M16S / Federal Bank / Federal Fed StarBiz Credit Card
entry · business
Federal Fed StarBiz Credit Card
The Federal Fed StarBiz Credit Card costs Rs 275 a year. Its base return is 0% (No rewards). It lists no airport lounge access. Read from the issuer's own documents on 11 Oct 2026.
- Annual fee
- Rs 275+ GST
- Fee waived at
- —
- Base return
- 0%
- Forex markup
- —
- Interest
- —
Apply on federal.bank.inOpens the bank’s own page.
Fees
| Joining fee | Rs 275 |
|---|---|
| Annual fee | Rs 275 |
| Fee notes | Issuance Rs 275 + GST and annual Rs 275 + GST, debited to the underlying OD/CC account. Reissue Rs 225 + GST. No waiver. |
Rewards
| Base earn | No rewards |
|---|---|
| Base return | 0% |
| Reward notes | MITC states rewards are not applicable. |
Travel and perks
| Domestic lounge | None |
|---|---|
| International lounge | None |
| Fuel surcharge waiver | Not applicable |
Charges and eligibility
| Late payment fee | Not applicable; spends hit the underlying overdraft/cash credit account |
|---|---|
| Cash advance fee | Cash withdrawal not permitted |
| Eligibility | Federal Bank OD/CC account holders with limit Rs 3 lakh to Rs 50 lakh; MSME-registered individuals and sole proprietors in manufacturing or services; resident Indian. |
| Fine-print notes | A card on an existing overdraft/cash-credit line, not a fresh credit line: no interest-free period, no statement, no billing cycle; interest accrues at the OD/CC account rate. Domestic use only (no international transactions, so no forex markup). Daily usage up to Rs 3 lakh or available limit. Card cancelled automatically if the OD limit or balance exceeds Rs 50 lakh. Card validity 5 years. |
Questions
- What is the annual fee of the Federal Fed StarBiz Credit Card?
- Rs 275 a year, before GST.
- Does the Federal Fed StarBiz Credit Card give airport lounge access?
- No lounge access is listed for this card.