What is the annual fee of the Best Price Save Max HDFC Bank Credit Card?

Rs 1,000 a year, before GST. It is waived if you spend Rs 75,000 in a year.

Does the Best Price Save Max HDFC Bank Credit Card give airport lounge access?

Yes. In India: Up to 8 complimentary lounge visits per calendar year across 700+ lounges worldwide (page does not split domestic and international). Outside India: Included in the same 8 visits per calendar year.

What is the forex markup on the Best Price Save Max HDFC Bank Credit Card?

3.5% of each foreign-currency transaction, before GST.

Which spends earn no rewards on the Best Price Save Max HDFC Bank Credit Card?

No Reward Points or CashPoints on rent, from 1 Jan 2023 (MITC)

M16S / HDFC Bank / Best Price Save Max HDFC Bank Credit Card

mid · business, cobrand, rewards

Best Price Save Max HDFC Bank Credit Card

HDFC Bank · with Best PriceLast checked 31 Oct 2026closed to new applicants

The Best Price Save Max HDFC Bank Credit Card costs Rs 1,000 a year, waived if you spend Rs 75,000 in a year. Its base return is 0.4% (2 RP per Rs 150 on other retail spends). Accelerated earn: 6 RP per Rs 150 on Best Price spends; 4 RP per Rs 150 on IRCTC, utility and dining spends. The forex markup is 3.5%. Abroad: Included in the same 8 visits per calendar year. Read from the issuer's own documents on 31 Oct 2026.

Annual fee: Rs 1,000+ GST
Fee waived at: Rs 75,000annual spend
Base return: 0.4%
Forex markup: 3.5%
Interest: 3.75%a month

Fees

Joining fee	Rs 1,000
Annual fee	Rs 1,000
Annual spend that waives the fee	Rs 75,000
Fee notes	Joining/renewal fee Rs 1,000 + taxes (page prints it as 'Rs 1.000'); first-year fee waived on Rs 30,000 spend in the first 90 days; renewal fee waived on Rs 75,000 spend in 12 months.

Rewards

Welcome benefit	800 Reward Points on 4 or more Best Price purchases within the first 90 days (min cart Rs 150)
Reward currency	Reward Points
Base earn	2 RP per Rs 150 on other retail spends
Base return	0.4%
Point value	1 RP = Rs 0.30
Accelerated earn	6 RP per Rs 150 on Best Price spends; 4 RP per Rs 150 on IRCTC, utility and dining spends
Spends that earn nothing	No Reward Points or CashPoints on rent, from 1 Jan 2023 (MITC)
Milestone benefits	3,300 Reward Points on Rs 1.5 lakh spend in a calendar quarter
Reward notes	Base return = 2 RP/150 x Rs 0.30 = 0.40%, both stated on the issuer page. Best Price spends return 1.2%.

Travel and perks

Domestic lounge	Up to 8 complimentary lounge visits per calendar year across 700+ lounges worldwide (page does not split domestic and international)
International lounge	Included in the same 8 visits per calendar year
Forex markup	3.5%
Other freebies	Air accident cover Rs 50 lakh; overseas hospitalisation up to Rs 10 lakh; flight delay cover up to Rs 25,000; missed connecting flight cover up to Rs 25,000; up to 20% off dining via Dineout Pay; SmartPay cashback up to Rs 1,800 in the first year

Charges and eligibility

Interest per month	3.75%
Eligibility	Closed to new applicants
Fine-print notes	Legacy business co-brand with Best Price wholesale stores: 'Sourcing of this Credit Card has been stopped.' All fields from the HDFC product page read 2026-10-12. Forex markup, fuel waiver, expiry, interest and networks are not on the page.

Questions

What is the annual fee of the Best Price Save Max HDFC Bank Credit Card?: Rs 1,000 a year, before GST. It is waived if you spend Rs 75,000 in a year.
Does the Best Price Save Max HDFC Bank Credit Card give airport lounge access?: Yes. In India: Up to 8 complimentary lounge visits per calendar year across 700+ lounges worldwide (page does not split domestic and international). Outside India: Included in the same 8 visits per calendar year.
What is the forex markup on the Best Price Save Max HDFC Bank Credit Card?: 3.5% of each foreign-currency transaction, before GST.
Which spends earn no rewards on the Best Price Save Max HDFC Bank Credit Card?: No Reward Points or CashPoints on rent, from 1 Jan 2023 (MITC)