Axis BankLast checked 12 Oct 2026closed to new applicants
The Axis AURA Credit Card costs Rs 749 a year. Its base return is 0.2% (2 EDGE RP per Rs 200). Accelerated earn: 5X EDGE RP on insurance spend. The forex markup is 3.5%. Read from the issuer's own documents on 12 Oct 2026.
AxisAURACard design not shown
Annual fee
Rs 749+ GST
Fee waived at
—
Base return
0.2%
Forex markup
3.5%
Interest
3.75%a month
Fees
Joining fee
Rs 749
Annual fee
Rs 749
Fee notes
Joining fee Rs 749; annual fee Rs 749 from year 2. No spend waiver stated.
Rewards
Welcome benefit
Decathlon and Amazon voucher of Rs 750 (no longer relevant: card closed to new applicants)
Reward currency
EDGE Reward Points
Base earn
2 EDGE RP per Rs 200
Base return
0.2%
Point value
Rs 0.20 per EDGE Reward Point (issuer value stated on other Axis card pages; not restated on this page)
Accelerated earn
5X EDGE RP on insurance spend
Caps
5X insurance earn applies on transaction amounts up to Rs 10,000
Reward notes
base_return_pct = 2 points per Rs 200 x Rs 0.20 = 0.2%. Issuer fee table shows a reward redemption fee applies ('Yes') without the amount.
Travel and perks
Forex markup
3.5%
Fuel surcharge waiver
1% on Rs 400-4,000 fuel transactions, max Rs 250 per statement cycle
Other freebies
Health and wellness: 4 free video doctor consultations a month via Practo; 4 free interactive video fitness sessions a month via Fitternity plus 16 recorded sessions; up to Rs 500 annual discount on health check-ups; minimum 30% off nutrition/diet consultations; Dining Delights 15% off up to Rs 500 once a month (min order Rs 2,500); Wednesday offers. Benefits accessed at axisbankaura.poshvine.com.
Charges and eligibility
Interest per month
3.75%
Late payment fee
Nil up to Rs 500 due; Rs 500 (501-5,000); Rs 750 (5,001-10,000); Rs 1,200 (10,001-50,000); Rs 1,300 above 50,000; plus Rs 100 per cycle if minimum due is missed two cycles running
Cash advance fee
2.5% of amount, min Rs 500
Eligibility
Closed to new applicants. Published criteria: age 18-70; resident of India or NRI.
Fine-print notes
New entry created from the issuer product page read 2026-10-12, which states: 'This credit card is no longer available.' Details are kept for existing holders. Lounge access, exclusions, expiry and network are not stated on the page.
Questions
What is the annual fee of the Axis AURA Credit Card?
Rs 749 a year, before GST.
What is the forex markup on the Axis AURA Credit Card?
3.5% of each foreign-currency transaction, before GST.