HDFC BankLast checked 31 Oct 2026closed to new applicants
Its base return is 0.1% (2 RP per Rs 200). Accelerated earn: 50% more Reward Points on dining spends. Read from the issuer's own documents on 31 Oct 2026.
HDFCTitanium EdgeCard design not shown
Annual fee
—
Fee waived at
Rs 50,000annual spend
Base return
0.1%
Forex markup
—
Interest
3.75%a month
Fees
Annual spend that waives the fee
Rs 50,000
Fee notes
Fee amount not stated on the page; renewal fee waived on Rs 50,000 spend within a year.
Rewards
Reward currency
Reward Points
Base earn
2 RP per Rs 200
Base return
0.1%
Point value
100 RP = Rs 10 cashback against the card outstanding (Rs 0.10 per RP)
Accelerated earn
50% more Reward Points on dining spends
Spends that earn nothing
No Reward Points or CashPoints on rent, from 1 Jan 2023 (MITC)
Reward notes
Base return = 2 RP/200 x Rs 0.10 = 0.10%, both stated on the issuer page.
Travel and perks
Fuel surcharge waiver
Page says '100% fuel surcharge waiver', max Rs 250 per statement cycle
Other freebies
Up to 50 interest-free days; Rs 1,000 PayZapp cashback offer
Charges and eligibility
Interest per month
3.75%
Cash advance fee
2.5% of amount, min Rs 500
Eligibility
Closed to new applicants
Fine-print notes
Legacy card: 'Sourcing of this Credit Card has been stopped.' All fields from the HDFC product page read 2026-10-12. The 3.49% monthly interest is what this legacy page states; the bank's current MITC rate recorded on other entries is 3.75%, so treat it as possibly stale. Fee amount, forex markup, expiry and networks are not on the page.
Questions
Which spends earn no rewards on the HDFC Titanium Edge Credit Card?
No Reward Points or CashPoints on rent, from 1 Jan 2023 (MITC)