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Credit card news

What changed on Indian credit cards, read from the bank's own notice and dated, newest first.

21changes reported, 7 of them cuts

When each change lands

21 changes from 9 Sep 2026 to 1 Jan 2027. Cut days are ringed.

October 2026

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November 2026

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December 2026

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Every change, newest first

Every change by bank · Devaluation index · RSS feed

November 2026

12 changes, 3 of them cuts

  1. Standard CharteredImprovement

    Standard Chartered Beyond: zero forex markup till 31 Dec 2026

    Standard Chartered has dropped the 2% forex markup on its Beyond credit card from 21 October to 31 December 2026, and doubled the monthly EazyDiner and BookMyShow offers for the same period.

    1 cardFrom 21 Oct 2026

  2. AU Small Finance BankImprovement

    AU Zenith+ credit card forex markup cut to 0% from 1 Dec 2026

    AU Small Finance Bank will charge no forex markup on the Zenith+ credit card from 1 December 2026, down from 0.99%. Its card terms updated on 2 November 2026 show the change.

    1 cardFrom 1 Dec 2026

  3. Air India Maharaja ClubImprovement

    Air India launches Maharaja Shop to earn Maharaja Points, Nov 2026

    Air India launched the Maharaja Shop on 5 November 2026, a members-only store where Maharaja Club members earn Maharaja Points on eligible purchases. The points go to award flights and upgrades.

    A new cardsFrom 5 Nov 2026

  4. Kotak Mahindra BankLaunch

    Kotak Private credit card: Rs 49,000 fee, zero forex, invite only, Nov 2026

    Kotak Mahindra Bank now has a public page for its invite-only Kotak Private credit card. Its terms show a Rs 49,000 annual fee, waived for eligible Kotak Private clients, and nil forex markup.

    2 cardsOn sale from 6 Nov 2026

  5. ICICI BankCut

    ICICI cards lose air accident cover and INOX, fees rise, Dec 2026

    From 15 December 2026, ICICI Bank ends air accident cover on 7 cards, CFAR cover on 4 and the INOX benefit on 9. Card replacement goes to Rs 300 plus GST from 11 December.

    23 cardsFrom 11 Dec 2026

  6. Axis BankCut

    Axis Vistara credit cards stop working for spends after 15 Dec 2026

    Axis Bank says its Vistara credit cards will be discontinued for spends after 15 December 2026, after Vistara merged into Air India. Select holders are offered another Axis card in its place.

    3 cardsFrom 15 Dec 2026

  7. RBIRule

    RBI bans dark patterns and mis-selling by banks from 1 January 2027

    From 1 January 2027, banks must take explicit consent for each product, set consent to No by default, make cards easy to cancel and state the spend behind any lifetime free fee waiver.

    A new cardsFrom 1 Jan 2027

  8. ICICI BankLaunch

    ICICI 1838 Reserve credit card launched, Rs 1,75,000 fee, Oct 2026

    ICICI Bank and Times Internet launched the invite-only 1838 Reserve Visa card in New Delhi on 30 October 2026. It costs Rs 1,75,000 plus GST to join and every year, with no waiver.

    2 cardsOn sale from 5 Nov 2026

  9. HDFC BankImprovement

    HDFC updates CIBIL within 15 days of overdue payment, Oct 2026

    HDFC Bank's card terms dated 31 October 2026 cut the time to update CIBIL after an overdue payment from 30 days to 15, and drop the Rs 99 redemption fee for Tata Neu Infinity and Plus.

    2 cardsFrom 5 Nov 2026

  10. Punjab National BankCut

    PNB credit card charges rise from 1 Nov 2026: cash, late fee, rewards

    From 1 November 2026, PNB Visa and RuPay credit cards pay 2.5% on cash advances, late fees up to Rs 1,200, Rs 99 per reward redemption and 1% on utility bills above Rs 50,000 a cycle.

    18 cardsFrom 1 Nov 2026

  11. Axis BankImprovement

    Axis Bank changes credit card EMI foreclosure interest, Oct 2026

    Axis Bank EMI plans booked from 20 October 2026 get a pro-rated interest refund if closed before the payment due date. The 3% foreclosure charge, minimum Rs 300, stays.

    A new cardsFrom 20 Oct 2026

  12. SBI CardLaunch

    Air India and SBI Card to launch Visa co-brand credit card, Oct 2026

    Air India and SBI Card announced a new Visa co-brand credit card for Maharaja Club members on 28 October 2026. Fees, earn rates and the launch date are not yet published.

    2 cardsOn sale from 2 Nov 2026

October 2026

9 changes, 4 of them cuts

  1. HDFC BankMixed

    Tata Neu HDFC cards: NeuCoins must be claimed in app from 25 Nov 2026

    From 25 November 2026, NeuCoins earned on Tata Neu HDFC Bank credit cards stop landing automatically. The primary cardholder claims them in the Tata Neu app within 12 months.

    2 cardsFrom 25 Nov 2026

  2. SBI CardCut

    SBI Card adds 1% fee on big fuel and transport spends from 1 Dec 2026

    From 1 December 2026, SBI Card charges 1% on fuel spends above Rs 50,000 in a billing cycle and on any single transport transaction above Rs 30,000.

    2 cardsFrom 1 Dec 2026

  3. AU Small Finance BankLaunch

    Paytm AU SFB card launches with family lounge visits, Oct 2026

    AU Small Finance Bank and Paytm launched a lifetime-free RuPay card on 21 October 2026: up to 12 family lounge visits a year on round trips booked on Paytm, and 2% on eligible Paytm UPI.

    1 cardOn sale from 21 Oct 2026

  4. IDFC First BankImprovement

    IDFC FIRST keeps reward points on international spends, Sep 2026

    IDFC FIRST credit cards have zero forex markup from 9 September 2026 and still earn reward points on international spends. The bank dropped its planned 26 October cut in a later letter.

    12 cardsFrom 9 Sep 2026

  5. Axis BankCut

    Axis Priority Pass and hotel memberships need consent from 15 Nov 2026

    From 15 November 2026, Axis Bank renews Priority Pass and hotel memberships on 9 premium cards only if the cardholder gives explicit consent.

    9 cardsFrom 15 Nov 2026

  6. American ExpressCut

    Amex India changes Membership Rewards and late fees from 15 Nov 2026

    From 15 November 2026, Amex India keeps points separately per card, pauses points when a payment is overdue, ends the MRCC 50% fee waiver and bases late fees on the total due.

    7 cardsFrom 15 Nov 2026

  7. ICICI BankMixed

    MakeMyTrip ICICI card: zero forex, new myCash rules from Nov 2026

    From 10 November 2026, the MakeMyTrip ICICI Bank Credit Card drops its forex markup and DCC fee, stops myCash on international spends outside MakeMyTrip, and gives new myCash a 24-month life.

    1 cardFrom 10 Nov 2026

  8. SBI CardLaunch

    Eternal SBI Card launches October 2026 with Zomato, Blinkit discounts

    SBI Card and Eternal have launched the Eternal SBI Card on RuPay and Mastercard: Rs 499 plus GST a year, 10% off on Zomato, District and Blinkit up to Rs 2,000 a month.

    A new cardsOn sale from 22 Oct 2026

  9. Axis BankCut

    Axis Bank movie offers need Rs 25,000 spend from 1 November 2026

    From 1 November 2026, Axis Bank MY ZONE, PRIVILEGE, SELECT and NEO cardholders must spend Rs 25,000 in the previous 3 months to use the card's movie offer.

    4 cardsFrom 1 Nov 2026