What is the annual fee of the HDFC PIXEL Times Rush Credit Card?

Rs 1,000 a year, before GST. It is waived if you spend Rs 1,00,000 in a year.

Does the HDFC PIXEL Times Rush Credit Card give airport lounge access?

No lounge access is listed for this card.

What is the forex markup on the HDFC PIXEL Times Rush Credit Card?

3.5% of each foreign-currency transaction, before GST.

Which spends earn no rewards on the HDFC PIXEL Times Rush Credit Card?

Fuel, wallet, rent, government, EMI, cash advances

M16S / HDFC Bank / HDFC PIXEL Times Rush Credit Card

entry · cobrand, rewards, upi

HDFC PIXEL Times Rush Credit Card

HDFC Bank · with Times InternetLast checked 31 Oct 2026

The HDFC PIXEL Times Rush Credit Card costs Rs 1,000 a year, waived if you spend Rs 1,00,000 in a year. Its base return is 0.25% (2 RP per Rs 200 on UPI and other eligible spends). The forex markup is 3.5%. It lists no airport lounge access. Read from an aggregator, not the issuer on 31 Oct 2026.

Annual fee: Rs 1,000+ GST
Fee waived at: Rs 1,00,000annual spend
Base return: 0.25%
Forex markup: 3.5%
Interest: 3.75%a month

Fees

Joining feeunverified	Rs 1,000
Annual feeunverified	Rs 1,000
Annual spend that waives the fee	Rs 1,00,000
Fee notes	Annual fee waived on Rs 1 lakh annual spend (aggregator).

Rewards

Welcome benefitunverified	6 months Sony LIV Premium, 4 months Spotify Premium, PUMA discount
Reward currency	Reward Points
Base earnunverified	2 RP per Rs 200 on UPI and other eligible spends
Base return	0.25%
Point valueunverified	1 RP = Rs 0.25 in PayZapp wallet; min 2,000 RP
Accelerated earnunverified	10X RP on two chosen brand packs (Swiggy & Zepto, Cleartrip & Uber, Decathlon & Urban Company, Amazon & Flipkart); 5X on SmartBuy
Capsunverified	Accelerated categories capped at 2,000 RP per billing cycle
Spends that earn nothing	Fuel, wallet, rent, government, EMI, cash advances
Reward notes	Base return = 2 RP/200 x Rs 0.25.

Travel and perks

Domestic lounge	None
International lounge	None
Forex markupunverified	3.5%
Fuel surcharge waiverunverified	1%, cap Rs 250 per billing cycle
Other freebiesunverified	25% off BookMyShow and Cinepolis tickets; Times events access

Charges and eligibility

Interest per month	3.75%
Late payment fee	On outstanding balance: up to Rs 100 nil; 101-500 Rs 100; 501-1,000 Rs 500; 1,001-5,000 Rs 600; 5,001-10,000 Rs 750; 10,001-25,000 Rs 900; 25,001-50,000 Rs 1,100; above 50,000 Rs 1,300 (MITC)
Cash advance fee	2.5% of amount, min Rs 500
Eligibility	Salaried: age 21-60, above Rs 8,000/month; self-employed: ITR above Rs 6 lakh; not for existing HDFC cardholders (aggregator)
Fine-print notes	Not found on HDFC's listing page text or in the legible MITC fee rows; all product facts are from Card Insider (page dated 15 Sep 2026). Late fee, cash advance fee and interest are MITC defaults. Bank-wide charges per MITC: 1% fee on rent payments (cap Rs 4,999/txn); 1% on utility spends above Rs 50,000/month (Rs 75,000 on business cards); 1% on wallet loads above Rs 10,000/month (PayZapp exempt); 1% on fuel spends above Rs 15,000/month (Rs 30,000 business); 1% on online skill gaming above Rs 10,000/month; 1% on education paid via third-party apps; 1% + GST on railway tickets; 1.75% markup on INR transactions at overseas merchants from 15 May 2026. Points lapse if the card is unused for 365 days.

Questions

What is the annual fee of the HDFC PIXEL Times Rush Credit Card?: Rs 1,000 a year, before GST. It is waived if you spend Rs 1,00,000 in a year.
Does the HDFC PIXEL Times Rush Credit Card give airport lounge access?: No lounge access is listed for this card.
What is the forex markup on the HDFC PIXEL Times Rush Credit Card?: 3.5% of each foreign-currency transaction, before GST.
Which spends earn no rewards on the HDFC PIXEL Times Rush Credit Card?: Fuel, wallet, rent, government, EMI, cash advances