What is the annual fee of the Etihad Guest SBI Card?

Rs 1,499 a year, before GST. It is waived if you spend Rs 3,00,000 in a year.

Does the Etihad Guest SBI Card give airport lounge access?

Yes. In India: 8 per year, max 2 per quarter. Outside India: Priority Pass membership worth USD 99; no free visit count stated.

M16S / State Bank of India (SBI Card) / Etihad Guest SBI Card

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Etihad Guest SBI Card

State Bank of India (SBI Card) · with Etihad GuestVisaLast checked 12 Oct 2026closed to new applicants

The Etihad Guest SBI Card costs Rs 1,499 a year, waived if you spend Rs 3,00,000 in a year. It earns 1 Etihad Guest Mile per Rs 100 on other spends, except fuel. Accelerated earn: 3 miles per Rs 100 on Etihad.com; 2 miles per Rs 100 on international spends. Lounge visits in India: 8 per year, max 2 per quarter. Abroad: Priority Pass membership worth USD 99; no free visit count stated. Read from the issuer's own documents on 12 Oct 2026.

Annual fee: Rs 1,499+ GST
Fee waived at: Rs 3,00,000annual spend
Base return: —
Forex markup: —
Interest: —

Fees

Joining fee	Rs 1,499
Annual fee	Rs 1,499
Annual spend that waives the fee	Rs 3,00,000
Fee notes	Annual fee Rs 1,499, renewal Rs 1,499 from second year; renewal fee reversible if previous year's spend is Rs 3 lakh or more. Add-on card free.

Rewards

Welcome benefit	2,500 Etihad Guest Miles within 30 days of annual-fee payment; Etihad Guest Silver tier after first transaction; 1 free Wi-Fi voucher on first Etihad booking
Reward currency	Etihad Guest Miles
Base earn	1 Etihad Guest Mile per Rs 100 on other spends, except fuel
Point value	No rupee value stated; miles redeem for flights, hotels, car rentals or products at etihadguest.com
Accelerated earn	3 miles per Rs 100 on Etihad.com; 2 miles per Rs 100 on international spends
Spends that earn nothing	Fuel
Milestone benefits	5,000 Etihad Guest Miles at Rs 5 lakh annual spend; 1 companion voucher at Rs 10 lakh annual spend
Reward notes	base_return_pct left null: miles are earned directly in Etihad Guest and the issuer states no rupee value per mile.

Transfers

Partners	Etihad Guest
Ratio	Earned directly as Etihad Guest Miles

Travel and perks

Domestic lounge	8 per year, max 2 per quarter
International lounge	Priority Pass membership worth USD 99; no free visit count stated
Fuel surcharge waiver	1% on fuel txns Rs 500-4,000, cap Rs 250 per statement cycle per card account
Other freebies	Fraud liability cover Rs 50,000; lost baggage allowance up to USD 1,000; Priority Pass membership

Charges and eligibility

Fine-print notes	New entry created from the issuer product page read 2026-10-12. The page carries an 'Important Message': from Dec 2025 Etihad Guest SBI Credit Cards are phased out and a Miles SBI Credit Card is issued in their place; the Etihad card is deactivated on activation of the new card or on 31 Mar 2026, whichever is earlier. So the card can no longer be applied for or used; benefits below are as still shown on the page. Spends already made on the Etihad card count towards the new card's fee-reversal milestone in the same fee cycle. Forex markup, interest, late fee and cash-advance fee were not read for this card (not on the page). Fees exclude GST. The page's network-offer block says 'valid until 31 December 2018', so parts of the page are dated.

Fine-print notes

New entry created from the issuer product page read 2026-10-12. The page carries an 'Important Message': from Dec 2025 Etihad Guest SBI Credit Cards are phased out and a Miles SBI Credit Card is issued in their place; the Etihad card is deactivated on activation of the new card or on 31 Mar 2026, whichever is earlier. So the card can no longer be applied for or used; benefits below are as still shown on the page. Spends already made on the Etihad card count towards the new card's fee-reversal milestone in the same fee cycle. Forex markup, interest, late fee and cash-advance fee were not read for this card (not on the page). Fees exclude GST. The page's network-offer block says 'valid until 31 December 2018', so parts of the page are dated.

Questions

What is the annual fee of the Etihad Guest SBI Card?: Rs 1,499 a year, before GST. It is waived if you spend Rs 3,00,000 in a year.
Does the Etihad Guest SBI Card give airport lounge access?: Yes. In India: 8 per year, max 2 per quarter. Outside India: Priority Pass membership worth USD 99; no free visit count stated.
Which spends earn no rewards on the Etihad Guest SBI Card?: Fuel