HDFC BankVisa · MastercardLast checked 31 Oct 2026closed to new applicants
It earns 2 RP per Rs 200. Accelerated earn: 50% more Reward Points at premium restaurants. Read from the issuer's own documents on 31 Oct 2026.
HDFCPlatinum EdgeCard design not shown
Annual fee
—
Fee waived at
Rs 50,000annual spend
Base return
—
Forex markup
—
Interest
3.75%a month
Fees
Annual spend that waives the fee
Rs 50,000
Fee notes
Fee amount not printed on the page. Renewal fee waived on Rs 50,000 annual spend.
Rewards
Reward currency
Reward Points
Base earn
2 RP per Rs 200
Point value
Redeemable for gifts, airmiles or as cashback against the outstanding balance; rates not printed
Accelerated earn
50% more Reward Points at premium restaurants
Spends that earn nothing
No Reward Points or CashPoints on rent, from 1 Jan 2023 (MITC)
Reward notes
base_return_pct not computed: the page gives no point value.
Travel and perks
Fuel surcharge waiver
Fuel surcharge waiver up to Rs 250 per month
Other freebies
Up to Rs 1,000 cashback on 200+ brands via PayZapp
Charges and eligibility
Interest per month
3.75%
Cash advance fee
2.5% of amount, min Rs 500
Eligibility
Sourcing stopped; existing cardholders keep the benefits (product page)
Fine-print notes
Legacy card, closed to new applicants. The page links to changes effective 15 May 2026 that were not readable. New entry built only from the HDFC product page read 2026-10-12; fields the page does not state are null, and the bank-wide MITC charges (late fee slabs, rent/utility/wallet fees) were not re-read for this card.
Questions
Which spends earn no rewards on the HDFC Platinum Edge Credit Card?
No Reward Points or CashPoints on rent, from 1 Jan 2023 (MITC)