M16S / Axis Bank / Axis Pride Platinum Credit Card
entry · rewards
Axis Pride Platinum Credit Card
The Axis Pride Platinum Credit Card costs Rs 250 a year, waived if you spend Rs 40,000 in a year. Its base return is 0.4% (4 EDGE RP per Rs 200). The forex markup is 3.5%. It lists no airport lounge access. Read from the issuer's own documents on 12 Oct 2026.
- Annual fee
- Rs 250+ GST
- Fee waived at
- Rs 40,000annual spend
- Base return
- 0.4%
- Forex markup
- 3.5%
- Interest
- 3.75%a month
Apply on axis.bank.inOpens the bank’s own page.
Fees
| Joining fee | Free |
|---|---|
| Annual fee | Rs 250 |
| Annual spend that waives the feeunverified | Rs 40,000 |
| Fee notes | Annual fee nil in year 1, Rs 250 from year 2, waived on spend of Rs 40,000 in the preceding year (issuer page; MITC said Rs 20,000). Rent (MCC 6513), wallet loads (6540), gift cards (5947) and tolls (4784) do not count. Joining fee cell blank on page (MITC: nil). Free add-on cards. |
Rewards
| Welcome benefit | None |
|---|---|
| Reward currency | EDGE Reward Points |
| Base earn | 4 EDGE RP per Rs 200 |
| Base return | 0.4% |
| Point value | Rs 0.20 per point |
| Spends that earn nothing | No points on fuel transactions (issuer page); other exclusions not listed |
| Points expiry | 3 years from earning; all points also lapse after 365 days with no earn, redemption or login (EDGE Rewards T&C) |
| Reward notes | base_return_pct = 4 points per Rs 200 x Rs 0.20 = 0.4%. Issuer fee table shows a reward redemption fee applies ('Yes') without the amount. |
Travel and perks
| Domestic lounge | None |
|---|---|
| International lounge | None |
| Forex markup | 3.5% |
| Fuel surcharge waiver | 1% on Rs 400-4,000 fuel transactions, cap Rs 250 per statement cycle (issuer page) |
| Other freebies | 15% discount at partner restaurants (Dining Delights); free add-on cards for spouse, parents, children and siblings over 18; personalised tricolour card with 4th embossing line; zero lost card liability; Wednesday offers |
Charges and eligibility
| Interest per month | 3.75% |
|---|---|
| Late payment fee | Nil up to Rs 500 due; Rs 500 (501-5,000); Rs 750 (5,001-10,000); Rs 1,200 (10,001-50,000); Rs 1,300 above 50,000; plus Rs 100 per cycle if minimum due is missed two cycles running |
| Cash advance fee | 2.5% of amount, min Rs 500 |
| Eligibility | For personnel of the Indian Defence Forces and Government of India employees. Age 18-70; resident of India or NRI. |
| Fine-print notes | Defence-services card. Product page read 2026-10-12 confirms earn rate, fuel waiver, 3.5% forex, 3.75% interest; interest-free period 18 to 23 days from statement date. Conflicts resolved from issuer page read 2026-10-12: fee_waiver_spend: old Rs 20,000 (MITC) -> issuer page Rs 40,000 in the preceding year; page value used, but it matches the Pride Signature figure, so check MITC before relying on it | eligibility: old 'Indian defence personnel only' -> issuer page says defence forces and Government of India employees | interest: aggregator FAQ quoted 2.95% a month -> issuer page and MITC say 3.75% |
Questions
- What is the annual fee of the Axis Pride Platinum Credit Card?
- Rs 250 a year, before GST. It is waived if you spend Rs 40,000 in a year.
- Does the Axis Pride Platinum Credit Card give airport lounge access?
- No lounge access is listed for this card.
- What is the forex markup on the Axis Pride Platinum Credit Card?
- 3.5% of each foreign-currency transaction, before GST.
- Which spends earn no rewards on the Axis Pride Platinum Credit Card?
- No points on fuel transactions (issuer page); other exclusions not listed