HDFC BankLast checked 31 Oct 2026closed to new applicants
The HDFC Solitaire Credit Card costs Rs 500 a year, waived if you spend Rs 50,000 in a year. Its base return is 0.3% (3 RP per Rs 200). Accelerated earn: 50% more Reward Points on dining and grocery spends. The forex markup is 3.5%. Read from the issuer's own documents on 31 Oct 2026.
HDFCSolitaireCard design not shown
Annual fee
Rs 500+ GST
Fee waived at
Rs 50,000annual spend
Base return
0.3%
Forex markup
3.5%
Interest
3.75%a month
Fees
Annual fee
Rs 500
Annual spend that waives the fee
Rs 50,000
Fee notes
Annual fee Rs 500 + GST; next year's fee waived on Rs 50,000 spend within a year. Joining fee not stated separately.
Rewards
Reward currency
Reward Points
Base earn
3 RP per Rs 200
Base return
0.3%
Point value
100 RP = Rs 20 cashback against the card outstanding (Rs 0.20 per RP)
Accelerated earn
50% more Reward Points on dining and grocery spends
Spends that earn nothing
No Reward Points or CashPoints on rent, from 1 Jan 2023 (MITC)
Milestone benefits
Rs 1,000 gift voucher on Rs 75,000 spend in 6 months, up to 2 vouchers a year
Reward notes
Base return = 3 RP/200 x Rs 0.20 = 0.30%, both stated on the issuer page.
Travel and perks
Forex markup
3.5%
Fuel surcharge waiver
1% on txns Rs 400-5,000, cap Rs 250 per statement cycle
Other freebies
Up to 50 interest-free days; Rs 1,000 PayZapp cashback offer
Charges and eligibility
Interest per month
3.75%
Eligibility
Closed to new applicants. Page title describes it as a women's credit card.
Fine-print notes
Legacy card: 'Sourcing of this Credit Card has been stopped.' All fields from the HDFC product page read 2026-10-12. Page gives interest as 3.49%, then 3.6% a month from 1 Sep 2020; the bank's current MITC rate recorded on other entries is 3.75%, so treat it as possibly stale. Page FAQ mentions lounge access, golf and insurance without any detail; not recorded. Forex markup, expiry and networks are not on the page.
Questions
What is the annual fee of the HDFC Solitaire Credit Card?
Rs 500 a year, before GST. It is waived if you spend Rs 50,000 in a year.
What is the forex markup on the HDFC Solitaire Credit Card?
3.5% of each foreign-currency transaction, before GST.
Which spends earn no rewards on the HDFC Solitaire Credit Card?
No Reward Points or CashPoints on rent, from 1 Jan 2023 (MITC)