Terms of use
What this site is
India Card Catalog is a reference list of credit cards issued in India, published by Saurabh Garg, credit card enthusiast. It is information, not financial advice. We are not a bank, not registered with the Reserve Bank of India, and not an agent of any issuer. We do not take applications, and only the issuer decides who gets a card.
Accuracy
Each card's terms were read from the issuer's documents, or an aggregator where marked, on the date shown on that card. Banks change fees and rewards without notice. Amounts are in rupees and exclude GST. Check the issuer's current terms before you apply. We correct errors when we find them or are told about them.
How we are paid
Some Apply buttons may be partner links. If you are approved through one, we may earn a fee from the issuer or its partner. It does not change the card's terms for you, and it does not decide which cards are listed or how they sort.
Names and marks
Card names, bank names and logos belong to their owners. Listing a card does not mean the issuer endorses this site.
Using the catalog
You may read, link to and quote entries for your own use, with a link back to the entry. The card data and change history are also published as open data under CC BY 4.0: reuse them freely with the credit "India Card Catalog, m16s.in". The rest of the site, including news text and card images, is not covered by that licence.
Liability
The site is provided as it is. To the extent the law allows, Saurabh Garg is not liable for any loss from relying on it, including a decision to apply for or hold a card. These terms are governed by the laws of India.