What is the forex markup on the City Union CUB Dhi FD Backed / Campus Credit Card?

0% of each foreign-currency transaction, before GST.

Which spends earn no rewards on the City Union CUB Dhi FD Backed / Campus Credit Card?

Fuel, rent, cash advances, government transactions, balance transfers, EMI, fees and charges (product page, general).

M16S / City Union Bank / City Union CUB Dhi FD Backed / Campus Credit Card

entry · secured, lifetime-free

City Union CUB Dhi FD Backed / Campus Credit Card

City Union Bank · with 42 Card Solutions (Dhi)Last checked 11 Oct 2026

The City Union CUB Dhi FD Backed / Campus Credit Card charges no annual fee and no joining fee. It earns Cashback at eligible merchant categories; rate not stated in MITC for this variant. The forex markup is 0%. Read from the issuer's own documents on 11 Oct 2026.

Annual fee: Free
Fee waived at: —
Base return: —
Forex markup: 0%
Interest: 3.5%a month

Apply on cityunionbank.bank.inOpens the bank’s own page.

Fees

Joining fee	Free
Annual fee	Free
Fee notes	No joining or annual fee.

Rewards

Reward currency	Cashback
Base earnunverified	Cashback at eligible merchant categories; rate not stated in MITC for this variant
Spends that earn nothing	Fuel, rent, cash advances, government transactions, balance transfers, EMI, fees and charges (product page, general).

Travel and perks

Forex markup	0%
Fuel surcharge waiver	1% surcharge waived up to Rs 40,000 fuel spend per calendar month, max Rs 8,000 per transaction

Charges and eligibility

Interest per month	3.5%
Late payment fee	Rs 350 if outstanding up to Rs 25,000; Rs 450 above; 3-day grace
Cash advance fee	5% or Rs 250, whichever is higher; abroad 2.5% min Rs 500
Eligibility	FD of at least Rs 10,000 in a single individual's name on auto-renewal; limit 90% of pledged FD; one FD secured card at a time.
Fine-print notes	Foreign currency surcharge is nil for the FD Backed / Campus variant per MITC v27 (Feb 2026). Network not named in the MITC. Whether new applications are open is not stated.

Questions

What is the annual fee of the City Union CUB Dhi FD Backed / Campus Credit Card?: No annual fee.
What is the forex markup on the City Union CUB Dhi FD Backed / Campus Credit Card?: 0% of each foreign-currency transaction, before GST.
Which spends earn no rewards on the City Union CUB Dhi FD Backed / Campus Credit Card?: Fuel, rent, cash advances, government transactions, balance transfers, EMI, fees and charges (product page, general).