M16S / ICICI Bank / ICICI Manchester United Signature Credit Card
mid · rewards, cobrand
ICICI Manchester United Signature Credit Card
The ICICI Manchester United Signature Credit Card costs Rs 2,499 a year, waived if you spend Rs 2,50,000 in a year. The forex markup is 3.5%. Read from the issuer's own documents on 11 Oct 2026.
- Annual fee
- Rs 2,499+ GST
- Fee waived at
- Rs 2,50,000annual spend
- Base return
- —
- Forex markup
- 3.5%
- Interest
- 3.75%a month
What changed on this card
- ICICI Bank ties BookMyShow benefit to Rs 25,000 quarterly spend, Apr 2026
From 1 Apr 2026 the BookMyShow benefit on these cards needs Rs 25,000 of spend in the previous spends quarter. Spends from 26 Dec 2025 to 25 Mar 2026 unlock April to June 2026. Source: ICICI Bank, icici.bank.in, read 28 Oct 2026
- ICICI Bank caps transportation rewards per statement cycle, Feb 2026
From 1 Feb 2026 rewards on transportation transactions are capped per statement cycle at Rs 20,000 on Sapphiro, Rubyx and Emeralde, and at Rs 10,000 on Coral, HPCL and Manchester United cards. Source: ICICI Bank, icici.bank.in, read 28 Oct 2026
- ICICI Bank adds fees on wallet loads, gaming and transport, Jan 2026
From 15 Jan 2026 ICICI Bank charges 1% on wallet loads of Rs 5,000 or more, 2% on skill-based gaming and 1% on transportation transactions above Rs 50,000. Source: ICICI Bank, icici.bank.in, read 28 Oct 2026
- ICICI Bank raises Dynamic Currency Conversion fee, Jan 2026
From 15 Jan 2026 statements the DCC fee on rupee transactions abroad is 3.50% on most cards, up from 1%. It is 2.00% on Emeralde Private Metal and Emeralde, 1.99% on Amazon Pay and 1.49% on Times Black. Source: ICICI Bank, icici.bank.in, read 28 Oct 2026
- ICICI Bank drops rent, government and education spends from fee waiver, Nov 2024
From 15 Nov 2024 rent, government and education payments no longer count toward the spend threshold for annual fee reversal and milestone benefits. Source: ICICI Bank, icici.bank.in, read 28 Oct 2026
- ICICI Bank caps utility, insurance and grocery rewards on mid cards, Nov 2024
From 15 Nov 2024 rewards on Coral, HPCL Coral, Platinum Chip and Manchester United Signature are capped per statement cycle at Rs 40,000 of utility spend, Rs 40,000 of insurance spend and Rs 20,000 of grocery and departmental store spend. Source: ICICI Bank, icici.bank.in, read 28 Oct 2026
- ICICI Bank adds 1% fee on fuel, utility and education payments, Nov 2024
From 15 Nov 2024 ICICI Bank charges 1% on fuel transactions above Rs 10,000, 1% on utility payments above Rs 50,000 and 1% on education payments made through third-party apps. Source: ICICI Bank, icici.bank.in, read 28 Oct 2026
- ICICI Bank stops reward points on rent and wallet loads, Feb 2024
From 5 Feb 2024 rent pay and e-wallet loading transactions earn no reward points on ICICI Bank credit cards. The Amazon Pay ICICI Bank card is exempt. Source: ICICI Bank, icici.bank.in, read 28 Oct 2026
- ICICI Bank moves government payments into the utility category, Feb 2024
From 5 Feb 2024 government transactions count as utility payment transactions on ICICI Bank credit cards, so they follow the utility earn rules and caps. The Amazon Pay ICICI Bank card is exempt. Source: ICICI Bank, icici.bank.in, read 28 Oct 2026
Each change is read from the bank's own notice or terms document, linked above. Every card's changes are on the change log.
Fees
| Joining fee | Rs 2,499 |
|---|---|
| Annual fee | Rs 2,499 |
| Annual spend that waives the fee | Rs 2,50,000 |
| Fee notes | Add-on Rs 199. Fees from MITC. |
Rewards
| Reward currency | ICICI Bank Reward Points |
|---|---|
| Caps | Per statement cycle, points accrue only on the first Rs 40,000 of utility spend, Rs 40,000 of insurance spend, Rs 20,000 of grocery spend and (from 1 Feb 2026) Rs 10,000 of transportation spend. |
| Spends that earn nothing | No points on fuel, rent (MCC 6513), e-wallet loads, cash; EMI and fees excluded. Government payments treated as utility. |
| Points expiry | 3 years from issuance |
Travel and perks
| Forex markup | 3.5% |
|---|
Charges and eligibility
| Interest per month | 3.75% |
|---|---|
| Late payment fee | Nil <Rs 100; Rs 100 (Rs 100-500); Rs 500 (Rs 501-1,000); Rs 600 (Rs 1,001-5,000); Rs 750 (Rs 5,001-10,000); Rs 900 (Rs 10,001-25,000); Rs 1,100 (Rs 25,001-50,000); Rs 1,300 (>Rs 50,000) |
| Cash advance fee | 2.5% min Rs 500 |
| Eligibility | Not offered to new applicants |
| Fine-print notes | Issuer product URL now redirects to the bank homepage; Card Insider lists the card as discontinued. Only MITC fee, cap and charge data could be read. Bank-wide transaction fees (MITC): 1% on rent; 1% on fuel txns above Rs 10,000; 1% on utility txns above Rs 50,000; 1% on transportation above Rs 50,000; 1% on education paid via third-party apps; 1% on wallet loads of Rs 5,000+; 2% on skill-based gaming. DCC fee on INR transactions abroad equals the card's forex markup from 15 Jan 2026. Fee-waiver spend excludes rent, government and education payments; a fee reversal forfeits annual gifts. |
Questions
- What is the annual fee of the ICICI Manchester United Signature Credit Card?
- Rs 2,499 a year, before GST. It is waived if you spend Rs 2,50,000 in a year.
- What is the forex markup on the ICICI Manchester United Signature Credit Card?
- 3.5% of each foreign-currency transaction, before GST.
- Which spends earn no rewards on the ICICI Manchester United Signature Credit Card?
- No points on fuel, rent (MCC 6513), e-wallet loads, cash; EMI and fees excluded. Government payments treated as utility.