M16S / Jammu and Kashmir Bank / J&K Bank Corporate Credit Card
mid · business
J&K Bank Corporate Credit Card
The J&K Bank Corporate Credit Card costs Rs 500 a year. Read from the issuer's own documents on 11 Oct 2026.
- Annual fee
- Rs 500+ GST
- Fee waived at
- —
- Base return
- —
- Forex markup
- —
- Interest
- 3%a month
Apply on jkb.bank.inOpens the bank’s own page.
Fees
| Joining fee | Free |
|---|---|
| Annual fee | Rs 500 |
| Fee notes | Joining nil. Fee schedule lists Annual Rs 500 and Renewal Rs 200. Forex markup not listed for this card. |
Charges and eligibility
| Interest per month | 3% |
|---|---|
| Late payment fee | Nil if amount due is up to Rs 100; Rs 250 if above Rs 100 |
| Cash advance fee | 3% per transaction, min Rs 300 (own, other-bank and overseas ATMs) |
| Fine-print notes | Bank page (schedule of fees and MITC text): finance charge 3% p.m. (36% p.a.; APR 42.57%); interest-free period 20-50 days on retail purchases if previous bill paid in full; statement on the 20th, due 20 days later; minimum due 5% of balance plus over-limit amount and EMIs; over-limit fee 2.5% (min Rs 400); card replacement Rs 200 + GST; rent payments (MCC 6513) carry a 1% fee; EMI on transactions above Rs 2,500 at 14.99% with Rs 99 processing fee and 3% pre-closure. Card valid 5 years. Portfolio was revamped and renamed in August 2026. The last ~9% of the page text (tail of the MITC) was not read. Point redemption value is not published on the page. Appears only in the fee table; no benefit description on the page. |
Questions
- What is the annual fee of the J&K Bank Corporate Credit Card?
- Rs 500 a year, before GST.