M16S / Bank of India / Bank of India India Card / India Gold / International / International Gold / Platinum Privilege (legacy range)
entry · rewards
Bank of India India Card / India Gold / International / International Gold / Platinum Privilege (legacy range)
It earns 1 point per Rs 100 spent each month (legacy scheme). Read from the issuer's documents and an aggregator on 11 Oct 2026.
- Annual fee
- —
- Fee waived at
- —
- Base return
- —
- Forex markup
- —
- Interest
- 1.7%a month
Fees
| Fee notes | Fee amounts not stated on the page. |
|---|
Rewards
| Reward currency | Star Rewards points |
|---|---|
| Base earn | 1 point per Rs 100 spent each month (legacy scheme) |
| Point value | Re 1 per point when applied to the renewal fee; Rs 0.50 per point for remaining points credited to the card account |
| Reward notes | Legacy scheme described in the English text of the bank's hub page; the current product pages use the Star Rewards scheme instead. |
Charges and eligibility
| Interest per monthunverified | 1.7% |
|---|---|
| Cash advance fee | Bank hub page: 2.5% (min Rs 50) at branch, 2% (min Rs 50) at BOI ATM. Paisabazaar adds 2.5% min Rs 75 at other ATMs and 2.5% min Rs 125 overseas. |
| Fine-print notes | Older BOI range still described in the body text of the bank's hub page but absent from the current card menu. Marked closed-to-new on that inference; not confirmed by the bank. Page states 1.70% p.m. on revolved balance (10% minimum payment), 2.5% p.m. when fully overdue, max 51 days interest-free, balance transfer up to 75% of limit, up to 2 add-on cards. |