The Bandhan Ignite Credit Card costs Rs 999 a year, waived if you spend Rs 1,00,000 in a year. Its base return is 0.5% (4 RP per Rs 200). Accelerated earn: 8 RP per Rs 200 on grocery and travel bookings. The forex markup is 3.5%. Lounge visits in India: 1 per calendar quarter. Abroad: 1 per calendar quarter. Read from an aggregator, not the issuer on 11 Oct 2026.
1% waiver on Rs 500-4,000 fuel spends, cap Rs 250 per statement cycle
Other freebiesunverified
EazyDiner 15% off up to Rs 500 once a month; 10% cashback up to Rs 500 on first EMI; lost card liability cover up to Rs 1 lakh.
Charges and eligibility
Interest per monthunverified
3.5%
Late payment feeunverified
Aggregator (Paisabazaar, Ignite page): nil below Rs 100; Rs 100 for Rs 100-500; Rs 500 for Rs 501-5,000; Rs 750 for Rs 5,001-10,000; Rs 1,100 above Rs 10,000
Cash advance feeunverified
3.5% (CardInsider)
Eligibilityunverified
Aggregator: existing Bandhan Bank customer, age 21-65, resident, annual income above Rs 6 lakh.
Fine-print notes
Bandhan Bank's own credit card site (creditcards.bandhan.bank.in) blocks automated reading and no Bandhan MITC could be read; every figure here is from aggregators (Paisabazaar, CardInsider) and Business Today's launch report (Sept 2026, Mastercard portfolio of four cards: Sparks, Ignite, Flare, Lumina). The earlier 'Bandhan Bank Standard Chartered' co-brand cards were issued by Standard Chartered, not Bandhan, and are excluded.
Questions
What is the annual fee of the Bandhan Ignite Credit Card?
Rs 999 a year, before GST. It is waived if you spend Rs 1,00,000 in a year.
Does the Bandhan Ignite Credit Card give airport lounge access?
Yes. In India: 1 per calendar quarter. Outside India: 1 per calendar quarter. Conditions: Select airports; no spend condition stated.
What is the forex markup on the Bandhan Ignite Credit Card?
3.5% of each foreign-currency transaction, before GST.
Which spends earn no rewards on the Bandhan Ignite Credit Card?