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M16S / Yes Bank / YES BANK Zaggle Corporate Credit Card

mid · business, cobrand, rewards

YES BANK Zaggle Corporate Credit Card

The YES BANK Zaggle Corporate Credit Card charges no annual fee and no joining fee. The forex markup is 3.5%. Lounge visits in India: Complimentary domestic airport lounge visits (count not stated). Abroad: Complimentary international airport lounge visits (count not stated). Read from the issuer's own documents on 12 Oct 2026.

Annual fee
Free
Fee waived at
—
Base return
—
Forex markup
3.5%
Interest
3.75%a month
Apply on yes.bank.inOpens the bank’s own page.

Fees

Joining feeFree
Annual feeFree
Fee notesNil joining and annual membership fee (first year and renewal). Corporate-liability card; minimum amount due is 100% of the total due; interest-free period 50 days.

Rewards

Reward currencyReward Points (YES Rewardz)
Base earn6 reward points per Rs 200 (the page says 'across all categories' in one place and 'on select categories' in another)
Accelerated earnNone; a lower 2 points per Rs 200 tier applied to select merchants and is withdrawn from 15 Jul 2026 (no points on those merchants)
Reward notesbase_return_pct not computed: no rupee value per point is stated. Rewards are 'available on select cards' per the page.

Transfers

RatioThe page still advertises 10 reward points = 1 InterMile / 1 Club Vistara point; both programmes have closed, so treat as stale.

Travel and perks

Domestic loungeComplimentary domestic airport lounge visits (count not stated)
International loungeComplimentary international airport lounge visits (count not stated)
Forex markup3.5%
Fuel surcharge waiver1% on Rs 400-5,000 transactions, cap Rs 500 per statement cycle
Other freebiesCorporate name embossing; MCC, merchant and limit controls; dedicated Corporate Assist Desk.

Charges and eligibility

Interest per month3.75%
Late payment feePer statement, by statement balance: under Rs 101 nil; Rs 101-500 Rs 100; Rs 501-5,000 Rs 500; Rs 5,001-20,000 Rs 750; above Rs 20,000 Rs 1,000
Cash advance fee2.5% or Rs 300, whichever is higher; cash limit 20% of credit limit, only on corporate request
EligibilityCorporates, through YES BANK corporate banking (request-a-callback form); no published criteria.
Fine-print notesNew entry created from the issuer page read 12 Oct 2026 (URL slug 'yes-first-cobrand-corporate-credit-card'; page headed 'YES BANK Zaggle Corporate Credit Card'). Co-branded with Zaggle Prepaid Ocean Services. Foreign currency conversion charge 3.50%; separate dynamic currency conversion fee 1.5% on DCC spends. Rental and wallet transactions carry a 1% fee; rent capped at 3 transactions per 30 days. No over-limit fee; card reissue and duplicate statements free. Network not stated (page mentions both MasterCard SecureCode and Verified by Visa). segment is a placeholder for a corporate card. This is a different product from the consumer Zagg RuPay card. The commercial-card MITC was not read.

Questions

What is the annual fee of the YES BANK Zaggle Corporate Credit Card?
No annual fee.
Does the YES BANK Zaggle Corporate Credit Card give airport lounge access?
Yes. In India: Complimentary domestic airport lounge visits (count not stated). Outside India: Complimentary international airport lounge visits (count not stated).
What is the forex markup on the YES BANK Zaggle Corporate Credit Card?
3.5% of each foreign-currency transaction, before GST.