M16SCredit cards, explained without the jargon Sign in

M16S / DBS Bank India / Bajaj Finserv DBS Bank 7X Rewards SuperCard

entry · cobrand, rewards

Bajaj Finserv DBS Bank 7X Rewards SuperCard

The Bajaj Finserv DBS Bank 7X Rewards SuperCard costs Rs 1,499 a year. The forex markup is 3.5%. Read from the issuer's own documents on 11 Oct 2026.

Annual fee
Rs 1,499+ GST
Fee waived at
—
Base return
—
Forex markup
3.5%
Interest
4%a month

Fees

Joining feeRs 1,499
Annual feeRs 1,499
Fee notesRs 1,499 + GST joining and annual; no spend waiver (consolidated MITC). First-year-free versions of the 5X and 5X Plus existed.

Rewards

Reward currencyCash Points

Travel and perks

Forex markup3.5%
Fuel surcharge waiver1% waiver; cap varies by variant

Charges and eligibility

Interest per monthunverified4%
Late payment feeTAD up to Rs 100: nil; Rs 101-500: Rs 99; Rs 501-5,000: Rs 499; above Rs 5,000: 10% of TAD, max Rs 1,299
Cash advance fee2.5% of cash amount, min Rs 500; cash limit 10% of credit limit
Fine-print notesDiscontinued effective 1 Aug 2026; existing cardholders were migrated to DBS SuperX or DBS SuperX Plus. Listed for reference only. Only fees were read for this variant (from the consolidated MITC); its product page URL comes from DBS's SuperCard T&C index and was not opened. Category fees (consolidated MITC): rent 1% or Rs 199 whichever higher; utility 1% once cycle total reaches Rs 20,000; fuel 1% or Rs 199 on transactions of Rs 15,000+; education via third-party apps 1% or Rs 199; wallet loads of Rs 5,000+ 1% (from 1 Apr 2026); travel MCCs 4111/4131/4784 1% above Rs 10,000 per cycle and rail MCC 4112 1% above Rs 20,000 per cycle (from 1 Apr 2026). Reward redemption fee Rs 99 + GST.

Questions

What is the annual fee of the Bajaj Finserv DBS Bank 7X Rewards SuperCard?
Rs 1,499 a year, before GST.
What is the forex markup on the Bajaj Finserv DBS Bank 7X Rewards SuperCard?
3.5% of each foreign-currency transaction, before GST.