M16S / Secured credit cards against a fixed deposit
69 cards
Secured credit cards against a fixed deposit
69 credit cards in India issued against a fixed deposit, from 24 banks. 66 are open to new applicants. Sorted by annual fee, lowest first, with closed and invite-only cards last.
Included when the card is issued against a fixed deposit with the bank.
| Card | Annual fee | Base return | Forex | Lounge in India |
|---|---|---|---|---|
AU NOMO Credit CardAU Small Finance Bank | Free | 0.5% | 0.99% | 2 airport lounge visits per… |
 Bank of Baroda BOBCARD PrimeBank of Baroda fees only | Free | — | 3.5% | — |
Bank of India SwaDhan RuPay Platinum Credit CardBank of India | Free | 0.5% | — | — |
Canara Mastercard Gold Secured Credit CardCanara Bank | Free | 0.5% | 3% | — |
Canara RuPay Platinum Secured Credit CardCanara Bank | Free | 0.5% | 3% | 2 per quarter, maximum 4 per year |
Canara RuPay Select Secured Credit CardCanara Bank | Free | 0.5% | 3% | 2 per quarter (primary… |
Canara Visa Gold Secured Credit CardCanara Bank | Free | 0.5% | 3% | — |
City Union CUB Dhi FD Backed / Campus Credit CardCity Union Bank | Free | — | 0% | — |
City Union CUB Kavach Secured Credit CardCity Union Bank fees only | Free | — | 2% | — |
DCB Niyo Global Credit CardDCB Bank | Free | — | 0% | — |
DCB ZET Credit CardDCB Bank fees only | Free | — | 2.49% | — |
DCB novio Credit Card (RuPay Platinum)DCB Bank fees only | Free | — | 2.5% | — |
DCB novio Credit Card (RuPay Select)DCB Bank fees only | Free | — | 2.5% | 1 per quarter (4 a year), RuPay… |
ESAF FD Backed Credit Card (INORI secured)ESAF Small Finance Bank fees only | Free | — | 2.5% | — |
ICICI Instant Platinum (against Fixed Deposit) Credit CardICICI Bank fees only | Free | — | 3.5% | — |
 IDFC Business Max Credit CardIDFC First Bank fees only | Free | — | — | — |
 IDFC Business Multiplier Credit CardIDFC First Bank | Free | 1.25% | 0% | Complimentary (count not stated) |
 IDFC FIRST WOW! Credit CardIDFC First Bank | Free | 0.5% | 0% | — |
 IDFC Quantum+ Credit CardIDFC First Bank | Free | 1% | 0% | — |
Indian Overseas IOB SalarySe Rise UP RuPay Platinum Credit CardIndian Overseas Bank | Free | — | 2% | — |
Indian Overseas IOB ZET Credit CardIndian Overseas Bank | Free | — | 2.49% | — |
Indian Overseas IOB novio Platinum Credit CardIndian Overseas Bank fees only | Free | — | 2.49% | 1 per quarter (4 per year) |
Indian Overseas IOB novio Select Credit CardIndian Overseas Bank fees only | Free | — | 2.49% | 2 per quarter |
IndusInd Secured Credit Card (against Fixed Deposit)IndusInd Bank | Free | — | — | — |
 Kotak 811 Dream Different Credit CardKotak Mahindra Bank | Free | 0.2% | 2% | — |
Kotak Mahindra Kotak811 Super Money Credit CardKotak Mahindra Bank | Free | 1% | 2% | — |
Niyo SBM Global Credit CardSBM Bank India | Free | 0% | 0% | — |
SBM Magnet Credit CardSBM Bank India fees only | Free | — | 2.49% | — |
 SBM MobiKwik First Credit CardSBM Bank India | Free | 1% | 3% | — |
 SBM ZET Credit CardSBM Bank India fees only | Free | — | 2.49% | — |
South Indian Secured SIB One Co-Branded Credit CardSouth Indian Bank | Free | 0.2% | 1% | — |
 Suryoday SFB RuPay Platinum Credit CardSuryoday Small Finance Bank | Free | 0.5% | 2.5% | Flight discounts and lounge… |
Tamilnad Mercantile TMB Platinum Credit CardTamilnad Mercantile Bank fees only | Free | — | 3.5% | — |
Tamilnad Mercantile TMB Vibe360 Credit CardTamilnad Mercantile Bank fees only | Free | — | 3.5% | — |
Utkarsh Wish Credit CardUtkarsh Small Finance Bank | Free | 1% | 3.5% | — |
Utkarsh superCardUtkarsh Small Finance Bank | Free | 1% | 3.5% | — |
 Suryoday SFB RuPay Select Credit CardSuryoday Small Finance Bank | Rs 150 | 0.5% | 2.5% | Complimentary lounge access… |
 Suryoday SFB Stable Money RuPay Select Credit CardSuryoday Small Finance Bank | Rs 150 | 0.5% | 2.5% | 8 domestic lounge visits per… |
SBM Kredit.Pe Credit CardSBM Bank India | Rs 199 | — | 3.5% | — |
HDFC PIXEL Go Credit CardHDFC Bank | Rs 250 | 1% | 3.5% | — |
SBM novio Credit CardSBM Bank India | Rs 299 | — | 2.49% | — |
DCB PayLess Platinum Credit CardDCB Bank | Rs 350 | 0.5% | 3.5% | 1 per quarter (4 a year), RuPay… |
IDBI Imperium Platinum Credit CardIDBI Bank | Rs 499 | 0.33% | 3.5% | — |
 IDFC FIRST EARN Credit CardIDFC First Bank | Rs 499 | 0.5% | 0% | — |
SimplyCLICK Advantage SBI CardState Bank of India (SBI Card) | Rs 499 | 0.25% | 3.5% | — |
SimplySAVE Advantage SBI CardState Bank of India (SBI Card) | Rs 499 | 0.17% | 3.5% | — |
Axis My Zone Easy Credit CardAxis Bank | Rs 500 | 0.4% | 3.5% | — |
HDFC PIXEL Play Credit CardHDFC Bank | Rs 500 | 1% | 3.5% | — |
| Rs 500 | 0.5% | 3.5% | 1 per quarter (NRI secured… | |
 IDFC FIRST WOW! Black Credit CardIDFC First Bank | Rs 750 | 1.33% | 0% | 1 per quarter (4 per year) |
DCB PayLess Select Credit CardDCB Bank | Rs 1,000 | 1% | 3.5% | 2 per quarter (8 a year), RuPay… |
Equitas Tiga Secured Credit CardEquitas Small Finance Bank | Rs 1,000 | 0.15% | 3.5% | — |
IDFC Hello Cashback Credit CardIDFC First Bank | Rs 1,000 | 1% | 0% | — |
Axis Privilege Easy Credit CardAxis Bank | Rs 1,500 | 1% | 3.5% | 2 per calendar quarter at… |
SBI Card PRIME NRI SecuredState Bank of India (SBI Card) fees only | Rs 1,500 | — | 1.99% | — |
Equitas Selfe Secured Credit CardEquitas Small Finance Bank | Rs 2,000 | 0.7% | 3.5% | — |
ICICI Rubyx Credit Card against Fixed DepositICICI Bank fees only | Rs 2,000 | — | 3.5% | — |
SBI Card PRIME AdvantageState Bank of India (SBI Card) fees only | Rs 2,999 | — | 3.5% | 8 per year |
IndiGo IDFC FIRST Dual CardIDFC First Bank | Rs 4,999 | — | 0% | — |
SBI Card ELITE AdvantageState Bank of India (SBI Card) | Rs 4,999 | 0.5% | 1.99% | 2 per quarter |
Indian IB Secured Credit Card (VISA / RuPay, against term deposit)Indian Bank fees only | — | — | — | — |
IndianOil Easy Axis Bank Credit CardAxis Bank fees only | — | — | 3.5% | — |
 SBM Paisabazaar Paisa Plus Credit CardSBM Bank India fees only | — | — | — | — |
SBM Paisabazaar Step-Up Credit CardSBM Bank India fees only | — | — | — | — |
SBM Secured Credit CardSBM Bank India fees only | — | — | — | — |
Suryoday SFB Stable Money RuPay Platinum Credit CardSuryoday Small Finance Bank | — | 0.5% | 2.5% | — |
 SBI Card UnnatiState Bank of India (SBI Card) closed to new applicants | Rs 499 | 0.25% | 3.5% | — |
Equitas PowerMiles Secured Credit CardEquitas Small Finance Bank invite-only | Rs 5,000 | 1.5% | 2% | — |
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