M16S / Bank of Baroda / Bank of Baroda BOBCARD One (OneCard)
mid · cobrand, rewards
Bank of Baroda BOBCARD One (OneCard)
The forex markup is 3.5%. Read from the issuer's own documents on 11 Oct 2026.
- Annual fee
- —
- Fee waived at
- —
- Base return
- —
- Forex markup
- 3.5%
- Interest
- 3.75%a month
Rewards
| Reward notes | Issuer listing describes it only as a metal card run through the OneCard app. Fees and earn rates not read from an issuer source. |
|---|
Travel and perks
| Forex markupunverified | 3.5% |
|---|---|
| Fuel surcharge waiverunverified | 1% waiver on fuel transactions of Rs 400-5,000, cap Rs 250 per statement cycle; GST not reversed; waived fuel transactions earn no points |
Charges and eligibility
| Interest per monthunverified | 3.75% |
|---|---|
| Late payment fee | Statement balance below Rs 100: Nil; Rs 100-500: Rs 100; Rs 501-1,000: Rs 400; Rs 1,001-10,000: Rs 750; Rs 10,001-25,000: Rs 950; Rs 25,001-50,000: Rs 1,100; above Rs 50,000: Rs 1,300 |
| Cash advance fee | 2.5% of amount or Rs 500, whichever is higher |
| Fine-print notes | Metal card issued by BOBCARD and managed through the OneCard app ('Manage One BOBCARD' link on the listing). OneCard is also issued by other banks; terms are set in the OneCard app. |
Questions
- What is the forex markup on the Bank of Baroda BOBCARD One (OneCard)?
- 3.5% of each foreign-currency transaction, before GST.