M16S / Travel credit cards
177 cards
Travel credit cards
177 credit cards in India built for travel, from 27 banks. 106 are open to new applicants. Sorted by annual fee, lowest first, with closed and invite-only cards last.
Included when the card is built around travel: air miles, hotel or airline co-brands, travel rewards.
| Card | Annual fee | Base return | Forex | Lounge in India |
|---|---|---|---|---|
 Bank of Baroda BOBCARD Scapia Credit CardBank of Baroda | Free | — | 0% | Unlimited domestic lounge… |
DCB Niyo Global Credit CardDCB Bank | Free | — | 0% | — |
Federal Celesta Credit CardFederal Bank | Free | 0.25% | 2% | 2 per quarter (spend-gated) |
 IDFC FIRST WOW! Credit CardIDFC First Bank | Free | 0.5% | 0% | — |
IndusInd Pinnacle World Credit CardIndusInd Bank | Free | 0.75% | 3.5% | 1 per calendar quarter; from… |
IndusInd Tiger Credit CardIndusInd Bank | Free | 0.4% | 1.5% | 2 per calendar quarter (8 a year) |
Niyo SBM Global Credit CardSBM Bank India | Free | 0% | 0% | — |
Scapia Axis Bank Credit CardAxis Bank | Free | 2% | 0% | Unlimited at 100+ airports in… |
Scapia Federal Credit CardFederal Bank | Free | 2% | 0% | Unlimited (spend-gated) |
YES BANK Niyo Credit CardYes Bank | Free | 0.2% | 0% | — |
 ixigo AU Credit CardAU Small Finance Bank | Free | 2.5% | 0% | 8 airport lounge visits per… |
 Bank of Baroda IRCTC BOBCARDBank of Baroda | Rs 350 | 0.5% | 3.5% | Railway lounges: 4 per year (1… |
Standard Chartered EaseMyTrip Credit CardStandard Chartered | Rs 350 | 0.5% | 3.5% | 2 complimentary visits per… |
IRCTC HDFC Bank Credit CardHDFC Bank | Rs 500 | 1% | 3.5% | 8 IRCTC Executive Lounge visits… |
IRCTC RBL Bank Credit CardRBL Bank | Rs 500 | 0.5% | 3.5% | 8 railway lounge visits a year… |
IRCTC SBI Card (RuPay)State Bank of India (SBI Card) | Rs 500 | 0.8% | 3.5% | 4 railway lounge visits per… |
 IRCTC SBI Platinum CardState Bank of India (SBI Card) | Rs 500 | 0.8% | 3.5% | 4 railway lounge visits per… |
| Rs 750 | — | 3.5% | 2 per quarter (8 a year) | |
 IDFC FIRST WOW! Black Credit CardIDFC First Bank | Rs 750 | 1.33% | 0% | 1 per quarter (4 per year) |
| Rs 750 | 0.75% | 3.5% | 4 per year at select domestic… | |
IndiGo Axis Bank Credit CardAxis Bank | Rs 799 | — | 3.5% | 1 per quarter |
Karur Vysya KVB Honour Credit CardKarur Vysya Bank | Rs 999 | — | 3.5% | 4 complimentary visits within… |
 Kotak Air Credit CardKotak Mahindra Bank | Rs 999 | 1% | 3.5% | 4 per year, max 2 per calendar… |
 MakeMyTrip ICICI Bank Credit CardICICI Bank | Rs 999 | 1% | 0.99% | 2 per quarter |
YES First Business Credit CardYes Bank | Rs 999 | 1% | 2% | 2 per quarter (spend-gated) |
 Bank of Baroda BOBCARD PremierBank of Baroda | Rs 1,000 | 0.5% | 3.5% | 1 complimentary domestic… |
| Rs 1,000 | 1% | 3.5% | 2 lounge vouchers per calendar… | |
| Rs 1,000 | 0.25% | 0% | 1 per calendar quarter | |
 IDBI Euphoria World Credit CardIDBI Bank | Rs 1,499 | 0.75% | 3.5% | Complimentary at select… |
 IRCTC SBI Card PremierState Bank of India (SBI Card) | Rs 1,499 | 0.8% | 3.5% | — |
IndiGo SBI CardState Bank of India (SBI Card) | Rs 1,499 | — | 3.5% | 4 per year, max 1 per quarter |
SBI Card MILESState Bank of India (SBI Card) | Rs 1,499 | 0.5% | 3% | 4 per year, max 2 per quarter;… |
IndiGo Kotak Credit CardKotak Mahindra Bank | Rs 1,500 | — | 3.5% | — |
J&K Bank Eminent Credit CardJammu and Kashmir Bank | Rs 1,500 | — | 1.99% | 2 per quarter |
Punjab National Luxura Metal Credit Card (Visa Infinite)Punjab National Bank | Rs 1,999 | 1% | 0% | Unlimited |
AU Ananta Credit CardAU Small Finance Bank | Rs 2,000 | 0.5% | 3.49% | 4 per calendar quarter, primary… |
Punjab National EMT (EaseMyTrip) RuPay Platinum Credit CardPunjab National Bank | Rs 2,000 | 0.25% | 3.5% | 2 per quarter |
| Rs 2,000 | 1.5% | 3.5% | 8 per year at select domestic… | |
Union Unicorn RuPay Credit CardUnion Bank of India | Rs 2,400 | 1% | 3% | 8 per year |
Bandhan Flare Credit CardBandhan Bank | Rs 2,499 | 1.25% | 1.99% | 4 per calendar quarter (16 a year) |
 Bank of Baroda BOBCARD EternaBank of Baroda | Rs 2,499 | 0.75% | 2% | Unlimited domestic airport… |
 Bank of Baroda BOBCARD TiaraBank of Baroda | Rs 2,499 | 0.75% | 2% | Unlimited domestic airport… |
Bank of Baroda Indian Navy Varunah Premium BOBCARDBank of Baroda | Rs 2,499 | 0.75% | 2% | Unlimited domestic lounge… |
YES Reserv Credit CardYes Bank | Rs 2,499 | 1.5% | 2% | 3 per quarter (spend-gated) |
Bank of Baroda BOBCARD Etihad GuestBank of Baroda | Rs 2,500 | — | 1% | 8 per year (2 per quarter) |
 HDFC Regalia Gold Credit CardHDFC Bank | Rs 2,500 | 1.25% | 2% | 12 per year in India: 3 per… |
 IDFC Ashva Credit CardIDFC First Bank | Rs 2,999 | 1.33% | 0% | 4 per quarter |
 KrisFlyer SBI CardState Bank of India (SBI Card) | Rs 2,999 | — | 3.5% | 1 per quarter |
SBI Card MILES PRIMEState Bank of India (SBI Card) | Rs 2,999 | 1% | 2.5% | 8 per year, max 2 per quarter;… |
SBI Card PRIMEState Bank of India (SBI Card) | Rs 2,999 | 0.5% | 3.5% | 8 per year, max 2 per quarter |
Axis Horizon Credit CardAxis Bank | Rs 3,000 | 2% | 3.5% | 6 per quarter (Mastercard… |
Axis Select Credit CardAxis Bank | Rs 3,000 | 1% | 3.5% | 2 per quarter |
 IDFC Diamond Reserve Credit CardIDFC First Bank | Rs 3,000 | 0.5% | 0% | 2 per quarter |
IndiGo Kotak Premium (XL) Credit CardKotak Mahindra Bank | Rs 3,000 | — | 3.5% | 8 per year (2 per calendar… |
Kotak Air+ Credit CardKotak Mahindra Bank | Rs 3,000 | 2% | 2% | 4 per calendar year, max 2 per… |
Kotak Air+ Prime Credit CardKotak Mahindra Bank | Rs 3,000 | 2% | 2% | 4 per year, max 2 per calendar… |
| Rs 3,000 | 0.67% | 3.5% | 12 per year within India… | |
RBL World Safari Credit CardRBL Bank | Rs 3,000 | — | 0% | 2 per quarter |
RBL iGlobe Credit CardRBL Bank | Rs 3,000 | — | 1.5% | 2 per calendar quarter |
Axis Executive Corporate Credit CardAxis Bank | Rs 3,500 | 0.4% | 2% | 4 per quarter at airports in India |
 ICICI NRI Sapphiro Credit CardICICI Bank fees only | Rs 3,500 | — | 3.5% | 4 per quarter |
 ICICI Sapphiro Credit CardICICI Bank | Rs 3,500 | 0.5% | 3.5% | 4 per quarter (2 per variant… |
| Rs 3,500 | — | 3.5% | 4 per quarter at Mastercard… | |
City Union CUB CSK Master World Credit CardCity Union Bank | Rs 4,000 | 1% | 0% | Airport lounge access is… |
City Union CUB SRH Master World Credit CardCity Union Bank | Rs 4,000 | 1% | 0% | Airport lounge access is… |
| Rs 4,500 | — | 3.5% | 8 per quarter at Mastercard… | |
AU Traverse (NRI) Credit CardAU Small Finance Bank | Rs 4,999 | — | 0.99% | 2 complimentary domestic or… |
 AU Zenith+ Credit CardAU Small Finance Bank | Rs 4,999 | 1% | 0.99% | 16 per year (4 per quarter) |
| Rs 4,999 | — | 3.5% | 6 per year | |
IndiGo IDFC FIRST Dual CardIDFC First Bank | Rs 4,999 | — | 0% | — |
 IndiGo SBI Card ELITEState Bank of India (SBI Card) | Rs 4,999 | — | 3.5% | 8 per year, max 2 per quarter |
 SBI Card ELITEState Bank of India (SBI Card) | Rs 4,999 | 0.5% | 1.99% | 2 per quarter (8 per year) |
 SBI Card MILES ELITEState Bank of India (SBI Card) | Rs 4,999 | 1% | 1.99% | 8 per year, max 2 per quarter;… |
YES Marquee Credit CardYes Bank | Rs 4,999 | 2.25% | 1% | 6 per quarter (spend-gated) |
| Rs 5,000 | — | 3.5% | 4 per quarter | |
Bank of Baroda BOBCARD Etihad Guest PremiumBank of Baroda | Rs 5,000 | — | 0% | 12 per year |
| Rs 5,000 | — | 3.5% | 2 per quarter | |
Equitas PowerMiles Credit CardEquitas Small Finance Bank | Rs 5,000 | 1.5% | 2% | 2 per calendar quarter (select… |
IndiGo Axis Bank Premium Credit CardAxis Bank | Rs 5,000 | — | 2.5% | 2 per quarter |
IndusInd Avios Visa Infinite Credit CardIndusInd Bank | Rs 5,000 | — | 1.5% | 2 per calendar quarter |
 IndusInd Celesta Credit CardIndusInd Bank | Rs 5,000 | 0.75% | 3.5% | Aggregator: unlimited, one… |
 Standard Chartered Ultimate Credit CardStandard Chartered | Rs 5,000 | 3.33% | 2% | 4 complimentary visits per… |
 IDFC Mayura Credit CardIDFC First Bank | Rs 5,999 | 1.67% | 0% | 4 per quarter, including 1… |
| Rs 6,000 | 1% | 0% | 2 per calendar quarter | |
| Rs 7,000 | — | 1.5% | 2 per calendar quarter | |
Punjab National Luxura Metal Credit Card (RuPay Ekaa)Punjab National Bank | Rs 7,500 | 1% | 0% | Unlimited for the cardholder |
AU Zenith Credit CardAU Small Finance Bank | Rs 7,999 | 0.75% | 3.49% | 8 per year (2 per quarter) |
Bandhan Lumina Credit CardBandhan Bank | Rs 9,999 | 2% | 1% | 8 per calendar quarter at… |
KrisFlyer SBI Card ApexState Bank of India (SBI Card) | Rs 9,999 | — | 3.5% | 2 per quarter |
| Rs 10,000 | — | 3.5% | Unlimited, primary only | |
| Rs 10,000 | 3.33% | 2% | Unlimited, primary and add-on | |
| Rs 10,000 | 3.33% | 2% | Unlimited, primary and add-on… | |
 IndusInd Crest Credit CardIndusInd Bank | Rs 10,000 | 0.75% | 3.5% | Aggregator: 2 per quarter.… |
 IndusInd Indulge Credit CardIndusInd Bank | Rs 10,000 | 1.5% | 1.8% | Aggregator: 6 per quarter on Rs… |
Bank of India Celestia Credit CardBank of India | Rs 11,999 | 0.5% | — | 2 per quarter |
 ICICI Emeralde Credit CardICICI Bank | Rs 12,000 | 1% | 2% | Unlimited, primary cardholder |
Union Bank of India NEXTERIA Credit CardUnion Bank of India | Rs 12,499 | 1% | 3% | Unlimited for cardholder |
Axis Magnus Credit CardAxis Bank | Rs 12,500 | 2.4% | 2% | Unlimited visits to select… |
Kotak White Reserve Credit CardKotak Mahindra Bank | Rs 12,500 | — | 2% | Unlimited for primary and add-on |
RBL Nova Credit CardRBL Bank | Rs 12,500 | 2% | 2% | 12 per year |
| Rs 20,000 | 3% | 0.99% | Unlimited for cardholder | |
Karur Vysya KVB Eternis Credit CardKarur Vysya Bank | Rs 29,999 | 2% | 0% | — |
Axis Magnus for Burgundy Credit CardAxis Bank | Rs 30,000 | 4.8% | 2% | Unlimited for primary and… |
| Rs 1,10,000 | 1% | 0% | Unlimited | |
Axis Central Travel Account CardAxis Bank fees only | — | — | — | — |
| — | — | 3.5% | Complimentary access at select… | |
Club Vistara SBI CardState Bank of India (SBI Card) closed to new applicants | Free | — | 3.5% | 4 per year, max 1 per quarter… |
 Club Vistara SBI Card PRIMEState Bank of India (SBI Card) closed to new applicants | Free | — | 3.5% | 8 per year, max 2 per quarter |
 IndusInd Pioneer Legacy Credit CardIndusInd Bank invite-only | Free | 1% | 1.8% | 1 per calendar quarter; from… |
 MakeMyTrip ICICI Bank Platinum Credit CardICICI Bank closed to new applicants | Free | 0.5% | 3.5% | 1 per quarter; railway lounge 1… |
MakeMyTrip ICICI Bank Signature Credit CardICICI Bank closed to new applicants | Free | 0.63% | 3.5% | 2 per quarter; railway lounge 1… |
Yatra SBI CardState Bank of India (SBI Card) closed to new applicants | Rs 499 | 0.25% | 3.5% | — |
6E Rewards - IndiGo HDFC Bank Credit CardHDFC Bank closed to new applicants | Rs 500 | 1% | 3.5% | — |
JetPrivilege HDFC Bank Titanium Credit CardHDFC Bank closed to new applicants | Rs 500 | — | — | — |
YES First Preferred Credit CardYes Bank closed to new applicants | Rs 999 | 1% | 2% | Spend-gated; visit count not found |
 Emirates Skywards ICICI Bank Rubyx Credit CardICICI Bank closed to new applicants | Rs 1,000 | — | 3.5% | 1 per quarter |
 HDFC Diners ClubMiles Credit CardHDFC Bank closed to new applicants | Rs 1,000 | 1% | 3.5% | 6 complimentary lounge visits a… |
HDFC Superia Credit CardHDFC Bank closed to new applicants | Rs 1,000 | — | 3.5% | — |
 Air India SBI Platinum CardState Bank of India (SBI Card) closed to new applicants | Rs 1,499 | — | 3.5% | 4 per year, max 1 per quarter |
Etihad Guest SBI CardState Bank of India (SBI Card) closed to new applicants | Rs 1,499 | — | — | 8 per year, max 2 per quarter |
6E Rewards XL - IndiGo HDFC Bank Credit CardHDFC Bank closed to new applicants | Rs 1,500 | 2% | 2.5% | 8 per year (2 per quarter) |
Axis Bank Vistara Credit CardAxis Bank closed to new applicants | Rs 1,500 | — | 3.5% | 2 complimentary visits at… |
HDFC Business Regalia Credit CardHDFC Bank closed to new applicants | Rs 2,500 | 1% | 3.5% | Up to 8 per year: 2 per… |
HDFC Diners Club Premium Credit CardHDFC Bank closed to new applicants | Rs 2,500 | 1% | 3.5% | — |
 HDFC Doctor's Regalia Credit CardHDFC Bank closed to new applicants | Rs 2,500 | 1.33% | 3.5% | 12 per calendar year within… |
HDFC Regalia Activ Credit CardHDFC Bank closed to new applicants | Rs 2,500 | 1% | 3.5% | 12 per year within India… |
 HDFC Regalia Credit CardHDFC Bank closed to new applicants | Rs 2,500 | 1% | 3.5% | Up to 8 per year: 2 vouchers… |
InterMiles HDFC Bank Signature Credit CardHDFC Bank closed to new applicants | Rs 2,500 | — | — | 16 per year (4 per quarter) at… |
 Axis Bank Vistara Signature Credit CardAxis Bank closed to new applicants | Rs 3,000 | — | 3.5% | 2 complimentary visits at… |
 Amex Gold Corporate CardAmerican Express closed to new applicants | Rs 3,100 | — | 3.5% | Discounted access to 25+… |
Air India SBI Signature CardState Bank of India (SBI Card) closed to new applicants | Rs 4,999 | — | 3.5% | 8 per year, max 2 per quarter… |
Etihad Guest SBI Premier CardState Bank of India (SBI Card) closed to new applicants | Rs 4,999 | — | — | 8 per year, max 2 per quarter |
 Amex Platinum Travel Credit CardAmerican Express closed to new applicants | Rs 5,000 | 0.8% | 3.5% | 2 per calendar quarter at… |
 Axis Atlas Credit CardAxis Bank closed to new applicants | Rs 5,000 | 4% | 3.5% | Silver 8, Gold 12, Platinum 18… |
Equitas PowerMiles Secured Credit CardEquitas Small Finance Bank invite-only | Rs 5,000 | 1.5% | 2% | — |
SBI Card AURUMState Bank of India (SBI Card) invite-only | Rs 9,999 | 1% | 1.99% | 4 per quarter |
 Amex Platinum Reserve Credit CardAmerican Express closed to new applicants | Rs 10,000 | 0.5% | 3.5% | 12 per year, max 3 per quarter,… |
Axis Bank Vistara Infinite Credit CardAxis Bank closed to new applicants | Rs 10,000 | — | 3.5% | 2 complimentary visits at… |
| Rs 10,000 | — | 1.8% | — | |
 HDFC Diners Club Black Credit CardHDFC Bank closed to new applicants | Rs 10,000 | 3.33% | 2% | Unlimited, primary and add-on… |
| Rs 10,000 | — | 3.5% | — | |
 IndusInd Indus Solitaire Credit CardIndusInd Bank invite-only | Rs 10,000 | 0.5% | 0% | 4 per quarter via the card;… |
YES Private Credit CardYes Bank invite-only | Rs 10,000 | 2.5% | 0.5% | Unlimited, no spend condition |
| Rs 10,000 | — | 0.5% | — | |
| Rs 12,000 | — | 2% | — | |
 ICICI Emeralde Private Metal Credit CardICICI Bank invite-only | Rs 12,499 | 3% | 2% | Unlimited, primary and add-on |
 HDFC Infinia Metal Edition Credit CardHDFC Bank invite-only | Rs 12,500 | 3.33% | 2% | Unlimited in India, primary and… |
 IDFC Gaj Credit CardIDFC First Bank invite-only | Rs 12,500 | 3.33% | 0% | 4 per quarter, including 1… |
Axis Olympus Credit CardAxis Bank invite-only | Rs 20,000 | 4% | 1.8% | Unlimited for primary and… |
ICICI Times Black Credit CardICICI Bank invite-only | Rs 20,000 | 2% | 1.49% | Unlimited, primary and add-on |
 IDFC FIRST Private Credit CardIDFC First Bank invite-only | Rs 25,000 | 6.67% | 0% | Unlimited for primary and add-on |
 IndusInd Pioneer Heritage Credit CardIndusInd Bank invite-only | Rs 25,000 | 1% | 0% | Unlimited (erstwhile variant: 2… |
 IndusInd Pioneer Private Credit CardIndusInd Bank invite-only | Rs 25,000 | 3% | 0% | Unlimited for primary and… |
Kotak Solitaire Credit CardKotak Mahindra Bank invite-only | Rs 25,000 | 3% | 0% | Unlimited for primary and add-on |
 Standard Chartered Beyond Credit CardStandard Chartered invite-only | Rs 25,000 | 3.33% | 2% | Unlimited for the cardholder… |
 Amex Platinum Corporate CardAmerican Express closed to new applicants | Rs 40,000 | — | 3.5% | 30+ domestic partner lounges in… |
 Axis Reserve Credit CardAxis Bank invite-only | Rs 50,000 | 3% | 1.5% | Unlimited domestic lounge… |
DBS Vantage Credit CardDBS Bank India invite-only | Rs 50,000 | 2% | 0% | Unlimited, primary cardholder only |
RBL Lumiere Credit CardRBL Bank invite-only | Rs 50,000 | 2% | 0% | Unlimited for primary… |
Amex Platinum Card (Platinum Charge)American Express closed to new applicants | Rs 66,000 | 1.25% | 3.5% | Complimentary via Global Lounge… |
Axis Burgundy Private Credit CardAxis Bank invite-only | Rs 1,00,000 | 6% | 0% | Unlimited for primary and… |
Amex Centurion CardAmerican Express invite-only | Rs 2,75,000 | 1.5% | 3.5% | Unlimited (aggregator) |
Axis Primus Credit CardAxis Bank invite-only | Rs 3,00,000 | 5% | 0% | Unlimited for primary and… |
 Axis Corporate Card with Individual LiabilityAxis Bank closed to new applicants | — | — | 3.5% | Complimentary access at select… |
| — | — | — | — | |
HDFC All Miles Credit CardHDFC Bank closed to new applicants | — | — | 3.5% | — |
HDFC Visa Signature Credit CardHDFC Bank closed to new applicants | — | — | — | — |
HDFC World MasterCardHDFC Bank closed to new applicants | — | — | — | — |
| — | — | 0% | Complimentary lounge access… | |
| — | — | 0% | — | |
 IndusInd InterMiles Odyssey Amex Credit CardIndusInd Bank closed to new applicants | — | — | — | Complimentary access to… |
 IndusInd InterMiles Odyssey Visa Credit CardIndusInd Bank closed to new applicants | — | — | — | 2 Visa airport lounge visits… |
 IndusInd InterMiles Voyage Amex Credit CardIndusInd Bank closed to new applicants | — | — | — | Complimentary access to… |
 IndusInd InterMiles Voyage Visa Credit CardIndusInd Bank closed to new applicants | — | — | — | — |
IndusInd Signature Visa Credit CardIndusInd Bank closed to new applicants | — | 0.75% | — | Up to 2 per quarter on the… |
InterMiles HDFC Bank Diners Club Credit CardHDFC Bank closed to new applicants | — | — | — | Unlimited at 1,000+ lounges in… |
InterMiles HDFC Bank Platinum Credit CardHDFC Bank closed to new applicants | — | — | — | 8 per year (2 per quarter) at… |
Guides: Zero forex credit cards and forex markup: what Indian cards charge abroad · How to redeem credit card points in India, programme by programme