HDFC BankLast checked 31 Oct 2026closed to new applicants
It earns 4 RP per Rs 200. Accelerated earn: 50% more Reward Points per Rs 200 after crossing Rs 50,000 spend in a month. Read from the issuer's own documents on 31 Oct 2026.
HDFCPlatinum PlusCard design not shown
Annual fee
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Fee waived at
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Base return
—
Forex markup
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Interest
3.75%a month
Fees
Fee notes
Page says the card carries an annual fee but gives no amount.
Rewards
Reward currency
Reward Points
Base earn
4 RP per Rs 200
Accelerated earn
50% more Reward Points per Rs 200 after crossing Rs 50,000 spend in a month
Spends that earn nothing
No Reward Points or CashPoints on rent, from 1 Jan 2023 (MITC)
Reward notes
Point value not stated on the page, so base return not computed.
Travel and perks
Other freebies
Up to 3 free add-on cards; up to 50 interest-free days; Rs 1,000 PayZapp cashback offer
Charges and eligibility
Interest per month
3.75%
Cash advance fee
2.5% of amount, min Rs 500
Eligibility
Closed to new applicants
Fine-print notes
Legacy card: 'Sourcing of this Credit Card has been stopped.' All fields from the HDFC product page read 2026-10-12. The 3.49% monthly interest is what this legacy page states; the bank's current MITC rate recorded on other entries is 3.75%, so treat it as possibly stale. Fee amount, point value, expiry, forex markup and networks are not on the page. A changes notice effective 15 May 2026 is linked but was not read.
Questions
Which spends earn no rewards on the HDFC Platinum Plus Credit Card?
No Reward Points or CashPoints on rent, from 1 Jan 2023 (MITC)