M16S / Axis Bank / SpiceJet Axis Bank Voyage Credit Card
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SpiceJet Axis Bank Voyage Credit Card
The SpiceJet Axis Bank Voyage Credit Card costs Rs 750 a year. Its base return is 0.75%. The forex markup is 3.5%. Lounge visits in India: 4 per year at select domestic airport lounges. Read from the issuer's own documents on 12 Oct 2026.
- Annual fee
- Rs 750+ GST
- Fee waived at
- —
- Base return
- 0.75%
- Forex markup
- 3.5%
- Interest
- 3.75%a month
Apply on axis.bank.inOpens the bank’s own page.
Fees
| Joining fee | Rs 750 |
|---|---|
| Annual fee | Rs 750 |
| Fee notes | Joining fee Rs 750; annual fee nil in year 1 and Rs 750 from year 2 (issuer page). No spend waiver. |
Rewards
| Welcome benefit | SpiceJet voucher worth Rs 1,500 on completing 2 transactions within 30 days of issuance |
|---|---|
| Reward currency | SpiceClub Points |
| Base earn | 3 SpiceClub points per Rs 200 on all other domestic retail and international transactions |
| Base return | 0.75% |
| Point value | Rs 0.50 per point (issuer value chart); redeemed against SpiceJet flight tickets, meal vouchers etc. on the SpiceJet app and website |
| Accelerated earn | Up to 18 per Rs 200 on SpiceJet app and website (6 from the card + 12 as SpiceClub Silver member); 6 per Rs 200 on online food orders, online bill payment and online entertainment (select MCCs) |
| Spends that earn nothing | Fuel, wallet and EMI transactions |
| Milestone benefits | 2,000 SpiceClub points at Rs 1 lakh and 3,000 at Rs 2 lakh spend in a card membership year; 1,000 points on each renewal |
| Reward notes | base_return_pct = 3 points per Rs 200 x Rs 0.50 = 0.75%, both from the issuer page. No reward redemption fee. |
Travel and perks
| Domestic lounge | 4 per year at select domestic airport lounges |
|---|---|
| International lounge | None |
| Lounge conditions | Subject to minimum spend of Rs 50,000 in the previous quarter (issuer page); guests paid |
| Forex markup | 3.5% |
| Fuel surcharge waiver | 1% on Rs 400-4,000 fuel transactions, max Rs 400 a month (issuer page) |
| Other freebies | SpiceClub Silver membership on card issuance; Dining Delights; Wednesday offers |
Charges and eligibility
| Interest per month | 3.75% |
|---|---|
| Late payment fee | Nil up to Rs 500 due; Rs 500 (501-5,000); Rs 750 (5,001-10,000); Rs 1,200 (10,001-50,000); Rs 1,300 above 50,000; plus Rs 100 per cycle if minimum due is missed two cycles running |
| Cash advance fee | 2.5% of amount, min Rs 500 |
| Eligibility | Age 18-70; resident of India |
| Fine-print notes | Issuer product page read 2026-10-12 is live as an 'Apply for' page with eligibility and documentation and no closure notice, so status open is taken as confirmed. Page confirms fees, earn rates, milestones, lounge, 3.5% forex and 3.75% interest. Point expiry is not stated. Conflicts resolved from issuer page read 2026-10-12: fuel_surcharge_waiver: MITC implied none -> issuer page states 1% refund on Rs 400-4,000, max Rs 400 a month (agrees with aggregator) | lounge_domestic: old '1 per quarter' -> issuer page '4 complimentary domestic lounge visits every year' |
Questions
- What is the annual fee of the SpiceJet Axis Bank Voyage Credit Card?
- Rs 750 a year, before GST.
- Does the SpiceJet Axis Bank Voyage Credit Card give airport lounge access?
- Yes. In India: 4 per year at select domestic airport lounges. Outside India: none listed. Conditions: Subject to minimum spend of Rs 50,000 in the previous quarter (issuer page); guests paid
- What is the forex markup on the SpiceJet Axis Bank Voyage Credit Card?
- 3.5% of each foreign-currency transaction, before GST.
- Which spends earn no rewards on the SpiceJet Axis Bank Voyage Credit Card?
- Fuel, wallet and EMI transactions