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ICICI Manchester United Platinum Credit Card

The ICICI Manchester United Platinum Credit Card costs Rs 499 a year, waived if you spend Rs 1,25,000 in a year. The forex markup is 3.5%. Read from the issuer's own documents on 11 Oct 2026.

Annual fee
Rs 499+ GST
Fee waived at
Rs 1,25,000annual spend
Base return
—
Forex markup
3.5%
Interest
3.75%a month

Fees

Joining feeRs 499
Annual feeRs 499
Annual spend that waives the feeRs 1,25,000
Fee notesAdd-on Rs 199. Fees from MITC.

Rewards

Reward currencyICICI Bank Reward Points
CapsPer statement cycle, points accrue only on the first Rs 40,000 of utility spend, Rs 40,000 of insurance spend, Rs 20,000 of grocery spend and (from 1 Feb 2026) Rs 10,000 of transportation spend.
Spends that earn nothingNo points on fuel, rent (MCC 6513), e-wallet loads, cash; EMI and fees excluded. Government payments treated as utility.
Points expiry3 years from issuance

Travel and perks

Forex markup3.5%

Charges and eligibility

Interest per month3.75%
Late payment feeNil <Rs 100; Rs 100 (Rs 100-500); Rs 500 (Rs 501-1,000); Rs 600 (Rs 1,001-5,000); Rs 750 (Rs 5,001-10,000); Rs 900 (Rs 10,001-25,000); Rs 1,100 (Rs 25,001-50,000); Rs 1,300 (>Rs 50,000)
Cash advance fee2.5% min Rs 500
EligibilityNot offered to new applicants
Fine-print notesIssuer product URL now redirects to the bank homepage; Card Insider lists the card as discontinued. Only MITC fee, cap and charge data could be read. Bank-wide transaction fees (MITC): 1% on rent; 1% on fuel txns above Rs 10,000; 1% on utility txns above Rs 50,000; 1% on transportation above Rs 50,000; 1% on education paid via third-party apps; 1% on wallet loads of Rs 5,000+; 2% on skill-based gaming. DCC fee on INR transactions abroad equals the card's forex markup from 15 Jan 2026. Fee-waiver spend excludes rent, government and education payments; a fee reversal forfeits annual gifts.

Questions

What is the annual fee of the ICICI Manchester United Platinum Credit Card?
Rs 499 a year, before GST. It is waived if you spend Rs 1,25,000 in a year.
What is the forex markup on the ICICI Manchester United Platinum Credit Card?
3.5% of each foreign-currency transaction, before GST.
Which spends earn no rewards on the ICICI Manchester United Platinum Credit Card?
No points on fuel, rent (MCC 6513), e-wallet loads, cash; EMI and fees excluded. Government payments treated as utility.