    Cards: Bank of Baroda BOBCARD EternaBank of Baroda BOBCARD Premier

  225. BOBCARD ends golf benefits on Eterna from January 2025

    From 1 January 2025 golf benefits are discontinued on the Eterna and Eterna FD cards, along with Yoddha, The Sentinel and Rakshamah. Source: BOBCARD, media.bobcard.co.in, read 28 Oct 2026

    Cards: Bank of Baroda BOBCARD Eterna

  226. AU raises Priority Pass usage charge to USD 35, Jan 2025

    From 1 January 2025 Priority Pass usage in India and visits above the complimentary international visits are charged USD 35 per visit, up from USD 27. Applies to Zenith+, Zenith, Vetta and ABC Pro. Source: AU Small Finance Bank, au.bank.in, read 28 Oct 2026

    Cards: AU ABC Pro Credit CardAU Vetta Credit CardAU Zenith+ Credit CardAU Zenith Credit Card

  227. AU domestic lounge access becomes spend based, Jan 2025

    From 1 January 2025 AU enabled complimentary domestic lounge access on Visa/RuPay AU credit cards only on meeting a spend-based eligibility test. The notice covers Zenith, Vetta, Xcite Ace, Xcite Ultra, SPONT, NOMO and ABC Pro. Source: AU Small Finance Bank, au.bank.in, read 28 Oct 2026

    Cards: AU ABC Pro Credit CardAU NOMO Credit CardAU SPONT Credit CardAU Vetta Credit CardAU Xcite Ace Credit CardAU Xcite Ultra Credit CardAU Zenith Credit Card

  228. ixigo AU sets 1 point per Rs 100 on utility, telecom and insurance, Dec 2024

    From 22 December 2024 ixigo AU earns 1 reward point per Rs 100 on utility, telecom and insurance spends, with insurance capped at 100 reward points per transaction. Source: AU Small Finance Bank, au.bank.in, read 28 Oct 2026

    Cards: ixigo AU Credit Card

  229. ixigo AU withdraws reward points on international spends, Dec 2024

    From 22 December 2024 international transactions on the ixigo AU card earn no reward points. AU links this to the 0% forex markup it introduced in December 2023. Source: AU Small Finance Bank, au.bank.in, read 28 Oct 2026

    Cards: ixigo AU Credit Card

  230. ixigo AU stops reward points on rent, education, government and BBPS, Dec 2024

    From 22 December 2024 ixigo AU cardholders earn no reward points on rent (MCC 6513), education and government, and BBPS transactions. Source: AU Small Finance Bank, au.bank.in, read 28 Oct 2026

    Cards: ixigo AU Credit Card

  231. Axis Bank adds 1% fees on wallet, fuel, utility, education and gaming, Dec 2024

    The MITC lists a 1% fee applicable from 20 Dec 2024 on wallet loads from INR 10,000, fuel from INR 50,000, utilities from INR 25,000 and online skill-based gaming from INR 10,000 per statement cycle, and on third-party app education payments. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis Magnus Credit CardAxis Magnus for Burgundy Credit CardAxis Reserve Credit CardAxis Atlas Credit CardAxis Horizon Credit CardAxis Select Credit CardAxis Privilege Credit CardAxis ACE Credit CardFlipkart Axis Bank Credit CardAirtel Axis Bank Credit CardAxis My Zone Credit CardAxis Neo Credit CardIndianOil Axis Bank Credit Card

  232. IndusInd Legend revises bonus points milestone, Dec 2024

    From 15 Dec 2024 Legend earns 3,000 bonus reward points on spends of Rs 5,00,000 or above within one year of card issue. Low MCC spends (fuel, transport and tolls, utilities, insurance, education, telecom and government among them) do not count where the anniversary year completes after 15 Dec 2024. Source: IndusInd Bank, indusind.bank.in, read 28 Oct 2026

    Cards: IndusInd Legend Credit Card

  233. SBI Card adds 1% fee on utility payments above Rs 50,000, Dec 2024

    From 1 Dec 2024, if utility payments in a billing cycle add up to more than Rs 50,000, SBI Card charges a 1% fee on the total utility amount. Source: SBI Card, sbicard.com, read 28 Oct 2026

    Cards: BPCL SBI CardBPCL SBI Card OctaneCASHBACK SBI CardClub Vistara SBI Card PRIMEFlipkart SBI CardIRCTC SBI Card PremierPhonePe SBI Card SELECT BLACKReliance SBI Card PRIMEAir India SBI Signature CardSBI Card AURUMSBI Card ELITESBI Card MILES ELITESBI Card MILES PRIMESBI Card PRIMESBI Card PULSETata Neu Infinity SBI Credit CardSimplyCLICK SBI CardSimplySAVE SBI Card

  234. SBI Card stops reward points on digital gaming from Dec 2024

    SBI Card lists AURUM, SBI Card Elite, Pulse, SimplyCLICK, PRIME and SimplySAVE among the cards that earn no Reward Points on Digital Gaming Platforms/Merchants from 1 Dec 2024. Source: SBI Card, sbicard.com, read 28 Oct 2026

    Cards: SBI Card AURUMSBI Card ELITESBI Card PULSESimplyCLICK SBI CardSBI Card PRIMESimplySAVE SBI Card

  235. IndusInd Bank changes Legend airport lounge list, Nov 2024

    The list of airport lounges for Legend and Pinnacle changed from 15 Nov 2024. Source: IndusInd Bank, indusind.bank.in, read 28 Oct 2026

    Cards: IndusInd Legend Credit Card

  236. ICICI Bank drops rent, government and education spends from fee waiver, Nov 2024

    From 15 Nov 2024 rent, government and education payments no longer count toward the spend threshold for annual fee reversal and milestone benefits. Source: ICICI Bank, icici.bank.in, read 28 Oct 2026

    Cards: ICICI Times Black Credit CardICICI Emeralde Private Metal Credit CardICICI Emeralde Credit CardICICI Sapphiro Credit CardICICI Rubyx Credit CardICICI Coral Credit CardICICI HPCL Super Saver Credit CardICICI HPCL Coral Credit CardAdani One ICICI Bank Signature Credit CardMakeMyTrip ICICI Bank Credit CardICICI Manchester United Signature Credit Card

  237. ICICI Bank caps utility, insurance and grocery rewards on top cards, Nov 2024

    From 15 Nov 2024 rewards on Emeralde, Sapphiro and Rubyx are capped per statement cycle at Rs 80,000 of utility spend, Rs 80,000 of insurance spend and Rs 40,000 of grocery and departmental store spend. Source: ICICI Bank, icici.bank.in, read 28 Oct 2026

    Cards: ICICI Emeralde Credit CardICICI Sapphiro Credit CardICICI Rubyx Credit Card

  238. ICICI Bank caps utility, insurance and grocery rewards on mid cards, Nov 2024

    From 15 Nov 2024 rewards on Coral, HPCL Coral, Platinum Chip and Manchester United Signature are capped per statement cycle at Rs 40,000 of utility spend, Rs 40,000 of insurance spend and Rs 20,000 of grocery and departmental store spend. Source: ICICI Bank, icici.bank.in, read 28 Oct 2026

    Cards: ICICI Coral Credit CardICICI Platinum Chip Credit CardICICI HPCL Coral Credit CardICICI Manchester United Signature Credit Card

  239. MakeMyTrip ICICI Signature gives Priority Pass to new applicants, Nov 2024

    Customers who applied on or after 15 Nov 2024 get a Priority Pass membership with access to 1,400+ lounges in 145+ countries. Customers who applied earlier keep DreamFolks with 650+ lounges in 100+ countries. Source: ICICI Bank, icici.bank.in, read 28 Oct 2026

    Cards: MakeMyTrip ICICI Bank Signature Credit Card

  240. ICICI Bank adds 1% fee on fuel, utility and education payments, Nov 2024

    From 15 Nov 2024 ICICI Bank charges 1% on fuel transactions above Rs 10,000, 1% on utility payments above Rs 50,000 and 1% on education payments made through third-party apps. Source: ICICI Bank, icici.bank.in, read 28 Oct 2026

    Cards: ICICI Emeralde Private Metal Credit CardICICI Emeralde Credit CardICICI Sapphiro Credit CardICICI Rubyx Credit CardICICI Coral Credit CardICICI Platinum Chip Credit CardAmazon Pay ICICI Bank Credit CardMakeMyTrip ICICI Bank Credit CardMakeMyTrip ICICI Bank Signature Credit CardICICI HPCL Super Saver Credit CardICICI HPCL Coral Credit CardAdani One ICICI Bank Signature Credit CardEmirates Skywards ICICI Bank Emeralde Credit CardICICI Times Black Credit CardICICI Manchester United Signature Credit Card

  241. ICICI Bank sets 2% forex mark-up on Emeralde cards, Nov 2024

    From 15 Nov 2024 the foreign currency mark-up is 2% on the Emeralde Private Metal and Emeralde cards. The standard ICICI Bank mark-up in the same document is 3.50%. Source: ICICI Bank, icici.bank.in, read 28 Oct 2026

    Cards: ICICI Emeralde Private Metal Credit CardICICI Emeralde Credit Card

  242. SBI Card raises finance charge to 3.75% a month from Nov 2024

    From 1 Nov 2024 the rate of Finance Charges is 3.75% p.m. on all unsecured SBI credit cards, except Shaurya and Defense cards. Source: SBI Card, sbicard.com, read 28 Oct 2026

    Cards: BPCL SBI CardBPCL SBI Card OctaneCASHBACK SBI CardClub Vistara SBI Card PRIMEFlipkart SBI CardIRCTC SBI Card PremierPhonePe SBI Card SELECT BLACKReliance SBI Card PRIMEAir India SBI Signature CardSBI Card AURUMSBI Card ELITESBI Card MILES ELITESBI Card MILES PRIMESBI Card PRIMESBI Card PULSETata Neu Infinity SBI Credit CardSimplyCLICK SBI CardSimplySAVE SBI Card

  243. RBL Bank ShopRite stops reward points on six more spend categories, Oct 2024

    From 15 October 2024 purchases in Quasi-Cash, Education, Government Services, Contracted Services, Cash and Bills2Pay no longer earn reward points on the ShopRite card. Source: RBL Bank, rbl.bank.in, read 28 Oct 2026

    Cards: RBL ShopRite Credit Card

  244. RBL Bank ShopRite excludes 14 categories from annual fee waiver spend, Oct 2024

    From 15 October 2024 spends on Fuel & Auto, Utilities, Insurance, Quasi-Cash, Railways, Real Estate/Rental, Education, Wallet/Service Providers, Government services, Contracted Services, Cash, Miscellaneous, Bills2Pay and EMI conversion, plus fees and GST, do not count toward the Rs 1,50,000 annual spend that waives the Rs 500 fee. Source: RBL Bank, webassets.rbl.bank.in, read 28 Oct 2026

    Cards: RBL ShopRite Credit Card

  245. Air India SBI Signature card closed to new customers, Oct 2024

    SBI Card stopped issuing the Air India SBI Signature Credit Card from 10 Oct 2024. Source: SBI Card, sbicard.com, read 28 Oct 2026

    Cards: Air India SBI Signature Card

  246. HDFC Infinia caps Tanishq voucher redemption at 50,000 points a quarter, Oct 2024

    On HDFC Bank SmartBuy, redemption of Reward Points for Tanishq vouchers is capped at 50,000 Reward Points per calendar quarter from 1 October 2024. This applies only to Infinia and Infinia Metal cards. Source: HDFC Bank, v.hdfcbank.com, read 28 Oct 2026

    Cards: HDFC Infinia Metal Edition Credit Card

  247. HDFC Infinia caps Apple product redemption at one a quarter, Oct 2024

    On HDFC Bank SmartBuy, redemption of Reward Points for Apple products is capped to one product per calendar quarter from 1 October 2024. This applies only to Infinia and Infinia Metal cards. Source: HDFC Bank, v.hdfcbank.com, read 28 Oct 2026

    Cards: HDFC Infinia Metal Edition Credit Card

  248. Club Vistara SBI Card Prime closed to new customers, Sep 2024

    SBI Card stopped issuing new Club Vistara SBI Credit Card PRIME cards from 28 Sep 2024. Source: SBI Card, sbicard.com, read 28 Oct 2026

    Cards: Club Vistara SBI Card PRIME

  249. PNB halves the value of a credit card reward point to Rs 0.25, Sep 2024

    From 1 September 2024 one PNB credit card reward point is worth Rs 0.25. The notice's example uses a rate of 0.5 before the change; balances as on 31 August 2024 were adjusted so their value stayed the same. Source: Punjab National Bank, creditcard.pnb.bank.in, read 28 Oct 2026

    Cards: Punjab National Visa Classic Credit CardPunjab National Visa Gold Credit CardPunjab National Visa Platinum Credit CardPunjab National Visa Signature Credit CardPunjab National RuPay Platinum Credit CardPunjab National RuPay Select Credit CardPunjab National RuPay Millennial Credit CardPunjab National Rakshak RuPay Platinum Credit CardPunjab National Rakshak RuPay Select Credit CardPunjab National Patanjali RuPay Platinum Credit CardPunjab National Patanjali RuPay Select Credit Card

  250. IndusInd Legend caps monthly cash redemption of points, Sep 2024

    From 1 Sep 2024 upper limits on cash redemption of reward points apply on various IndusInd cards. The linked reward points table lists a monthly cap of 5,000 points on Legend. Source: IndusInd Bank, indusind.bank.in, read 28 Oct 2026

    Cards: IndusInd Legend Credit Card

  251. HDFC Bank caps utility and telecom Reward Points at 2,000 a month, Sep 2024

    From 1 Sep 2024 Reward Points earned on utility transactions are capped at 2,000 per calendar month, and Reward Points earned on telecom transactions are capped at 2,000 per calendar month. Millennia, UPI, Swiggy, Paytm and a few other cards keep their own product feature caps. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: IRCTC HDFC Bank Credit CardMarriott Bonvoy HDFC Bank Credit CardHDFC MoneyBack+ Credit CardHDFC Freedom Credit CardIndianOil HDFC Bank Credit CardHDFC Diners Club Privilege Credit CardShoppers Stop Black HDFC Bank Credit Card

  252. HDFC Bank MoneyBack+ stops rewards on wallet loads and Easy EMI, Sep 2024

    From 1 Sep 2024 wallet loading and Easy EMI transactions earn no Reward Points on MoneyBack+. Education payments through third party apps also earn none. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC MoneyBack+ Credit Card

  253. HDFC Bank Freedom stops rewards on wallet loads and Easy EMI, Sep 2024

    From 1 Sep 2024 wallet loading and Easy EMI transactions earn no Reward Points on Freedom. Utility and telecom points are capped at 2,000 each per month and third party education payments earn none. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Freedom Credit Card

  254. HDFC Bank stops rewards on education paid via third party apps, Sep 2024

    From 1 Sep 2024 education payments made through third party apps such as CRED, Cheq and MobiKwik earn no Reward Points, and points already earned there are reversed. Payments made directly to schools and colleges are not covered by this line. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: IRCTC HDFC Bank Credit CardMarriott Bonvoy HDFC Bank Credit CardHDFC MoneyBack+ Credit CardHDFC Freedom Credit CardIndianOil HDFC Bank Credit CardHDFC Diners Club Privilege Credit CardShoppers Stop Black HDFC Bank Credit Card

  255. HDFC Bank BizBlack caps utility and telecom Reward Points, Sep 2024

    From 1 Sep 2024 Reward Points on utility transactions are capped at 2,000 per calendar month, and Reward Points on telecom and cable transactions are capped at 2,000 per calendar month. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC BizBlack Metal Edition Credit Card

  256. HDFC Bank caps utility and telecom reward points at 2,000 a month, Sep 2024

    Reward Points on utility transactions (MCC 4900) and on telecom and cable transactions (MCC 4812, 4814, 4899) are each capped at 2,000 Reward Points per calendar month. Product-level caps continue on Millennia, Swiggy and some other cards. Source: HDFC Bank, v.hdfcbank.com, read 28 Oct 2026

    Cards: HDFC Infinia Metal Edition Credit CardHDFC Diners Club Black Metal Edition Credit CardHDFC Regalia Gold Credit CardHDFC Regalia Credit Card

  257. HDFC Tata Neu Plus stops NeuCoins on third-party education payments, Sep 2024

    Education payments made through third-party apps like CRED, Cheq and MobiKwik no longer earn NeuCoins. Payments made directly on college or school websites or their POS machines still earn NeuCoins. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Tata Neu Plus Credit Card

  258. HDFC Tata Neu Infinity stops NeuCoins on third-party education payments, Sep 2024

    Education payments made through third-party apps like CRED, Cheq and MobiKwik no longer earn NeuCoins. Payments made directly on college or school websites or their POS machines still earn NeuCoins. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Tata Neu Infinity Credit Card

  259. HDFC Millennia stops reward points on wallet loads and Easy EMI, Sep 2024

    Wallet loading (MCC 6540) and Easy EMI transactions no longer earn Reward Points on Millennia cards. Source: HDFC Bank, v.hdfcbank.com, read 28 Oct 2026

    Cards: HDFC Millennia Credit Card

  260. HDFC Bank stops reward points on education payments via apps, Sep 2024

    Education payments made through third-party apps like CRED, Cheq and MobiKwik no longer earn Reward Points on consumer cards. Payments made directly on college or school websites or their POS machines still earn points. Source: HDFC Bank, v.hdfcbank.com, read 28 Oct 2026

    Cards: HDFC Infinia Metal Edition Credit CardHDFC Diners Club Black Metal Edition Credit CardHDFC Regalia Gold Credit CardHDFC Millennia Credit CardHDFC Regalia Credit Card

  261. Standard Chartered Ultimate charges 2% forex markup upfront, Aug 2024

    From 25 August 2024 all overseas transactions on the Ultimate card carry a 2% forex markup at posting. This replaces waiting for a separate 1.5% cashback posting. Source: Standard Chartered, sc.bank.in, read 28 Oct 2026

    Cards: Standard Chartered Ultimate Credit Card

  262. AU Bank adds 1% fair usage charge on fuel and utility spends, Aug 2024

    From 15 August 2024 AU charges 1% on monthly fuel spends above 50% of the credit limit or Rs 50,000, whichever is lower, and 1% on monthly utility spends above Rs 50,000. Corporate and Purchase cards are excluded. Source: AU Small Finance Bank, au.bank.in, read 28 Oct 2026

    Cards: AU Zenith+ Credit CardAU Zenith Credit CardAU Vetta Credit CardAU Altura Credit CardAU Altura Plus Credit CardAU LIT Credit CardAU NOMO Credit CardAU SPONT Credit Cardixigo AU Credit CardAU Xcite Credit CardAU Xcite Ace Credit CardAU Xcite Ultra Credit CardAU InstaPay RuPay Credit CardAU ABC Flex Credit CardAU ABC Nxt Credit CardAU ABC Pro Credit CardAU ABC Biz Credit CardAU Business Cashback Credit Card

  263. AU Bank sets card interest at 3.75% a month, Aug 2024

    From 15 August 2024 the interest rate (APR) is 3.75% per month (45% per annum) on all AU credit cards except Zenith+, Corporate and Purchase cards. Source: AU Small Finance Bank, au.bank.in, read 28 Oct 2026

    Cards: AU Zenith Credit CardAU Vetta Credit CardAU Altura Credit CardAU Altura Plus Credit CardAU LIT Credit CardAU NOMO Credit CardAU SPONT Credit Cardixigo AU Credit CardAU Xcite Credit CardAU Xcite Ace Credit CardAU Xcite Ultra Credit CardAU InstaPay RuPay Credit CardAU ABC Flex Credit CardAU ABC Nxt Credit CardAU ABC Pro Credit CardAU ABC Biz Credit CardAU Business Cashback Credit Card

  264. HDFC Bank Shoppers Stop Black adds rent, fuel, utility, education fees, Aug 2024

    From 1 Aug 2024 a 1% fee applies to rent paid through apps, to fuel above Rs 15,000 per transaction, to utilities above Rs 50,000 per transaction and to education paid through third party apps, each capped at Rs 3,000 per transaction. The notice also sets an Easy-EMI processing fee of up to Rs 299 and a Rs 50 fee for redeeming rewards as statement credit. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: Shoppers Stop Black HDFC Bank Credit Card

  265. HDFC Bank MoneyBack+ adds rent, fuel, utility, education fees, Aug 2024

    From 1 Aug 2024 a 1% fee applies to rent paid through apps, to fuel above Rs 15,000 per transaction, to utilities above Rs 50,000 per transaction and to education paid through third party apps, each capped at Rs 3,000 per transaction. Easy-EMI processing fee is up to Rs 299 and redeeming CashPoints as statement credit costs Rs 50. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC MoneyBack+ Credit Card

  266. HDFC Bank IndianOil card adds Rs 50 statement credit redemption fee, Aug 2024

    From 1 Aug 2024 redeeming rewards towards statement credit (CashBack) on the IndianOil HDFC Bank Credit Card carries a fee of Rs 50. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: IndianOil HDFC Bank Credit Card

  267. HDFC Bank Freedom adds rent, fuel, utility, education fees, Aug 2024

    From 1 Aug 2024 a 1% fee applies to rent paid through apps, to fuel above Rs 15,000 per transaction, to utilities above Rs 50,000 per transaction and to education paid through third party apps, each capped at Rs 3,000 per transaction. Redeeming rewards as statement credit costs Rs 50. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Freedom Credit Card

  268. HDFC Bank BizBlack adds rent, fuel, utility, education fees, Aug 2024

    From 1 Aug 2024 a 1% fee applies to rent paid through apps, to fuel above Rs 30,000 per transaction, to utilities above Rs 75,000 per transaction and to education paid through third party apps, each capped at Rs 3,000 per transaction. Insurance is not treated as utility. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC BizBlack Metal Edition Credit Card

  269. HDFC Tata Neu Plus resets UPI NeuCoins to 0.25% plus 0.75% on Neu UPI ID, Aug 2024

    From 1 August 2024, eligible UPI spends earn 0.25% NeuCoins on any UPI ID, plus an extra 0.75% on the Tata Neu UPI ID. UPI NeuCoins stay capped at 500 a month. The card's T&C table lists the earlier UPI rate as 1%. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Tata Neu Plus Credit Card

  270. HDFC Tata Neu Infinity resets UPI NeuCoins to 0.5% plus 1% on Neu UPI ID, Aug 2024

    From 1 August 2024, eligible UPI spends earn 0.5% NeuCoins on any UPI ID, plus an extra 1% on the Tata Neu UPI ID. UPI NeuCoins stay capped at 500 a month. The card's T&C table lists the earlier UPI rate as 1.5%. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Tata Neu Infinity Credit Card

  271. HDFC Millennia adds 1% fees on fuel, utility, rent and education, Aug 2024

    A 1% fee applies on fuel spends above Rs 15,000 per transaction and utility spends above Rs 50,000 per transaction, on the full amount. Rent and third-party-app education payments also carry 1%. Each fee is capped at Rs 3,000 per transaction. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Millennia Credit Card

  272. HDFC Millennia charges Rs 50 to redeem CashPoints for statement credit, Aug 2024

    From 1 August 2024, redeeming rewards towards statement credit (CashBack) on the Millennia card carries a Rs 50 redemption fee. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Millennia Credit Card

  273. HDFC Bank sets late payment fee slabs on credit cards from Aug 2024

    Late payment charges by statement amount: nil up to Rs 100, Rs 100 for Rs 101 to 500, Rs 500 for Rs 501 to 1,000, Rs 600 for Rs 1,001 to 5,000, Rs 750 for Rs 5,001 to 10,000, Rs 900 for Rs 10,001 to 25,000, Rs 1,100 for Rs 25,001 to 50,000 and Rs 1,300 above Rs 50,000. Infinia (Metal Edition) is excluded. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Diners Club Black Metal Edition Credit CardHDFC Regalia Gold Credit CardHDFC Millennia Credit CardHDFC Tata Neu Infinity Credit CardHDFC Tata Neu Plus Credit CardSwiggy HDFC Bank Credit CardHDFC Swiggy BLCK Credit CardHDFC Regalia Credit Card

  274. SBI Card stops reward points on government payments for co-brand cards, Jul 2024

    From 15 Jul 2024 Reward Points do not accrue on government related transactions on the listed co-brand cards. Source: SBI Card, sbicard.com, read 28 Oct 2026

    Cards: Air India SBI Signature CardClub Vistara SBI Card PRIMEIRCTC SBI Card PremierReliance SBI Card PRIME

  275. BOBCARD stops core reward points on special MCCs for Eterna, Premier, Select, Jul 2024

    From 15 July 2024 Eterna, Premier and Select earn no core reward points on the special merchant categories in the notice (including agriculture, contractors, transportation, telecom, utility, insurance, rent, education and government), and none on fuel. Source: BOBCARD, media.bobcard.co.in, read 28 Oct 2026

    Cards: Bank of Baroda BOBCARD EternaBank of Baroda BOBCARD PremierBank of Baroda BOBCARD Select

  276. Axis Bank launches the Horizon travel card in July 2024

    The HORIZON card carries a joining fee of INR 3000 + GST and an annual fee of INR 3000 + GST. It earns 5 EDGE Miles per INR 100 on Travel Edge and airline spends and 2 EDGE Miles per INR 100 on other spends, for cards issued on or after 1 Jul 2024. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis Horizon Credit Card

  277. Swiggy HDFC card credits cashback to the statement from Jun 2024

    For statements generated from 21 June 2024, cashback is auto-redeemed against the outstanding amount due for the next cycle instead of being paid as Swiggy Money. Swiggy Money earned on earlier statements stays redeemable on the Swiggy app. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: Swiggy HDFC Bank Credit Card

  278. SBI Card stops reward points on government payments June 2024

    SBI Card lists AURUM, SBI Card Elite, Pulse, SimplyCLICK, PRIME and SimplySAVE among the cards that earn no Reward Points on government related transactions from 1 Jun 2024. Source: SBI Card, sbicard.com, read 28 Oct 2026

    Cards: SBI Card AURUMSBI Card ELITESBI Card PULSESimplyCLICK SBI CardSBI Card PRIMESimplySAVE SBI Card

  279. IndusInd Bank revises fuel surcharge waiver caps, May 2024

    From 5 May 2024 the fuel surcharge waiver covers transactions from Rs 500 to Rs 3000. The cap per billing cycle is Rs 100 on Legend and Rs 250 on EazyDiner Signature. Source: IndusInd Bank, indusind.bank.in, read 28 Oct 2026

    Cards: IndusInd Legend Credit CardIndusInd EazyDiner Signature Credit Card

  280. Axis Bank ties Privilege domestic lounge access to Rs 50,000 spend, May 2024

    From 1 May 2024 PRIVILEGE domestic lounge access needs Rs 50,000 of spends in the previous 3 calendar months. New cards are exempt for the issue month and the next 3 months. Source: Axis Bank, campaign.axis.bank.in, read 28 Oct 2026

    Cards: Axis Privilege Credit Card

  281. Axis Bank ties Magnus domestic lounge access to Rs 50,000 spend, May 2024

    From 1 May 2024 MAGNUS domestic lounge access needs Rs 50,000 of spends in the previous 3 calendar months. New cards are exempt for the issue month and the next 3 months. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis Magnus Credit Card

  282. Axis Bank ties Flipkart card lounge access to Rs 50,000 spend, May 2024

    From 1 May 2024 FLIPKART AXIS BANK lounge access needs INR 50,000 of spends in the previous 3 months. New cards are exempt for the issue month and the next 3 months. Source: Axis Bank, campaign.axisbank.com, read 28 Oct 2026

    Cards: Flipkart Axis Bank Credit Card

  283. Axis Bank ties Magnus for Burgundy lounge access to Rs 50,000 spend, May 2024

    From 1 May 2024 domestic lounge access needs Rs 50,000 of spends in the previous 3 calendar months. New cards are exempt for the issue month and the next 3 months. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis Magnus for Burgundy Credit Card

  284. Axis Bank ties Airtel card lounge access to Rs 50,000 spend, May 2024

    From 1 May 2024 AIRTEL AXIS BANK lounge access needs INR 50,000 of spends in the previous 3 calendar months. New cards are exempt for the issue month and the next 3 months. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Airtel Axis Bank Credit Card

  285. Axis Bank ties ACE domestic lounge access to Rs 50,000 spend, May 2024

    From 1 May 2024 ACE domestic lounge access needs INR 50,000 of spends in the previous 3 calendar months. New cards are exempt for the issue month and the next 3 months. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis ACE Credit Card

  286. Axis Bank caps Reserve points transfers by partner group, April 2024

    From 20 Apr 2024 RESERVE holders can transfer at most 1 lakh EDGE Reward Points a calendar year to Group A partners and 4 lakh to Group B partners. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis Reserve Credit Card

  287. Axis Bank Reserve stops points on insurance, fuel, gold and wallet, April 2024

    From 20 Apr 2024 spends on insurance, fuel, gold/jewellery and wallet earn no EDGE Reward Points on the RESERVE card. Insurance, fuel and gold also stop counting towards the annual fee waiver. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis Reserve Credit Card

  288. Axis Bank ends the Reserve 50,000 point annual benefit, April 2024

    From 20 Apr 2024 the annual benefit of 50,000 EDGE Reward Points on the RESERVE card is discontinued. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis Reserve Credit Card

  289. Axis Bank ends the Reserve airport transfer service, April 2024

    Airport Transfer service on the RESERVE card is discontinued from 20 Apr 2024. Requests raised up to 19 Apr 2024 are fulfilled. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis Reserve Credit Card

  290. Axis Bank caps Privilege points transfers by partner group, April 2024

    From 20 Apr 2024 PRIVILEGE holders can transfer at most 1 lakh EDGE Reward Points a calendar year to Group A partners and 4 lakh to Group B partners. Source: Axis Bank, campaign.axis.bank.in, read 28 Oct 2026

    Cards: Axis Privilege Credit Card

  291. Axis Bank changes the Privilege milestone and drops vouchers, April 2024

    The PRIVILEGE milestone is 10,000 EDGE Reward Points on Rs 2.5 lakh spend in a card anniversary year. Multi brand vouchers at double redemption value on every Rs 2.5 lakh and the 24*7 concierge are discontinued. Source: Axis Bank, campaign.axis.bank.in, read 28 Oct 2026

    Cards: Axis Privilege Credit Card

  292. Axis Bank widens Privilege milestone and fee waiver exclusions, April 2024

    From 20 Apr 2024 government services, utilities, gold/jewellery, rent, wallet, insurance, fuel and educational services spends do not count towards the PRIVILEGE milestone or annual fee waiver. Source: Axis Bank, campaign.axis.bank.in, read 28 Oct 2026

    Cards: Axis Privilege Credit Card

  293. Axis Bank Privilege stops points on gold and jewellery from April 2024

    From 20 Apr 2024 gold/jewellery spends (MCC 5094, 5944) earn no EDGE Reward Points on the PRIVILEGE card. Source: Axis Bank, campaign.axis.bank.in, read 28 Oct 2026

    Cards: Axis Privilege Credit Card

  294. Axis Bank raises the Privilege annual fee waiver spend to Rs 5 lakh, April 2024

    Customers onboarded from 20 Apr 2024 get a Rs 1,500 fee waiver on Rs 5 lakh spend in the preceding year. Earlier customers keep Rs 2.5 lakh until card anniversaries after 20 Apr 2025, then Rs 5 lakh applies. Source: Axis Bank, campaign.axis.bank.in, read 28 Oct 2026

    Cards: Axis Privilege Credit Card

  295. Axis Bank splits Magnus points transfers into capped partner groups, April 2024

    From 20 Apr 2024 MAGNUS holders can transfer at most 1 lakh EDGE Reward Points a calendar year to Group A partners and 4 lakh to Group B partners. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis Magnus Credit Card

  296. Axis Bank cuts Magnus lounge guest visits from 8 to 4, April 2024

    From 20 Apr 2024 complimentary guest visits on the MAGNUS card fall from 8 to 4, on both domestic and international lounge programs. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis Magnus Credit Card

  297. Axis Bank Magnus stops points on insurance, gold and fuel from April 2024

    From 20 Apr 2024 spends on insurance, gold/jewellery and fuel earn no base or accelerated EDGE Reward Points on the MAGNUS card and do not count towards the annual fee waiver threshold. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis Magnus Credit Card

  298. Axis Bank ends Magnus movie offer, concierge and meet and assist, April 2024

    From 20 Apr 2024 the MAGNUS card drops the BookMyShow buy one get one offer, the 24*7 concierge service and the 8 complimentary airport meet & assist services. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis Magnus Credit Card

  299. Axis Bank raises the IndianOil card fee waiver spend to Rs 3.5 lakh, April 2024

    Customers onboarded from 20 Apr 2024 get a Rs 500 fee waiver on Rs 3.5 lakh spend. Earlier customers need INR 50,000 until anniversaries on and after 20 Apr 2025, then INR 3.5 lakh. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: IndianOil Axis Bank Credit Card

  300. Axis Bank stops IndianOil card points on rent, wallet and insurance, April 2024

    From 20 Apr 2024 rent, wallet, insurance, gold/jewellery, utilities and government spends earn no EDGE Reward Points on the INDIANOIL AXIS BANK card. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: IndianOil Axis Bank Credit Card

  301. Axis Bank sets Flipkart card base cashback at 1% from April 2024

    From 20 Apr 2024 transactions other than Flipkart, preferred merchants and excluded categories earn a base cashback of 1% on the FLIPKART AXIS BANK card. Source: Axis Bank, campaign.axisbank.com, read 28 Oct 2026

    Cards: Flipkart Axis Bank Credit Card

  302. Axis Bank caps Magnus for Burgundy points transfers by group, April 2024

    From 20 Apr 2024 holders can transfer at most 2 lakh EDGE Reward Points a calendar year to Group A partners and 8 lakh to Group B partners. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis Magnus for Burgundy Credit Card

  303. Axis Bank halves Magnus for Burgundy meet and assist services, April 2024

    From 20 Apr 2024 the complimentary airport meet & assist services drop from 8 to 4 a calendar year. The BookMyShow buy one get one offer and the 24*7 concierge service are discontinued. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis Magnus for Burgundy Credit Card

  304. Axis Bank cuts Magnus for Burgundy lounge guest visits to 4, April 2024

    From 20 Apr 2024 complimentary guest visits fall from 8 to 4 on the domestic and international lounge programs. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis Magnus for Burgundy Credit Card

  305. Axis Bank Magnus for Burgundy stops points on insurance, gold, fuel, April 2024

    From 20 Apr 2024 spends on insurance, fuel and gold & jewellery earn no base or accelerated EDGE Reward Points and do not count towards the annual fee waiver threshold. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis Magnus for Burgundy Credit Card

  306. Axis Bank halves the Atlas welcome miles for cards sourced from April 2024

    Cards sourced from 20 Apr 2024 get 2,500 EDGE Miles on the first transaction within 37 days. Cards sourced from 20 Dec 2022 to 20 Apr 2024 got 5,000 EDGE Miles within 30 days. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis Atlas Credit Card

  307. Axis Bank caps Atlas accelerated travel miles at Rs 2 lakh a month, April 2024

    From 20 Apr 2024 the ATLAS card earns 5 EDGE Miles per Rs 100 on Travel EDGE, airline and hotel spends up to Rs 2,00,000 a month, and 2 EDGE Miles per Rs 100 above that. Source: Axis Bank, campaign.axis.bank.in, read 28 Oct 2026

    Cards: Axis Atlas Credit Card

  308. Axis Bank caps Atlas miles transfers by partner group from April 2024

    From 20 Apr 2024 EDGE Miles transfers to partners are capped at 1,50,000 a customer ID a calendar year, with at most 30,000 to Group A and 1,20,000 to Group B partners. Source: Axis Bank, campaign.axis.bank.in, read 28 Oct 2026

    Cards: Axis Atlas Credit Card

  309. Axis Bank Atlas drops miles on rent, fuel, utilities and more from April 2024

    From 20 Apr 2024 the ATLAS card earns no EDGE Miles on gold/jewellery, rent, wallet, government, insurance, fuel and utilities spends. The same categories stop counting towards milestone spends and tier evaluation. Source: Axis Bank, campaign.axis.bank.in, read 28 Oct 2026

    Cards: Axis Atlas Credit Card

  310. Axis Bank ends Atlas airport meet and assist and concierge from April 2024

    From 20 Apr 2024 the ATLAS card loses the tier based Airport Meet & Assist and Airport Transfer benefit and the 24*7 complimentary concierge service. Source: Axis Bank, campaign.axis.bank.in, read 28 Oct 2026

    Cards: Axis Atlas Credit Card

  311. Axis Bank cuts Airtel card cashback caps from INR 300 to INR 250, April 2024

    From 20 Apr 2024 the monthly cap on 25% Airtel bill cashback and on 10% utility cashback via Airtel Thanks falls from INR 300 to INR 250 a statement cycle. Utility spends elsewhere earn no cashback. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Airtel Axis Bank Credit Card

  312. Axis Bank ACE ends cashback on utility bills outside Google Pay, April 2024

    From 20 Apr 2024 utility spends on any platform other than Google Pay (MCC 4814, 4816, 4899, 4900) earn no cashback on the ACE card. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis ACE Credit Card

  313. Axis Bank ACE base cashback falls from 2% to 1.5% from April 2024

    Cashback on other eligible merchants is 1.5% from 20 Apr 2024, against 2% until 19 Apr 2024. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis ACE Credit Card

  314. SBI Card stops reward points on rent payments for co-brand cards, Apr 2024

    From 15 Apr 2024 Reward Points do not accrue on rent payments on the listed co-brand cards. Source: SBI Card, sbicard.com, read 28 Oct 2026

    Cards: Air India SBI Signature CardBPCL SBI Card OctaneIRCTC SBI Card PremierClub Vistara SBI Card PRIME

  315. Yes Bank ties domestic lounge access to Rs 35,000 quarterly spend, April 2024

    From 1 April 2024 domestic lounge access depends on spending Rs 35,000 or more in a quarter to qualify for complimentary access in the next quarter. Source: Yes Bank, yes.bank.in, read 28 Oct 2026

    Cards: YES Marquee Credit CardYES Reserv Credit Card

  316. SBI Card stops reward points on rent payments from April 2024

    SBI Card lists AURUM, SBI Card Elite, Pulse, SimplyCLICK, PRIME and SimplySAVE among the cards that earn no Reward Points on rent payments from 1 Apr 2024. Source: SBI Card, sbicard.com, read 28 Oct 2026

    Cards: SBI Card AURUMSBI Card ELITESBI Card PULSESimplyCLICK SBI CardSBI Card PRIMESimplySAVE SBI Card

  317. IDFC FIRST Bank adds 1% utility fee above Rs 20,000, May 2024

    From 1 May 2024 a 1% fee applies to utility spends once aggregate utility spends exceed Rs 20,000 in a billing cycle. Utility spends keep earning 1X. Source: IDFC FIRST Bank, idfcfirst.bank.in, read 28 Oct 2026

    Cards: IDFC FIRST Wealth Credit CardIDFC FIRST Select Credit CardIDFC FIRST Millennia Credit Card

  318. IDFC FIRST Bank sets Rs 249 minimum rent fee, May 2024

    From 1 May 2024 the 1% rent and property management fee stays but carries a minimum of Rs 249 per transaction. Source: IDFC FIRST Bank, idfcfirst.bank.in, read 28 Oct 2026

    Cards: IDFC FIRST Wealth Credit CardIDFC FIRST Select Credit CardIDFC FIRST Millennia Credit Card

  319. IDFC FIRST Bank cuts online rewards to 3X up to Rs 20,000, May 2024

    From 1 May 2024, reward points on online spends up to Rs 20,000 in a statement cycle are revised to 3X (3 points per Rs 150). Education, wallet load and government spends earn 3X and stop counting toward the 10X threshold. Wealth and Select earn 10X on online and offline spends above Rs 20,000; Millennia keeps 10X on incremental spends above Rs 20,000 per month. Source: IDFC FIRST Bank, idfcfirst.bank.in, read 28 Oct 2026

    Cards: IDFC FIRST Wealth Credit CardIDFC FIRST Select Credit CardIDFC FIRST Millennia Credit Card

  320. IDFC FIRST Bank trims Wealth and Select movie offers, May 2024

    From 1 May 2024 the buy one get one movie offer is revised to up to Rs 125 off twice per month on Select and up to Rs 250 off twice per month on Wealth. Source: IDFC FIRST Bank, idfcfirst.bank.in, read 28 Oct 2026

    Cards: IDFC FIRST Wealth Credit CardIDFC FIRST Select Credit Card

  321. IDFC FIRST Bank caps Wealth and Select lounge visits, May 2024

    From 1 May 2024 Select gets 2 domestic airport lounge visits per quarter. Wealth keeps 4 airport lounge and spa visits per quarter, capped at 2 domestic and 2 international. Both need Rs 20,000 spent in a calendar month to activate lounge benefits for the next month. Source: IDFC FIRST Bank, idfcfirst.bank.in, read 28 Oct 2026

    Cards: IDFC FIRST Wealth Credit CardIDFC FIRST Select Credit Card

  322. Edge CSB Bank RuPay card moves to 2% on one chosen category plus 0.4% base, Mar 2024

    From 27 March 2024 the Edge CSB Bank RuPay card earns 2% cashback on one category the user picks (Travel, Food or Shopping) and 0.4% on all other spends, capped at Rs 3,000 (15,000 Jewels) per billing cycle. Source: CSB Bank, csb.bank.in, read 28 Oct 2026

    Cards: Edge CSB Bank RuPay Credit Card

  323. SBI Aurum drops physical DreamFolks card from March 2024

    From 1 Mar 2024 SBI Card stops issuing a physical card for DreamFolks Membership. AURUM cardholders get the benefit through aurumcreditcard.com or the SBI Card mobile app. Source: SBI Card, sbicard.com, read 28 Oct 2026

    Cards: SBI Card AURUM

  324. IndusInd Bank revises reward points program, Mar 2024

    IndusInd revised its reward points program with effect from 1 Mar 2024. The linked table on the bank site lists Legend at Rs 0.75 per point for non-cash redemption and Rs 0.50 per point for cash redemption. Source: IndusInd Bank, indusind.bank.in, read 28 Oct 2026

    Cards: IndusInd Legend Credit Card

  325. ICICI Bank stops reward points on rent and wallet loads, Feb 2024

    From 5 Feb 2024 rent pay and e-wallet loading transactions earn no reward points on ICICI Bank credit cards. The Amazon Pay ICICI Bank card is exempt. Source: ICICI Bank, icici.bank.in, read 28 Oct 2026

    Cards: ICICI Emeralde Private Metal Credit CardICICI Emeralde Credit CardICICI Sapphiro Credit CardICICI Rubyx Credit CardICICI Coral Credit CardICICI Platinum Chip Credit CardMakeMyTrip ICICI Bank Credit CardMakeMyTrip ICICI Bank Signature Credit CardICICI HPCL Super Saver Credit CardICICI HPCL Coral Credit CardAdani One ICICI Bank Signature Credit CardEmirates Skywards ICICI Bank Emeralde Credit CardICICI Times Black Credit CardICICI Manchester United Signature Credit Card

  326. ICICI Bank moves government payments into the utility category, Feb 2024

    From 5 Feb 2024 government transactions count as utility payment transactions on ICICI Bank credit cards, so they follow the utility earn rules and caps. The Amazon Pay ICICI Bank card is exempt. Source: ICICI Bank, icici.bank.in, read 28 Oct 2026

    Cards: ICICI Emeralde Private Metal Credit CardICICI Emeralde Credit CardICICI Sapphiro Credit CardICICI Rubyx Credit CardICICI Coral Credit CardICICI Platinum Chip Credit CardMakeMyTrip ICICI Bank Credit CardMakeMyTrip ICICI Bank Signature Credit CardICICI HPCL Super Saver Credit CardICICI HPCL Coral Credit CardAdani One ICICI Bank Signature Credit CardEmirates Skywards ICICI Bank Emeralde Credit CardICICI Times Black Credit CardICICI Manchester United Signature Credit Card

  327. HDFC Infinia moves Turkish, Accor and Avianca transfers to 2:1, Jan 2024

    From 15 January 2024, 2 Reward Points convert to 1 Loyalty Point for Turkish Miles, Accor and Avianca Life Miles. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Infinia Metal Edition Credit Card

By bank

AU all AU cards

  1. AU Zenith+ credit card forex markup cut to 0% from 1 Dec 2026

    AU Small Finance Bank will charge no forex markup on the Zenith+ credit card from 1 December 2026, down from 0.99%. Its card terms updated on 2 November 2026 show the change.

    Cards: AU Zenith+ Credit Card

  2. Paytm AU SFB card launches with family lounge visits, Oct 2026

    AU Small Finance Bank and Paytm launched a lifetime-free RuPay card on 21 October 2026: up to 12 family lounge visits a year on round trips booked on Paytm, and 2% on eligible Paytm UPI.

    Cards: Paytm AU Credit Card

  3. AU and Paytm launch the lifetime free Paytm AU SFB RuPay card, Oct 2026

    On 21 October 2026 AU announced the Paytm AU SFB Credit Card, a lifetime free RuPay card with up to 2% rewards on eligible Paytm UPI spends, 5% on Paytm Travel and Paytm Gold, and up to 12 family lounge visits a year. Source: AU Small Finance Bank, au.bank.in, read 28 Oct 2026

    Cards: Paytm AU Credit Card

  4. AU CA and CS cards move to Rs 50,000 quarterly spend for lounges, Oct 2026

    From 1 October 2026 the revised domestic lounge terms apply to the AU CA and AU CS cards: net retail spend of at least Rs 50,000 in a calendar quarter earns complimentary domestic lounge access in the next quarter. Source: AU Small Finance Bank, au.bank.in, read 28 Oct 2026

    Cards: AU CA Metal Credit CardAU CS Credit Card

  5. AU Bank changes fuel fair usage charge to 1% on all fuel spend, Jul 2026

    From 1 July 2026 there is no charge if each fuel transaction is under Rs 10,000 and monthly fuel spend is under Rs 25,000. Above either limit, AU charges 1% on the entire monthly fuel spend. Source: AU Small Finance Bank, au.bank.in, read 28 Oct 2026

    Cards: AU Altura Credit CardAU Altura Plus Credit CardAU Ananta Credit CardAU Business Cashback Credit CardAU CA Metal Credit CardAU CS Credit CardAU InstaPay RuPay Credit CardAU KOSMO Credit CardAU Laksya Credit CardAU LIT Credit CardAU NOMO Credit CardAU Prathama Credit CardAU SPONT Credit CardAU Tejas Credit CardAU Traverse (NRI) Credit CardAU Vetta Credit CardAU Xcite Credit CardAU Xcite Ace Credit CardAU Xcite Ultra Credit CardAU Zaggle Credit CardAU Zenith+ Credit CardAU Zenith Credit CardCheQ AU Credit Cardixigo AU Credit Card

  6. AU Bank adds 1% charge on transport spends above limits, Jun 2026

    From 14 June 2026 AU charges 1% on the entire monthly transportation spend (MCC 4111, 4112, 4784) when it exceeds 50% of the credit limit or Rs 25,000, whichever is lower. IRCTC, some travel partners and ixigo AU cards are excluded. Source: AU Small Finance Bank, au.bank.in, read 28 Oct 2026

    Cards: AU Altura Credit CardAU Altura Plus Credit CardAU Ananta Credit CardAU Business Cashback Credit CardAU CA Metal Credit CardAU CS Credit CardAU InstaPay RuPay Credit CardAU KOSMO Credit CardAU Laksya Credit CardAU LIT Credit CardAU NOMO Credit CardAU Prathama Credit CardAU SPONT Credit CardAU Tejas Credit CardAU Traverse (NRI) Credit CardAU Vetta Credit CardAU Xcite Credit CardAU Xcite Ace Credit CardAU Xcite Ultra Credit CardAU Zaggle Credit CardAU Zenith+ Credit CardAU Zenith Credit CardCheQ AU Credit Card

  7. ixigo AU domestic lounge access needs Rs 50,000 quarterly spend, Apr 2026

    From 13 April 2026 ixigo AU cardholders get 2 complimentary domestic airport lounge visits in a quarter only after net retail spend of Rs 50,000 or more in the previous calendar quarter. Add-on cardholders are not eligible. Source: AU Small Finance Bank, au.bank.in, read 28 Oct 2026

    Cards: ixigo AU Credit Card

  8. AU sets Rs 50,000 quarterly spend for domestic lounges, Apr 2026

    From 10 April 2026 a cardholder needs net retail spend of at least Rs 50,000 in a calendar quarter to get complimentary domestic lounge access in the next quarter. Only primary cardholders qualify. Source: AU Small Finance Bank, au.bank.in, read 28 Oct 2026

    Cards: AU ABC Pro Credit CardAU NOMO Credit CardAU SPONT Credit CardAU Vetta Credit CardAU Xcite Ace Credit CardAU Xcite Ultra Credit CardAU Zenith Credit Card

  9. AU NOMO cash withdrawal limit set at 50% of card limit, Nov 2025

    From 7 November 2025 the NOMO cash withdrawal limit is 50% of the card limit. The January 2025 MITC listed it at 70% of the card limit. Source: AU Small Finance Bank, au.bank.in, read 28 Oct 2026

    Cards: AU NOMO Credit Card

  10. AU Altura changes minimum amount due method, Feb 2025

    From 15 February 2025 the Altura minimum amount due is 5% of principal outstanding plus 100% of fees, interest, EMIs, annual fee and GST for customers who paid the previous total due on time, and 2% of principal plus the same items otherwise. Source: AU Small Finance Bank, au.bank.in, read 28 Oct 2026

    Cards: AU Altura Credit Card

  11. AU raises Priority Pass usage charge to USD 35, Jan 2025

    From 1 January 2025 Priority Pass usage in India and visits above the complimentary international visits are charged USD 35 per visit, up from USD 27. Applies to Zenith+, Zenith, Vetta and ABC Pro. Source: AU Small Finance Bank, au.bank.in, read 28 Oct 2026

    Cards: AU ABC Pro Credit CardAU Vetta Credit CardAU Zenith+ Credit CardAU Zenith Credit Card

  12. AU domestic lounge access becomes spend based, Jan 2025

    From 1 January 2025 AU enabled complimentary domestic lounge access on Visa/RuPay AU credit cards only on meeting a spend-based eligibility test. The notice covers Zenith, Vetta, Xcite Ace, Xcite Ultra, SPONT, NOMO and ABC Pro. Source: AU Small Finance Bank, au.bank.in, read 28 Oct 2026

    Cards: AU ABC Pro Credit CardAU NOMO Credit CardAU SPONT Credit CardAU Vetta Credit CardAU Xcite Ace Credit CardAU Xcite Ultra Credit CardAU Zenith Credit Card

  13. ixigo AU sets 1 point per Rs 100 on utility, telecom and insurance, Dec 2024

    From 22 December 2024 ixigo AU earns 1 reward point per Rs 100 on utility, telecom and insurance spends, with insurance capped at 100 reward points per transaction. Source: AU Small Finance Bank, au.bank.in, read 28 Oct 2026

    Cards: ixigo AU Credit Card

  14. ixigo AU withdraws reward points on international spends, Dec 2024

    From 22 December 2024 international transactions on the ixigo AU card earn no reward points. AU links this to the 0% forex markup it introduced in December 2023. Source: AU Small Finance Bank, au.bank.in, read 28 Oct 2026

    Cards: ixigo AU Credit Card

  15. ixigo AU stops reward points on rent, education, government and BBPS, Dec 2024

    From 22 December 2024 ixigo AU cardholders earn no reward points on rent (MCC 6513), education and government, and BBPS transactions. Source: AU Small Finance Bank, au.bank.in, read 28 Oct 2026

    Cards: ixigo AU Credit Card

  16. AU Bank adds 1% fair usage charge on fuel and utility spends, Aug 2024

    From 15 August 2024 AU charges 1% on monthly fuel spends above 50% of the credit limit or Rs 50,000, whichever is lower, and 1% on monthly utility spends above Rs 50,000. Corporate and Purchase cards are excluded. Source: AU Small Finance Bank, au.bank.in, read 28 Oct 2026

    Cards: AU Zenith+ Credit CardAU Zenith Credit CardAU Vetta Credit CardAU Altura Credit CardAU Altura Plus Credit CardAU LIT Credit CardAU NOMO Credit CardAU SPONT Credit Cardixigo AU Credit CardAU Xcite Credit CardAU Xcite Ace Credit CardAU Xcite Ultra Credit CardAU InstaPay RuPay Credit CardAU ABC Flex Credit CardAU ABC Nxt Credit CardAU ABC Pro Credit CardAU ABC Biz Credit CardAU Business Cashback Credit Card

  17. AU Bank sets card interest at 3.75% a month, Aug 2024

    From 15 August 2024 the interest rate (APR) is 3.75% per month (45% per annum) on all AU credit cards except Zenith+, Corporate and Purchase cards. Source: AU Small Finance Bank, au.bank.in, read 28 Oct 2026

    Cards: AU Zenith Credit CardAU Vetta Credit CardAU Altura Credit CardAU Altura Plus Credit CardAU LIT Credit CardAU NOMO Credit CardAU SPONT Credit Cardixigo AU Credit CardAU Xcite Credit CardAU Xcite Ace Credit CardAU Xcite Ultra Credit CardAU InstaPay RuPay Credit CardAU ABC Flex Credit CardAU ABC Nxt Credit CardAU ABC Pro Credit CardAU ABC Biz Credit CardAU Business Cashback Credit Card

Air India Maharaja Club

  1. Air India launches Maharaja Shop to earn Maharaja Points, Nov 2026

    Air India launched the Maharaja Shop on 5 November 2026, a members-only store where Maharaja Club members earn Maharaja Points on eligible purchases. The points go to award flights and upgrades.

Amex all Amex cards

  1. American Express MRCC drops 50% annual fee waiver, Nov 2026

    The 50% annual fee waiver on spends of Rs 90,000 or more in a Card Membership year is removed from the Membership Rewards Credit Card. Source: American Express, americanexpress.com, read 28 Oct 2026

    Cards: Amex Membership Rewards Credit Card (MRCC)

  2. American Express India ends Membership Rewards pooling across cards, Nov 2026

    From 15 November 2026 Membership Rewards points are kept separately for each Basic Card, and transfers of points from one Card to another are discontinued. Earn rates and redemption options stay the same. Source: American Express, americanexpress.com, read 28 Oct 2026

    Cards: Amex Platinum Travel Credit CardAmex Membership Rewards Credit Card (MRCC)Amex Gold Card (Gold Charge)Amex Platinum Card (Platinum Charge)

  3. American Express India counts spend milestones by posting date from Nov 2026

    Monthly spend milestones are assessed on the date a transaction posts to the Card, not the purchase date. The benefit is credited by the end of the month in which the milestone is met. Transactions posted before 14 November 2026 follow the old structure. Source: American Express, americanexpress.com, read 28 Oct 2026

    Cards: Amex Platinum Travel Credit CardAmex Membership Rewards Credit Card (MRCC)Amex Gold Card (Gold Charge)

  4. American Express India stops issuing new Account Cards, Nov 2026

    Effective 15 November 2026 new Account Cards are no longer available. Requests were open until 27 October 2026, and existing Account Cards keep working. Source: American Express, americanexpress.com, read 28 Oct 2026

    Cards: Amex Platinum Travel Credit CardAmex Gold Card (Gold Charge)Amex Platinum Card (Platinum Charge)

  5. Amex India changes Membership Rewards and late fees from 15 Nov 2026

    From 15 November 2026, Amex India keeps points separately per card, pauses points when a payment is overdue, ends the MRCC 50% fee waiver and bases late fees on the total due.

    Cards: Amex Membership Rewards Credit Card (MRCC)Amex Platinum Travel Credit CardAmex Platinum Reserve Credit CardAmex Gold Card (Gold Charge)Amex SmartEarn Credit CardAmex Platinum Card (Platinum Charge)Amex Centurion Card

  6. American Express India pauses new supplementary cards from 27 Oct 2026

    New supplementary Card applications are paused from 27 October 2026. Applications started earlier are processed until 3 November 2026. Source: American Express, americanexpress.com, read 28 Oct 2026

    Cards: Amex Platinum Travel Credit CardAmex Gold Card (Gold Charge)Amex Platinum Card (Platinum Charge)

  7. American Express Platinum Card ends free Ace by Times Prime, Oct 2026

    The complimentary Ace by Times Prime Membership offer is withdrawn from 20 October 2026. Members already enrolled keep it until their current validity ends. Source: American Express, americanexpress.com, read 28 Oct 2026

    Cards: Amex Platinum Card (Platinum Charge)

  8. American Express Platinum Travel adds spend condition to lounge visits, Oct 2026

    From 1 October 2026 the card gives 2 complimentary domestic lounge visits per calendar quarter after eligible spend in the preceding quarter: Rs 70,000 in Q3 2026 for Q4 visits, then Rs 1 lakh per quarter. Source: American Express, americanexpress.com, read 28 Oct 2026

    Cards: Amex Platinum Travel Credit Card

  9. American Express India ends Reward Multiplier on 30 Sep 2026

    The Reward Multiplier program is discontinued from 30 September 2026. Accelerated Membership Rewards points continue on eligible e-voucher purchases through ShopWise. Source: American Express, americanexpress.com, read 28 Oct 2026

    Cards: Amex Platinum Travel Credit CardAmex Membership Rewards Credit Card (MRCC)Amex Gold Card (Gold Charge)Amex Platinum Card (Platinum Charge)

  10. American Express India launches ShopWise bonus points, Feb 2026

    ShopWise, an e-voucher platform, launched on 1 February 2026 and credits Bonus Membership Rewards points on eligible purchases. Bonus points are capped at 25,000 per month. Source: American Express, americanexpress.com, read 28 Oct 2026

    Cards: Amex Platinum Travel Credit CardAmex Membership Rewards Credit Card (MRCC)Amex Gold Card (Gold Charge)Amex Platinum Card (Platinum Charge)

  11. American Express Gold Card stops points on fuel spends, Jun 2025

    From 12 June 2025 the Gold Card earns no Membership Rewards points on fuel payments (petrol, diesel and CNG from oil marketing companies). Source: American Express, americanexpress.com, read 28 Oct 2026

    Cards: Amex Gold Card (Gold Charge)

Axis all Axis cards

  1. Axis Vistara credit cards stop working for spends after 15 Dec 2026

    Axis Bank says its Vistara credit cards will be discontinued for spends after 15 December 2026, after Vistara merged into Air India. Select holders are offered another Axis card in its place.

    Cards: Axis Bank Vistara Credit CardAxis Bank Vistara Signature Credit CardAxis Bank Vistara Infinite Credit Card

  2. Axis Priority Pass and hotel memberships need consent from 15 Nov 2026

    From 15 November 2026, Axis Bank renews Priority Pass and hotel memberships on 9 premium cards only if the cardholder gives explicit consent.

    Cards: Axis Select Credit CardSamsung Axis Bank Infinite Credit CardMiles & More Axis Bank World Credit CardMiles & More Axis Bank World Select Credit CardAxis Magnus Credit CardAxis Magnus for Burgundy Credit CardAxis Burgundy Private Credit CardAxis Reserve Credit CardAxis Olympus Credit Card

  3. Axis Bank movie offers need Rs 25,000 spend from 1 November 2026

    From 1 November 2026, Axis Bank MY ZONE, PRIVILEGE, SELECT and NEO cardholders must spend Rs 25,000 in the previous 3 months to use the card's movie offer.

    Cards: Axis My Zone Credit CardAxis Privilege Credit CardAxis Select Credit CardAxis Neo Credit Card

  4. Axis Bank narrows the Select Rs 3 lakh milestone spend count from October 2026

    From 1 Oct 2026 spends in categories that earn no points (insurance, rent, fuel, education, utilities and telecom, wallet, gold/jewellery, government, gift card) stop counting towards the Rs 3 lakh milestone for 6 extra lounge visits and 6 golf rounds. Source: Axis Bank, campaign.axis.bank.in, read 28 Oct 2026

    Cards: Axis Select Credit Card

  5. Axis Bank stops rewards on bridge fees, road fees and tolls, August 2026

    From 28 Aug 2026 spends on bridge fees, road fees and tolls earn no rewards or cashback on these Axis Bank cards. Gift card purchases move to their own spend category and still earn nothing. Source: Axis Bank, campaign.axis.bank.in, read 28 Oct 2026

    Cards: Axis Select Credit CardAxis Privilege Credit CardAxis Neo Credit CardAxis My Zone Credit CardIndianOil Axis Bank Credit CardFlipkart Axis Bank Credit CardAxis ACE Credit CardAirtel Axis Bank Credit CardAxis Magnus Credit CardAxis Magnus for Burgundy Credit CardAxis Reserve Credit Card

  6. Axis Bank ends Priority Pass use at Indian domestic lounges, August 2026

    From 28 Aug 2026 the Priority Pass card is not valid for domestic airport lounges in India. Holders present the Axis card itself. Priority Pass stays valid at international lounges. Source: Axis Bank, campaign.axis.bank.in, read 28 Oct 2026

    Cards: Axis Magnus Credit CardAxis Magnus for Burgundy Credit CardAxis Select Credit CardAxis Reserve Credit Card

  7. Axis Bank sets a Rs 1,300 late fee on dues of Rs 50,000 and above, August 2026

    From 28 Aug 2026 the late payment fee is INR 1,300 for outstanding balances of INR 50,000 and above. Below INR 50,000 the fee is unchanged. Source: Axis Bank, campaign.axis.bank.in, read 28 Oct 2026

    Cards: Axis Select Credit CardAxis Privilege Credit CardAxis Neo Credit CardAxis My Zone Credit CardIndianOil Axis Bank Credit CardFlipkart Axis Bank Credit CardAxis ACE Credit CardAirtel Axis Bank Credit CardAxis Magnus Credit CardAxis Magnus for Burgundy Credit CardAxis Reserve Credit Card

  8. Axis Bank raises the Magnus foreign currency markup from 1.5% to 2%, August 2026

    From 28 Aug 2026 the dynamic currency conversion markup on the MAGNUS and MAGNUS for BURGUNDY cards rises to 2% from 1.5%. Source: Axis Bank, campaign.axis.bank.in, read 28 Oct 2026

    Cards: Axis Magnus Credit CardAxis Magnus for Burgundy Credit Card

  9. Axis Bank raises the foreign currency markup from 1.5% to 3.5%, August 2026

    From 28 Aug 2026 the dynamic currency conversion markup rises to 3.5% from 1.5% on these Axis Bank cards. Source: Axis Bank, campaign.axis.bank.in, read 28 Oct 2026

    Cards: Axis Select Credit CardAxis Privilege Credit CardAxis Neo Credit CardAxis My Zone Credit CardIndianOil Axis Bank Credit CardFlipkart Axis Bank Credit CardAxis ACE Credit CardAirtel Axis Bank Credit Card

  10. Axis Bank raises the Horizon markup to 3.5% and large late fee to Rs 1,300

    From 21 Aug 2026 the HORIZON dynamic currency conversion markup rises from 1.5% to 3.5%. For outstanding balances of INR 50,000 and above the late payment fee is INR 1,300. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis Horizon Credit Card

  11. Axis Bank sets Atlas foreign currency markup at 3.5% from August 2026

    The Axis Atlas product page lists the dynamic currency conversion markup as 3.5% on Indian-rupee transactions abroad, revised with effect from 21 Aug 2026. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis Atlas Credit Card

  12. Axis Bank offers Magnus free for life to Burgundy Salary customers, July 2026

    Customers onboarded under the Burgundy Salary segment on or after 1 Jul 2026 can get the MAGNUS card with nil joining and annual fee, without the usual welcome benefits. Otherwise the fee is Rs 12,500 + taxes. Source: Axis Bank, campaign.axis.bank.in, read 28 Oct 2026

    Cards: Axis Magnus Credit Card

  13. Axis Bank waives the Horizon fee for new Burgundy Savings customers, July 2026

    The Horizon product page lists the joining and annual fee as 3,000, nil for customers with a Burgundy Savings Account opened on or after 1 Jul 2026. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis Horizon Credit Card

  14. Axis Bank swaps Airtel card Swiggy cashback for Zomato and Blinkit, April 2026

    From 12 Apr 2026 the 10% cashback on Swiggy, Zomato and BigBasket becomes 10% value back on Zomato, Blinkit and District Movies, up to INR 200 a month per partner on orders of INR 499 or more. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Airtel Axis Bank Credit Card

  15. Axis Bank ends Airtel card lounge access from April 2026

    From 12 Apr 2026 the 4 complimentary domestic lounge visits on the AIRTEL AXIS BANK card are discontinued. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Airtel Axis Bank Credit Card

  16. Axis Bank ties Airtel card cashback caps to base cashback from April 2026

    From 12 Apr 2026 cashback on 25% Airtel spends is capped at twice the base cashback earned in the statement month, and on 10% Airtel spends at the base cashback, instead of INR 250. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Airtel Axis Bank Credit Card

  17. Axis Bank swaps MY ZONE Sony LIV renewal for 1,000 points, April 2026

    From 1 Apr 2026 the Sony LIV renewal on Rs 1,50,000 annual spend ends. The card instead earns 1,000 EDGE Reward Points on Rs 1.5 lakh annual spends. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis My Zone Credit Card

  18. Axis Bank ends Reserve offers on Oberoi hotels from October 2025

    The Reserve product page states that offers on Oberoi hotels and resorts are discontinued with effect from 1 Oct 2025. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis Reserve Credit Card

  19. Axis Bank can forfeit unredeemed EDGE points 30 days after card closure, Oct 2025

    From 1 Oct 2025 Axis Bank reserves the right to forfeit unredeemed EDGE Reward Points and EDGE Miles 30 days after card closure, or when the minimum amount due is outstanding for more than 90 days. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis Magnus Credit CardAxis Magnus for Burgundy Credit CardAxis Reserve Credit CardAxis Atlas Credit CardAxis Horizon Credit CardAxis Select Credit CardAxis Privilege Credit CardAxis My Zone Credit CardAxis Neo Credit CardIndianOil Axis Bank Credit Card

  20. Axis Bank caps Reserve 2X international earn at the credit limit, June 2025

    From 20 Jun 2025 the RESERVE card earns 30 points per INR 200 on international spends up to the credit limit a calendar month. Beyond that it earns 15 points per INR 200. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis Reserve Credit Card

  21. Axis Bank caps Magnus accelerated 35 point earn at credit limit plus Rs 1.5 lakh

    From 20 Jun 2025 the 35 points per INR 200 rate applies on monthly spends above INR 1.5 lakh up to the credit limit plus INR 1.5 lakh. Spends beyond that earn 12 points per INR 200. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis Magnus Credit Card

  22. Axis Bank ends Flipkart card lounge access and halves welcome voucher, June 2025

    From 20 Jun 2025 the 4 complimentary domestic lounge visits end. The welcome Flipkart voucher falls from INR 500 to INR 250 for cards issued after 20 Jun 2025. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Flipkart Axis Bank Credit Card

  23. Axis Bank Flipkart card lifts Myntra to 7.5% and caps cashback, June 2025

    From 20 Jun 2025 Myntra earns 7.5% cashback, up from 1%, capped at INR 4,000 a statement quarter. Flipkart and Cleartrip stay at 5%, each capped at INR 4,000 a statement quarter. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Flipkart Axis Bank Credit Card

  24. Axis Bank caps Magnus for Burgundy 35 point earn at credit limit plus Rs 1.5 lakh

    From 20 Jun 2025 the 35 points per INR 200 rate applies on monthly spends above INR 1.5 lakh up to the credit limit plus INR 1.5 lakh. Spends beyond that earn 12 points per INR 200. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis Magnus for Burgundy Credit Card

  25. Axis Bank adds 1% fees on wallet, fuel, utility, education and gaming, Dec 2024

    The MITC lists a 1% fee applicable from 20 Dec 2024 on wallet loads from INR 10,000, fuel from INR 50,000, utilities from INR 25,000 and online skill-based gaming from INR 10,000 per statement cycle, and on third-party app education payments. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis Magnus Credit CardAxis Magnus for Burgundy Credit CardAxis Reserve Credit CardAxis Atlas Credit CardAxis Horizon Credit CardAxis Select Credit CardAxis Privilege Credit CardAxis ACE Credit CardFlipkart Axis Bank Credit CardAirtel Axis Bank Credit CardAxis My Zone Credit CardAxis Neo Credit CardIndianOil Axis Bank Credit Card

  26. Axis Bank launches the Horizon travel card in July 2024

    The HORIZON card carries a joining fee of INR 3000 + GST and an annual fee of INR 3000 + GST. It earns 5 EDGE Miles per INR 100 on Travel Edge and airline spends and 2 EDGE Miles per INR 100 on other spends, for cards issued on or after 1 Jul 2024. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis Horizon Credit Card

  27. Axis Bank ties Privilege domestic lounge access to Rs 50,000 spend, May 2024

    From 1 May 2024 PRIVILEGE domestic lounge access needs Rs 50,000 of spends in the previous 3 calendar months. New cards are exempt for the issue month and the next 3 months. Source: Axis Bank, campaign.axis.bank.in, read 28 Oct 2026

    Cards: Axis Privilege Credit Card

  28. Axis Bank ties Magnus domestic lounge access to Rs 50,000 spend, May 2024

    From 1 May 2024 MAGNUS domestic lounge access needs Rs 50,000 of spends in the previous 3 calendar months. New cards are exempt for the issue month and the next 3 months. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis Magnus Credit Card

  29. Axis Bank ties Flipkart card lounge access to Rs 50,000 spend, May 2024

    From 1 May 2024 FLIPKART AXIS BANK lounge access needs INR 50,000 of spends in the previous 3 months. New cards are exempt for the issue month and the next 3 months. Source: Axis Bank, campaign.axisbank.com, read 28 Oct 2026

    Cards: Flipkart Axis Bank Credit Card

  30. Axis Bank ties Magnus for Burgundy lounge access to Rs 50,000 spend, May 2024

    From 1 May 2024 domestic lounge access needs Rs 50,000 of spends in the previous 3 calendar months. New cards are exempt for the issue month and the next 3 months. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis Magnus for Burgundy Credit Card

  31. Axis Bank ties Airtel card lounge access to Rs 50,000 spend, May 2024

    From 1 May 2024 AIRTEL AXIS BANK lounge access needs INR 50,000 of spends in the previous 3 calendar months. New cards are exempt for the issue month and the next 3 months. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Airtel Axis Bank Credit Card

  32. Axis Bank ties ACE domestic lounge access to Rs 50,000 spend, May 2024

    From 1 May 2024 ACE domestic lounge access needs INR 50,000 of spends in the previous 3 calendar months. New cards are exempt for the issue month and the next 3 months. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis ACE Credit Card

  33. Axis Bank caps Reserve points transfers by partner group, April 2024

    From 20 Apr 2024 RESERVE holders can transfer at most 1 lakh EDGE Reward Points a calendar year to Group A partners and 4 lakh to Group B partners. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis Reserve Credit Card

  34. Axis Bank Reserve stops points on insurance, fuel, gold and wallet, April 2024

    From 20 Apr 2024 spends on insurance, fuel, gold/jewellery and wallet earn no EDGE Reward Points on the RESERVE card. Insurance, fuel and gold also stop counting towards the annual fee waiver. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis Reserve Credit Card

  35. Axis Bank ends the Reserve 50,000 point annual benefit, April 2024

    From 20 Apr 2024 the annual benefit of 50,000 EDGE Reward Points on the RESERVE card is discontinued. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis Reserve Credit Card

  36. Axis Bank ends the Reserve airport transfer service, April 2024

    Airport Transfer service on the RESERVE card is discontinued from 20 Apr 2024. Requests raised up to 19 Apr 2024 are fulfilled. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis Reserve Credit Card

  37. Axis Bank caps Privilege points transfers by partner group, April 2024

    From 20 Apr 2024 PRIVILEGE holders can transfer at most 1 lakh EDGE Reward Points a calendar year to Group A partners and 4 lakh to Group B partners. Source: Axis Bank, campaign.axis.bank.in, read 28 Oct 2026

    Cards: Axis Privilege Credit Card

  38. Axis Bank changes the Privilege milestone and drops vouchers, April 2024

    The PRIVILEGE milestone is 10,000 EDGE Reward Points on Rs 2.5 lakh spend in a card anniversary year. Multi brand vouchers at double redemption value on every Rs 2.5 lakh and the 24*7 concierge are discontinued. Source: Axis Bank, campaign.axis.bank.in, read 28 Oct 2026

    Cards: Axis Privilege Credit Card

  39. Axis Bank widens Privilege milestone and fee waiver exclusions, April 2024

    From 20 Apr 2024 government services, utilities, gold/jewellery, rent, wallet, insurance, fuel and educational services spends do not count towards the PRIVILEGE milestone or annual fee waiver. Source: Axis Bank, campaign.axis.bank.in, read 28 Oct 2026

    Cards: Axis Privilege Credit Card

  40. Axis Bank Privilege stops points on gold and jewellery from April 2024

    From 20 Apr 2024 gold/jewellery spends (MCC 5094, 5944) earn no EDGE Reward Points on the PRIVILEGE card. Source: Axis Bank, campaign.axis.bank.in, read 28 Oct 2026

    Cards: Axis Privilege Credit Card

  41. Axis Bank raises the Privilege annual fee waiver spend to Rs 5 lakh, April 2024

    Customers onboarded from 20 Apr 2024 get a Rs 1,500 fee waiver on Rs 5 lakh spend in the preceding year. Earlier customers keep Rs 2.5 lakh until card anniversaries after 20 Apr 2025, then Rs 5 lakh applies. Source: Axis Bank, campaign.axis.bank.in, read 28 Oct 2026

    Cards: Axis Privilege Credit Card

  42. Axis Bank splits Magnus points transfers into capped partner groups, April 2024

    From 20 Apr 2024 MAGNUS holders can transfer at most 1 lakh EDGE Reward Points a calendar year to Group A partners and 4 lakh to Group B partners. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis Magnus Credit Card

  43. Axis Bank cuts Magnus lounge guest visits from 8 to 4, April 2024

    From 20 Apr 2024 complimentary guest visits on the MAGNUS card fall from 8 to 4, on both domestic and international lounge programs. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis Magnus Credit Card

  44. Axis Bank Magnus stops points on insurance, gold and fuel from April 2024

    From 20 Apr 2024 spends on insurance, gold/jewellery and fuel earn no base or accelerated EDGE Reward Points on the MAGNUS card and do not count towards the annual fee waiver threshold. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis Magnus Credit Card

  45. Axis Bank ends Magnus movie offer, concierge and meet and assist, April 2024

    From 20 Apr 2024 the MAGNUS card drops the BookMyShow buy one get one offer, the 24*7 concierge service and the 8 complimentary airport meet & assist services. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis Magnus Credit Card

  46. Axis Bank raises the IndianOil card fee waiver spend to Rs 3.5 lakh, April 2024

    Customers onboarded from 20 Apr 2024 get a Rs 500 fee waiver on Rs 3.5 lakh spend. Earlier customers need INR 50,000 until anniversaries on and after 20 Apr 2025, then INR 3.5 lakh. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: IndianOil Axis Bank Credit Card

  47. Axis Bank stops IndianOil card points on rent, wallet and insurance, April 2024

    From 20 Apr 2024 rent, wallet, insurance, gold/jewellery, utilities and government spends earn no EDGE Reward Points on the INDIANOIL AXIS BANK card. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: IndianOil Axis Bank Credit Card

  48. Axis Bank sets Flipkart card base cashback at 1% from April 2024

    From 20 Apr 2024 transactions other than Flipkart, preferred merchants and excluded categories earn a base cashback of 1% on the FLIPKART AXIS BANK card. Source: Axis Bank, campaign.axisbank.com, read 28 Oct 2026

    Cards: Flipkart Axis Bank Credit Card

  49. Axis Bank caps Magnus for Burgundy points transfers by group, April 2024

    From 20 Apr 2024 holders can transfer at most 2 lakh EDGE Reward Points a calendar year to Group A partners and 8 lakh to Group B partners. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis Magnus for Burgundy Credit Card

  50. Axis Bank halves Magnus for Burgundy meet and assist services, April 2024

    From 20 Apr 2024 the complimentary airport meet & assist services drop from 8 to 4 a calendar year. The BookMyShow buy one get one offer and the 24*7 concierge service are discontinued. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis Magnus for Burgundy Credit Card

  51. Axis Bank cuts Magnus for Burgundy lounge guest visits to 4, April 2024

    From 20 Apr 2024 complimentary guest visits fall from 8 to 4 on the domestic and international lounge programs. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis Magnus for Burgundy Credit Card

  52. Axis Bank Magnus for Burgundy stops points on insurance, gold, fuel, April 2024

    From 20 Apr 2024 spends on insurance, fuel and gold & jewellery earn no base or accelerated EDGE Reward Points and do not count towards the annual fee waiver threshold. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis Magnus for Burgundy Credit Card

  53. Axis Bank halves the Atlas welcome miles for cards sourced from April 2024

    Cards sourced from 20 Apr 2024 get 2,500 EDGE Miles on the first transaction within 37 days. Cards sourced from 20 Dec 2022 to 20 Apr 2024 got 5,000 EDGE Miles within 30 days. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis Atlas Credit Card

  54. Axis Bank caps Atlas accelerated travel miles at Rs 2 lakh a month, April 2024

    From 20 Apr 2024 the ATLAS card earns 5 EDGE Miles per Rs 100 on Travel EDGE, airline and hotel spends up to Rs 2,00,000 a month, and 2 EDGE Miles per Rs 100 above that. Source: Axis Bank, campaign.axis.bank.in, read 28 Oct 2026

    Cards: Axis Atlas Credit Card

  55. Axis Bank caps Atlas miles transfers by partner group from April 2024

    From 20 Apr 2024 EDGE Miles transfers to partners are capped at 1,50,000 a customer ID a calendar year, with at most 30,000 to Group A and 1,20,000 to Group B partners. Source: Axis Bank, campaign.axis.bank.in, read 28 Oct 2026

    Cards: Axis Atlas Credit Card

  56. Axis Bank Atlas drops miles on rent, fuel, utilities and more from April 2024

    From 20 Apr 2024 the ATLAS card earns no EDGE Miles on gold/jewellery, rent, wallet, government, insurance, fuel and utilities spends. The same categories stop counting towards milestone spends and tier evaluation. Source: Axis Bank, campaign.axis.bank.in, read 28 Oct 2026

    Cards: Axis Atlas Credit Card

  57. Axis Bank ends Atlas airport meet and assist and concierge from April 2024

    From 20 Apr 2024 the ATLAS card loses the tier based Airport Meet & Assist and Airport Transfer benefit and the 24*7 complimentary concierge service. Source: Axis Bank, campaign.axis.bank.in, read 28 Oct 2026

    Cards: Axis Atlas Credit Card

  58. Axis Bank cuts Airtel card cashback caps from INR 300 to INR 250, April 2024

    From 20 Apr 2024 the monthly cap on 25% Airtel bill cashback and on 10% utility cashback via Airtel Thanks falls from INR 300 to INR 250 a statement cycle. Utility spends elsewhere earn no cashback. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Airtel Axis Bank Credit Card

  59. Axis Bank ACE ends cashback on utility bills outside Google Pay, April 2024

    From 20 Apr 2024 utility spends on any platform other than Google Pay (MCC 4814, 4816, 4899, 4900) earn no cashback on the ACE card. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis ACE Credit Card

  60. Axis Bank ACE base cashback falls from 2% to 1.5% from April 2024

    Cashback on other eligible merchants is 1.5% from 20 Apr 2024, against 2% until 19 Apr 2024. Source: Axis Bank, axis.bank.in, read 28 Oct 2026

    Cards: Axis ACE Credit Card

Axis Bank

  1. Axis Bank changes credit card EMI foreclosure interest, Oct 2026

    Axis Bank EMI plans booked from 20 October 2026 get a pro-rated interest refund if closed before the payment due date. The 3% foreclosure charge, minimum Rs 300, stays.

Bank of Baroda all Bank of Baroda cards

  1. BOBCARD sets Select joining and first-year fee to Rs 0 from September 2026

    From 1 September 2026 the BOBCARD Select page states a joining and first-year fee of Rs 0. From the second year, Rs 750 annual fee waived from year two on Rs 70,000 spend in the preceding card anniversary year. The 17 July 2026 key fact statement lists a first-year fee of Rs 750. Source: BOBCARD, bobcard.co.in, read 28 Oct 2026

    Cards: Bank of Baroda BOBCARD Select

  2. BOBCARD sets Premier joining and first-year fee to Rs 0 from September 2026

    From 1 September 2026 the BOBCARD Premier page states a joining and first-year fee of Rs 0. From the second year, Rs 1,000 annual fee waived from year two on Rs 1,20,000 spend in the preceding card anniversary year. The 17 July 2026 key fact statement lists a first-year fee of Rs 1,000. Source: BOBCARD, bobcard.co.in, read 28 Oct 2026

    Cards: Bank of Baroda BOBCARD Premier

  3. BOBCARD sets Eterna joining and first-year fee to Rs 0 from September 2026

    From 1 September 2026 the BOBCARD Eterna page states a joining and first-year fee of Rs 0. From the second year, Rs 2,499 annual fee waived from year two on Rs 2,50,000 spend in the preceding card anniversary year. The 17 July 2026 key fact statement lists a first-year fee of Rs 2,499. Source: BOBCARD, bobcard.co.in, read 28 Oct 2026

    Cards: Bank of Baroda BOBCARD Eterna

  4. BOBCARD ends air and non-air accidental death cover on three cards, Aug 2026

    The air and non-air accidental death cover is not available on Eterna, Premier and Select cards issued after 15 July 2026, and is discontinued for all cardholders effective 25 August 2026. Source: BOBCARD, media.bobcard.co.in, read 28 Oct 2026

    Cards: Bank of Baroda BOBCARD EternaBank of Baroda BOBCARD PremierBank of Baroda BOBCARD Select

  5. BOBCARD raises Eterna lounge spend gate from Rs 40,000 to Rs 75,000, Jul 2026

    From 15 July 2026 unlimited domestic lounge access on Eterna needs Rs 75,000 of spend in the preceding calendar quarter, up from Rs 40,000. Source: BOBCARD, media.bobcard.co.in, read 28 Oct 2026

    Cards: Bank of Baroda BOBCARD Eterna

  6. BOBCARD raises Eterna finance charge from 3.25% to 3.75% a month, Jul 2026

    From 15 July 2026 the Eterna finance charge is 3.75% per month (45% per annum), up from 3.25% per month (39% per annum). Source: BOBCARD, media.bobcard.co.in, read 28 Oct 2026

    Cards: Bank of Baroda BOBCARD Eterna

  7. BOBCARD starts core reward points on telecom spends from April 2026

    From 1 April 2026 telecom spends (MCC 4814) earn core reward points on all BOBCARD variants. The notice lists the core rate as 3 points per Rs 100 on Eterna, 2 on Premier and 1 on Select. Source: BOBCARD, media.bobcard.co.in, read 28 Oct 2026

    Cards: Bank of Baroda BOBCARD EternaBank of Baroda BOBCARD PremierBank of Baroda BOBCARD Select

  8. BOBCARD adds 1% fees on education apps, tolls and rail bookings, Apr 2026

    From 1 April 2026 a 1% fee (maximum Rs 5000 per transaction) applies to online education fee payments through third party apps. A flat 1% fee applies to toll and bus transactions (MCC 4784) of Rs 5000 or more, and 1% (maximum Rs 5000) to railway bookings of Rs 30,000 or higher. Source: BOBCARD, media.bobcard.co.in, read 28 Oct 2026

    Cards: Bank of Baroda BOBCARD EternaBank of Baroda BOBCARD PremierBank of Baroda BOBCARD Select

  9. BOBCARD starts core reward points on utility bills from July 2025

    From 1 July 2025 utility bill payments (MCC 4900) earn core reward points on all BOBCARD variants. The notice lists the core rate as 3 points per Rs 100 on Eterna, 2 on Premier and 1 on Select. Source: BOBCARD, media.bobcard.co.in, read 28 Oct 2026

    Cards: Bank of Baroda BOBCARD EternaBank of Baroda BOBCARD PremierBank of Baroda BOBCARD Select

  10. BOBCARD sets 1,000 point minimum for statement balance redemption, Jul 2025

    From 1 July 2025 redeeming reward points against the statement balance needs a minimum of 1000 points on all credit card variants. Source: BOBCARD, media.bobcard.co.in, read 28 Oct 2026

    Cards: Bank of Baroda BOBCARD EternaBank of Baroda BOBCARD PremierBank of Baroda BOBCARD Select

  11. BOBCARD raises finance charge to 3.75% a month on Premier and Select, Jul 2025

    From 1 July 2025 the finance charge is 3.75% per month (45% annualized) on all BOBCARD variants except Eterna, Eterna FD and Tiara, which includes Premier and Select. Source: BOBCARD, media.bobcard.co.in, read 28 Oct 2026

    Cards: Bank of Baroda BOBCARD PremierBank of Baroda BOBCARD Select

  12. BOBCARD adds 1% fee on wallet loads and ends points on them, Jan 2025

    From 1 January 2025 wallet loading transactions (MCC 6539, 6540, 6541, 6542) carry a 1% processing fee and earn no core reward points. Source: BOBCARD, media.bobcard.co.in, read 28 Oct 2026

    Cards: Bank of Baroda BOBCARD EternaBank of Baroda BOBCARD PremierBank of Baroda BOBCARD Select

  13. BOBCARD adds 1% fees on large utility and fuel transactions, Jan 2025

    From 1 January 2025 a 1% processing fee (maximum Rs 3000 per transaction) applies to utility transactions (MCC 4900) of Rs 50,000 or higher, and a 1% fee applies to fuel transactions of Rs 10,000 or higher. The fuel fee does not apply to the HPCL ENERGIE card. Source: BOBCARD, media.bobcard.co.in, read 28 Oct 2026

    Cards: Bank of Baroda BOBCARD EternaBank of Baroda BOBCARD PremierBank of Baroda BOBCARD Select

  14. BOBCARD removes the 500 point UPI reward cap per cycle, Jan 2025

    From 1 January 2025 BOBCARD removed the earlier cap of 500 reward points per statement cycle on UPI transactions. Source: BOBCARD, media.bobcard.co.in, read 28 Oct 2026

    Cards: Bank of Baroda BOBCARD EternaBank of Baroda BOBCARD PremierBank of Baroda BOBCARD Select

  15. BOBCARD ties Eterna and Premier lounge access to quarterly spend, Jan 2025

    From 1 January 2025 Eterna keeps unlimited domestic lounge visits only with Rs 40,000 spent in the preceding calendar quarter. Premier keeps 1 visit per quarter only with Rs 20,000 spent in the preceding calendar quarter. Source: BOBCARD, media.bobcard.co.in, read 28 Oct 2026

    Cards: Bank of Baroda BOBCARD EternaBank of Baroda BOBCARD Premier

  16. BOBCARD ends golf benefits on Eterna from January 2025

    From 1 January 2025 golf benefits are discontinued on the Eterna and Eterna FD cards, along with Yoddha, The Sentinel and Rakshamah. Source: BOBCARD, media.bobcard.co.in, read 28 Oct 2026

    Cards: Bank of Baroda BOBCARD Eterna

  17. BOBCARD stops core reward points on special MCCs for Eterna, Premier, Select, Jul 2024

    From 15 July 2024 Eterna, Premier and Select earn no core reward points on the special merchant categories in the notice (including agriculture, contractors, transportation, telecom, utility, insurance, rent, education and government), and none on fuel. Source: BOBCARD, media.bobcard.co.in, read 28 Oct 2026

    Cards: Bank of Baroda BOBCARD EternaBank of Baroda BOBCARD PremierBank of Baroda BOBCARD Select

CSB all CSB cards

  1. Edge+ CSB card ties 50% shopping Jewels to Rs 15,000 cycle spend, Oct 2026

    From 5 October 2026 the 50% Jewels on Shopping brands (Amazon, Flipkart, Myntra and others) need qualified spends above INR 15,000 in the statement cycle, else only 5%. The 5,000 Jewel cap per cycle on Jupiter Flights travel spends is listed as N/A in the updated table. Source: CSB Bank, csb.bank.in, read 28 Oct 2026

    Cards: Edge+ CSB Bank RuPay Credit Card

  2. CSB OneCard stops reward points on bills and utilities, Aug 2026

    From 12 August 2026 bills and utilities payments earn no reward points and do not count for 5X rewards. Source: CSB Bank, csb.bank.in, read 28 Oct 2026

    Cards: CSB Bank OneCard (CSB One Co-Branded Credit Card)

  3. CSB OneCard raises rent and wallet transfer fees from 1% to 2%, Dec 2025

    From 1 December 2025 rent payments on third-party apps carry a 2% transaction fee, up from 1% until 30 November 2025. Monthly transfers to wallets or bank accounts above Rs 10,000 also move from a 1% to a 2% fee, charged on the full amount. Source: CSB Bank, csb.bank.in, read 28 Oct 2026

    Cards: CSB Bank OneCard (CSB One Co-Branded Credit Card)

  4. CSB OneCard needs Rs 750 in each of 3 categories for 5X rewards, Jan 2025

    From 6 January 2025 the 5X reward points on the top 2 spend categories of a month need a minimum spend of Rs 750 in each of the 3 categories used to qualify. The base earn stays 1 reward point per Rs 50. Source: CSB Bank, csb.bank.in, read 28 Oct 2026

    Cards: CSB Bank OneCard (CSB One Co-Branded Credit Card)

  5. Edge CSB Bank RuPay card moves to 2% on one chosen category plus 0.4% base, Mar 2024

    From 27 March 2024 the Edge CSB Bank RuPay card earns 2% cashback on one category the user picks (Travel, Food or Shopping) and 0.4% on all other spends, capped at Rs 3,000 (15,000 Jewels) per billing cycle. Source: CSB Bank, csb.bank.in, read 28 Oct 2026

    Cards: Edge CSB Bank RuPay Credit Card

City Union all City Union cards

  1. City Union Bank adds 1% fees on wallet loads, fuel, utility and gaming spends from 1 Oct 2025

    From 1 October 2025 the CSK and SRH cards charge 1% on wallet loads, and 1% once cumulative spends per statement cycle reach INR 50,000 on fuel, INR 25,000 on utilities or INR 10,000 on online skill-based gaming. Source: City Union Bank, cityunionbank.bank.in, read 28 Oct 2026

    Cards: City Union CUB CSK RuPay Platinum Credit CardCity Union CUB CSK Master Platinum Credit CardCity Union CUB CSK Master World Credit CardCity Union CUB SRH RuPay Platinum Credit CardCity Union CUB SRH Master Platinum Credit CardCity Union CUB SRH Master World Credit Card

Equitas all Equitas cards

  1. Equitas Selfe ties its two chosen memberships to fees or spend milestones from Nov 2025

    From 24 November 2025 the memberships on the Selfe card apply on payment of the joining or annual fee or on spend milestones of Rs 60,000 in the first 3 months for year 1 and Rs 2,40,000 a year from year 2. The previous MITC sent the membership voucher code after card approval. Source: Equitas Small Finance Bank, equitas.bank.in, read 28 Oct 2026

    Cards: Equitas Selfe Credit Card

  2. Equitas PowerMiles ties its luxury memberships to fees or spend milestones from Nov 2025

    From 24 November 2025 the complimentary luxury memberships on PowerMiles apply on payment of the joining or annual fee or on spend milestones of Rs 1,20,000 in the first 3 months for year 1 and Rs 4,80,000 a year from year 2. The previous MITC sent the membership voucher code after card approval. Source: Equitas Small Finance Bank, equitas.bank.in, read 28 Oct 2026

    Cards: Equitas PowerMiles Credit Card

Federal all Federal cards

  1. Federal Bank Scapia card stops rewards on insurance, utility and telecom, Feb 2026

    From 27 February 2026 the Scapia Federal card earns no rewards on insurance, utility, telecom and cable spends. The agreement already barred rewards on fuel, rent and several other categories. Source: Federal Bank, federal.bank.in, read 28 Oct 2026

    Cards: Scapia Federal Credit Card

  2. Federal Bank Scapia card sets domestic lounge spend gate at Rs 20,000, Feb 2026

    For statements generated on or after 27 February, domestic lounge access on the Scapia Federal card unlocks at Rs 20,000 total monthly spend per user, counted across Visa and RuPay. The same document lists Rs 10,000 on Visa or Rs 15,000 on RuPay in a billing cycle as the earlier gate. Source: Federal Bank, federal.bank.in, read 28 Oct 2026

    Cards: Scapia Federal Credit Card

HDFC all HDFC cards

  1. HDFC updates CIBIL within 15 days of overdue payment, Oct 2026

    HDFC Bank's card terms dated 31 October 2026 cut the time to update CIBIL after an overdue payment from 30 days to 15, and drop the Rs 99 redemption fee for Tata Neu Infinity and Plus.

    Cards: HDFC Tata Neu Infinity Credit CardHDFC Tata Neu Plus Credit Card

  2. Tata Neu HDFC cards: NeuCoins must be claimed in app from 25 Nov 2026

    From 25 November 2026, NeuCoins earned on Tata Neu HDFC Bank credit cards stop landing automatically. The primary cardholder claims them in the Tata Neu app within 12 months.

    Cards: HDFC Tata Neu Infinity Credit CardHDFC Tata Neu Plus Credit Card

  3. HDFC Bank Marriott Bonvoy ties welcome night to fee levy for new cards, Oct 2026

    Cardmembers onboarded up to 30 Sep 2026 get the Free Night Award and 10 Elite Night Credits after the first Rs 500 eligible spend or fee levy, whichever is earlier. Those onboarded from 1 Oct 2026 get both within 6 weeks after fee levy. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: Marriott Bonvoy HDFC Bank Credit Card

  4. HDFC Bank BizBlack welcome benefit changes to All Accor+ Explorer, Sep 2026

    For cards set up from 15 Sep 2026 the welcome benefit is All Accor+ Explorer Membership. Cards set up from 25 Oct 2025 to 14 Sep 2026 get Club Marriott Annual Membership plus a Taj Stay voucher worth Rs 5000. Both need Rs 1.5 lakh spend in the first 90 days. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC BizBlack Metal Edition Credit Card

  5. HDFC Bank Diners Club Privilege ties lounge access to Rs 60,000 quarterly spend, Jul 2026

    From the calendar quarter starting 1 Jul 2026, 2 domestic and 1 international lounge visits per quarter are available as vouchers on spends of Rs 60,000 or more in the preceding quarter. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Diners Club Privilege Credit Card

  6. HDFC Regalia Gold ties domestic lounge visits to Rs 60,000 quarterly spend, Jul 2026

    From the quarter starting 1 July 2026, 3 domestic lounge visits per calendar quarter need spends of Rs 60,000 or more in the preceding calendar quarter. 6 international Priority Pass visits a year continue. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Regalia Gold Credit Card

  7. HDFC Infinia caps SmartBuy brand voucher points at 3,000 a month, Jul 2026

    From 1 July 2026, SmartBuy brand vouchers bought through GyFTR or Woohoo earn a maximum of 3,000 accelerated Reward Points per calendar month. The limit sits inside Infinia's unchanged 15,000 monthly accelerated-points SmartBuy cap. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Infinia Metal Edition Credit Card

  8. HDFC Bank PIXEL Play raises card re-issue fee from Rs 100 to Rs 199, May 2026

    The fee to re-issue the physical card, for example to change the design, is Rs 100 plus GST up to 19 May 2026 and Rs 199 plus GST from 20 May 2026. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC PIXEL Play Credit Card

  9. HDFC Bank PIXEL Go and Play set 1.75% markup on rupee spends abroad, May 2026

    From 20 May 2026 a markup fee of 1.75% applies to transactions in Indian currency at an international location or at merchants in India registered overseas. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC PIXEL Go Credit CardHDFC PIXEL Play Credit Card

  10. HDFC Bank MoneyBack and Freedom move reward accrual to Rs 200, May 2026

    From 15 May 2026 Reward Points accrue on spends in multiples of Rs 200 instead of Rs 150. The base rate is 2 points per Rs 200 on Moneyback and Money Back Plus and 1 point per Rs 200 on Freedom. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC MoneyBack+ Credit CardHDFC Freedom Credit Card

  11. HDFC Bank MoneyBack and Freedom set card re-issue fee at Rs 199, May 2026

    From 15 May 2026 the re-issuance fee for a lost, stolen or damaged card is Rs 199 for non-metal variants and Rs 3,500 for metal variants. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC MoneyBack+ Credit CardHDFC Freedom Credit Card

  12. HDFC Bank Diners Club Privilege earns 4 points per Rs 200, May 2026

    From 15 May 2026 Diners Club Privilege earns 4 Reward Points for every Rs 200 spent on eligible categories. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Diners Club Privilege Credit Card

  13. HDFC Bank Diners Club Privilege sets card re-issue fee at Rs 199, May 2026

    From 15 May 2026 the re-issuance fee for a lost, stolen or damaged Diners Club Privilege card is Rs 199. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Diners Club Privilege Credit Card

  14. HDFC Regalia Gold earns 5 points per Rs 200 from May 2026

    Regalia Gold earns 5 Reward Points for every Rs 200 spent on eligible categories from 15 May 2026. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Regalia Gold Credit Card

  15. HDFC Regalia Gold adds Boarding Edge travel benefits, May 2026

    Cardholders pick 2 benefits every calendar quarter by uploading a boarding pass on SmartBuy: spa access, Uber airport transfers, hotel dining or hotel room upgrades. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Regalia Gold Credit Card

  16. HDFC Bank adds 1.75% markup on INR spends at overseas merchants, May 2026

    From 15 May 2026, a markup fee of 1.75% applies on all transactions in Indian currency at an international location, or at merchants located in India but registered overseas. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Bank UPI RuPay Credit CardHDFC BizBlack Metal Edition Credit CardHDFC Diners Club Black Metal Edition Credit CardHDFC Diners Club Privilege Credit CardHDFC Freedom Credit CardHDFC Infinia Metal Edition Credit CardHDFC Millennia Credit CardHDFC MoneyBack+ Credit CardHDFC Regalia Credit CardHDFC Regalia Gold Credit CardHDFC Swiggy BLCK Credit CardHDFC Tata Neu Infinity Credit CardHDFC Tata Neu Plus Credit CardIndianOil HDFC Bank Credit CardIRCTC HDFC Bank Credit CardMarriott Bonvoy HDFC Bank Credit CardShoppers Stop Black HDFC Bank Credit CardSwiggy HDFC Bank Credit Card

  17. Swiggy HDFC card needs Rs 249 minimum for 10% cashback from Apr 2026

    From 21 April 2026, a transaction must be at least Rs 249 to earn 10% cashback on Swiggy app spends. The 5% and 1% tiers keep a Rs 100 minimum. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: Swiggy HDFC Bank Credit Card

  18. Swiggy HDFC card posts cashback daily and settles it on the statement date, Apr 2026

    From 18 April 2026 cashback is posted on a day-to-day basis and settled under the card account on the statement date, instead of being posted once on the statement date. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: Swiggy HDFC Bank Credit Card

  19. Swiggy HDFC card earns 5% cashback on Cleartrip from Apr 2026

    Transactions on Cleartrip earn 5% cashback for statements starting 17 April 2026, based on merchant name. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: Swiggy HDFC Bank Credit Card

  20. HDFC Infinia ties continued access to Rs 18 lakh spend or Rs 50 lakh balances, Apr 2026

    From 1 April 2026, continued access to the Infinia programme depends on Rs 18 lakh card spends (primary plus add-ons) in a financial year, or relationship value of Rs 50 lakh. Cardholders who miss it are offered the next best card variant. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Infinia Metal Edition Credit Card

  21. HDFC 6E Rewards XL card discontinued, features end Dec 2025

    The Indigo HDFC Bank 6E Rewards and 6E Rewards XL cards are discontinued and not accepting new applications. All product features and benefits ended on 1 December 2025 and existing holders were migrated to another HDFC Bank card. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: 6E Rewards XL - IndiGo HDFC Bank Credit Card

  22. HDFC Tata Neu Plus ends NeuCoins on monthly EMI billing, Nov 2025

    From 17 November 2025, NeuCoins are no longer given on the monthly billing of EMI principal. For loans opened from 17 September 2025, NeuCoins on eligible merchant category codes are credited on settlement of the purchase. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Tata Neu Plus Credit Card

  23. HDFC Tata Neu Infinity ends NeuCoins on monthly EMI billing, Nov 2025

    From 17 November 2025, NeuCoins are no longer given on the monthly billing of EMI principal. For loans opened from 17 September 2025, NeuCoins on eligible merchant category codes are credited on settlement of the purchase. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Tata Neu Infinity Credit Card

  24. HDFC Bank MoneyBack+ sets cashback redemption value at 20 paise a point, Nov 2025

    From 1 Nov 2025 the value of cashback redemption against the statement balance is 20 paise per point for Money Back Plus. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC MoneyBack+ Credit Card

  25. HDFC Regalia and Regalia Gold set statement-credit redemption at 15 paise a point, Nov 2025

    From 1 November 2025, redeeming Reward Points as cashback against the statement balance is valued at 15 paise per point on Regalia and Regalia Gold. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Regalia Gold Credit CardHDFC Regalia Credit Card

  26. HDFC 6E Rewards program phased out from Nov 2025

    The 6E Rewards program was phased out from 1 November 2025. Unused 6E Rewards were auto-converted to IndiGo BluChip at 1:1 on that date. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: 6E Rewards XL - IndiGo HDFC Bank Credit Card

  27. HDFC Bank PIXEL Go and Play cap insurance points, end gaming points, Oct 2025

    From 1 Oct 2025 CashPoints and Reward Points on insurance transactions are capped at 2,000 per month and online skill based gaming earns no CashPoints or Reward Points. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC PIXEL Go Credit CardHDFC PIXEL Play Credit Card

  28. HDFC Bank PIXEL Go and Play finance charge set at 3.75% a month, Oct 2025

    The finance charge on revolving credit and cash advances is 3.75% a month, 45% a year, excluding GST, marked as a new change effective 1 Oct 2025. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC PIXEL Go Credit CardHDFC PIXEL Play Credit Card

  29. HDFC Bank PIXEL Go and Play add 1% fees on rent, fuel, utility, wallet, gaming, Oct 2025

    From 1 Oct 2025 a 1% fee applies to rent, to fuel above Rs 15,000, to utility above Rs 50,000 a month, to education paid through third party apps, and to wallet loading and online skill gaming above Rs 10,000 a month. Caps are Rs 4,999 per transaction or per month. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC PIXEL Go Credit CardHDFC PIXEL Play Credit Card

  30. HDFC Bank IRCTC card moves Rs 500 voucher milestone to calendar quarters, Oct 2025

    Cards issued before 1 Oct 2025 got a Rs 500 voucher every 90 days from issuance on Rs 30,000 spends. Cards issued from 1 Oct 2025 get it every calendar quarter on Rs 30,000, and all customers move to the calendar quarter from 1 Jan 2026. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: IRCTC HDFC Bank Credit Card

  31. HDFC Bank IRCTC card adds Rs 500 welcome voucher on lifetime free cards, Oct 2025

    Lifetime free IRCTC cards issued from 1 Oct 2025 to 31 Dec 2025 get a Rs 500 welcome gift voucher on activation, with one transaction in the first 37 days. Cards issued up to 30 Sep 2025 get no welcome benefit on lifetime free or first year free cards. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: IRCTC HDFC Bank Credit Card

  32. Swiggy BLCK HDFC card adds 1% fuel fee above Rs 15,000, Oct 2025

    From 1 October 2025, a 1% fee applies on fuel transactions above Rs 15,000. The fee is capped at Rs 4,999 per transaction. Source: HDFC Bank, media-assets.swiggy.com, read 28 Oct 2026

    Cards: HDFC Swiggy BLCK Credit Card

  33. Swiggy BLCK HDFC card adds 1% fee on third-party education payments, Oct 2025

    From 1 October 2025, a 1% fee applies on education payments made through third-party apps like CRED, Nobroker and Cheq, capped at Rs 4,999 per transaction. Direct school or college payments and international education payments are not charged. Source: HDFC Bank, media-assets.swiggy.com, read 28 Oct 2026

    Cards: HDFC Swiggy BLCK Credit Card

  34. HDFC Bank IRCTC card raises fee cap to Rs 4,999, utility on monthly basis, Jul 2025

    From 1 Jul 2025 the maximum 1% charge on rent, fuel, education and utility rises from Rs 3,000 to Rs 4,999. Utility is charged at 1% on cumulative monthly spends above Rs 50,000 instead of per transaction. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: IRCTC HDFC Bank Credit Card

  35. HDFC Bank BizBlack adds gaming, wallet, utility fees, caps insurance points, Jul 2025

    From 1 Jul 2025 a 1% charge applies to online skill gaming and wallet loading above Rs 10,000 a month and to utility above Rs 75,000 a month, each capped at Rs 4,999 a month. Gaming earns no points and insurance Reward Points are capped at 5,000 a month. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC BizBlack Metal Edition Credit Card

  36. HDFC Bank adds 1% fee on wallet loads and gaming above Rs 10,000, Jul 2025

    A 1% fee applies on wallet loading (excluding PayZapp) and on online skill-based gaming spends above Rs 10,000 in a calendar month. Each fee is capped at Rs 4,999 per month. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Bank UPI RuPay Credit CardHDFC Diners Club Black Metal Edition Credit CardHDFC Diners Club Privilege Credit CardHDFC Freedom Credit CardHDFC Infinia Metal Edition Credit CardHDFC Millennia Credit CardHDFC MoneyBack+ Credit CardHDFC Regalia Credit CardHDFC Regalia Gold Credit CardHDFC Swiggy BLCK Credit CardHDFC Tata Neu Infinity Credit CardHDFC Tata Neu Plus Credit CardIndianOil HDFC Bank Credit CardIRCTC HDFC Bank Credit CardMarriott Bonvoy HDFC Bank Credit CardShoppers Stop Black HDFC Bank Credit CardSwiggy HDFC Bank Credit Card

  37. HDFC Tata Neu Plus stops NeuCoins on online skill-based gaming, Jul 2025

    Online skill-based gaming transactions (MCC 5816) no longer earn NeuCoins from 1 July 2025. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Tata Neu Plus Credit Card

  38. HDFC Tata Neu Infinity stops NeuCoins on online skill-based gaming, Jul 2025

    Online skill-based gaming transactions (MCC 5816) no longer earn NeuCoins from 1 July 2025. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Tata Neu Infinity Credit Card

  39. HDFC Bank stops rewards on online skill-based gaming from Jul 2025

    Online skill-based gaming transactions no longer earn Reward Points or CashPoints on any HDFC Bank credit card from 1 July 2025. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Bank UPI RuPay Credit CardHDFC Diners Club Black Metal Edition Credit CardHDFC Diners Club Privilege Credit CardHDFC Freedom Credit CardHDFC Infinia Metal Edition Credit CardHDFC Millennia Credit CardHDFC MoneyBack+ Credit CardHDFC Regalia Credit CardHDFC Regalia Gold Credit CardHDFC Swiggy BLCK Credit CardIndianOil HDFC Bank Credit CardIRCTC HDFC Bank Credit CardMarriott Bonvoy HDFC Bank Credit CardShoppers Stop Black HDFC Bank Credit CardSwiggy HDFC Bank Credit Card

  40. HDFC Bank charges 1% on rent payments, capped at Rs 4,999, from Jul 2025

    A 1% fee on the transaction amount applies on rental transactions on any applicable merchant. The fee is capped at Rs 4,999 per transaction. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Infinia Metal Edition Credit CardHDFC Diners Club Black Metal Edition Credit CardHDFC Regalia Gold Credit CardHDFC Millennia Credit CardHDFC Tata Neu Infinity Credit CardHDFC Tata Neu Plus Credit CardSwiggy HDFC Bank Credit CardHDFC Swiggy BLCK Credit CardHDFC Regalia Credit Card

  41. HDFC Bank caps insurance reward points per month from Jul 2025

    Reward Points on insurance transactions are capped at 10,000 a month for Infinia and Infinia (Metal Edition), 5,000 a month for Diners Black Metal Edition and Diners Black, and 2,000 a month for all other credit cards. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Diners Club Black Metal Edition Credit CardHDFC Diners Club Privilege Credit CardHDFC Freedom Credit CardHDFC Infinia Metal Edition Credit CardHDFC Millennia Credit CardHDFC MoneyBack+ Credit CardHDFC Regalia Credit CardHDFC Regalia Gold Credit CardIndianOil HDFC Bank Credit CardIRCTC HDFC Bank Credit CardShoppers Stop Black HDFC Bank Credit Card

  42. HDFC Tata Neu cards move domestic lounge access to quarterly spend vouchers, Jun 2025

    From 10 June 2025, direct swipe lounge access ended. Tata Neu Plus gets 1 domestic lounge voucher and Tata Neu Infinity gets 2 on spending Rs 50,000 or more in a calendar quarter. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Tata Neu Infinity Credit CardHDFC Tata Neu Plus Credit Card

  43. Swiggy HDFC card earns 5% on Amazon and Flipkart grocery from May 2025

    Transactions on Amazon and Flipkart registered with MCC 5411 earn 5% cashback for statements starting 10 May 2025. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: Swiggy HDFC Bank Credit Card

  44. HDFC Infinia caps Tanishq voucher redemption at 50,000 points a quarter, Oct 2024

    On HDFC Bank SmartBuy, redemption of Reward Points for Tanishq vouchers is capped at 50,000 Reward Points per calendar quarter from 1 October 2024. This applies only to Infinia and Infinia Metal cards. Source: HDFC Bank, v.hdfcbank.com, read 28 Oct 2026

    Cards: HDFC Infinia Metal Edition Credit Card

  45. HDFC Infinia caps Apple product redemption at one a quarter, Oct 2024

    On HDFC Bank SmartBuy, redemption of Reward Points for Apple products is capped to one product per calendar quarter from 1 October 2024. This applies only to Infinia and Infinia Metal cards. Source: HDFC Bank, v.hdfcbank.com, read 28 Oct 2026

    Cards: HDFC Infinia Metal Edition Credit Card

  46. HDFC Bank caps utility and telecom Reward Points at 2,000 a month, Sep 2024

    From 1 Sep 2024 Reward Points earned on utility transactions are capped at 2,000 per calendar month, and Reward Points earned on telecom transactions are capped at 2,000 per calendar month. Millennia, UPI, Swiggy, Paytm and a few other cards keep their own product feature caps. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: IRCTC HDFC Bank Credit CardMarriott Bonvoy HDFC Bank Credit CardHDFC MoneyBack+ Credit CardHDFC Freedom Credit CardIndianOil HDFC Bank Credit CardHDFC Diners Club Privilege Credit CardShoppers Stop Black HDFC Bank Credit Card

  47. HDFC Bank MoneyBack+ stops rewards on wallet loads and Easy EMI, Sep 2024

    From 1 Sep 2024 wallet loading and Easy EMI transactions earn no Reward Points on MoneyBack+. Education payments through third party apps also earn none. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC MoneyBack+ Credit Card

  48. HDFC Bank Freedom stops rewards on wallet loads and Easy EMI, Sep 2024

    From 1 Sep 2024 wallet loading and Easy EMI transactions earn no Reward Points on Freedom. Utility and telecom points are capped at 2,000 each per month and third party education payments earn none. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Freedom Credit Card

  49. HDFC Bank stops rewards on education paid via third party apps, Sep 2024

    From 1 Sep 2024 education payments made through third party apps such as CRED, Cheq and MobiKwik earn no Reward Points, and points already earned there are reversed. Payments made directly to schools and colleges are not covered by this line. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: IRCTC HDFC Bank Credit CardMarriott Bonvoy HDFC Bank Credit CardHDFC MoneyBack+ Credit CardHDFC Freedom Credit CardIndianOil HDFC Bank Credit CardHDFC Diners Club Privilege Credit CardShoppers Stop Black HDFC Bank Credit Card

  50. HDFC Bank BizBlack caps utility and telecom Reward Points, Sep 2024

    From 1 Sep 2024 Reward Points on utility transactions are capped at 2,000 per calendar month, and Reward Points on telecom and cable transactions are capped at 2,000 per calendar month. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC BizBlack Metal Edition Credit Card

  51. HDFC Bank caps utility and telecom reward points at 2,000 a month, Sep 2024

    Reward Points on utility transactions (MCC 4900) and on telecom and cable transactions (MCC 4812, 4814, 4899) are each capped at 2,000 Reward Points per calendar month. Product-level caps continue on Millennia, Swiggy and some other cards. Source: HDFC Bank, v.hdfcbank.com, read 28 Oct 2026

    Cards: HDFC Infinia Metal Edition Credit CardHDFC Diners Club Black Metal Edition Credit CardHDFC Regalia Gold Credit CardHDFC Regalia Credit Card

  52. HDFC Tata Neu Plus stops NeuCoins on third-party education payments, Sep 2024

    Education payments made through third-party apps like CRED, Cheq and MobiKwik no longer earn NeuCoins. Payments made directly on college or school websites or their POS machines still earn NeuCoins. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Tata Neu Plus Credit Card

  53. HDFC Tata Neu Infinity stops NeuCoins on third-party education payments, Sep 2024

    Education payments made through third-party apps like CRED, Cheq and MobiKwik no longer earn NeuCoins. Payments made directly on college or school websites or their POS machines still earn NeuCoins. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Tata Neu Infinity Credit Card

  54. HDFC Millennia stops reward points on wallet loads and Easy EMI, Sep 2024

    Wallet loading (MCC 6540) and Easy EMI transactions no longer earn Reward Points on Millennia cards. Source: HDFC Bank, v.hdfcbank.com, read 28 Oct 2026

    Cards: HDFC Millennia Credit Card

  55. HDFC Bank stops reward points on education payments via apps, Sep 2024

    Education payments made through third-party apps like CRED, Cheq and MobiKwik no longer earn Reward Points on consumer cards. Payments made directly on college or school websites or their POS machines still earn points. Source: HDFC Bank, v.hdfcbank.com, read 28 Oct 2026

    Cards: HDFC Infinia Metal Edition Credit CardHDFC Diners Club Black Metal Edition Credit CardHDFC Regalia Gold Credit CardHDFC Millennia Credit CardHDFC Regalia Credit Card

  56. HDFC Bank Shoppers Stop Black adds rent, fuel, utility, education fees, Aug 2024

    From 1 Aug 2024 a 1% fee applies to rent paid through apps, to fuel above Rs 15,000 per transaction, to utilities above Rs 50,000 per transaction and to education paid through third party apps, each capped at Rs 3,000 per transaction. The notice also sets an Easy-EMI processing fee of up to Rs 299 and a Rs 50 fee for redeeming rewards as statement credit. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: Shoppers Stop Black HDFC Bank Credit Card

  57. HDFC Bank MoneyBack+ adds rent, fuel, utility, education fees, Aug 2024

    From 1 Aug 2024 a 1% fee applies to rent paid through apps, to fuel above Rs 15,000 per transaction, to utilities above Rs 50,000 per transaction and to education paid through third party apps, each capped at Rs 3,000 per transaction. Easy-EMI processing fee is up to Rs 299 and redeeming CashPoints as statement credit costs Rs 50. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC MoneyBack+ Credit Card

  58. HDFC Bank IndianOil card adds Rs 50 statement credit redemption fee, Aug 2024

    From 1 Aug 2024 redeeming rewards towards statement credit (CashBack) on the IndianOil HDFC Bank Credit Card carries a fee of Rs 50. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: IndianOil HDFC Bank Credit Card

  59. HDFC Bank Freedom adds rent, fuel, utility, education fees, Aug 2024

    From 1 Aug 2024 a 1% fee applies to rent paid through apps, to fuel above Rs 15,000 per transaction, to utilities above Rs 50,000 per transaction and to education paid through third party apps, each capped at Rs 3,000 per transaction. Redeeming rewards as statement credit costs Rs 50. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Freedom Credit Card

  60. HDFC Bank BizBlack adds rent, fuel, utility, education fees, Aug 2024

    From 1 Aug 2024 a 1% fee applies to rent paid through apps, to fuel above Rs 30,000 per transaction, to utilities above Rs 75,000 per transaction and to education paid through third party apps, each capped at Rs 3,000 per transaction. Insurance is not treated as utility. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC BizBlack Metal Edition Credit Card

  61. HDFC Tata Neu Plus resets UPI NeuCoins to 0.25% plus 0.75% on Neu UPI ID, Aug 2024

    From 1 August 2024, eligible UPI spends earn 0.25% NeuCoins on any UPI ID, plus an extra 0.75% on the Tata Neu UPI ID. UPI NeuCoins stay capped at 500 a month. The card's T&C table lists the earlier UPI rate as 1%. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Tata Neu Plus Credit Card

  62. HDFC Tata Neu Infinity resets UPI NeuCoins to 0.5% plus 1% on Neu UPI ID, Aug 2024

    From 1 August 2024, eligible UPI spends earn 0.5% NeuCoins on any UPI ID, plus an extra 1% on the Tata Neu UPI ID. UPI NeuCoins stay capped at 500 a month. The card's T&C table lists the earlier UPI rate as 1.5%. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Tata Neu Infinity Credit Card

  63. HDFC Millennia adds 1% fees on fuel, utility, rent and education, Aug 2024

    A 1% fee applies on fuel spends above Rs 15,000 per transaction and utility spends above Rs 50,000 per transaction, on the full amount. Rent and third-party-app education payments also carry 1%. Each fee is capped at Rs 3,000 per transaction. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Millennia Credit Card

  64. HDFC Millennia charges Rs 50 to redeem CashPoints for statement credit, Aug 2024

    From 1 August 2024, redeeming rewards towards statement credit (CashBack) on the Millennia card carries a Rs 50 redemption fee. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Millennia Credit Card

  65. HDFC Bank sets late payment fee slabs on credit cards from Aug 2024

    Late payment charges by statement amount: nil up to Rs 100, Rs 100 for Rs 101 to 500, Rs 500 for Rs 501 to 1,000, Rs 600 for Rs 1,001 to 5,000, Rs 750 for Rs 5,001 to 10,000, Rs 900 for Rs 10,001 to 25,000, Rs 1,100 for Rs 25,001 to 50,000 and Rs 1,300 above Rs 50,000. Infinia (Metal Edition) is excluded. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Diners Club Black Metal Edition Credit CardHDFC Regalia Gold Credit CardHDFC Millennia Credit CardHDFC Tata Neu Infinity Credit CardHDFC Tata Neu Plus Credit CardSwiggy HDFC Bank Credit CardHDFC Swiggy BLCK Credit CardHDFC Regalia Credit Card

  66. Swiggy HDFC card credits cashback to the statement from Jun 2024

    For statements generated from 21 June 2024, cashback is auto-redeemed against the outstanding amount due for the next cycle instead of being paid as Swiggy Money. Swiggy Money earned on earlier statements stays redeemable on the Swiggy app. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: Swiggy HDFC Bank Credit Card

  67. HDFC Infinia moves Turkish, Accor and Avianca transfers to 2:1, Jan 2024

    From 15 January 2024, 2 Reward Points convert to 1 Loyalty Point for Turkish Miles, Accor and Avianca Life Miles. Source: HDFC Bank, hdfc.bank.in, read 28 Oct 2026

    Cards: HDFC Infinia Metal Edition Credit Card

ICICI all ICICI cards

  1. ICICI cards lose air accident cover and INOX, fees rise, Dec 2026

    From 15 December 2026, ICICI Bank ends air accident cover on 7 cards, CFAR cover on 4 and the INOX benefit on 9. Card replacement goes to Rs 300 plus GST from 11 December.

    Cards: ICICI Emeralde Private Metal Credit CardICICI Times Black Credit CardICICI Emeralde Credit CardICICI Emeralde Private Credit CardICICI Diamant World MastercardICICI Sapphiro Credit CardICICI Rubyx Credit CardICICI Coral Credit CardICICI Expressions Credit CardICICI Parakram Credit CardICICI Parakram Select Credit CardChennai Super Kings ICICI Bank Credit CardICICI HPCL Super Saver Credit CardEmirates Skywards ICICI Bank Rubyx Credit CardEmirates Skywards ICICI Bank Emeralde Credit CardEmirates Skywards ICICI Bank Sapphiro Credit CardMakeMyTrip ICICI Bank Credit CardMakeMyTrip ICICI Bank Signature Credit CardMakeMyTrip ICICI Bank Platinum Credit CardAdani One ICICI Bank Signature Credit CardICICI Business Advantage Black Credit CardICICI Business Advantage Blue Credit CardICICI Business Ascent (American Express) Credit Card

  2. ICICI 1838 Reserve credit card launched, Rs 1,75,000 fee, Oct 2026

    ICICI Bank and Times Internet launched the invite-only 1838 Reserve Visa card in New Delhi on 30 October 2026. It costs Rs 1,75,000 plus GST to join and every year, with no waiver.

    Cards: ICICI 1838 Reserve Credit CardICICI Times Black Credit Card

  3. MakeMyTrip ICICI card: zero forex, new myCash rules from Nov 2026

    From 10 November 2026, the MakeMyTrip ICICI Bank Credit Card drops its forex markup and DCC fee, stops myCash on international spends outside MakeMyTrip, and gives new myCash a 24-month life.

    Cards: MakeMyTrip ICICI Bank Credit Card

  4. ICICI Bank ends lounge spend exemption on Adani One Signature and MakeMyTrip, Jul 2026

    The exemption from the Rs 75,000 quarterly spend condition for domestic lounge access ran till 30 Jun 2026. From 1 Jul 2026 both cards need that spend in a calendar quarter to unlock lounges in the next one. Source: ICICI Bank, icici.bank.in, read 28 Oct 2026

    Cards: Adani One ICICI Bank Signature Credit CardMakeMyTrip ICICI Bank Credit Card

  5. ICICI Bank ties BookMyShow benefit to Rs 25,000 quarterly spend, Apr 2026

    From 1 Apr 2026 the BookMyShow benefit on these cards needs Rs 25,000 of spend in the previous spends quarter. Spends from 26 Dec 2025 to 25 Mar 2026 unlock April to June 2026. Source: ICICI Bank, icici.bank.in, read 28 Oct 2026

    Cards: ICICI Emeralde Credit CardEmirates Skywards ICICI Bank Emeralde Credit CardICICI Sapphiro Credit CardICICI Rubyx Credit CardICICI Coral Credit CardMakeMyTrip ICICI Bank Credit CardMakeMyTrip ICICI Bank Signature Credit CardICICI HPCL Super Saver Credit CardICICI HPCL Coral Credit CardAdani One ICICI Bank Signature Credit CardICICI Manchester United Signature Credit Card

  6. ICICI Bank caps transportation rewards per statement cycle, Feb 2026

    From 1 Feb 2026 rewards on transportation transactions are capped per statement cycle at Rs 20,000 on Sapphiro, Rubyx and Emeralde, and at Rs 10,000 on Coral, HPCL and Manchester United cards. Source: ICICI Bank, icici.bank.in, read 28 Oct 2026

    Cards: ICICI Sapphiro Credit CardICICI Rubyx Credit CardICICI Emeralde Credit CardICICI Coral Credit CardICICI HPCL Super Saver Credit CardICICI HPCL Coral Credit CardICICI Manchester United Signature Credit Card

  7. ICICI Bank adds fees on wallet loads, gaming and transport, Jan 2026

    From 15 Jan 2026 ICICI Bank charges 1% on wallet loads of Rs 5,000 or more, 2% on skill-based gaming and 1% on transportation transactions above Rs 50,000. Source: ICICI Bank, icici.bank.in, read 28 Oct 2026

    Cards: ICICI Emeralde Private Metal Credit CardICICI Emeralde Credit CardICICI Sapphiro Credit CardICICI Rubyx Credit CardICICI Coral Credit CardICICI Platinum Chip Credit CardAmazon Pay ICICI Bank Credit CardMakeMyTrip ICICI Bank Credit CardMakeMyTrip ICICI Bank Signature Credit CardICICI HPCL Super Saver Credit CardICICI HPCL Coral Credit CardAdani One ICICI Bank Signature Credit CardEmirates Skywards ICICI Bank Emeralde Credit CardICICI Times Black Credit CardICICI Manchester United Signature Credit Card

  8. Emirates Skywards ICICI Emeralde cuts earn to 2 miles per Rs 100, Jan 2026

    From 15 Jan 2026 the card earns 2 Skywards Miles per Rs 100 instead of 2.5. No miles accrue on insurance, utility, government and education payments. Source: ICICI Bank, icici.bank.in, read 28 Oct 2026

    Cards: Emirates Skywards ICICI Bank Emeralde Credit Card

  9. ICICI Emeralde Private Metal adds Rs 3,500 fee on supplementary cards, Jan 2026

    From 15 Jan 2026 each supplementary card on the Emeralde Private Metal costs a one-time fee of Rs 3,500 plus GST. Source: ICICI Bank, icici.bank.in, read 28 Oct 2026

    Cards: ICICI Emeralde Private Metal Credit Card

  10. ICICI Bank raises Dynamic Currency Conversion fee, Jan 2026

    From 15 Jan 2026 statements the DCC fee on rupee transactions abroad is 3.50% on most cards, up from 1%. It is 2.00% on Emeralde Private Metal and Emeralde, 1.99% on Amazon Pay and 1.49% on Times Black. Source: ICICI Bank, icici.bank.in, read 28 Oct 2026

    Cards: ICICI Emeralde Private Metal Credit CardICICI Emeralde Credit CardICICI Sapphiro Credit CardICICI Rubyx Credit CardICICI Coral Credit CardICICI Platinum Chip Credit CardAmazon Pay ICICI Bank Credit CardMakeMyTrip ICICI Bank Signature Credit CardICICI HPCL Super Saver Credit CardICICI HPCL Coral Credit CardAdani One ICICI Bank Signature Credit CardEmirates Skywards ICICI Bank Emeralde Credit CardICICI Times Black Credit CardICICI Manchester United Signature Credit Card

  11. ICICI Bank ends the Emeralde monthly membership plan, Jul 2025

    ICICI Bank stopped issuing the Emeralde Credit Card with a monthly membership plan from 24 Jul 2025. The same line covers the Emeralde Private Credit Card. Source: ICICI Bank, icici.bank.in, read 28 Oct 2026

    Cards: ICICI Emeralde Credit Card

  12. ICICI Bank ties domestic lounge access to Rs 75,000 quarterly spend, Jan 2025

    From 1 Jan 2025 complimentary domestic lounge access on these cards needs Rs 75,000 of spend in the previous calendar quarter. Rent, government, education and EMI spends do not count. Source: ICICI Bank, icici.bank.in, read 28 Oct 2026

    Cards: ICICI Sapphiro Credit CardICICI Rubyx Credit CardICICI Coral Credit CardICICI HPCL Super Saver Credit CardMakeMyTrip ICICI Bank Signature Credit Card

  13. ICICI Bank drops rent, government and education spends from fee waiver, Nov 2024

    From 15 Nov 2024 rent, government and education payments no longer count toward the spend threshold for annual fee reversal and milestone benefits. Source: ICICI Bank, icici.bank.in, read 28 Oct 2026

    Cards: ICICI Times Black Credit CardICICI Emeralde Private Metal Credit CardICICI Emeralde Credit CardICICI Sapphiro Credit CardICICI Rubyx Credit CardICICI Coral Credit CardICICI HPCL Super Saver Credit CardICICI HPCL Coral Credit CardAdani One ICICI Bank Signature Credit CardMakeMyTrip ICICI Bank Credit CardICICI Manchester United Signature Credit Card

  14. ICICI Bank caps utility, insurance and grocery rewards on top cards, Nov 2024

    From 15 Nov 2024 rewards on Emeralde, Sapphiro and Rubyx are capped per statement cycle at Rs 80,000 of utility spend, Rs 80,000 of insurance spend and Rs 40,000 of grocery and departmental store spend. Source: ICICI Bank, icici.bank.in, read 28 Oct 2026

    Cards: ICICI Emeralde Credit CardICICI Sapphiro Credit CardICICI Rubyx Credit Card

  15. ICICI Bank caps utility, insurance and grocery rewards on mid cards, Nov 2024

    From 15 Nov 2024 rewards on Coral, HPCL Coral, Platinum Chip and Manchester United Signature are capped per statement cycle at Rs 40,000 of utility spend, Rs 40,000 of insurance spend and Rs 20,000 of grocery and departmental store spend. Source: ICICI Bank, icici.bank.in, read 28 Oct 2026

    Cards: ICICI Coral Credit CardICICI Platinum Chip Credit CardICICI HPCL Coral Credit CardICICI Manchester United Signature Credit Card

  16. MakeMyTrip ICICI Signature gives Priority Pass to new applicants, Nov 2024

    Customers who applied on or after 15 Nov 2024 get a Priority Pass membership with access to 1,400+ lounges in 145+ countries. Customers who applied earlier keep DreamFolks with 650+ lounges in 100+ countries. Source: ICICI Bank, icici.bank.in, read 28 Oct 2026

    Cards: MakeMyTrip ICICI Bank Signature Credit Card

  17. ICICI Bank adds 1% fee on fuel, utility and education payments, Nov 2024

    From 15 Nov 2024 ICICI Bank charges 1% on fuel transactions above Rs 10,000, 1% on utility payments above Rs 50,000 and 1% on education payments made through third-party apps. Source: ICICI Bank, icici.bank.in, read 28 Oct 2026

    Cards: ICICI Emeralde Private Metal Credit CardICICI Emeralde Credit CardICICI Sapphiro Credit CardICICI Rubyx Credit CardICICI Coral Credit CardICICI Platinum Chip Credit CardAmazon Pay ICICI Bank Credit CardMakeMyTrip ICICI Bank Credit CardMakeMyTrip ICICI Bank Signature Credit CardICICI HPCL Super Saver Credit CardICICI HPCL Coral Credit CardAdani One ICICI Bank Signature Credit CardEmirates Skywards ICICI Bank Emeralde Credit CardICICI Times Black Credit CardICICI Manchester United Signature Credit Card

  18. ICICI Bank sets 2% forex mark-up on Emeralde cards, Nov 2024

    From 15 Nov 2024 the foreign currency mark-up is 2% on the Emeralde Private Metal and Emeralde cards. The standard ICICI Bank mark-up in the same document is 3.50%. Source: ICICI Bank, icici.bank.in, read 28 Oct 2026

    Cards: ICICI Emeralde Private Metal Credit CardICICI Emeralde Credit Card

  19. ICICI Bank stops reward points on rent and wallet loads, Feb 2024

    From 5 Feb 2024 rent pay and e-wallet loading transactions earn no reward points on ICICI Bank credit cards. The Amazon Pay ICICI Bank card is exempt. Source: ICICI Bank, icici.bank.in, read 28 Oct 2026

    Cards: ICICI Emeralde Private Metal Credit CardICICI Emeralde Credit CardICICI Sapphiro Credit CardICICI Rubyx Credit CardICICI Coral Credit CardICICI Platinum Chip Credit CardMakeMyTrip ICICI Bank Credit CardMakeMyTrip ICICI Bank Signature Credit CardICICI HPCL Super Saver Credit CardICICI HPCL Coral Credit CardAdani One ICICI Bank Signature Credit CardEmirates Skywards ICICI Bank Emeralde Credit CardICICI Times Black Credit CardICICI Manchester United Signature Credit Card

  20. ICICI Bank moves government payments into the utility category, Feb 2024

    From 5 Feb 2024 government transactions count as utility payment transactions on ICICI Bank credit cards, so they follow the utility earn rules and caps. The Amazon Pay ICICI Bank card is exempt. Source: ICICI Bank, icici.bank.in, read 28 Oct 2026

    Cards: ICICI Emeralde Private Metal Credit CardICICI Emeralde Credit CardICICI Sapphiro Credit CardICICI Rubyx Credit CardICICI Coral Credit CardICICI Platinum Chip Credit CardMakeMyTrip ICICI Bank Credit CardMakeMyTrip ICICI Bank Signature Credit CardICICI HPCL Super Saver Credit CardICICI HPCL Coral Credit CardAdani One ICICI Bank Signature Credit CardEmirates Skywards ICICI Bank Emeralde Credit CardICICI Times Black Credit CardICICI Manchester United Signature Credit Card

IDFC all IDFC cards

  1. IDFC FIRST keeps reward points on international spends, Sep 2026

    IDFC FIRST credit cards have zero forex markup from 9 September 2026 and still earn reward points on international spends. The bank dropped its planned 26 October cut in a later letter.

    Cards: IDFC FIRST Millennia Credit CardIDFC FIRST Classic Credit CardIDFC FIRST Select Credit CardIDFC FIRST Wealth Credit CardIDFC Diamond Reserve Credit CardIDFC Ashva Credit CardIDFC Mayura Credit CardIDFC Gaj Credit CardIDFC FIRST Private Credit CardIDFC FIRST WOW! Credit CardIDFC FIRST WOW! Black Credit CardIndiGo IDFC FIRST Dual Card

  2. IDFC FIRST Bank cuts Ashva international rewards to 2X, Oct 2026

    From 26 Oct 2026 Ashva earns 2X reward points on eligible international transactions. The Ashva page lists 5X on international spends before this date. Source: IDFC FIRST Bank, idfcfirst.bank.in, read 28 Oct 2026

    Cards: IDFC Ashva Credit Card

  3. IDFC FIRST Bank introduces zero forex markup, Sep 2026

    From 9 Sep 2026 all IDFC FIRST Bank credit cards carry zero forex markup on international transactions. The notice cites savings of up to 3.5%. Source: IDFC FIRST Bank, idfcfirst.bank.in, read 28 Oct 2026

    Cards: IDFC FIRST Wealth Credit CardIDFC FIRST Select Credit CardIDFC FIRST Millennia Credit CardIDFC Ashva Credit Card

  4. IDFC FIRST Bank makes reward points expire after 24 months, Jun 2026

    Reward points earned from the July 2026 statement cycle are valid for 24 months from the credit date. The existing balance as of the July 2026 statement cycle stays redeemable until July 2028. Earlier notices on these cards described points as never expiring. Source: IDFC FIRST Bank, idfcfirst.bank.in, read 28 Oct 2026

    Cards: IDFC FIRST Wealth Credit CardIDFC FIRST Select Credit CardIDFC FIRST Millennia Credit Card

  5. IDFC FIRST Bank ties movie offer to Rs 20,000 prior-month spend, Jun 2026

    From 18 Jun 2026 the buy one get one movie offer on Wealth, Select and Ashva needs Rs 20,000 or more spent in the previous calendar month. For August 2026 the qualifying month is July 2026. Source: IDFC FIRST Bank, idfcfirst.bank.in, read 28 Oct 2026

    Cards: IDFC FIRST Wealth Credit CardIDFC FIRST Select Credit CardIDFC Ashva Credit Card

  6. IDFC FIRST Bank caps rewards at credit limit per cycle, Jun 2026

    From 18 Jun 2026 reward points are earned on spends up to the credit limit per billing cycle. Spends above that earn no points. Source: IDFC FIRST Bank, idfcfirst.bank.in, read 28 Oct 2026

    Cards: IDFC FIRST Wealth Credit CardIDFC FIRST Select Credit CardIDFC FIRST Millennia Credit CardIDFC Ashva Credit Card

  7. IDFC FIRST Bank pays 10X from first dining and travel spend, Jun 2026

    From 18 Jun 2026 dining, travel and international purchases earn 10X from the first eligible transaction, with no Rs 20,000 minimum spend. All other categories earn 3X; insurance, utilities, railways and FASTag earn 1X. Source: IDFC FIRST Bank, idfcfirst.bank.in, read 28 Oct 2026

    Cards: IDFC FIRST Wealth Credit CardIDFC FIRST Select Credit CardIDFC FIRST Millennia Credit Card

  8. IDFC FIRST Bank sets Wealth and Select lounge quota from April 2026

    From 1 Apr 2026 Select includes 1 domestic airport lounge visit per quarter. Wealth includes 1 domestic lounge visit, 1 international lounge visit and 1 golf access per quarter. Spending Rs 20,000 in the current month unlocks the benefit for the next month. Source: IDFC FIRST Bank, idfcfirst.bank.in, read 28 Oct 2026

    Cards: IDFC FIRST Wealth Credit CardIDFC FIRST Select Credit Card

  9. IDFC FIRST Bank raises rewards base to Rs 200 per point, Jan 2026

    From 18 Jan 2026 the earning base moves from Rs 150 to Rs 200 per reward point. 10X is 10 points per Rs 200 and 3X is 3 points per Rs 200. Source: IDFC FIRST Bank, idfcfirst.bank.in, read 28 Oct 2026

    Cards: IDFC FIRST Wealth Credit CardIDFC FIRST Select Credit CardIDFC FIRST Millennia Credit Card

  10. IDFC FIRST Bank withholds rewards if minimum due missed, Jan 2026

    From 18 Jan 2026 a cycle earns no reward points if the Minimum Amount Due is not paid by the due date. Points already credited for that cycle are reversed. Source: IDFC FIRST Bank, idfcfirst.bank.in, read 28 Oct 2026

    Cards: IDFC FIRST Wealth Credit CardIDFC FIRST Select Credit CardIDFC FIRST Millennia Credit Card

  11. IDFC FIRST Bank limits FASTag and railway rewards, Jan 2026

    From 18 Jan 2026 FASTag recharges and railway spends earn 1X (1 point per Rs 200). A 1% fee applies on FASTag recharges above Rs 10,000 in a billing cycle and on railway spends above Rs 25,000 in a billing cycle. Source: IDFC FIRST Bank, idfcfirst.bank.in, read 28 Oct 2026

    Cards: IDFC FIRST Wealth Credit CardIDFC FIRST Select Credit CardIDFC FIRST Millennia Credit Card

  12. IDFC FIRST Bank sets Ashva joining fee benefit of up to 7,500 points, Sep 2025

    For Ashva cards generated on and after 1 Sep 2025 the joining fee payment benefit is up to 7,500 reward points, in three milestones of 2,500 points each. Source: IDFC FIRST Bank, idfcfirst.bank.in, read 28 Oct 2026

    Cards: IDFC Ashva Credit Card

  13. IDFC FIRST Bank adds 1% utility fee above Rs 20,000, May 2024

    From 1 May 2024 a 1% fee applies to utility spends once aggregate utility spends exceed Rs 20,000 in a billing cycle. Utility spends keep earning 1X. Source: IDFC FIRST Bank, idfcfirst.bank.in, read 28 Oct 2026

    Cards: IDFC FIRST Wealth Credit CardIDFC FIRST Select Credit CardIDFC FIRST Millennia Credit Card

  14. IDFC FIRST Bank sets Rs 249 minimum rent fee, May 2024

    From 1 May 2024 the 1% rent and property management fee stays but carries a minimum of Rs 249 per transaction. Source: IDFC FIRST Bank, idfcfirst.bank.in, read 28 Oct 2026

    Cards: IDFC FIRST Wealth Credit CardIDFC FIRST Select Credit CardIDFC FIRST Millennia Credit Card

  15. IDFC FIRST Bank cuts online rewards to 3X up to Rs 20,000, May 2024

    From 1 May 2024, reward points on online spends up to Rs 20,000 in a statement cycle are revised to 3X (3 points per Rs 150). Education, wallet load and government spends earn 3X and stop counting toward the 10X threshold. Wealth and Select earn 10X on online and offline spends above Rs 20,000; Millennia keeps 10X on incremental spends above Rs 20,000 per month. Source: IDFC FIRST Bank, idfcfirst.bank.in, read 28 Oct 2026

    Cards: IDFC FIRST Wealth Credit CardIDFC FIRST Select Credit CardIDFC FIRST Millennia Credit Card

  16. IDFC FIRST Bank trims Wealth and Select movie offers, May 2024

    From 1 May 2024 the buy one get one movie offer is revised to up to Rs 125 off twice per month on Select and up to Rs 250 off twice per month on Wealth. Source: IDFC FIRST Bank, idfcfirst.bank.in, read 28 Oct 2026

    Cards: IDFC FIRST Wealth Credit CardIDFC FIRST Select Credit Card

  17. IDFC FIRST Bank caps Wealth and Select lounge visits, May 2024

    From 1 May 2024 Select gets 2 domestic airport lounge visits per quarter. Wealth keeps 4 airport lounge and spa visits per quarter, capped at 2 domestic and 2 international. Both need Rs 20,000 spent in a calendar month to activate lounge benefits for the next month. Source: IDFC FIRST Bank, idfcfirst.bank.in, read 28 Oct 2026

    Cards: IDFC FIRST Wealth Credit CardIDFC FIRST Select Credit Card

Indian all Indian cards

  1. Indian Bank OneCard 5X rewards need Rs 750 in each of 3 categories, Jan 2025

    From 6 January 2025 the Indian Bank One co-branded card's 5X rewards on the top 2 spend categories of a month need a minimum spend of Rs 750 in each of at least 3 categories. Before, purchases across 3 categories in a month were enough to qualify. Source: Indian Bank and OneCard, assets.getonecard.app, read 28 Oct 2026

    Cards: Indian Bank One Co-branded Credit Card (OneCard)

IndusInd all IndusInd cards

  1. IndusInd Bank adds 1% fee on transport spends above Rs 40,000, Jun 2026

    From 15 Jun 2026 a 1% fee plus GST applies to cumulative transport transactions (MCCs 4111, 4112, 4784, 4131) above Rs 40,000 in a statement cycle. Source: IndusInd Bank, indusind.bank.in, read 28 Oct 2026

    Cards: IndusInd Legend Credit CardIndusInd EazyDiner Signature Credit Card

  2. IndusInd Legend lowers fuel fee threshold to Rs 30,000, Jun 2026

    From 15 Jun 2026 a 1% fee plus GST applies on cumulative fuel transactions above Rs 30,000 in a statement cycle on Legend. The threshold was Rs 50,000 until 14 Jun 2026. EazyDiner Signature stays at Rs 50,000. Source: IndusInd Bank, indusind.bank.in, read 28 Oct 2026

    Cards: IndusInd Legend Credit Card

  3. IndusInd Legend raises dynamic currency conversion fee to 2%, Jun 2026

    From 15 Jun 2026 the dynamic currency conversion fee on Legend is 2% plus GST, up from a 1% mark-up fee. EazyDiner Signature stays at 1% plus GST. Figures are from the Schedule of Charges. Source: IndusInd Bank, indusind.bank.in, read 28 Oct 2026

    Cards: IndusInd Legend Credit Card

  4. IndusInd Bank revises late payment charge slabs, Jun 2026

    From 15 Jun 2026 slabs by outstanding balance are Rs 100 for Rs 101 to Rs 500, Rs 500 for Rs 501 to Rs 1,000, Rs 600 for Rs 1,001 to Rs 5,000, Rs 750 for Rs 5,001 to Rs 10,000, Rs 900 for Rs 10,001 to Rs 25,000, Rs 1,100 for Rs 25,001 to Rs 50,000 and Rs 1,300 above Rs 50,000. The earlier slab for Rs 501 to Rs 1,000 was Rs 350 and for Rs 1,001 to Rs 10,000 was Rs 550. Figures are from the Schedule of Charges. Source: IndusInd Bank, indusind.bank.in, read 28 Oct 2026

    Cards: IndusInd Legend Credit CardIndusInd EazyDiner Signature Credit Card

  5. IndusInd Bank ends air accident insurance cover, Dec 2025

    The air accident insurance coverage feature on IndusInd credit cards was discontinued from 21 Dec 2025. Source: IndusInd Bank, indusind.bank.in, read 28 Oct 2026

    Cards: IndusInd Legend Credit CardIndusInd EazyDiner Signature Credit Card

  6. IndusInd EazyDiner Signature revises reward points, Jul 2025

    From 15 Jul 2025 hotel and travel spends earn 10 reward points per Rs 100, up from 4. One reward point is valued at Rs 0.10. Dining spends no longer earn reward points. Source: IndusInd Bank, indusind.bank.in, read 28 Oct 2026

    Cards: IndusInd EazyDiner Signature Credit Card

  7. IndusInd EazyDiner Signature ends lounge access and movie offer, Jul 2025

    From 15 Jul 2025 complimentary domestic lounge access and movie tickets through BookMyShow are discontinued. Source: IndusInd Bank, indusind.bank.in, read 28 Oct 2026

    Cards: IndusInd EazyDiner Signature Credit Card

  8. IndusInd EazyDiner Signature caps dining discount at Rs 2,000, Jul 2025

    From 15 Jul 2025 the dining discount stays at 25% up to Rs 1,000 per transaction. It is capped at Rs 2,000 per calendar month without a spend condition, and unlocks a further Rs 3,000 with Rs 30,000 of non-dining spends in the previous month. The total cap is Rs 5,000 per calendar month. Source: IndusInd Bank, indusind.bank.in, read 28 Oct 2026

    Cards: IndusInd EazyDiner Signature Credit Card

  9. IndusInd Bank adds 1% fuel fee above Rs 50,000, May 2025

    From 4 May 2025 fuel transactions up to Rs 50,000 in a statement cycle attract no fee. Above Rs 50,000 a 1% fee plus GST applies to the whole cumulative fuel spend for that cycle. Source: IndusInd Bank, indusind.bank.in, read 28 Oct 2026

    Cards: IndusInd Legend Credit CardIndusInd EazyDiner Signature Credit Card

  10. IndusInd Bank limits cash redemption to 50% of balance, Apr 2025

    From 1 Apr 2025 cash credit redemption is limited to the lower of 50% of the points balance and the product monthly cap. Points earned on unpaid spends are pulled back if the Minimum Amount Due is missed by the next statement date, and points on the fractional part of spends above the base multiplier are no longer awarded. Source: IndusInd Bank, indusind.bank.in, read 28 Oct 2026

    Cards: IndusInd Legend Credit CardIndusInd EazyDiner Signature Credit Card

  11. IndusInd Bank sets Rs 149 fee on cash redemption, Apr 2025

    From 1 Apr 2025 redeeming reward points as cash credit on the IndusMoments portal carries a fee of Rs 149 plus GST. The twid Pay With Rewards fee is Rs 10, Rs 15 or Rs 20 plus GST by redemption slab and Rs 50 plus GST for flights. Source: IndusInd Bank, indusind.bank.in, read 28 Oct 2026

    Cards: IndusInd Legend Credit Card

  12. IndusInd Bank ends Legend lounge access, Mar 2025

    Complimentary lounge access was discontinued on the Legend Credit Card from 7 Mar 2025. Source: IndusInd Bank, indusind.bank.in, read 28 Oct 2026

    Cards: IndusInd Legend Credit Card

  13. IndusInd Bank ends InterMiles redemption on all cards, Jan 2025

    Redemption of reward points towards InterMiles stopped on all IndusInd credit cards from 21 Jan 2025. Source: IndusInd Bank, indusind.bank.in, read 28 Oct 2026

    Cards: IndusInd Legend Credit CardIndusInd EazyDiner Signature Credit Card

  14. IndusInd Legend revises bonus points milestone, Dec 2024

    From 15 Dec 2024 Legend earns 3,000 bonus reward points on spends of Rs 5,00,000 or above within one year of card issue. Low MCC spends (fuel, transport and tolls, utilities, insurance, education, telecom and government among them) do not count where the anniversary year completes after 15 Dec 2024. Source: IndusInd Bank, indusind.bank.in, read 28 Oct 2026

    Cards: IndusInd Legend Credit Card

  15. IndusInd Bank changes Legend airport lounge list, Nov 2024

    The list of airport lounges for Legend and Pinnacle changed from 15 Nov 2024. Source: IndusInd Bank, indusind.bank.in, read 28 Oct 2026

    Cards: IndusInd Legend Credit Card

  16. IndusInd Legend caps monthly cash redemption of points, Sep 2024

    From 1 Sep 2024 upper limits on cash redemption of reward points apply on various IndusInd cards. The linked reward points table lists a monthly cap of 5,000 points on Legend. Source: IndusInd Bank, indusind.bank.in, read 28 Oct 2026

    Cards: IndusInd Legend Credit Card

  17. IndusInd Bank revises fuel surcharge waiver caps, May 2024

    From 5 May 2024 the fuel surcharge waiver covers transactions from Rs 500 to Rs 3000. The cap per billing cycle is Rs 100 on Legend and Rs 250 on EazyDiner Signature. Source: IndusInd Bank, indusind.bank.in, read 28 Oct 2026

    Cards: IndusInd Legend Credit CardIndusInd EazyDiner Signature Credit Card

  18. IndusInd Bank revises reward points program, Mar 2024

    IndusInd revised its reward points program with effect from 1 Mar 2024. The linked table on the bank site lists Legend at Rs 0.75 per point for non-cash redemption and Rs 0.50 per point for cash redemption. Source: IndusInd Bank, indusind.bank.in, read 28 Oct 2026

    Cards: IndusInd Legend Credit Card

J&K Bank all J&K Bank cards

  1. J&K Bank sets new annual fees on Eminent and Platinum cards from 1 May 2026

    From 1 May 2026 Eminent carries an annual fee of INR 1,500, waived on annual spends of INR 3,00,000, and Platinum INR 500, waived on INR 1,00,000. Platinum Privilege stays free. Source: J&K Bank, jkb.bank.in, read 28 Oct 2026

    Cards: J&K Bank Eminent Credit CardJ&K Bank Platinum Credit Card (incl. Pink Platinum)

  2. J&K Bank adds welcome vouchers on new credit cards from 1 April 2026

    Newly issued cards get a welcome gift voucher on the first eligible transaction from 1 April 2026: INR 500 on Eminent and INR 250 on Platinum Privilege and Platinum. Source: J&K Bank, jkb.bank.in, read 28 Oct 2026

    Cards: J&K Bank Eminent Credit CardJ&K Bank Platinum Privilege Credit CardJ&K Bank Platinum Credit Card (incl. Pink Platinum)

  3. J&K Bank revises credit card reward structure from 1 April 2026

    From 1 April 2026 Eminent earns 1 Reward Point per INR 100 and 3 points on online travel, apparel, dining and electronics; Platinum earns 2 points per INR 100 on online, department store, pharmacy and utility spends; Platinum Privilege earns 2 points on monthly spends beyond INR 15,000. No points on insurance, education, rent, wallet, fuel, cash and select transport and toll transactions. Source: J&K Bank, jkb.bank.in, read 28 Oct 2026

    Cards: J&K Bank Eminent Credit CardJ&K Bank Platinum Privilege Credit CardJ&K Bank Platinum Credit Card (incl. Pink Platinum)

  4. J&K Bank starts quarterly spend milestone vouchers from 1 April 2026

    Quarterly milestones are counted from 1 April 2026 for existing and new cards: Eminent gets a INR 750 voucher on quarterly spends above INR 1,50,000, Platinum a INR 500 voucher above INR 75,000, and Platinum Privilege INR 100 to INR 350 vouchers on quarterly spends from INR 30,000. Source: J&K Bank, jkb.bank.in, read 28 Oct 2026

    Cards: J&K Bank Eminent Credit CardJ&K Bank Platinum Privilege Credit CardJ&K Bank Platinum Credit Card (incl. Pink Platinum)

  5. J&K Bank adds lounge and lifestyle benefits on revamped credit cards from 12 March 2026

    Travel, lifestyle and entertainment benefits apply from 12 March 2026: Eminent gets 2 domestic lounge visits per quarter and 1 international visit per half-year, Platinum Privilege 1 domestic visit per quarter, and Platinum 2 domestic visits per year (1 per half-year). Source: J&K Bank, jkb.bank.in, read 28 Oct 2026

    Cards: J&K Bank Eminent Credit CardJ&K Bank Platinum Privilege Credit CardJ&K Bank Platinum Credit Card (incl. Pink Platinum)

Kotak Mahindra all Kotak Mahindra cards

  1. Kotak Private credit card: Rs 49,000 fee, zero forex, invite only, Nov 2026

    Kotak Mahindra Bank now has a public page for its invite-only Kotak Private credit card. Its terms show a Rs 49,000 annual fee, waived for eligible Kotak Private clients, and nil forex markup.

    Cards: Kotak Private Credit CardKotak Solitaire Credit Card

  2. Kotak White drops education and transport from White Pass spends, Apr 2026

    From 1 Apr 2026 education and transportation categories are excluded from the milestone spends that earn White Pass on the Kotak White Credit Card. Source: Kotak Mahindra Bank, kotak.bank.in, read 28 Oct 2026

    Cards: Kotak White Credit Card

  3. Kotak White ties lounge access to Rs 1,00,000 quarterly spend, Apr 2026

    From 1 Apr 2026 two complimentary airport lounge visits in a calendar quarter need spends of Rs 1,00,000 or more in the previous calendar quarter. Jan to Mar 2026 spends unlock the Apr to Jun 2026 quarter. Source: Kotak Mahindra Bank, images.kotak.bank.in, read 28 Oct 2026

    Cards: Kotak White Credit Card

  4. Kotak Zen Signature caps and drops category rewards, Jun 2025

    From 1 Jun 2025 Zen points are earned on education and insurance spends up to Rs 70,000, utility up to Rs 50,000 and government up to Rs 40,000 per statement cycle. Wallet load, fuel, rent and online skill based gaming stop earning. These categories no longer count toward milestones. Source: Kotak Mahindra Bank, kotak.bank.in, read 28 Oct 2026

    Cards: Kotak Zen Signature Credit Card

  5. Kotak Zen Signature cuts cash redemption to Rs 0.20 per point, Jun 2025

    From 1 Jun 2025 cash value for redemption falls from Rs 0.25 to Rs 0.20 per Zen Point, with a minimum of 2,000 Zen Points for cash redemption. Redemption against catalogue categories stays at Rs 0.25 per point. Source: Kotak Mahindra Bank, kotak.bank.in, read 28 Oct 2026

    Cards: Kotak Zen Signature Credit Card

  6. Kotak Zen Signature ties lounge access to Rs 75,000 quarterly spend, Jun 2025

    From 1 Jun 2025 two domestic airport lounge visits in a calendar quarter need quarterly spends of Rs 75,000 or more in the previous quarter. Source: Kotak Mahindra Bank, kotak.bank.in, read 28 Oct 2026

    Cards: Kotak Zen Signature Credit Card

  7. Kotak Zen Signature revises fuel surcharge waiver terms, Jun 2025

    From 1 Jun 2025 the 1% fuel surcharge waiver applies to transactions between Rs 500 and Rs 5000, with a maximum waiver of Rs 3,500 in an anniversary year. Source: Kotak Mahindra Bank, kotak.bank.in, read 28 Oct 2026

    Cards: Kotak Zen Signature Credit Card

  8. Kotak changes minimum amount due to 1% of purchases, Jun 2025

    From 1 Jun 2025 Minimum Amount Due is 1% of purchase transactions and cash advances, plus 100% of EMI, fees and charges (including finance or interest charges), taxes and any over limit amount, plus any unpaid prior MAD. The earlier basis was 5% of purchases plus 5% of finance charges. Source: Kotak Mahindra Bank, kotak.bank.in, read 28 Oct 2026

    Cards: Kotak Zen Signature Credit CardKotak League Platinum Credit CardKotak 811 Credit CardKotak White Credit Card

  9. Kotak League Platinum caps utility rewards and drops categories, Jun 2025

    From 1 Jun 2025 reward points on utility spends are earned only up to Rs 35,000 per statement cycle. Wallet load, online skill based gaming, insurance, government, rent, education and fuel spends stop earning. These categories no longer count toward milestones. Source: Kotak Mahindra Bank, kotak.bank.in, read 28 Oct 2026

    Cards: Kotak League Platinum Credit Card

  10. Kotak League Platinum cuts cash redemption to Rs 0.07 per point, Jun 2025

    From 1 Jun 2025 cash value for redemption falls from Rs 0.10 to Rs 0.07 per reward point, with a minimum of 2,000 reward points for cash redemption. Redemption against other categories stays at Rs 0.10 per point. Source: Kotak Mahindra Bank, kotak.bank.in, read 28 Oct 2026

    Cards: Kotak League Platinum Credit Card

  11. Kotak League Platinum revises fuel surcharge waiver terms, Jun 2025

    From 1 Jun 2025 the 1% fuel surcharge waiver applies to transactions between Rs 500 and Rs 4,000, with a maximum waiver of Rs 3,500 in an anniversary year. Fuel transactions do not earn reward points. Source: Kotak Mahindra Bank, kotak.bank.in, read 28 Oct 2026

    Cards: Kotak League Platinum Credit Card

  12. Kotak 811 caps utility rewards and drops categories, Jun 2025

    With effect from 1 Jun 2025 reward points on utility spends are earned only up to Rs 35,000 per statement cycle. Education, wallet loading, fuel, rent, government, insurance and online skill based gaming stop earning, and these spends no longer count toward milestones. Source: Kotak Mahindra Bank, kotak.bank.in, read 28 Oct 2026

    Cards: Kotak 811 Credit Card

  13. Kotak 811 cuts cash redemption to Rs 0.10 per point, Jun 2025

    With effect from 1 Jun 2025 redemption value of reward points falls from Rs 0.25 to Rs 0.10 per reward point, with a minimum of 2,000 reward points for cashback redemption. Redemption against mobile recharge, shopping and similar categories stays at Rs 0.25 per point. Source: Kotak Mahindra Bank, kotak.bank.in, read 28 Oct 2026

    Cards: Kotak 811 Credit Card

  14. Kotak 811 revises fuel surcharge waiver terms, Jun 2025

    With effect from 1 Jun 2025 the 1% fuel surcharge waiver applies to transactions between Rs 500 and Rs 4,000, with a maximum waiver of Rs 3,500 in each calendar year. Source: Kotak Mahindra Bank, kotak.bank.in, read 28 Oct 2026

    Cards: Kotak 811 Credit Card

Punjab National all Punjab National cards

  1. PNB credit card charges rise from 1 Nov 2026: cash, late fee, rewards

    From 1 November 2026, PNB Visa and RuPay credit cards pay 2.5% on cash advances, late fees up to Rs 1,200, Rs 99 per reward redemption and 1% on utility bills above Rs 50,000 a cycle.

    Cards: Punjab National Visa Classic Credit CardPunjab National Visa Gold Credit CardPunjab National Visa Platinum Credit CardPunjab National Visa Signature Credit CardPunjab National RuPay Platinum Credit CardPunjab National RuPay Select Credit CardPunjab National RuPay Millennial Credit CardPunjab National Rakshak RuPay Platinum Credit CardPunjab National Rakshak RuPay Select Credit CardPunjab National Patanjali RuPay Platinum Credit CardPunjab National Patanjali RuPay Select Credit CardPunjab National EMT (EaseMyTrip) RuPay Platinum Credit CardPunjab National Bliss RuPay Platinum Credit CardPunjab National Salary RuPay Platinum Credit CardPunjab National Salary RuPay Select Credit CardPunjab National Luxura Metal Credit Card (RuPay Ekaa)Punjab National Luxura Metal Credit Card (Visa Infinite)Punjab National PNB RRB Co-branded Credit Card

  2. PNB credit cards add 1% fee on utility payments above Rs 50,000, Nov 2026

    From 1 November 2026 utility payments above Rs 50,000 in a billing cycle carry a 1% charge, at most Rs 2,000 per transaction. It was nil before. Source: Punjab National Bank, creditcard.pnb.bank.in, read 28 Oct 2026

    Cards: Punjab National Bliss RuPay Platinum Credit CardPunjab National EMT (EaseMyTrip) RuPay Platinum Credit CardPunjab National Luxura Metal Credit Card (RuPay Ekaa)Punjab National Luxura Metal Credit Card (Visa Infinite)Punjab National Patanjali RuPay Platinum Credit CardPunjab National Patanjali RuPay Select Credit CardPunjab National PNB RRB Co-branded Credit CardPunjab National Rakshak RuPay Platinum Credit CardPunjab National Rakshak RuPay Select Credit CardPunjab National RuPay Millennial Credit CardPunjab National RuPay Platinum Credit CardPunjab National RuPay Select Credit CardPunjab National Salary RuPay Platinum Credit CardPunjab National Salary RuPay Select Credit CardPunjab National Visa Classic Credit CardPunjab National Visa Gold Credit CardPunjab National Visa Platinum Credit CardPunjab National Visa Signature Credit Card

  3. PNB credit cards add Rs 99 fee per reward redemption, Nov 2026

    From 1 November 2026 each reward redemption request on PNB Visa and RuPay credit cards costs Rs 99 plus GST. It was nil before. Source: Punjab National Bank, creditcard.pnb.bank.in, read 28 Oct 2026

    Cards: Punjab National Bliss RuPay Platinum Credit CardPunjab National EMT (EaseMyTrip) RuPay Platinum Credit CardPunjab National Luxura Metal Credit Card (RuPay Ekaa)Punjab National Luxura Metal Credit Card (Visa Infinite)Punjab National Patanjali RuPay Platinum Credit CardPunjab National Patanjali RuPay Select Credit CardPunjab National PNB RRB Co-branded Credit CardPunjab National Rakshak RuPay Platinum Credit CardPunjab National Rakshak RuPay Select Credit CardPunjab National RuPay Millennial Credit CardPunjab National RuPay Platinum Credit CardPunjab National RuPay Select Credit CardPunjab National Salary RuPay Platinum Credit CardPunjab National Salary RuPay Select Credit CardPunjab National Visa Classic Credit CardPunjab National Visa Gold Credit CardPunjab National Visa Platinum Credit CardPunjab National Visa Signature Credit Card

  4. PNB credit cards raise returned payment fee to 2% of amount, Nov 2026

    From 1 November 2026 a returned cheque or failed ECS or auto debit costs 2% of the payment amount with a minimum of Rs 400. Before, it was Rs 100 per instrument on Visa Classic and Gold, Rs 250 on Visa Platinum and Signature, and Rs 200 on the other variants. Source: Punjab National Bank, creditcard.pnb.bank.in, read 28 Oct 2026

    Cards: Punjab National Bliss RuPay Platinum Credit CardPunjab National EMT (EaseMyTrip) RuPay Platinum Credit CardPunjab National Luxura Metal Credit Card (RuPay Ekaa)Punjab National Luxura Metal Credit Card (Visa Infinite)Punjab National Patanjali RuPay Platinum Credit CardPunjab National Patanjali RuPay Select Credit CardPunjab National PNB RRB Co-branded Credit CardPunjab National Rakshak RuPay Platinum Credit CardPunjab National Rakshak RuPay Select Credit CardPunjab National RuPay Millennial Credit CardPunjab National RuPay Platinum Credit CardPunjab National RuPay Select Credit CardPunjab National Salary RuPay Platinum Credit CardPunjab National Salary RuPay Select Credit CardPunjab National Visa Classic Credit CardPunjab National Visa Gold Credit CardPunjab National Visa Platinum Credit CardPunjab National Visa Signature Credit Card

  5. PNB credit cards reset late payment fee bands, Nov 2026

    From 1 November 2026 late fee on Total Amount Due is nil up to Rs 500, Rs 500 up to Rs 1,000, Rs 750 up to Rs 10,000, Rs 1,000 up to Rs 50,000 and Rs 1,200 above. Before, it was nil up to Rs 1,000, then Rs 500, Rs 600 and Rs 750 above Rs 10,000. Source: Punjab National Bank, creditcard.pnb.bank.in, read 28 Oct 2026

    Cards: Punjab National Bliss RuPay Platinum Credit CardPunjab National EMT (EaseMyTrip) RuPay Platinum Credit CardPunjab National Luxura Metal Credit Card (RuPay Ekaa)Punjab National Luxura Metal Credit Card (Visa Infinite)Punjab National Patanjali RuPay Platinum Credit CardPunjab National Patanjali RuPay Select Credit CardPunjab National PNB RRB Co-branded Credit CardPunjab National Rakshak RuPay Platinum Credit CardPunjab National Rakshak RuPay Select Credit CardPunjab National RuPay Millennial Credit CardPunjab National RuPay Platinum Credit CardPunjab National RuPay Select Credit CardPunjab National Salary RuPay Platinum Credit CardPunjab National Salary RuPay Select Credit CardPunjab National Visa Classic Credit CardPunjab National Visa Gold Credit CardPunjab National Visa Platinum Credit CardPunjab National Visa Signature Credit Card

  6. PNB credit cards raise cash advance fee to 2.5%, Nov 2026

    From 1 November 2026 cash advance on PNB Visa and RuPay credit cards is 2.5% of the amount or Rs 400 at PNB ATMs, Rs 500 at other domestic ATMs and Rs 500 at overseas ATMs, whichever is higher. Before, it was 2% with minimums from Rs 100 to Rs 300 depending on the variant and ATM. Source: Punjab National Bank, creditcard.pnb.bank.in, read 28 Oct 2026

    Cards: Punjab National Bliss RuPay Platinum Credit CardPunjab National EMT (EaseMyTrip) RuPay Platinum Credit CardPunjab National Luxura Metal Credit Card (RuPay Ekaa)Punjab National Luxura Metal Credit Card (Visa Infinite)Punjab National Patanjali RuPay Platinum Credit CardPunjab National Patanjali RuPay Select Credit CardPunjab National PNB RRB Co-branded Credit CardPunjab National Rakshak RuPay Platinum Credit CardPunjab National Rakshak RuPay Select Credit CardPunjab National RuPay Millennial Credit CardPunjab National RuPay Platinum Credit CardPunjab National RuPay Select Credit CardPunjab National Salary RuPay Platinum Credit CardPunjab National Salary RuPay Select Credit CardPunjab National Visa Classic Credit CardPunjab National Visa Gold Credit CardPunjab National Visa Platinum Credit CardPunjab National Visa Signature Credit Card

  7. PNB halves the value of a credit card reward point to Rs 0.25, Sep 2024

    From 1 September 2024 one PNB credit card reward point is worth Rs 0.25. The notice's example uses a rate of 0.5 before the change; balances as on 31 August 2024 were adjusted so their value stayed the same. Source: Punjab National Bank, creditcard.pnb.bank.in, read 28 Oct 2026

    Cards: Punjab National Visa Classic Credit CardPunjab National Visa Gold Credit CardPunjab National Visa Platinum Credit CardPunjab National Visa Signature Credit CardPunjab National RuPay Platinum Credit CardPunjab National RuPay Select Credit CardPunjab National RuPay Millennial Credit CardPunjab National Rakshak RuPay Platinum Credit CardPunjab National Rakshak RuPay Select Credit CardPunjab National Patanjali RuPay Platinum Credit CardPunjab National Patanjali RuPay Select Credit Card

RBI

  1. RBI bans dark patterns and mis-selling by banks from 1 January 2027

    From 1 January 2027, banks must take explicit consent for each product, set consent to No by default, make cards easy to cancel and state the spend behind any lifetime free fee waiver.

RBL all RBL cards

  1. RBL Bank adds 1% fee on FASTag loading and toll payments above Rs 10,000, Jan 2026

    From 7 January 2026 RBL Bank charges a 1% fee on FASTag loading and toll payment transactions above Rs 10,000 per transaction per card (MCC 4784, 4111 and 4131). The RBL MITC lists this as a card charge for its credit cards. Source: RBL Bank, webassets.rbl.bank.in, read 28 Oct 2026

    Cards: RBL ShopRite Credit CardRBL Platinum Maxima Plus Credit CardIndianOil RBL Bank XTRA Credit CardRBL World Safari Credit Card

  2. RBL Bank ties World Safari domestic lounge visits to Rs 35,000 spend, July 2025

    From 1 July 2025 the 2 complimentary domestic lounge visits per quarter on the World Safari card need Rs 35,000 or more of spend in the previous calendar quarter. Below that spend, there is no domestic lounge access in the next quarter. Source: RBL Bank, webassets.rbl.bank.in, read 28 Oct 2026

    Cards: RBL World Safari Credit Card

  3. RBL Bank ShopRite stops reward points on six more spend categories, Oct 2024

    From 15 October 2024 purchases in Quasi-Cash, Education, Government Services, Contracted Services, Cash and Bills2Pay no longer earn reward points on the ShopRite card. Source: RBL Bank, rbl.bank.in, read 28 Oct 2026

    Cards: RBL ShopRite Credit Card

  4. RBL Bank ShopRite excludes 14 categories from annual fee waiver spend, Oct 2024

    From 15 October 2024 spends on Fuel & Auto, Utilities, Insurance, Quasi-Cash, Railways, Real Estate/Rental, Education, Wallet/Service Providers, Government services, Contracted Services, Cash, Miscellaneous, Bills2Pay and EMI conversion, plus fees and GST, do not count toward the Rs 1,50,000 annual spend that waives the Rs 500 fee. Source: RBL Bank, webassets.rbl.bank.in, read 28 Oct 2026

    Cards: RBL ShopRite Credit Card

SBI Card all SBI Card cards

  1. Air India and SBI Card to launch Visa co-brand credit card, Oct 2026

    Air India and SBI Card announced a new Visa co-brand credit card for Maharaja Club members on 28 October 2026. Fees, earn rates and the launch date are not yet published.

    Cards: Air India SBI Signature CardAir India SBI Platinum Card

  2. SBI Card adds 1% fee on big fuel and transport spends from 1 Dec 2026

    From 1 December 2026, SBI Card charges 1% on fuel spends above Rs 50,000 in a billing cycle and on any single transport transaction above Rs 30,000.

    Cards: BPCL SBI CardBPCL SBI Card Octane

  3. Eternal SBI Card launches October 2026 with Zomato, Blinkit discounts

    SBI Card and Eternal have launched the Eternal SBI Card on RuPay and Mastercard: Rs 499 plus GST a year, 10% off on Zomato, District and Blinkit up to Rs 2,000 a month.

  4. SBI Card to add 1% fee on transport above Rs 30,000, Dec 2026

    From 1 Dec 2026 SBI Card charges 1% of the transaction amount on every transportation transaction above Rs 30,000 (MCCs 4111, 4784, 4131). Source: SBI Card, sbicard.com, read 28 Oct 2026

    Cards: BPCL SBI CardBPCL SBI Card OctaneCASHBACK SBI CardClub Vistara SBI Card PRIMEFlipkart SBI CardIRCTC SBI Card PremierPhonePe SBI Card SELECT BLACKReliance SBI Card PRIMEAir India SBI Signature CardSBI Card AURUMSBI Card ELITESBI Card MILES ELITESBI Card MILES PRIMESBI Card PRIMESBI Card PULSETata Neu Infinity SBI Credit CardSimplyCLICK SBI CardSimplySAVE SBI Card

  5. SBI Card to add 1% fuel fee above Rs 50,000 a cycle, Dec 2026

    From 1 Dec 2026, if fuel transactions in a billing cycle exceed Rs 50,000, SBI Card charges 1% on the total fuel spends. Source: SBI Card, sbicard.com, read 28 Oct 2026

    Cards: BPCL SBI CardBPCL SBI Card OctaneCASHBACK SBI CardClub Vistara SBI Card PRIMEFlipkart SBI CardIRCTC SBI Card PremierPhonePe SBI Card SELECT BLACKReliance SBI Card PRIMEAir India SBI Signature CardSBI Card AURUMSBI Card ELITESBI Card MILES ELITESBI Card MILES PRIMESBI Card PRIMESBI Card PULSETata Neu Infinity SBI Credit CardSimplyCLICK SBI CardSimplySAVE SBI Card

  6. PhonePe SBI Card Select Black cuts reward caps and adds exclusions, Jul 2026

    Monthly cap on eligible PhonePe spends falls from 2,000 RPs to 500 RPs on insurance plus 1,500 RPs on other spends. Cap on eligible online spends falls from 2,000 to 1,000 RPs. Tolls, gifts, jewellery, education, and non-PhonePe-app utility, insurance and UPI spends stop earning. Source: SBI Card, sbicard.com, read 28 Oct 2026

    Cards: PhonePe SBI Card SELECT BLACK

  7. SBI Card limits statement credit to multiples of 4,000 points, Apr 2026

    From 1 Apr 2026 Reward Points for Statement Credit can be redeemed only in multiples of 4,000 Points, on all eligible cards except the two PhonePe cards. Source: SBI Card, sbicard.com, read 28 Oct 2026

    Cards: BPCL SBI CardBPCL SBI Card OctaneClub Vistara SBI Card PRIMEFlipkart SBI CardIRCTC SBI Card PremierReliance SBI Card PRIMEAir India SBI Signature CardSBI Card AURUMSBI Card ELITESBI Card MILES ELITESBI Card MILES PRIMESBI Card PRIMESBI Card PULSETata Neu Infinity SBI Credit CardSimplyCLICK SBI CardSimplySAVE SBI Card

  8. SBI Card caps statement credit redemption at 60,000 points, Apr 2026

    From 1 Apr 2026 redemption of Reward Points for Statement Credit is capped at 60,000 Points per month on all eligible cards except Air India SBI Signature and the two PhonePe cards. Source: SBI Card, sbicard.com, read 28 Oct 2026

    Cards: BPCL SBI CardBPCL SBI Card OctaneClub Vistara SBI Card PRIMEFlipkart SBI CardIRCTC SBI Card PremierReliance SBI Card PRIMESBI Card AURUMSBI Card ELITESBI Card MILES ELITESBI Card MILES PRIMESBI Card PRIMESBI Card PULSETata Neu Infinity SBI Credit CardSimplyCLICK SBI CardSimplySAVE SBI Card

  9. BPCL SBI Card raises annual fee waiver spend to Rs 1 lakh from May 2026

    The Rs 499 annual fee is reversed at annual spends of Rs 1 lakh, up from Rs 50,000. Source: SBI Card, sbicard.com, read 28 Oct 2026

    Cards: BPCL SBI Card

  10. SBI Card revises late payment charges from May 2026

    From 1 May 2026 no charge applies up to Rs 100 due (was up to Rs 500). Rs 100 applies above Rs 100 up to Rs 500, and Rs 500 above Rs 500 up to Rs 1,000 (was Rs 400). Higher slabs are unchanged. Source: SBI Card, sbicard.com, read 28 Oct 2026

    Cards: BPCL SBI CardBPCL SBI Card OctaneCASHBACK SBI CardClub Vistara SBI Card PRIMEFlipkart SBI CardIRCTC SBI Card PremierPhonePe SBI Card SELECT BLACKReliance SBI Card PRIMEAir India SBI Signature CardSBI Card AURUMSBI Card ELITESBI Card MILES ELITESBI Card MILES PRIMESBI Card PRIMESBI Card PULSETata Neu Infinity SBI Credit CardSimplyCLICK SBI CardSimplySAVE SBI Card

  11. SBI Cashback card excludes gaming, tolls and government, Apr 2026

    From 1 Apr 2026 the CASHBACK SBI Card earns no cashback on Digital Gaming Platforms/Merchants (MCCs 7993, 7994, 5816), Tolls (4784) and Government related transactions (9222, 9311, 9402). Source: SBI Card, sbicard.com, read 28 Oct 2026

    Cards: CASHBACK SBI Card

  12. SBI Cashback card caps cashback at Rs 4,000 a cycle, Apr 2026

    From 1 Apr 2026 cashback is capped per statement cycle: 5% online up to Rs 2,000 and 1% offline up to Rs 2,000, Rs 4,000 in total. Source: SBI Card, sbicard.com, read 28 Oct 2026

    Cards: CASHBACK SBI Card

  13. SBI Card revises domestic lounge list for Prime, Miles Prime, Jan 2026

    SBI Card Prime and Miles Prime are in lounge Set B, with a revised list of 30 participating domestic lounges from 10 Jan 2026. The PDF does not state the number of visits. Source: SBI Card, sbicard.com, read 28 Oct 2026

    Cards: BPCL SBI Card OctaneClub Vistara SBI Card PRIMEReliance SBI Card PRIMESBI Card MILES PRIMESBI Card PRIME

  14. SBI Card adds 1% fee on wallet loads above Rs 1,000, Nov 2025

    From 1 Nov 2025 SBI Card charges 1% of the transaction amount on every wallet load transaction above Rs 1,000. Source: SBI Card, sbicard.com, read 28 Oct 2026

    Cards: BPCL SBI CardBPCL SBI Card OctaneCASHBACK SBI CardClub Vistara SBI Card PRIMEFlipkart SBI CardIRCTC SBI Card PremierPhonePe SBI Card SELECT BLACKReliance SBI Card PRIMEAir India SBI Signature CardSBI Card AURUMSBI Card ELITESBI Card MILES ELITESBI Card MILES PRIMESBI Card PRIMESBI Card PULSETata Neu Infinity SBI Credit CardSimplyCLICK SBI CardSimplySAVE SBI Card

  15. SBI Card adds 1% fee on education payments via apps, Nov 2025

    From 1 Nov 2025 a 1% fee applies to education payments made through third-party apps. Payments made directly to colleges or schools through their websites or POS machines carry no fee. Source: SBI Card, sbicard.com, read 28 Oct 2026

    Cards: BPCL SBI CardBPCL SBI Card OctaneCASHBACK SBI CardClub Vistara SBI Card PRIMEFlipkart SBI CardIRCTC SBI Card PremierPhonePe SBI Card SELECT BLACKReliance SBI Card PRIMEAir India SBI Signature CardSBI Card AURUMSBI Card ELITESBI Card MILES ELITESBI Card MILES PRIMESBI Card PRIMESBI Card PULSETata Neu Infinity SBI Credit CardSimplyCLICK SBI CardSimplySAVE SBI Card

  16. SBI Card adds Rs 200 cheque processing fee from Sep 2025

    From 15 Sep 2025 a Cheque Processing Fee of Rs 200 applies to outstanding payments made by cheque. Payments by UPI, BBPS and NEFT stay free of extra charges. Source: SBI Card, sbicard.com, read 28 Oct 2026

    Cards: BPCL SBI CardBPCL SBI Card OctaneCASHBACK SBI CardClub Vistara SBI Card PRIMEFlipkart SBI CardIRCTC SBI Card PremierPhonePe SBI Card SELECT BLACKReliance SBI Card PRIMEAir India SBI Signature CardSBI Card AURUMSBI Card ELITESBI Card MILES ELITESBI Card MILES PRIMESBI Card PRIMESBI Card PULSETata Neu Infinity SBI Credit CardSimplyCLICK SBI CardSimplySAVE SBI Card

  17. IRCTC SBI Card Premier drops air and rail accident cover, Jul 2025

    From 26 Jul 2025 the complimentary Rs 50 lakh air accident cover and Rs 10 lakh rail accident cover on IRCTC SBI Card Premier are discontinued. Source: SBI Card, sbicard.com, read 28 Oct 2026

    Cards: IRCTC SBI Card Premier

  18. SBI Card ends free air accident cover on five cards, Jul 2025

    From 15 Jul 2025 SBI Card discontinues the complimentary Air Accident insurance: Rs 1 crore on Elite, Miles Elite and Miles Prime; Rs 50 lakhs on Prime and Pulse. Source: SBI Card, sbicard.com, read 28 Oct 2026

    Cards: SBI Card ELITESBI Card MILES ELITESBI Card MILES PRIMESBI Card PRIMESBI Card PULSE

  19. Club Vistara SBI Card Prime ends renewal and milestone tickets, Apr 2025

    For cards due for renewal after 1 Apr 2025 the renewal Premium Economy ticket voucher and the milestone tickets (at Rs 1.5, 3, 4.5 and 8 lakh annual spend) are discontinued. The Rs 2,999 renewal fee is waived in such cases. Source: SBI Card, sbicard.com, read 28 Oct 2026

    Cards: Club Vistara SBI Card PRIME

  20. SBI SimplyCLICK cuts Swiggy rewards from 10X to 5X, Apr 2025

    Reward Points on online spends at Swiggy with the SimplyCLICK SBI Card drop from 10X to 5X from 1 Apr 2025. 10X stays on Apollo 24X7, BookMyShow, Cleartrip, Dominos, IGP, Myntra, Netmeds and Yatra. Source: SBI Card, sbicard.com, read 28 Oct 2026

    Cards: SimplyCLICK SBI Card

  21. Air India SBI Signature cuts Air India ticket earn to 10 points, Mar 2025

    From 31 Mar 2025 the accelerated earn on Air India tickets bought by the primary cardholder on the Air India website or app falls from 30 to 10 Reward Points per Rs 100. Source: SBI Card, sbicard.com, read 28 Oct 2026

    Cards: Air India SBI Signature Card

  22. SBI Card adds 1% fee on utility payments above Rs 50,000, Dec 2024

    From 1 Dec 2024, if utility payments in a billing cycle add up to more than Rs 50,000, SBI Card charges a 1% fee on the total utility amount. Source: SBI Card, sbicard.com, read 28 Oct 2026

    Cards: BPCL SBI CardBPCL SBI Card OctaneCASHBACK SBI CardClub Vistara SBI Card PRIMEFlipkart SBI CardIRCTC SBI Card PremierPhonePe SBI Card SELECT BLACKReliance SBI Card PRIMEAir India SBI Signature CardSBI Card AURUMSBI Card ELITESBI Card MILES ELITESBI Card MILES PRIMESBI Card PRIMESBI Card PULSETata Neu Infinity SBI Credit CardSimplyCLICK SBI CardSimplySAVE SBI Card

  23. SBI Card stops reward points on digital gaming from Dec 2024

    SBI Card lists AURUM, SBI Card Elite, Pulse, SimplyCLICK, PRIME and SimplySAVE among the cards that earn no Reward Points on Digital Gaming Platforms/Merchants from 1 Dec 2024. Source: SBI Card, sbicard.com, read 28 Oct 2026

    Cards: SBI Card AURUMSBI Card ELITESBI Card PULSESimplyCLICK SBI CardSBI Card PRIMESimplySAVE SBI Card

  24. SBI Card raises finance charge to 3.75% a month from Nov 2024

    From 1 Nov 2024 the rate of Finance Charges is 3.75% p.m. on all unsecured SBI credit cards, except Shaurya and Defense cards. Source: SBI Card, sbicard.com, read 28 Oct 2026

    Cards: BPCL SBI CardBPCL SBI Card OctaneCASHBACK SBI CardClub Vistara SBI Card PRIMEFlipkart SBI CardIRCTC SBI Card PremierPhonePe SBI Card SELECT BLACKReliance SBI Card PRIMEAir India SBI Signature CardSBI Card AURUMSBI Card ELITESBI Card MILES ELITESBI Card MILES PRIMESBI Card PRIMESBI Card PULSETata Neu Infinity SBI Credit CardSimplyCLICK SBI CardSimplySAVE SBI Card

  25. Air India SBI Signature card closed to new customers, Oct 2024

    SBI Card stopped issuing the Air India SBI Signature Credit Card from 10 Oct 2024. Source: SBI Card, sbicard.com, read 28 Oct 2026

    Cards: Air India SBI Signature Card

  26. Club Vistara SBI Card Prime closed to new customers, Sep 2024

    SBI Card stopped issuing new Club Vistara SBI Credit Card PRIME cards from 28 Sep 2024. Source: SBI Card, sbicard.com, read 28 Oct 2026

    Cards: Club Vistara SBI Card PRIME

  27. SBI Card stops reward points on government payments for co-brand cards, Jul 2024

    From 15 Jul 2024 Reward Points do not accrue on government related transactions on the listed co-brand cards. Source: SBI Card, sbicard.com, read 28 Oct 2026

    Cards: Air India SBI Signature CardClub Vistara SBI Card PRIMEIRCTC SBI Card PremierReliance SBI Card PRIME

  28. SBI Card stops reward points on government payments June 2024

    SBI Card lists AURUM, SBI Card Elite, Pulse, SimplyCLICK, PRIME and SimplySAVE among the cards that earn no Reward Points on government related transactions from 1 Jun 2024. Source: SBI Card, sbicard.com, read 28 Oct 2026

    Cards: SBI Card AURUMSBI Card ELITESBI Card PULSESimplyCLICK SBI CardSBI Card PRIMESimplySAVE SBI Card

  29. SBI Card stops reward points on rent payments for co-brand cards, Apr 2024

    From 15 Apr 2024 Reward Points do not accrue on rent payments on the listed co-brand cards. Source: SBI Card, sbicard.com, read 28 Oct 2026

    Cards: Air India SBI Signature CardBPCL SBI Card OctaneIRCTC SBI Card PremierClub Vistara SBI Card PRIME

  30. SBI Card stops reward points on rent payments from April 2024

    SBI Card lists AURUM, SBI Card Elite, Pulse, SimplyCLICK, PRIME and SimplySAVE among the cards that earn no Reward Points on rent payments from 1 Apr 2024. Source: SBI Card, sbicard.com, read 28 Oct 2026

    Cards: SBI Card AURUMSBI Card ELITESBI Card PULSESimplyCLICK SBI CardSBI Card PRIMESimplySAVE SBI Card

  31. SBI Aurum drops physical DreamFolks card from March 2024

    From 1 Mar 2024 SBI Card stops issuing a physical card for DreamFolks Membership. AURUM cardholders get the benefit through aurumcreditcard.com or the SBI Card mobile app. Source: SBI Card, sbicard.com, read 28 Oct 2026

    Cards: SBI Card AURUM

South Indian all South Indian cards

  1. SIB OneCard stops reward points on bills and utilities, Sep 2026

    From 15 September 2026 bills and utilities payments earn no reward points and do not count for 5X rewards. Source: South Indian Bank, southindianbank.bank.in, read 28 Oct 2026

    Cards: South Indian SIB One Co-Branded Credit Card (SIB OneCard)South Indian Secured SIB One Co-Branded Credit Card

  2. SIB OneCard sets 2% fee on rent and wallet transfers from Feb 2026

    From 1 February 2026 rent payments on third-party apps carry a 2% transaction fee over the app's own convenience fee. Monthly transfers to wallets or bank accounts above Rs 10,000 carry a 2% fee on the full amount. The MITC does not state the earlier rate. Source: South Indian Bank, southindianbank.bank.in, read 28 Oct 2026

    Cards: South Indian SIB One Co-Branded Credit Card (SIB OneCard)South Indian Secured SIB One Co-Branded Credit Card

  3. SIB OneCard needs Rs 750 in each of 3 categories for 5X rewards, Jan 2025

    From 6 January 2025 the 5X reward points on the top 2 spend categories of a month need a minimum spend of Rs 750 in each of the 3 categories used to qualify. The base earn stays 1 reward point per Rs 50. Source: South Indian Bank, southindianbank.bank.in, read 28 Oct 2026

    Cards: South Indian SIB One Co-Branded Credit Card (SIB OneCard)South Indian Secured SIB One Co-Branded Credit Card

Standard Chartered all Standard Chartered cards

  1. Standard Chartered Beyond: zero forex markup till 31 Dec 2026

    Standard Chartered has dropped the 2% forex markup on its Beyond credit card from 21 October to 31 December 2026, and doubled the monthly EazyDiner and BookMyShow offers for the same period.

    Cards: Standard Chartered Beyond Credit Card

  2. Standard Chartered Ultimate charges 2% forex markup upfront, Aug 2024

    From 25 August 2024 all overseas transactions on the Ultimate card carry a 2% forex markup at posting. This replaces waiting for a separate 1.5% cashback posting. Source: Standard Chartered, sc.bank.in, read 28 Oct 2026

    Cards: Standard Chartered Ultimate Credit Card

Union Bank of India all Union Bank of India cards

  1. Union Bank raises credit card interest to 3.00% a month, Sept 2025

    Union Bank's credit card MITC Version 1.4, effective from 25 September 2025, charges service charges of 3.00% a month (36% a year) whether or not the minimum payment due is paid by the due date. The MITC effective 2 December 2024 charged 2.50% a month (30% a year) when the minimum was paid and 2.95% a month (35.4% a year) when it was not. Source: Union Bank of India, unionbankofindia.bank.in, read 28 Oct 2026

    Cards: Union Bank of India VISA Gold Credit CardUnion Bank of India VISA Platinum Credit CardUnion Bank of India VISA Signature Credit CardUnion Bank of India RuPay Platinum Credit CardUnion Bank of India RuPay Select Credit CardUnion UNI-CARBON Credit CardUnion JCB Wellness Credit CardUnion JCB Health Credit CardUnion MSME Credit CardUnion Bank of India VISA Business Platinum Corporate Credit Card

  2. Union Bank raises minimum cash withdrawal fee to Rs 500, Sept 2025

    Union Bank's credit card MITC Version 1.4, effective from 25 September 2025, sets the cash withdrawal fee at 3% of the cash advance or a minimum of Rs 500 at both own bank and other bank ATMs. The MITC effective 2 December 2024 had minimums of Rs 200 at own bank ATMs and Rs 250 at other bank ATMs. Source: Union Bank of India, unionbankofindia.bank.in, read 28 Oct 2026

    Cards: Union Bank of India VISA Gold Credit CardUnion Bank of India VISA Platinum Credit CardUnion Bank of India VISA Signature Credit CardUnion Bank of India RuPay Platinum Credit CardUnion Bank of India RuPay Select Credit CardUnion UNI-CARBON Credit CardUnion JCB Wellness Credit CardUnion JCB Health Credit Card

Unity all Unity cards

  1. Unity Bank BharatPe card earns 2% on all bill-period spend slabs from Aug 2025

    From 14 August 2025 the rewards table shows one 2% rate across all Bill Period Unpaid Spends slabs. Until 13 August 2025 the rate was 0% on Rs 1 to Rs 999, 1% on Rs 1,000 to Rs 9,999 and 2% on Rs 10,000 and above. Rewards are Zillion Coins (4 Zillion Coins = Rs 1). Source: Unity Small Finance Bank, unity.bank.in, read 28 Oct 2026

    Cards: Unity Bank BharatPe Credit Card

  2. Unity Bank BharatPe card lets spends from Rs 1,000 go to up to 12 EMIs from Aug 2025

    From 14 August 2025 bill period unpaid spends of Rs 1,000 and above convert to up to 12 EMIs as opted by the cardholder, at 24% APR on reducing balance. Until 13 August 2025 spends of Rs 1,000 to Rs 9,999 converted to 3 EMIs and only Rs 10,000 and above could go up to 12 EMIs. Source: Unity Small Finance Bank, unity.bank.in, read 28 Oct 2026

    Cards: Unity Bank BharatPe Credit Card

Utkarsh all Utkarsh cards

  1. Utkarsh raises the finance charge on superCard and Wish to 3.5% a month from Jun 2026

    From 21 June 2026 the interest on unpaid dues (not cash advances) rises from 3% a month (36% a year) to 3.5% a month (42% a year). The same revision is in the Wish Credit Card MITC. Source: Utkarsh Small Finance Bank, utkarsh.bank.in, read 28 Oct 2026

    Cards: Utkarsh superCardUtkarsh Wish Credit Card

  2. Utkarsh adds a Rs 100 account maintenance charge on superCard and Wish from Jun 2026

    From 21 June 2026 an Account Maintenance Charge of Rs 100 plus taxes applies for year 1. It is waived in all cases except a customer-initiated closure within 12 months of card issuance. The same charge is in the Wish Credit Card MITC. Source: Utkarsh Small Finance Bank, utkarsh.bank.in, read 28 Oct 2026

    Cards: Utkarsh superCardUtkarsh Wish Credit Card

  3. Utkarsh cuts cash advance interest on superCard and Wish to 2.5% a month from May 2026

    From 21 May 2026 cash advance interest for ATM withdrawals and transfers to a bank account falls from 3% a month (36% a year) to 2.5% a month (30% a year). The same revision is in the Wish Credit Card MITC. Source: Utkarsh Small Finance Bank, utkarsh.bank.in, read 28 Oct 2026

    Cards: Utkarsh superCardUtkarsh Wish Credit Card

  4. Utkarsh superCard links the physical card fee to a Rs 10,000 FD from Aug 2025

    From 11 August 2025 the physical card fee is nil with a fixed deposit of Rs 10,000 or more (Rs 249 plus taxes if the FD falls below that or the account closes within 12 months), Rs 99 plus taxes with an FD of Rs 5,000 to below Rs 10,000 (plus Rs 150 on breach), and Rs 249 plus taxes otherwise. Cards issued from 7 March 2025 to 11 August 2025 were charged Rs 249 only when the FD was below Rs 2,000. Source: Utkarsh Small Finance Bank, utkarsh.bank.in, read 28 Oct 2026

    Cards: Utkarsh superCard

  5. Utkarsh superCard moves to 1% cashback on all spends from Aug 2025

    From 11 August 2025 superCard earns 1% cashback on UPI and non-UPI spends, capped at Rs 500 a month on UPI (via the super.money app) and Rs 10,000 a month on non-UPI, on transactions of Rs 100 or more. Before that it earned 0.5% on non-UPI spends capped at Rs 200 per statement cycle and up to 5% on UPI spends. Source: Utkarsh Small Finance Bank, utkarsh.bank.in, read 28 Oct 2026

    Cards: Utkarsh superCard

  6. Utkarsh superCard lowers the FD threshold for the physical card fee to Rs 2,000 in Mar 2025

    For physical cards issued from 7 March 2025 to 11 August 2025, the Rs 249 plus taxes fee applied only when the fixed deposit fell below Rs 2,000. For cards issued from 1 November 2024 to 7 March 2025 the threshold was Rs 5,000. Source: Utkarsh Small Finance Bank, utkarsh.bank.in, read 28 Oct 2026

    Cards: Utkarsh superCard

Yes all Yes cards

  1. Yes Bank narrows the fuel surcharge waiver band on Marquee and Reserv, June 2026

    From 15 June 2026 the 1% fuel surcharge waiver covers transactions of Rs 500 to Rs 5,000 on Marquee and Rs 500 to Rs 4,000 on Reserv. Before that date the band was Rs 400 to Rs 5,000. Source: Yes Bank, yes.bank.in, read 28 Oct 2026

    Cards: YES Marquee Credit CardYES Reserv Credit Card

  2. Yes Bank raises cash advance minimum fee from Rs 500 to Rs 650, June 2026

    From 15 June 2026 cash withdrawals carry a fee of 2.5% or Rs 650, whichever is higher. Before that date the fee was 2.5% or Rs 500. Source: Yes Bank, yes.bank.in, read 28 Oct 2026

    Cards: YES Marquee Credit CardYES Reserv Credit Card

  3. Yes Bank raises plastic card reissue fee from Rs 100 to Rs 199, June 2026

    From 15 June 2026 a lost, stolen or damaged plastic card costs Rs 199 per reissue. The February 2026 edition listed Rs 100 plus GST for these cards. Source: Yes Bank, yes.bank.in, read 28 Oct 2026

    Cards: YES Marquee Credit CardYES Reserv Credit Card

  4. Yes Bank raises branch cash deposit fee to Rs 500 and adds cheque fee, June 2026

    From 15 June 2026 depositing Rs 1,000 or more in cash at a Yes Bank branch towards card repayment costs Rs 500 plus GST, up from Rs 100 plus GST. Cheque deposits of Rs 1,000 or more at branches cost Rs 250 plus GST. Source: Yes Bank, yes.bank.in, read 28 Oct 2026

    Cards: YES Marquee Credit CardYES Reserv Credit Card

  5. Yes Bank raises auto debit failure charge to 2.5% or Rs 500, June 2026

    From 15 June 2026 an auto debit failure or return costs 2.5% or Rs 500, whichever is higher, capped at Rs 5,000 per customer per statement. The earlier charge was 2% or Rs 450, capped at Rs 1500 per statement. Source: Yes Bank, yes.bank.in, read 28 Oct 2026

    Cards: YES Marquee Credit CardYES Reserv Credit Card

  6. Yes Bank brings back the overlimit facility at Rs 550 a transaction, June 2026

    From 1 June 2026 Yes Bank reintroduces the overlimit facility. A standard overlimit charge of Rs 550 plus GST applies to any transaction that exceeds the assigned credit limit, subject to eligibility. Source: Yes Bank, yes.bank.in, read 28 Oct 2026

    Cards: YES Marquee Credit CardYES Reserv Credit Card

  7. Yes Bank lifts Marquee and Reserv utility fee threshold to Rs 50,000, April 2026

    From 1 April 2026 the 1% utility fee on Marquee and Reserv applies only when utility spend in the previous calendar month exceeds Rs 50,000, up from Rs 25,000. The fee is capped at Rs 5000 per transaction. Source: Yes Bank, yes.bank.in, read 28 Oct 2026

    Cards: YES Marquee Credit CardYES Reserv Credit Card

  8. Yes Bank lifts Marquee and Reserv toll fee threshold to Rs 75,000, April 2026

    From 1 April 2026 the monthly Tolls/Bridges spend threshold for the 1% transportation fee on Marquee and Reserv is Rs 75,000, up from Rs 50,000. The fee also applies to any single transaction above Rs 10,000. Source: Yes Bank, yes.bank.in, read 28 Oct 2026

    Cards: YES Marquee Credit CardYES Reserv Credit Card

  9. Yes Bank raises Marquee and Reserv lounge spend gate to Rs 1,00,000, April 2025

    From 1 April 2025 Marquee and Reserv need Rs 1,00,000 spent in the previous quarter to qualify for complimentary domestic lounge access in the next quarter. Source: Yes Bank, yes.bank.in, read 28 Oct 2026

    Cards: YES Marquee Credit CardYES Reserv Credit Card

  10. Yes Bank ties domestic lounge access to Rs 35,000 quarterly spend, April 2024

    From 1 April 2024 domestic lounge access depends on spending Rs 35,000 or more in a quarter to qualify for complimentary access in the next quarter. Source: Yes Bank, yes.bank.in, read 28 Oct 2026

    Cards: YES Marquee Credit CardYES Reserv Credit Card