M16S / Credit cards with airport lounge access
345 cards
Credit cards with airport lounge access
345 credit cards in India that list airport lounge access, from 33 banks. 261 are open to new applicants. Sorted by annual fee, lowest first, with closed and invite-only cards last.
Included when the documents list domestic or international airport lounge access. Railway-only and paid lounge access are left out. Visit counts and spend conditions are on each card's page.
Narrow this list: Lifetime free credit cards with airport lounge access · RuPay credit cards with airport lounge access · Credit cards with lounge access and an annual fee of Rs 1,000 or less
| Card | Annual fee | Base return | Forex | Lounge in India |
|---|---|---|---|---|
AU CA Metal Credit CardAU Small Finance Bank | Free | 0.5% | 1.99% | 2 per calendar quarter |
AU CS Credit CardAU Small Finance Bank | Free | 0.5% | 1.99% | 2 per calendar quarter |
 AU Corporate Credit CardAU Small Finance Bank | Free | — | — | 8 per year (max 2 per quarter) |
AU NOMO Credit CardAU Small Finance Bank | Free | 0.5% | 0.99% | 2 airport lounge visits per… |
AU Purchase Credit CardAU Small Finance Bank | Free | — | — | 8 per year (max 2 per quarter) |
 Bank of Baroda Assam Rifles The Sentinel BOBCARDBank of Baroda | Free | 0.5% | 3% | 8 per year (2 per quarter) |
 Bank of Baroda BOBCARD Scapia Credit CardBank of Baroda | Free | — | 0% | Unlimited domestic lounge… |
 Bank of Baroda CMA One BOBCARDBank of Baroda | Free | 0.25% | 2% | 12 per year (3 per quarter) at… |
 Bank of Baroda ICAI Exclusive BOBCARDBank of Baroda | Free | 0.25% | 2% | 12 per year (3 per quarter) |
 Bank of Baroda ICSI Diamond BOBCARDBank of Baroda | Free | 0.25% | 2% | 12 per year (3 per quarter) at… |
 Bank of Baroda Indian Army Yoddha BOBCARDBank of Baroda | Free | 0.5% | 3% | 8 per year (2 per quarter) |
 Bank of Baroda Indian Coast Guard Rakshamah BOBCARDBank of Baroda | Free | 0.5% | 3% | 8 domestic lounge visits per… |
Bank of Baroda Instant RuPay BOBCARD (bob e-Pay)Bank of Baroda fees only | Free | — | 3.5% | 'Complimentary lounge access'… |
Canara MasterCard World Credit CardCanara Bank | Free | 0.5% | 3% | 3 self + 2 guest per quarter |
Canara Mastercard Platinum Credit CardCanara Bank | Free | 0.5% | 3% | 2 self + 1 guest per quarter |
Canara RuPay Platinum Credit CardCanara Bank | Free | 0.5% | 3% | 2 per quarter, maximum 4 per year |
Canara RuPay Platinum Secured Credit CardCanara Bank | Free | 0.5% | 3% | 2 per quarter, maximum 4 per year |
Canara RuPay Select Credit CardCanara Bank | Free | 0.5% | 3% | 2 per quarter (primary… |
Canara RuPay Select Secured Credit CardCanara Bank | Free | 0.5% | 3% | 2 per quarter (primary… |
Canara Visa Platinum Credit CardCanara Bank | Free | 0.5% | 3% | 2 per quarter (self only) |
Canara Visa Signature Credit CardCanara Bank | Free | 0.5% | 3% | 3 per quarter (self only) |
City Union CUB CSK RuPay Platinum Credit CardCity Union Bank | Free | 0.33% | 3.5% | Airport lounge access is… |
City Union CUB Dhi Credit Card (Unsecured)City Union Bank | Free | 1.25% | 2.5% | Only while a promotional offer… |
City Union CUB SRH RuPay Platinum Credit CardCity Union Bank | Free | 0.33% | 3.5% | Airport lounge access is… |
DCB novio Credit Card (RuPay Select)DCB Bank fees only | Free | — | 2.5% | 1 per quarter (4 a year), RuPay… |
Federal Celesta Credit CardFederal Bank | Free | 0.25% | 2% | 2 per quarter (spend-gated) |
Federal Imperio Credit CardFederal Bank | Free | 0.17% | 3.5% | 2 per quarter (spend-gated) |
Federal Signet Credit CardFederal Bank | Free | 0.13% | 3.5% | 1 per quarter (spend-gated) |
Fibe Axis Bank Credit CardAxis Bank | Free | 1% | 3.5% | 4 per calendar year at select… |
 ICICI Parakram Credit CardICICI Bank | Free | 0.25% | 3.5% | 1 per quarter |
 ICICI Parakram Select Credit CardICICI Bank | Free | 0.5% | 3.5% | 2 per quarter |
 IDBI LIC Eclat Select Credit CardIDBI Bank | Free | 1% | 3.5% | 2 complimentary (period not… |
 IDBI Royale Signature Credit CardIDBI Bank | Free | 0.75% | 3.5% | 1 per quarter |
 IDFC Business Multiplier Credit CardIDFC First Bank | Free | 1.25% | 0% | Complimentary (count not stated) |
IDFC FIRST Select Credit CardIDFC First Bank | Free | 0.38% | 0% | 1 per quarter |
 IDFC FIRST Wealth Credit CardIDFC First Bank | Free | 0.38% | 0% | 1 per quarter |
IDFC LIC Classic Credit CardIDFC First Bank | Free | 0.6% | 0% | 1 per quarter (aggregator page… |
IDFC LIC Select Credit CardIDFC First Bank | Free | 1% | 0% | 2 per quarter |
Indian Overseas IOB novio Platinum Credit CardIndian Overseas Bank fees only | Free | — | 2.49% | 1 per quarter (4 per year) |
Indian Overseas IOB novio Select Credit CardIndian Overseas Bank fees only | Free | — | 2.49% | 2 per quarter |
 IndusInd Nexxt Credit CardIndusInd Bank | Free | 0.5% | 3.5% | — |
IndusInd Pinnacle World Credit CardIndusInd Bank | Free | 0.75% | 3.5% | 1 per calendar quarter; from… |
IndusInd Tiger Credit CardIndusInd Bank | Free | 0.4% | 1.5% | 2 per calendar quarter (8 a year) |
J&K Bank Platinum Privilege Credit CardJammu and Kashmir Bank | Free | — | 1.99% | 1 per quarter |
| Free | — | 3.5% | Signature: 8 per calendar year… | |
Paytm AU Credit CardAU Small Finance Bank | Free | 1% | 3.49% | 12 complimentary domestic… |
Punjab National Salary RuPay Platinum Credit CardPunjab National Bank | Free | 0.25% | 3.5% | 4 per year (1 per quarter) |
Punjab National Salary RuPay Select Credit CardPunjab National Bank | Free | 0.33% | 3.5% | 8 per year (2 per quarter) |
Scapia Axis Bank Credit CardAxis Bank | Free | 2% | 0% | Unlimited at 100+ airports in… |
Scapia Federal Credit CardFederal Bank | Free | 2% | 0% | Unlimited (spend-gated) |
 Suryoday SFB RuPay Platinum Credit CardSuryoday Small Finance Bank | Free | 0.5% | 2.5% | Flight discounts and lounge… |
Unity Bank BharatPe Credit CardUnity Small Finance Bank | Free | 2% | 3.5% | 2 per calendar quarter |
| Free | — | 3.5% | Complimentary domestic airport… | |
| Free | 1.5% | 3.5% | With Neon only: aggregator says… | |
| Free | 0.75% | 3.5% | 2 per quarter (spend-gated) | |
 ixigo AU Credit CardAU Small Finance Bank | Free | 2.5% | 0% | 8 airport lounge visits per… |
 Suryoday SFB RuPay Select Credit CardSuryoday Small Finance Bank | Rs 150 | 0.5% | 2.5% | Complimentary lounge access… |
 Suryoday SFB Stable Money RuPay Select Credit CardSuryoday Small Finance Bank | Rs 150 | 0.5% | 2.5% | 8 domestic lounge visits per… |
 IndusInd Samman RuPay Credit CardIndusInd Bank | Rs 199 | 1% | 3.5% | Aggregator mentions RuPay… |
Indian IB RuPay Platinum Credit CardIndian Bank | Rs 250 | — | 3% | Yes, count not stated by the bank |
Indian IB RuPay Select Credit CardIndian Bank | Rs 250 | — | 3% | Yes, count not stated by the bank |
Indian Overseas IOB RuPay Platinum Credit CardIndian Overseas Bank | Rs 250 | 0.25% | 2.5% | 1 per quarter |
AU SPONT Credit CardAU Small Finance Bank | Rs 299 | 1% | 3.49% | 2 airport lounge visits per… |
DCB PayLess Platinum Credit CardDCB Bank | Rs 350 | 0.5% | 3.5% | 1 per quarter (4 a year), RuPay… |
Standard Chartered EaseMyTrip Credit CardStandard Chartered | Rs 350 | 0.5% | 3.5% | 2 complimentary visits per… |
Union Bank of India RuPay Platinum Credit CardUnion Bank of India | Rs 350 | 0.5% | 3% | Product page says… |
| Rs 400 | 0.1% | 3.5% | 1 per half year | |
Axis ACE Credit CardAxis Bank | Rs 499 | 1.5% | 3.5% | 4 per calendar year at select… |
Bandhan Sparks Credit CardBandhan Bank | Rs 499 | 0.25% | 3.5% | 1 per calendar quarter at… |
Bank of Baroda HPCL Energie BOBCARDBank of Baroda | Rs 499 | 0.33% | 3.5% | 4 per year (1 per quarter) at… |
DBS Spark5 Credit CardDBS Bank India | Rs 499 | 0.25% | 3.5% | 1 per calendar quarter, primary… |
HDFC Tata Neu Plus Credit CardHDFC Bank | Rs 499 | 1% | 3.5% | Up to 4 per calendar year: 1… |
| Rs 499 | 1% | 0% | Up to 2 per quarter | |
ICICI Expressions Credit CardICICI Bank | Rs 499 | 0.75% | 3.5% | 1 per quarter |
 IDFC FIRST Power+ (HPCL) Credit CardIDFC First Bank | Rs 499 | 0.5% | 0% | 1 per quarter |
Tata Neu Plus SBI Credit CardState Bank of India (SBI Card) | Rs 499 | 1% | 3.5% | 4 per year, 1 per quarter |
Union JCB Health Credit CardUnion Bank of India | Rs 499 | 0.5% | 3% | 8 per year (2 per quarter) |
| Rs 499 | — | 3% | 1 per quarter (spend-gated) | |
Axis My Zone Credit CardAxis Bank | Rs 500 | 0.4% | 3.5% | 1 per calendar quarter at… |
Axis Pride Signature Credit CardAxis Bank | Rs 500 | 0.8% | 3.5% | 2 per calendar quarter at… |
Bank of India RuPay Star Lakshmi Credit CardBank of India | Rs 500 | 0.5% | — | 2 per quarter |
| Rs 500 | 1% | 1% | 12 per year (1 per billing… | |
| Rs 500 | 1% | — | 2 per quarter | |
 ICICI Coral Credit CardICICI Bank | Rs 500 | 0.5% | 3.5% | 1 per quarter; railway lounges… |
| Rs 500 | 0.5% | 3.5% | 1 per quarter (NRI secured… | |
 ICICI HPCL Super Saver Credit CardICICI Bank | Rs 500 | 0.5% | 3.5% | 1 per quarter |
 ICICI NRI Coral Credit CardICICI Bank | Rs 500 | — | 3.5% | 1 per quarter |
Indian Overseas IOB RuPay Select Credit CardIndian Overseas Bank | Rs 500 | 0.25% | 2.5% | 2 per quarter |
J&K Bank Platinum Credit Card (incl. Pink Platinum)Jammu and Kashmir Bank | Rs 500 | — | 3.5% | 2 per year (1 per half-year) |
Punjab National Patanjali RuPay Platinum Credit CardPunjab National Bank | Rs 500 | 0.25% | 3.5% | 2 per quarter |
Punjab National RuPay Platinum Credit CardPunjab National Bank | Rs 500 | 0.25% | 3.5% | 2 per quarter |
| Rs 500 | 1% | 3.5% | 4 per calendar year at select… | |
Punjab National Bliss RuPay Platinum Credit CardPunjab National Bank | Rs 510 | 0.25% | 3.5% | 4 per year (1 per quarter) |
Union Bank of India RuPay Select Credit CardUnion Bank of India | Rs 550 | 1% | 3% | 8 per year (2 per quarter) |
YES BYOC (Build Your Own Card)Yes Bank | Rs 588 | 1% | 3.5% | 1 per quarter (spend-gated) |
YES Select Credit CardYes Bank | Rs 599 | 0.5% | 3.5% | 1 per quarter (spend-gated) |
 AU Xcite Ace Credit CardAU Small Finance Bank | Rs 749 | — | 3.49% | 2 airport lounge visits per… |
 AU Xcite Ultra Credit CardAU Small Finance Bank | Rs 749 | 1% | 3.49% | 2 airport lounge visits per… |
| Rs 750 | — | 3.5% | 2 per quarter (8 a year) | |
 IDFC FIRST WOW! Black Credit CardIDFC First Bank | Rs 750 | 1.33% | 0% | 1 per quarter (4 per year) |
Punjab National Patanjali RuPay Select Credit CardPunjab National Bank | Rs 750 | 0.33% | 3.5% | 2 per quarter |
Punjab National Rakshak RuPay Select Credit CardPunjab National Bank fees only | Rs 750 | — | 3.5% | Complimentary domestic lounge… |
Punjab National RuPay Select Credit CardPunjab National Bank | Rs 750 | 0.33% | 3.5% | 2 per quarter |
| Rs 750 | 0.75% | 3.5% | 4 per year at select domestic… | |
Standard Chartered Super Value Titanium Credit CardStandard Chartered | Rs 750 | — | 3.5% | — |
IndiGo Axis Bank Credit CardAxis Bank | Rs 799 | — | 3.5% | 1 per quarter |
YES Essence Credit CardYes Bank | Rs 799 | 0.5% | 3% | 1 per quarter (spend-gated) |
Bank of India RuPay Select Credit CardBank of India | Rs 800 | 0.5% | — | 8 per year (2 per quarter) |
| Rs 800 | 0.1% | 3.5% | 1 per quarter | |
| Rs 899 | 0.5% | 3.5% | 2 per quarter (8 per year) | |
AU ABC Pro Credit CardAU Small Finance Bank | Rs 999 | — | 1.99% | 2 domestic lounge visits per… |
Bandhan Ignite Credit CardBandhan Bank | Rs 999 | 0.5% | 3.5% | 1 per calendar quarter |
DBS Spark10 Credit CardDBS Bank India | Rs 999 | 0.25% | 3.5% | 1 per calendar quarter, primary… |
| Rs 999 | 1.5% | 1.99% | 2 per year | |
 ICICI Platinum Business Credit CardICICI Bank | Rs 999 | — | — | 2 per quarter |
Karur Vysya KVB Honour Credit CardKarur Vysya Bank | Rs 999 | — | 3.5% | 4 complimentary visits within… |
 Kotak Air Credit CardKotak Mahindra Bank | Rs 999 | 1% | 3.5% | 4 per year, max 2 per calendar… |
 MakeMyTrip ICICI Bank Credit CardICICI Bank | Rs 999 | 1% | 0.99% | 2 per quarter |
PhonePe HDFC Bank Ultimo Credit CardHDFC Bank | Rs 999 | 1% | 3.5% | 8 per year (2 per quarter) |
Punjab National RuPay Millennial Credit CardPunjab National Bank | Rs 999 | 0.33% | 3.5% | 2 per quarter |
Union JCB Wellness Credit CardUnion Bank of India | Rs 999 | 0.5% | 3% | 8 per year (2 per quarter) |
YES Elite+ Credit CardYes Bank | Rs 999 | 0.75% | 3% | 2 per quarter (spend-gated) |
YES First Business Credit CardYes Bank | Rs 999 | 1% | 2% | 2 per quarter (spend-gated) |
 AU Laksya Credit CardAU Small Finance Bank | Rs 1,000 | 0.5% | 3.49% | 8 per calendar year (max 2 per… |
Axis Rewards Credit CardAxis Bank | Rs 1,000 | 0.32% | 3.5% | 2 per quarter at select… |
 Bank of Baroda BOBCARD CorporateBank of Baroda | Rs 1,000 | 0.25% | 3.5% | 8 domestic lounge visits per year |
 Bank of Baroda BOBCARD PremierBank of Baroda | Rs 1,000 | 0.5% | 3.5% | 1 complimentary domestic… |
City Union CUB CSK Master Platinum Credit CardCity Union Bank | Rs 1,000 | 0.6% | 3.5% | Airport lounge access is… |
City Union CUB SRH Master Platinum Credit CardCity Union Bank | Rs 1,000 | 0.6% | 3.5% | Airport lounge access is… |
DCB PayLess Select Credit CardDCB Bank | Rs 1,000 | 1% | 3.5% | 2 per quarter (8 a year), RuPay… |
Equitas Selfe Credit CardEquitas Small Finance Bank | Rs 1,000 | 0.7% | 3.5% | 1 per calendar quarter |
| Rs 1,000 | 1% | 3.5% | 2 lounge vouchers per calendar… | |
 HDFC Millennia Credit CardHDFC Bank | Rs 1,000 | 1% | 3.5% | 1 visit per calendar quarter,… |
| Rs 1,000 | 1% | — | 2 per quarter at select lounges | |
| Rs 1,000 | 0.67% | 3.5% | 2 per quarter at select… | |
Karur Vysya KVB Corporate Credit CardKarur Vysya Bank | Rs 1,000 | — | 3.5% | 2 complimentary visits within… |
RBL Apex Credit CardRBL Bank | Rs 1,000 | 1% | 3.5% | 1 per calendar quarter |
| Rs 1,000 | 0.25% | 0% | 1 per calendar quarter | |
Standard Chartered Rewards Credit CardStandard Chartered | Rs 1,000 | 0.67% | 3.5% | 1 per calendar quarter, for… |
Apollo SBI Card SELECTState Bank of India (SBI Card) | Rs 1,499 | 0.5% | 3.5% | 4 per year, max 1 per quarter |
 BPCL SBI Card OctaneState Bank of India (SBI Card) | Rs 1,499 | 0.25% | 3.5% | 4 per calendar year, max 1 per… |
Bank of Baroda Indian Navy Varunah Plus BOBCARDBank of Baroda | Rs 1,499 | 0.5% | 2.5% | 3 per quarter (aggregator) |
DBS Spark20 Credit CardDBS Bank India | Rs 1,499 | 0.25% | 3.5% | 2 per calendar quarter, primary… |
 Doctor's SBI Card (incl. IMA variant)State Bank of India (SBI Card) | Rs 1,499 | 0.25% | 3.5% | 4 per year, max 1 per quarter |
HDFC Tata Neu Infinity Credit CardHDFC Bank | Rs 1,499 | 1.5% | 2% | Up to 8 per calendar year: 2… |
 IDBI Euphoria World Credit CardIDBI Bank | Rs 1,499 | 0.75% | 3.5% | Complimentary at select… |
IndiGo SBI CardState Bank of India (SBI Card) | Rs 1,499 | — | 3.5% | 4 per year, max 1 per quarter |
 PhonePe SBI Card SELECT BLACKState Bank of India (SBI Card) | Rs 1,499 | 1% | 3.5% | 4 per year, max 1 per quarter |
RBL Patanjali Swarn Credit CardRBL Bank | Rs 1,499 | — | 3.5% | Yes (count not read) |
SBI Card MILESState Bank of India (SBI Card) | Rs 1,499 | 0.5% | 3% | 4 per year, max 2 per quarter;… |
 SBI Card PULSEState Bank of India (SBI Card) | Rs 1,499 | 0.5% | 3.5% | 4 per year, max 1 per quarter |
 Shaurya Select SBI CardState Bank of India (SBI Card) | Rs 1,499 | 0.5% | 3.5% | 4 per year, max 1 per quarter |
Tata Neu Infinity SBI Credit CardState Bank of India (SBI Card) | Rs 1,499 | 1.5% | 1.99% | 8 per year, 2 per quarter |
Union Bank of India DIVAA ICON Credit CardUnion Bank of India | Rs 1,499 | 0.5% | 3% | 2 per quarter |
YES Wellness Plus Credit CardYes Bank | Rs 1,499 | 0.75% | 3.5% | 2 per quarter (spend-gated) |
Axis Business Supreme MastercardAxis Bank | Rs 1,500 | 0.4% | — | 4 per year (aggregator) |
Axis Privilege Credit CardAxis Bank | Rs 1,500 | 1% | 3.5% | 2 per calendar quarter at… |
Axis Privilege Easy Credit CardAxis Bank | Rs 1,500 | 1% | 3.5% | 2 per calendar quarter at… |
| Rs 1,500 | — | — | 2 per quarter | |
J&K Bank Eminent Credit CardJammu and Kashmir Bank | Rs 1,500 | — | 1.99% | 2 per quarter |
Kotak Zen Signature Credit CardKotak Mahindra Bank | Rs 1,500 | 0.83% | 3.5% | 2 per calendar quarter |
RBL Aspire Banking Credit CardRBL Bank | Rs 1,500 | 1% | 3.5% | 1 per calendar quarter |
| Rs 1,500 | — | 3.5% | 1 per quarter on Rs 50,000… | |
Punjab National Luxura Metal Credit Card (Visa Infinite)Punjab National Bank | Rs 1,999 | 1% | 0% | Unlimited |
AU Ananta Credit CardAU Small Finance Bank | Rs 2,000 | 0.5% | 3.49% | 4 per calendar quarter, primary… |
 ICICI Rubyx Credit CardICICI Bank | Rs 2,000 | 0.5% | 3.5% | 2 per quarter (1 per variant on… |
Punjab National EMT (EaseMyTrip) RuPay Platinum Credit CardPunjab National Bank | Rs 2,000 | 0.25% | 3.5% | 2 per quarter |
RBL Platinum Maxima Credit CardRBL Bank | Rs 2,000 | — | 3.5% | 1 per quarter |
| Rs 2,000 | 1.5% | 3.5% | 8 per year at select domestic… | |
Union Unicorn RuPay Credit CardUnion Bank of India | Rs 2,400 | 1% | 3% | 8 per year |
Bandhan Flare Credit CardBandhan Bank | Rs 2,499 | 1.25% | 1.99% | 4 per calendar quarter (16 a year) |
 Bank of Baroda BOBCARD EternaBank of Baroda | Rs 2,499 | 0.75% | 2% | Unlimited domestic airport… |
 Bank of Baroda BOBCARD TiaraBank of Baroda | Rs 2,499 | 0.75% | 2% | Unlimited domestic airport… |
Bank of Baroda Indian Navy Varunah Premium BOBCARDBank of Baroda | Rs 2,499 | 0.75% | 2% | Unlimited domestic lounge… |
YES Reserv Credit CardYes Bank | Rs 2,499 | 1.5% | 2% | 3 per quarter (spend-gated) |
Bank of Baroda BOBCARD Etihad GuestBank of Baroda | Rs 2,500 | — | 1% | 8 per year (2 per quarter) |
HDFC BizPower Credit CardHDFC Bank | Rs 2,500 | 1.25% | 2% | 2 per calendar quarter (up to 8… |
 HDFC Regalia Gold Credit CardHDFC Bank | Rs 2,500 | 1.25% | 2% | 12 per year in India: 3 per… |
| Rs 2,500 | 0.5% | 3.5% | 2 per quarter | |
| Rs 2,500 | 1% | 3.5% | 2 per calendar quarter | |
 AU Vetta Credit CardAU Small Finance Bank | Rs 2,999 | 0.5% | 3.49% | 1 per calendar quarter; plus 2… |
Bank of Maharashtra SBI Card PRIMEState Bank of India (SBI Card) | Rs 2,999 | 0.5% | 3.5% | 8 per year, max 2 per quarter |
 City Union Bank SBI Card PRIMEState Bank of India (SBI Card) | Rs 2,999 | 0.5% | 3.5% | 8 per year, max 2 per quarter |
 IDFC Ashva Credit CardIDFC First Bank | Rs 2,999 | 1.33% | 0% | 4 per quarter |
 KVB SBI Card PRIMEState Bank of India (SBI Card) | Rs 2,999 | 0.5% | 3.5% | 8 per year, max 2 per quarter |
 Karnataka Bank SBI Card PRIMEState Bank of India (SBI Card) | Rs 2,999 | 0.5% | 3.5% | 8 per year, max 2 per quarter |
 KrisFlyer SBI CardState Bank of India (SBI Card) | Rs 2,999 | — | 3.5% | 1 per quarter |
 Landmark Rewards SBI Card PRIMEState Bank of India (SBI Card) | Rs 2,999 | 0.5% | 3.5% | 8 per year, max 2 per quarter |
 PSB SBI Card PRIMEState Bank of India (SBI Card) | Rs 2,999 | 0.5% | 3.5% | 8 per year, max 2 per quarter |
RBL World Prime Credit CardRBL Bank | Rs 2,999 | — | 3.5% | 8 per year, max 2 per quarter |
 Reliance SBI Card PRIMEState Bank of India (SBI Card) | Rs 2,999 | 0.5% | 3.5% | 8 per year, 2 per quarter |
SBI Card MILES PRIMEState Bank of India (SBI Card) | Rs 2,999 | 1% | 2.5% | 8 per year, max 2 per quarter;… |
SBI Card PRIMEState Bank of India (SBI Card) | Rs 2,999 | 0.5% | 3.5% | 8 per year, max 2 per quarter |
SBI Card PRIME AdvantageState Bank of India (SBI Card) fees only | Rs 2,999 | — | 3.5% | 8 per year |
 South Indian Bank SBI Card PRIMEState Bank of India (SBI Card) | Rs 2,999 | 0.5% | 3.5% | 8 per year, max 2 per quarter |
 South Indian Bank SBI Platinum Credit CardState Bank of India (SBI Card) | Rs 2,999 | 0.5% | 3.5% | 2 per quarter |
Titan SBI CardState Bank of India (SBI Card) | Rs 2,999 | 1.5% | 3.5% | 8 per year, max 2 per quarter |
 UCO Bank SBI Card PRIMEState Bank of India (SBI Card) | Rs 2,999 | 0.5% | 3.5% | 8 per year, max 2 per quarter |
Axis Horizon Credit CardAxis Bank | Rs 3,000 | 2% | 3.5% | 6 per quarter (Mastercard… |
Axis Select Credit CardAxis Bank | Rs 3,000 | 1% | 3.5% | 2 per quarter |
 IDFC Diamond Reserve Credit CardIDFC First Bank | Rs 3,000 | 0.5% | 0% | 2 per quarter |
IndiGo Kotak Premium (XL) Credit CardKotak Mahindra Bank | Rs 3,000 | — | 3.5% | 8 per year (2 per calendar… |
Kotak Air+ Credit CardKotak Mahindra Bank | Rs 3,000 | 2% | 2% | 4 per calendar year, max 2 per… |
Kotak Air+ Prime Credit CardKotak Mahindra Bank | Rs 3,000 | 2% | 2% | 4 per year, max 2 per calendar… |
Kotak White Credit CardKotak Mahindra Bank | Rs 3,000 | — | 3.5% | 8 per year (2 per quarter) |
| Rs 3,000 | 0.67% | 3.5% | 12 per year within India… | |
RBL Blockbuster Credit CardRBL Bank fees only | Rs 3,000 | — | 3.5% | 4 per year |
RBL World Safari Credit CardRBL Bank | Rs 3,000 | — | 0% | 2 per quarter |
RBL iGlobe Credit CardRBL Bank | Rs 3,000 | — | 1.5% | 2 per calendar quarter |
Kotak Solitaire Business Credit CardKotak Mahindra Bank | Rs 3,499 | 0.67% | 1.99% | 1 per quarter |
Axis Executive Corporate Credit CardAxis Bank | Rs 3,500 | 0.4% | 2% | 4 per quarter at airports in India |
 ICICI NRI Sapphiro Credit CardICICI Bank fees only | Rs 3,500 | — | 3.5% | 4 per quarter |
 ICICI Sapphiro Credit CardICICI Bank | Rs 3,500 | 0.5% | 3.5% | 4 per quarter (2 per variant… |
| Rs 3,500 | — | 3.5% | 4 per quarter at Mastercard… | |
City Union CUB CSK Master World Credit CardCity Union Bank | Rs 4,000 | 1% | 0% | Airport lounge access is… |
City Union CUB SRH Master World Credit CardCity Union Bank | Rs 4,000 | 1% | 0% | Airport lounge access is… |
| Rs 4,500 | — | 3.5% | 8 per quarter at Mastercard… | |
| Rs 4,500 | 2% | 3.5% | 16 per calendar year (4 per… | |
AU Traverse (NRI) Credit CardAU Small Finance Bank | Rs 4,999 | — | 0.99% | 2 complimentary domestic or… |
 AU Zenith+ Credit CardAU Small Finance Bank | Rs 4,999 | 1% | 0.99% | 16 per year (4 per quarter) |
 Bank of Maharashtra SBI Card ELITEState Bank of India (SBI Card) | Rs 4,999 | 0.5% | 1.99% | 2 per quarter |
| Rs 4,999 | — | 3.5% | 6 per year | |
 IndiGo SBI Card ELITEState Bank of India (SBI Card) | Rs 4,999 | — | 3.5% | 8 per year, max 2 per quarter |
KVB SBI Card ELITEState Bank of India (SBI Card) | Rs 4,999 | 0.5% | 1.99% | 2 per quarter |
PSB SBI Card ELITEState Bank of India (SBI Card) | Rs 4,999 | 0.5% | 1.99% | 2 per quarter |
 SBI Card ELITEState Bank of India (SBI Card) | Rs 4,999 | 0.5% | 1.99% | 2 per quarter (8 per year) |
SBI Card ELITE AdvantageState Bank of India (SBI Card) | Rs 4,999 | 0.5% | 1.99% | 2 per quarter |
 SBI Card MILES ELITEState Bank of India (SBI Card) | Rs 4,999 | 1% | 1.99% | 8 per year, max 2 per quarter;… |
UCO Bank SBI Card ELITEState Bank of India (SBI Card) | Rs 4,999 | 0.5% | 1.99% | 2 per quarter |
YES Marquee Credit CardYes Bank | Rs 4,999 | 2.25% | 1% | 6 per quarter (spend-gated) |
| Rs 5,000 | — | 3.5% | 4 per quarter | |
Bank of Baroda BOBCARD Etihad Guest PremiumBank of Baroda | Rs 5,000 | — | 0% | 12 per year |
| Rs 5,000 | — | 3.5% | 2 per quarter | |
Equitas PowerMiles Credit CardEquitas Small Finance Bank | Rs 5,000 | 1.5% | 2% | 2 per calendar quarter (select… |
IndiGo Axis Bank Premium Credit CardAxis Bank | Rs 5,000 | — | 2.5% | 2 per quarter |
IndusInd Avios Visa Infinite Credit CardIndusInd Bank | Rs 5,000 | — | 1.5% | 2 per calendar quarter |
 IndusInd Celesta Credit CardIndusInd Bank | Rs 5,000 | 0.75% | 3.5% | Aggregator: unlimited, one… |
RBL Icon Credit CardRBL Bank | Rs 5,000 | 0.6% | 3.5% | 2 per quarter |
 Standard Chartered Ultimate Credit CardStandard Chartered | Rs 5,000 | 3.33% | 2% | 4 complimentary visits per… |
 IDFC Mayura Credit CardIDFC First Bank | Rs 5,999 | 1.67% | 0% | 4 per quarter, including 1… |
| Rs 6,000 | 1% | 0% | 2 per calendar quarter | |
| Rs 7,000 | — | 1.5% | 2 per calendar quarter | |
Punjab National Luxura Metal Credit Card (RuPay Ekaa)Punjab National Bank | Rs 7,500 | 1% | 0% | Unlimited for the cardholder |
AU Zenith Credit CardAU Small Finance Bank | Rs 7,999 | 0.75% | 3.49% | 8 per year (2 per quarter) |
Bandhan Lumina Credit CardBandhan Bank | Rs 9,999 | 2% | 1% | 8 per calendar quarter at… |
KrisFlyer SBI Card ApexState Bank of India (SBI Card) | Rs 9,999 | — | 3.5% | 2 per quarter |
| Rs 10,000 | — | 3.5% | Unlimited, primary only | |
| Rs 10,000 | 3.33% | 2% | Unlimited, primary and add-on | |
| Rs 10,000 | 3.33% | 2% | Unlimited, primary and add-on… | |
 IndusInd Crest Credit CardIndusInd Bank | Rs 10,000 | 0.75% | 3.5% | Aggregator: 2 per quarter.… |
 IndusInd Indulge Credit CardIndusInd Bank | Rs 10,000 | 1.5% | 1.8% | Aggregator: 6 per quarter on Rs… |
Bank of India Celestia Credit CardBank of India | Rs 11,999 | 0.5% | — | 2 per quarter |
 ICICI Emeralde Credit CardICICI Bank | Rs 12,000 | 1% | 2% | Unlimited, primary cardholder |
Union Bank of India NEXTERIA Credit CardUnion Bank of India | Rs 12,499 | 1% | 3% | Unlimited for cardholder |
Axis Magnus Credit CardAxis Bank | Rs 12,500 | 2.4% | 2% | Unlimited visits to select… |
Kotak White Reserve Credit CardKotak Mahindra Bank | Rs 12,500 | — | 2% | Unlimited for primary and add-on |
RBL Nova Credit CardRBL Bank | Rs 12,500 | 2% | 2% | 12 per year |
| Rs 20,000 | 3% | 0.99% | Unlimited for cardholder | |
Axis Magnus for Burgundy Credit CardAxis Bank | Rs 30,000 | 4.8% | 2% | Unlimited for primary and… |
| Rs 1,10,000 | 1% | 0% | Unlimited | |
| — | — | 3.5% | Complimentary access at select… | |
Club Vistara SBI CardState Bank of India (SBI Card) closed to new applicants | Free | — | 3.5% | 4 per year, max 1 per quarter… |
 Club Vistara SBI Card PRIMEState Bank of India (SBI Card) closed to new applicants | Free | — | 3.5% | 8 per year, max 2 per quarter |
IndusInd Iconia Amex Credit CardIndusInd Bank closed to new applicants | Free | 0.75% | 3.5% | Complimentary visits to… |
IndusInd Iconia Visa Credit CardIndusInd Bank closed to new applicants | Free | 0.38% | 3.5% | — |
 IndusInd Pioneer Legacy Credit CardIndusInd Bank invite-only | Free | 1% | 1.8% | 1 per calendar quarter; from… |
 MakeMyTrip ICICI Bank Platinum Credit CardICICI Bank closed to new applicants | Free | 0.5% | 3.5% | 1 per quarter; railway lounge 1… |
MakeMyTrip ICICI Bank Signature Credit CardICICI Bank closed to new applicants | Free | 0.63% | 3.5% | 2 per quarter; railway lounge 1… |
Standard Chartered Priority Visa Infinite Credit CardStandard Chartered invite-only | Free | — | 3.5% | 4 complimentary visits per… |
Kotak Biz Credit CardKotak Mahindra Bank invite-only | Rs 499 | 0.25% | 3.5% | Complimentary domestic lounge… |
Union Divaa RuPay Credit CardUnion Bank of India closed to new applicants | Rs 499 | 0.5% | 3% | 8 per year |
Yes ANQ Phi (with ANQ Pi RuPay virtual card)Yes Bank closed to new applicants | Rs 499 | — | 3.5% | — |
Chennai Super Kings ICICI Bank Credit CardICICI Bank closed to new applicants | Rs 500 | 0.5% | 3.5% | 1 per quarter |
Myntra Kotak Credit CardKotak Mahindra Bank closed to new applicants | Rs 500 | 1.25% | 3.5% | 1 per quarter |
Paytm HDFC Bank Select Business Credit CardHDFC Bank closed to new applicants | Rs 500 | 1% | 3.5% | 12 per calendar year (capped at… |
 Edge Federal Bank Visa Credit Card (Jupiter)Federal Bank closed to new applicants | Rs 999 | 0.4% | 2% | 1 per 3 months (spend-gated,… |
Kotak Royale Signature Credit CardKotak Mahindra Bank closed to new applicants | Rs 999 | — | 3.5% | 2 per quarter (issuer listing) |
YES First Preferred Credit CardYes Bank closed to new applicants | Rs 999 | 1% | 2% | Spend-gated; visit count not found |
Best Price Save Max HDFC Bank Credit CardHDFC Bank closed to new applicants | Rs 1,000 | 0.4% | 3.5% | Up to 8 complimentary lounge… |
 Emirates Skywards ICICI Bank Rubyx Credit CardICICI Bank closed to new applicants | Rs 1,000 | — | 3.5% | 1 per quarter |
 HDFC Diners ClubMiles Credit CardHDFC Bank closed to new applicants | Rs 1,000 | 1% | 3.5% | 6 complimentary lounge visits a… |
HDFC Superia Credit CardHDFC Bank closed to new applicants | Rs 1,000 | — | 3.5% | — |
Kotak Mojo Platinum Credit CardKotak Mahindra Bank closed to new applicants | Rs 1,000 | 0.25% | 3.5% | 2 per quarter (aggregator) |
Paytm HDFC Bank Select Credit CardHDFC Bank closed to new applicants | Rs 1,000 | 1% | 3.5% | 8 per year (2 per quarter) |
Pine Labs HDFC Bank Pro Credit CardHDFC Bank closed to new applicants | Rs 1,000 | 1.33% | 3.5% | 8 per calendar year (max 2 per… |
 Air India SBI Platinum CardState Bank of India (SBI Card) closed to new applicants | Rs 1,499 | — | 3.5% | 4 per year, max 1 per quarter |
Etihad Guest SBI CardState Bank of India (SBI Card) closed to new applicants | Rs 1,499 | — | — | 8 per year, max 2 per quarter |
Paytm SBI Card SELECTState Bank of India (SBI Card) closed to new applicants | Rs 1,499 | 1% | 3.5% | 4 per year, max 1 per quarter |
6E Rewards XL - IndiGo HDFC Bank Credit CardHDFC Bank closed to new applicants | Rs 1,500 | 2% | 2.5% | 8 per year (2 per quarter) |
Axis Bank Vistara Credit CardAxis Bank closed to new applicants | Rs 1,500 | — | 3.5% | 2 complimentary visits at… |
HDFC Business Regalia Credit CardHDFC Bank closed to new applicants | Rs 2,500 | 1% | 3.5% | Up to 8 per year: 2 per… |
 HDFC Doctor's Regalia Credit CardHDFC Bank closed to new applicants | Rs 2,500 | 1.33% | 3.5% | 12 per calendar year within… |
HDFC Regalia Activ Credit CardHDFC Bank closed to new applicants | Rs 2,500 | 1% | 3.5% | 12 per year within India… |
 HDFC Regalia Credit CardHDFC Bank closed to new applicants | Rs 2,500 | 1% | 3.5% | Up to 8 per year: 2 vouchers… |
InterMiles HDFC Bank Signature Credit CardHDFC Bank closed to new applicants | Rs 2,500 | — | — | 16 per year (4 per quarter) at… |
| Rs 2,500 | — | 2% | — | |
Bajaj Finserv DBS Bank 10X Signature SuperCardDBS Bank India closed to new applicants | Rs 2,999 | — | 3.5% | 2 per quarter |
Karur Vysya Bank SBI Platinum Credit CardState Bank of India (SBI Card) closed to new applicants | Rs 2,999 | 0.5% | 3.5% | 2 per quarter |
 Axis Bank Vistara Signature Credit CardAxis Bank closed to new applicants | Rs 3,000 | — | 3.5% | 2 complimentary visits at… |
 Amex Gold Corporate CardAmerican Express closed to new applicants | Rs 3,100 | — | 3.5% | Discounted access to 25+… |
Air India SBI Signature CardState Bank of India (SBI Card) closed to new applicants | Rs 4,999 | — | 3.5% | 8 per year, max 2 per quarter… |
Etihad Guest SBI Premier CardState Bank of India (SBI Card) closed to new applicants | Rs 4,999 | — | — | 8 per year, max 2 per quarter |
 KVB SBI Signature CardState Bank of India (SBI Card) closed to new applicants | Rs 4,999 | — | 3.5% | 8 per year, capped at 2 per… |
Utkarsh Rhodium Credit CardUtkarsh Small Finance Bank invite-only | Rs 4,999 | 1.25% | 3% | 4 per quarter per cardinsider… |
 Amex Platinum Travel Credit CardAmerican Express closed to new applicants | Rs 5,000 | 0.8% | 3.5% | 2 per calendar quarter at… |
 Axis Atlas Credit CardAxis Bank closed to new applicants | Rs 5,000 | 4% | 3.5% | Silver 8, Gold 12, Platinum 18… |
Samsung Axis Bank Infinite Credit CardAxis Bank closed to new applicants | Rs 5,000 | 1% | 3.5% | 8 per calendar year at select… |
SBI Card AURUMState Bank of India (SBI Card) invite-only | Rs 9,999 | 1% | 1.99% | 4 per quarter |
 Amex Platinum Reserve Credit CardAmerican Express closed to new applicants | Rs 10,000 | 0.5% | 3.5% | 12 per year, max 3 per quarter,… |
Axis Bank Vistara Infinite Credit CardAxis Bank closed to new applicants | Rs 10,000 | — | 3.5% | 2 complimentary visits at… |
| Rs 10,000 | — | 1.8% | — | |
 HDFC Diners Club Black Credit CardHDFC Bank closed to new applicants | Rs 10,000 | 3.33% | 2% | Unlimited, primary and add-on… |
 IndusInd Indus Solitaire Credit CardIndusInd Bank invite-only | Rs 10,000 | 0.5% | 0% | 4 per quarter via the card;… |
YES Private Credit CardYes Bank invite-only | Rs 10,000 | 2.5% | 0.5% | Unlimited, no spend condition |
 ICICI Emeralde Private Metal Credit CardICICI Bank invite-only | Rs 12,499 | 3% | 2% | Unlimited, primary and add-on |
 HDFC Infinia Metal Edition Credit CardHDFC Bank invite-only | Rs 12,500 | 3.33% | 2% | Unlimited in India, primary and… |
 IDFC Gaj Credit CardIDFC First Bank invite-only | Rs 12,500 | 3.33% | 0% | 4 per quarter, including 1… |
Axis Olympus Credit CardAxis Bank invite-only | Rs 20,000 | 4% | 1.8% | Unlimited for primary and… |
ICICI Times Black Credit CardICICI Bank invite-only | Rs 20,000 | 2% | 1.49% | Unlimited, primary and add-on |
 IDFC FIRST Private Credit CardIDFC First Bank invite-only | Rs 25,000 | 6.67% | 0% | Unlimited for primary and add-on |
 IndusInd Pioneer Heritage Credit CardIndusInd Bank invite-only | Rs 25,000 | 1% | 0% | Unlimited (erstwhile variant: 2… |
 IndusInd Pioneer Private Credit CardIndusInd Bank invite-only | Rs 25,000 | 3% | 0% | Unlimited for primary and… |
Kotak Solitaire Credit CardKotak Mahindra Bank invite-only | Rs 25,000 | 3% | 0% | Unlimited for primary and add-on |
 Standard Chartered Beyond Credit CardStandard Chartered invite-only | Rs 25,000 | 3.33% | 2% | Unlimited for the cardholder… |
 Amex Platinum Corporate CardAmerican Express closed to new applicants | Rs 40,000 | — | 3.5% | 30+ domestic partner lounges in… |
 Axis Reserve Credit CardAxis Bank invite-only | Rs 50,000 | 3% | 1.5% | Unlimited domestic lounge… |
DBS Vantage Credit CardDBS Bank India invite-only | Rs 50,000 | 2% | 0% | Unlimited, primary cardholder only |
RBL Lumiere Credit CardRBL Bank invite-only | Rs 50,000 | 2% | 0% | Unlimited for primary… |
Amex Platinum Card (Platinum Charge)American Express closed to new applicants | Rs 66,000 | 1.25% | 3.5% | Complimentary via Global Lounge… |
Axis Burgundy Private Credit CardAxis Bank invite-only | Rs 1,00,000 | 6% | 0% | Unlimited for primary and… |
Amex Centurion CardAmerican Express invite-only | Rs 2,75,000 | 1.5% | 3.5% | Unlimited (aggregator) |
Axis Primus Credit CardAxis Bank invite-only | Rs 3,00,000 | 5% | 0% | Unlimited for primary and… |
| — | — | 0% | 1 per quarter (aggregator) | |
 Axis Corporate Card with Individual LiabilityAxis Bank closed to new applicants | — | — | 3.5% | Complimentary access at select… |
HDFC Visa Signature Credit CardHDFC Bank closed to new applicants | — | — | — | — |
HDFC World MasterCardHDFC Bank closed to new applicants | — | — | — | — |
| — | — | 0% | Complimentary lounge access… | |
 IndusInd InterMiles Odyssey Amex Credit CardIndusInd Bank closed to new applicants | — | — | — | Complimentary access to… |
 IndusInd InterMiles Odyssey Visa Credit CardIndusInd Bank closed to new applicants | — | — | — | 2 Visa airport lounge visits… |
 IndusInd InterMiles Voyage Amex Credit CardIndusInd Bank closed to new applicants | — | — | — | Complimentary access to… |
 IndusInd InterMiles Voyage Visa Credit CardIndusInd Bank closed to new applicants | — | — | — | — |
IndusInd Signature Visa Credit CardIndusInd Bank closed to new applicants | — | 0.75% | — | Up to 2 per quarter on the… |
InterMiles HDFC Bank Diners Club Credit CardHDFC Bank closed to new applicants | — | — | — | Unlimited at 1,000+ lounges in… |
InterMiles HDFC Bank Platinum Credit CardHDFC Bank closed to new applicants | — | — | — | 8 per year (2 per quarter) at… |
 Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit CardIndusInd Bank closed to new applicants | — | — | — | RuPay exclusive lounge at Delhi… |
Guides: Airport lounge access on credit cards: spend conditions, guests and add-ons · Add on credit card: who can get one and what they share