M16S / Axis Bank / Axis Pride Signature Credit Card
entry · rewards
Axis Pride Signature Credit Card
The Axis Pride Signature Credit Card costs Rs 500 a year, waived if you spend Rs 40,000 in a year. Its base return is 0.8% (8 EDGE RP per Rs 200). The forex markup is 3.5%. Lounge visits in India: 2 per calendar quarter at select airport lounges in India. Read from the issuer's documents and an aggregator on 12 Oct 2026.
- Annual fee
- Rs 500+ GST
- Fee waived at
- Rs 40,000annual spend
- Base return
- 0.8%
- Forex markup
- 3.5%
- Interest
- 3.75%a month
Apply on axis.bank.inOpens the bank’s own page.
Fees
| Joining fee | Free |
|---|---|
| Annual fee | Rs 500 |
| Annual spend that waives the fee | Rs 40,000 |
| Fee notes | Annual fee nil in year 1, Rs 500 after, waived on spend of Rs 40,000 in the preceding year (issuer page). Rent (MCC 6513), wallet loads (6540), gift cards (5947) and tolls (4784) do not count. Joining fee cell blank on page (MITC: nil). Free add-on cards. |
Rewards
| Welcome benefit | None |
|---|---|
| Reward currency | EDGE Reward Points |
| Base earn | 8 EDGE RP per Rs 200 |
| Base return | 0.8% |
| Point value | Rs 0.20 per point |
| Spends that earn nothingunverified | Utilities, education, insurance, government, wallet, rent, fuel |
| Points expiry | 3 years from earning; all points also lapse after 365 days with no earn, redemption or login (EDGE Rewards T&C) |
| Reward notes | base_return_pct = 8 points per Rs 200 x Rs 0.20 = 0.8%. Issuer fee table shows a reward redemption fee applies ('Yes') without the amount. |
Travel and perks
| Domestic lounge | 2 per calendar quarter at select airport lounges in India |
|---|---|
| International lounge | None |
| Lounge conditions | Needs Rs 50,000 eligible spend in previous 3 calendar months (from 1 May 2024); waived in issuance month + next 3 months; guests paid |
| Forex markup | 3.5% |
| Fuel surcharge waiver | 1% on Rs 400-4,000 fuel transactions, cap Rs 400 per statement cycle (issuer page) |
| Other freebies | Dining Delights 15% off up to Rs 500, minimum order Rs 2,500, once per card per month; free add-on cards for spouse, parents, children and siblings over 18; personalised tricolour card; zero lost card liability; Wednesday offers |
Charges and eligibility
| Interest per month | 3.75% |
|---|---|
| Late payment fee | Nil up to Rs 500 due; Rs 500 (501-5,000); Rs 750 (5,001-10,000); Rs 1,200 (10,001-50,000); Rs 1,300 above 50,000; plus Rs 100 per cycle if minimum due is missed two cycles running |
| Cash advance fee | 2.5% of amount, min Rs 500 |
| Eligibility | Indian Defence personnel. Age 18-70; resident of India or NRI. |
| Fine-print notes | Defence-services card. Product page read 2026-10-12 confirms fee, waiver, earn rate, lounge, fuel waiver, 3.5% forex and 3.75% interest. The page says no points on fuel; the wider exclusion list is aggregator-sourced. Conflicts resolved from issuer page read 2026-10-12: base_earn: product page says 8 points per Rs 200; promotional tiles on other Axis pages say 'Earn 4 EDGE REWARD Points on every Rs 200' for Pride Signature; the product page figure (8) is kept | interest: aggregator FAQ quoted 2.95% a month -> issuer page and MITC say 3.75% |
Questions
- What is the annual fee of the Axis Pride Signature Credit Card?
- Rs 500 a year, before GST. It is waived if you spend Rs 40,000 in a year.
- Does the Axis Pride Signature Credit Card give airport lounge access?
- Yes. In India: 2 per calendar quarter at select airport lounges in India. Outside India: none listed. Conditions: Needs Rs 50,000 eligible spend in previous 3 calendar months (from 1 May 2024); waived in issuance month + next 3 months; guests paid
- What is the forex markup on the Axis Pride Signature Credit Card?
- 3.5% of each foreign-currency transaction, before GST.
- Which spends earn no rewards on the Axis Pride Signature Credit Card?
- Utilities, education, insurance, government, wallet, rent, fuel