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TVS Credit RBL Bank Credit Card

The TVS Credit RBL Bank Credit Card costs Rs 500 a year. It earns 1 point per Rs 100 in-store. Accelerated earn: 2 points per Rs 100 online. The forex markup is 3.5%. Read from the issuer's documents and an aggregator on 11 Oct 2026.

Annual fee
Rs 500+ GST
Fee waived at
—
Base return
—
Forex markup
3.5%
Interest
3.99%a month
Apply on rbl.bank.inOpens the bank’s own page.

Fees

Joining feeFree
Annual feeRs 500
Fee notesIssuer MITC: no separate joining fee; the first-year annual fee is charged upfront

Rewards

Welcome benefitunverified2,000 points on first transaction in 30 days
Reward currencyReward Points
Base earnunverified1 point per Rs 100 in-store
Accelerated earnunverified2 points per Rs 100 online

Travel and perks

Forex markup3.5%
Other freebiesIssuer listing headline: 2X points on online purchases; railway lounge access; buy 1 get 1 BookMyShow

Charges and eligibility

Interest per month3.99%
Late payment fee12.5% of total amount due, min Rs 5, max Rs 1,300
Cash advance fee2.5% min Rs 500
Fine-print notesOnly the issuer's card listing entry and the MITC fee table were read for this card; product page not fetched (fetch budget ran out). Earn rates from Card Insider's RBL listing. Issuer MITC: reward redemption fee Rs 99 + GST per redemption day; 1% fee on rent, on utility spend above Rs 50,000/month, on fuel transactions above Rs 10,000, on education via third-party apps and on FASTag/toll transactions above Rs 10,000. Offline UPI spends under Rs 2,000 at small merchants earn nothing on RuPay variants.

Questions

What is the annual fee of the TVS Credit RBL Bank Credit Card?
Rs 500 a year, before GST.
What is the forex markup on the TVS Credit RBL Bank Credit Card?
3.5% of each foreign-currency transaction, before GST.