M16S / HSBC
Bank
HSBC credit cards
8 credit cards from HSBC, 7 open to new applicants. Sorted by annual fee, lowest first, with closed and invite-only cards last.
| Card | Annual fee | Base return | Forex | Lounge in India |
|---|---|---|---|---|
| Free | — | — | — | |
| Free | — | 3.5% | — | |
| Rs 499 | 1% | 0% | Up to 2 per quarter | |
| Rs 999 | 1.5% | 1.99% | 2 per year | |
| Rs 4,999 | — | 3.5% | 6 per year | |
| Rs 20,000 | 3% | 0.99% | Unlimited for cardholder | |
| Rs 1,10,000 | 1% | 0% | Unlimited | |
| — | — | 0% | Complimentary lounge access… |
Guides: HSBC Rewards Marketplace and Travel with Points: what HSBC India's terms say · Zero forex credit cards and forex markup: what Indian cards charge abroad · RuPay credit card on UPI: what earns, what is charged and how to judge the best RuPay card · Axis Burgundy, HDFC premier banking and others: what balance opens a credit card? · Lifetime free credit card: how to get one or get the annual fee waived, bank by bank · Credit card without a CIBIL score: first cards for students and anyone with no credit history · Credit card bill payment: statement date, due date and how long a payment takes · Credit card income tax, insurance, education and utility payments: do they earn rewards? · Rent payment through credit card: which cards earn, what it costs · How to redeem credit card points in India, programme by programme · Minimum due on a credit card: what happens if you pay only the minimum · Airport lounge access on credit cards: spend conditions, guests and add-ons · Credit card late payment charges in India, bank by bank · Fuel surcharge on credit cards: how the waiver works, and what a fuel credit card pays back · Credit card to bank transfer and cash withdrawal: what it really costs · Credit card eligibility in India: why was my application rejected?