What is the annual fee of the Kotak Privy League Signature Credit Card?

Rs 2,500 a year, before GST. It is waived if you spend Rs 5,00,000 in a year.

Does the Kotak Privy League Signature Credit Card give airport lounge access?

Yes. In India: none listed. Outside India: 4 Priority Pass visits (issuer listing).

What is the forex markup on the Kotak Privy League Signature Credit Card?

2% of each foreign-currency transaction, before GST.

M16S / Kotak Mahindra Bank / Kotak Privy League Signature Credit Card

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Kotak Privy League Signature Credit Card

Kotak Mahindra BankVisaLast checked 11 Oct 2026closed to new applicants fees only

The Kotak Privy League Signature Credit Card costs Rs 2,500 a year, waived if you spend Rs 5,00,000 in a year. The forex markup is 2%. Abroad: 4 Priority Pass visits (issuer listing). Read from the issuer's own documents on 11 Oct 2026.

Annual fee: Rs 2,500+ GST
Fee waived at: Rs 5,00,000annual spend
Base return: —
Forex markup: 2%
Interest: 3.5%a month

Fees

Joining fee	Free
Annual fee	Rs 2,500
Annual spend that waives the fee	Rs 5,00,000
Fee notes	Fee-paying variant Rs 2,500 annual, waived on Rs 5 lakh retail spend; a free variant exists for Privy League clients.

Rewards

Milestone benefits	Up to 30,000 bonus points at Rs 8 lakh spend; 16 PVR tickets (issuer listing)

Travel and perks

International lounge	4 Priority Pass visits (issuer listing)
Forex markup	2%
Fuel surcharge waiver	1% on Rs 400-7,500 txns; max Rs 300 per calendar month (paid variant)

Charges and eligibility

Interest per month	3.5%
Late payment fee	By outstanding balance: <=100 nil; 100-500 Rs 100; 500-1,000 Rs 500; 1,000-5,000 Rs 600; 5,000-10,000 Rs 750; 10,000-25,000 Rs 900; 25,000-50,000 Rs 1,100; >50,000 Rs 1,300
Cash advance fee	2.5% min Rs 500
Fine-print notes	Discontinued for new applications. 2% forex applies to the fee-paying variant; free variant 3.5%. Earn rates not read. MITC surcharges: 1% on utility spend above Rs 75,000/cycle, fuel above Rs 50,000/cycle, wallet loads above Rs 10,000/cycle, online gaming above Rs 10,000/cycle, education via third-party apps; rent 1% + GST.

Questions

What is the annual fee of the Kotak Privy League Signature Credit Card?: Rs 2,500 a year, before GST. It is waived if you spend Rs 5,00,000 in a year.
Does the Kotak Privy League Signature Credit Card give airport lounge access?: Yes. In India: none listed. Outside India: 4 Priority Pass visits (issuer listing).
What is the forex markup on the Kotak Privy League Signature Credit Card?: 2% of each foreign-currency transaction, before GST.