Does the Bajaj Finserv DBS Bank 10X Signature SuperCard give airport lounge access?

Yes. In India: 2 per quarter. Outside India: none listed.

What is the forex markup on the Bajaj Finserv DBS Bank 10X Signature SuperCard?

3.5% of each foreign-currency transaction, before GST.

Which spends earn no rewards on the Bajaj Finserv DBS Bank 10X Signature SuperCard?

Rent, fuel, cash withdrawals, wallet loads, utilities

M16S / DBS Bank India / Bajaj Finserv DBS Bank 10X Signature SuperCard

mid · cobrand, rewards

Bajaj Finserv DBS Bank 10X Signature SuperCard

DBS Bank India · with Bajaj FinservLast checked 11 Oct 2026closed to new applicants

The Bajaj Finserv DBS Bank 10X Signature SuperCard costs Rs 2,999 a year. It earns 2 Cash Points per Rs 200. The forex markup is 3.5%. Lounge visits in India: 2 per quarter. Read from the issuer's own documents on 11 Oct 2026.

Annual fee: Rs 2,999+ GST
Fee waived at: —
Base return: —
Forex markup: 3.5%
Interest: 4%a month

Fees

Joining fee	Rs 2,999
Annual fee	Rs 2,999
Fee notes	Rs 2,999 + GST joining and annual; no spend waiver (consolidated MITC). First-year-free versions of the 5X and 5X Plus existed.

Rewards

Welcome benefit	12,000 Cash Points on first transaction within 60 days after paying the joining fee
Reward currency	Cash Points
Base earn	2 Cash Points per Rs 200
Accelerated earn	Extra 18 CP per Rs 200 (10X) after Rs 20,000 spend in a statement month; extra 38 CP per Rs 200 (20X) on eligible spends in the DBS Card+ IN app, flights excluded
Caps	15,000 Cash Points per month on each of the 10X and 20X tiers
Spends that earn nothing	Rent, fuel, cash withdrawals, wallet loads, utilities
Points expiry	2 years from accrual

Travel and perks

Domestic lounge	2 per quarter
Forex markup	3.5%
Fuel surcharge waiver	1% + GST reversed on fuel txns of Rs 400-4,000, cap Rs 200 per statement cycle

Charges and eligibility

Interest per monthunverified	4%
Late payment fee	TAD up to Rs 100: nil; Rs 101-500: Rs 99; Rs 501-5,000: Rs 499; above Rs 5,000: 10% of TAD, max Rs 1,299
Cash advance fee	2.5% of cash amount, min Rs 500; cash limit 10% of credit limit
Fine-print notes	Discontinued effective 1 Aug 2026; existing cardholders were migrated to DBS SuperX or DBS SuperX Plus. Listed for reference only. Category fees (consolidated MITC): rent 1% or Rs 199 whichever higher; utility 1% once cycle total reaches Rs 20,000; fuel 1% or Rs 199 on transactions of Rs 15,000+; education via third-party apps 1% or Rs 199; wallet loads of Rs 5,000+ 1% (from 1 Apr 2026); travel MCCs 4111/4131/4784 1% above Rs 10,000 per cycle and rail MCC 4112 1% above Rs 20,000 per cycle (from 1 Apr 2026). Reward redemption fee Rs 99 + GST.

Questions

What is the annual fee of the Bajaj Finserv DBS Bank 10X Signature SuperCard?: Rs 2,999 a year, before GST.
Does the Bajaj Finserv DBS Bank 10X Signature SuperCard give airport lounge access?: Yes. In India: 2 per quarter. Outside India: none listed.
What is the forex markup on the Bajaj Finserv DBS Bank 10X Signature SuperCard?: 3.5% of each foreign-currency transaction, before GST.
Which spends earn no rewards on the Bajaj Finserv DBS Bank 10X Signature SuperCard?: Rent, fuel, cash withdrawals, wallet loads, utilities