Standard Chartered Beyond: zero forex markup till 31 Dec 2026

Standard Chartered will charge no forex markup on its Beyond credit card from 21 October to 31 December 2026. The card's terms, in a file dated 30 October 2026, call it a limited-period offer. The usual markup is 2%, and it comes back after 31 December.

The waiver covers overseas transactions, transactions in a foreign currency, and payments in rupees to merchants registered overseas. The terms name no enrolment step.

Two dining and movie offers also double for the same dates. The EazyDiner offer of 25% off, up to Rs 2,500 a bill, normally works once a month; from 21 October to 31 December it works twice a month, with offer code SCB2500. The BookMyShow buy one get one offer, up to Rs 1,000 off on at least two tickets, also works twice a month in that window.

The joining vouchers have more brands. A new cardholder still gets vouchers worth Rs 15,000 once the joining fee is paid, but the list now has Taj, Luxe Gift Cards, MakeMyTrip, Fabindia, Ikea and Marks and Spencer. The February 2026 terms listed only Taj, Luxe and MakeMyTrip. The terms also say that if a brand portal needs an Indian mobile number and the holder cannot redeem, the bank may credit reward points worth Rs 15,000 instead.

The fees are unchanged. Beyond has a joining fee of Rs 15,000 and a renewal fee of Rs 25,000 from the second year. It is offered to Priority and Private Banking clients who hold at least Rs 50 lakh with the bank for two months in a row. We compared the October terms line by line with the archived February version; the other edits were wording, a governing law clause in place of an arbitration clause, and renumbering.

See our Standard Chartered Beyond page, every Standard Chartered credit card, other cards with a low forex markup, and our forex markup guide.