M16S / RuPay credit cards
239 cards
RuPay credit cards
239 credit cards in India on the RuPay network, which can be linked to UPI, from 32 banks. 229 are open to new applicants. Sorted by annual fee, lowest first, with closed and invite-only cards last.
Included when RuPay is one of the card's networks.
Narrow this list: Lifetime free RuPay credit cards for UPI · RuPay credit cards with airport lounge access
| Card | Annual fee | Base return | Forex | Lounge in India |
|---|---|---|---|---|
AU ABC Flex Credit CardAU Small Finance Bank | Free | — | 3.5% | — |
AU ABC Nxt Credit CardAU Small Finance Bank | Free | — | 3.5% | — |
AU KOSMO Credit CardAU Small Finance Bank | Free | 0.5% | 3.49% | — |
 AU Zaggle Credit CardAU Small Finance Bank | Free | 0.5% | 3.49% | — |
Axis KWIK Credit CardAxis Bank | Free | 0.2% | 3.5% | — |
Axis SuperMoney RuPay Credit CardAxis Bank | Free | 1% | 3.5% | — |
 Bank of Baroda Assam Rifles The Sentinel BOBCARDBank of Baroda | Free | 0.5% | 3% | 8 per year (2 per quarter) |
 Bank of Baroda BOBCARD Scapia Credit CardBank of Baroda | Free | — | 0% | Unlimited domestic lounge… |
 Bank of Baroda BOBCARD VikramBank of Baroda | Free | 0.25% | 3% | — |
 Bank of Baroda ICAI Exclusive BOBCARDBank of Baroda | Free | 0.25% | 2% | 12 per year (3 per quarter) |
 Bank of Baroda ICSI Diamond BOBCARDBank of Baroda | Free | 0.25% | 2% | 12 per year (3 per quarter) at… |
 Bank of Baroda Indian Army Yoddha BOBCARDBank of Baroda | Free | 0.5% | 3% | 8 per year (2 per quarter) |
 Bank of Baroda Indian Coast Guard Rakshamah BOBCARDBank of Baroda | Free | 0.5% | 3% | 8 domestic lounge visits per… |
Bank of Baroda Indian Navy Varunah BOBCARDBank of Baroda | Free | 0.25% | 3.5% | — |
Bank of Baroda Instant RuPay BOBCARD (bob e-Pay)Bank of Baroda fees only | Free | — | 3.5% | 'Complimentary lounge access'… |
Bank of India RuPay Platinum Credit CardBank of India | Free | 0.5% | — | — |
Bank of India SwaDhan RuPay Platinum Credit CardBank of India | Free | 0.5% | — | — |
Canara RuPay Classic Credit CardCanara Bank | Free | 0.5% | 3% | — |
Canara RuPay Platinum Credit CardCanara Bank | Free | 0.5% | 3% | 2 per quarter, maximum 4 per year |
Canara RuPay Platinum Secured Credit CardCanara Bank | Free | 0.5% | 3% | 2 per quarter, maximum 4 per year |
Canara RuPay Select Credit CardCanara Bank | Free | 0.5% | 3% | 2 per quarter (primary… |
Canara RuPay Select Secured Credit CardCanara Bank | Free | 0.5% | 3% | 2 per quarter (primary… |
CheQ AU Credit CardAU Small Finance Bank | Free | 0.5% | 3.49% | — |
City Union CUB CSK RuPay Platinum Credit CardCity Union Bank | Free | 0.33% | 3.5% | Airport lounge access is… |
City Union CUB Dhi Credit Card (Unsecured)City Union Bank | Free | 1.25% | 2.5% | Only while a promotional offer… |
City Union CUB Kavach Secured Credit CardCity Union Bank fees only | Free | — | 2% | — |
City Union CUB SRH RuPay Platinum Credit CardCity Union Bank | Free | 0.33% | 3.5% | Airport lounge access is… |
| Free | 1% | 2% | — | |
DCB ZET Credit CardDCB Bank fees only | Free | — | 2.49% | — |
DCB novio Credit Card (RuPay Platinum)DCB Bank fees only | Free | — | 2.5% | — |
DCB novio Credit Card (RuPay Select)DCB Bank fees only | Free | — | 2.5% | 1 per quarter (4 a year), RuPay… |
ESAF FD Backed Credit Card (INORI secured)ESAF Small Finance Bank fees only | Free | — | 2.5% | — |
ESAF INORI RuPay Platinum Credit CardESAF Small Finance Bank | Free | 1.25% | 2.5% | — |
Edge CSB Bank RuPay Credit CardCSB Bank | Free | 0.4% | 3.5% | — |
Edge+ CSB Bank RuPay Credit CardCSB Bank | Free | 1% | 3.5% | — |
Federal RuPay Wave Credit CardFederal Bank | Free | 0.13% | 3.5% | — |
Federal Signet Credit CardFederal Bank | Free | 0.13% | 3.5% | 1 per quarter (spend-gated) |
Fibe Axis Bank Credit CardAxis Bank | Free | 1% | 3.5% | 4 per calendar year at select… |
| Free | 0.4% | 3.5% | — | |
| Free | — | — | — | |
 IDBI LIC Eclat Select Credit CardIDBI Bank | Free | 1% | 3.5% | 2 complimentary (period not… |
 IDBI LIC Lumine Platinum Credit CardIDBI Bank | Free | 0.75% | 3.5% | — |
| Free | — | 1% | — | |
Indian Overseas IOB RuPay Classic Credit CardIndian Overseas Bank | Free | 0.17% | 2.5% | — |
Indian Overseas IOB SalarySe Rise UP RuPay Platinum Credit CardIndian Overseas Bank | Free | — | 2% | — |
Indian Overseas IOB ZET Credit CardIndian Overseas Bank | Free | — | 2.49% | — |
Indian Overseas IOB novio Platinum Credit CardIndian Overseas Bank fees only | Free | — | 2.49% | 1 per quarter (4 per year) |
Indian Overseas IOB novio Select Credit CardIndian Overseas Bank fees only | Free | — | 2.49% | 2 per quarter |
IndusInd EazyDiner Platinum Credit CardIndusInd Bank | Free | 0.4% | 3.5% | — |
IndusInd Jio-bp Mobility+ Credit CardIndusInd Bank | Free | 0.5% | 3.5% | — |
IndusInd Platinum RuPay Credit CardIndusInd Bank | Free | 0.35% | 3.5% | — |
Kotak Mahindra Kotak811 Super Money Credit CardKotak Mahindra Bank | Free | 1% | 2% | — |
Kotak UPI RuPay Credit CardKotak Mahindra Bank | Free | 0.3% | 3.5% | — |
Paytm AU Credit CardAU Small Finance Bank | Free | 1% | 3.49% | 12 complimentary domestic… |
Punjab National Salary RuPay Platinum Credit CardPunjab National Bank | Free | 0.25% | 3.5% | 4 per year (1 per quarter) |
Punjab National Salary RuPay Select Credit CardPunjab National Bank | Free | 0.33% | 3.5% | 8 per year (2 per quarter) |
 SBM MobiKwik First Credit CardSBM Bank India | Free | 1% | 3% | — |
 SBM ZET Credit CardSBM Bank India fees only | Free | — | 2.49% | — |
Scapia Axis Bank Credit CardAxis Bank | Free | 2% | 0% | Unlimited at 100+ airports in… |
Scapia Federal Credit CardFederal Bank | Free | 2% | 0% | Unlimited (spend-gated) |
 Suryoday SFB RuPay Platinum Credit CardSuryoday Small Finance Bank | Free | 0.5% | 2.5% | Flight discounts and lounge… |
Tamilnad Mercantile TMB Platinum Credit CardTamilnad Mercantile Bank fees only | Free | — | 3.5% | — |
Union Bank of India Micro Enterprise Credit CardUnion Bank of India fees only | Free | — | — | — |
Union Bank of India PM SVANidhi Credit CardUnion Bank of India fees only | Free | — | — | — |
Union MSME Credit CardUnion Bank of India fees only | Free | — | 3% | — |
Unity Bank BharatPe Credit CardUnity Small Finance Bank | Free | 2% | 3.5% | 2 per calendar quarter |
Unity Roarbank Credit CardUnity Small Finance Bank | Free | — | 3.5% | — |
Utkarsh Wish Credit CardUtkarsh Small Finance Bank | Free | 1% | 3.5% | — |
Utkarsh superCardUtkarsh Small Finance Bank | Free | 1% | 3.5% | — |
| Free | 0.25% | 3.5% | — | |
Yes AI Inside Credit CardYes Bank fees only | Free | — | 0% | — |
| Free | — | 3.5% | — | |
| Free | 1.5% | 3.5% | With Neon only: aggregator says… | |
Yes Novio Credit CardYes Bank | Free | — | 3.5% | — |
| Free | 0.75% | 3.5% | 2 per quarter (spend-gated) | |
slice UPI credit card (slice super card)Slice Small Finance Bank | Free | 1% | 0% | — |
HDFC Bank UPI RuPay Biz Credit CardHDFC Bank | Rs 99 | 0.25% | 3.5% | — |
 HDFC Bank UPI RuPay Credit CardHDFC Bank | Rs 99 | 0.25% | 3.5% | — |
RBL QuickPay Credit CardRBL Bank | Rs 99 | — | 3.5% | — |
 Suryoday SFB RuPay Select Credit CardSuryoday Small Finance Bank | Rs 150 | 0.5% | 2.5% | Complimentary lounge access… |
 Suryoday SFB Stable Money RuPay Select Credit CardSuryoday Small Finance Bank | Rs 150 | 0.5% | 2.5% | 8 domestic lounge visits per… |
AU Altura Credit CardAU Small Finance Bank | Rs 199 | 1% | 3.49% | Railway lounges only: 8 per… |
IDFC FIRST Digital RuPay (virtual UPI card)IDFC First Bank | Rs 199 | — | 0% | — |
 IDFC FIRST Power (HPCL) Credit CardIDFC First Bank | Rs 199 | — | 0% | — |
 IndusInd Samman RuPay Credit CardIndusInd Bank | Rs 199 | 1% | 3.5% | Aggregator mentions RuPay… |
SBM Kredit.Pe Credit CardSBM Bank India | Rs 199 | — | 3.5% | — |
 Bank of Baroda Snapdeal BOBCARDBank of Baroda | Rs 249 | 1% | 3.5% | — |
Axis Neo Credit CardAxis Bank | Rs 250 | 0.1% | 3.5% | — |
HDFC PIXEL Go Credit CardHDFC Bank | Rs 250 | 1% | 3.5% | — |
Indian IB RuPay Classic Credit CardIndian Bank | Rs 250 | — | — | — |
Indian IB RuPay Platinum Credit CardIndian Bank | Rs 250 | — | 3% | Yes, count not stated by the bank |
Indian IB RuPay Select Credit CardIndian Bank | Rs 250 | — | 3% | Yes, count not stated by the bank |
Indian Overseas IOB RuPay Platinum Credit CardIndian Overseas Bank | Rs 250 | 0.25% | 2.5% | 1 per quarter |
Shaurya SBI CardState Bank of India (SBI Card) | Rs 250 | 0.25% | 3.5% | — |
Tamilnad Mercantile TMB Titanium Credit CardTamilnad Mercantile Bank fees only | Rs 250 | — | 3.5% | — |
Tamilnad Mercantile TMB Wings (RuPay) Credit CardTamilnad Mercantile Bank fees only | Rs 250 | — | 3.5% | — |
Federal Fed StarBiz Credit CardFederal Bank | Rs 275 | 0% | — | — |
AU SPONT Credit CardAU Small Finance Bank | Rs 299 | 1% | 3.49% | 2 airport lounge visits per… |
SBM novio Credit CardSBM Bank India | Rs 299 | — | 2.49% | — |
Shoppers Stop HDFC Bank Credit CardHDFC Bank | Rs 299 | 1% | 3.5% | — |
 Bank of Baroda IRCTC BOBCARDBank of Baroda | Rs 350 | 0.5% | 3.5% | Railway lounges: 4 per year (1… |
DCB PayLess Platinum Credit CardDCB Bank | Rs 350 | 0.5% | 3.5% | 1 per quarter (4 a year), RuPay… |
Union Bank of India RuPay Platinum Credit CardUnion Bank of India | Rs 350 | 0.5% | 3% | Product page says… |
Yes POP-CLUB Credit CardYes Bank | Rs 399 | 2% | 3.5% | — |
Bank of India RuPay Bharat Credit CardBank of India fees only | Rs 400 | — | — | — |
| Rs 400 | 0.1% | 3.5% | 1 per half year | |
IndianOil Kotak Credit CardKotak Mahindra Bank | Rs 449 | 0.5% | 3.5% | — |
AU Altura Plus Credit CardAU Small Finance Bank | Rs 499 | 1.5% | 3.49% | Railway lounges only: 8 per… |
Bank of Baroda HPCL Energie BOBCARDBank of Baroda | Rs 499 | 0.33% | 3.5% | 4 per year (1 per quarter) at… |
Bank of Maharashtra SimplySAVE SBI CardState Bank of India (SBI Card) | Rs 499 | 0.17% | 3.5% | — |
CRED IndusInd Bank RuPay Credit CardIndusInd Bank | Rs 499 | 1% | 3.5% | — |
Federal RuPay ValueMax Credit CardFederal Bank fees only | Rs 499 | — | 3.5% | — |
Google Pay Flex SBI CardState Bank of India (SBI Card) | Rs 499 | 0.2% | 3.5% | — |
HDFC Tata Neu Plus Credit CardHDFC Bank | Rs 499 | 1% | 3.5% | Up to 4 per calendar year: 1… |
| Rs 499 | 1% | 0% | Up to 2 per quarter | |
 IDFC FIRST EARN Credit CardIDFC First Bank | Rs 499 | 0.5% | 0% | — |
 IDFC FIRST Power+ (HPCL) Credit CardIDFC First Bank | Rs 499 | 0.5% | 0% | 1 per quarter |
PhonePe HDFC Bank Uno Credit CardHDFC Bank | Rs 499 | 1% | 3.5% | — |
PhonePe SBI Card PURPLEState Bank of India (SBI Card) | Rs 499 | 1% | 3.5% | — |
Punjab National PNB RRB Co-branded Credit CardPunjab National Bank fees only | Rs 499 | — | 3.5% | — |
RBL SalarySe UP Credit CardRBL Bank | Rs 499 | 0.2% | 3.5% | — |
 Reliance SBI CardState Bank of India (SBI Card) | Rs 499 | 0.25% | 3.5% | — |
SimplySAVE UPI SBI CardState Bank of India (SBI Card) | Rs 499 | 0.17% | 3.5% | — |
Tata Neu Plus SBI Credit CardState Bank of India (SBI Card) | Rs 499 | 1% | 3.5% | 4 per year, 1 per quarter |
Union JCB Health Credit CardUnion Bank of India | Rs 499 | 0.5% | 3% | 8 per year (2 per quarter) |
YES BANK Uni Credit CardYes Bank | Rs 499 | 1% | 0% | — |
| Rs 499 | 1% | 3.5% | — | |
Airtel Axis Bank Credit CardAxis Bank | Rs 500 | 1% | 3.5% | — |
Axis My Zone Credit CardAxis Bank | Rs 500 | 0.4% | 3.5% | 1 per calendar quarter at… |
 Bank of Baroda BOBCARD EasyBank of Baroda | Rs 500 | 0.25% | 3.5% | — |
Bank of India RuPay Star Lakshmi Credit CardBank of India | Rs 500 | 0.5% | — | 2 per quarter |
| Rs 500 | 1% | 1% | 12 per year (1 per billing… | |
Federal Paisabazaar Paisaback Credit CardFederal Bank | Rs 500 | 1% | 3.5% | — |
HDFC BizFirst Credit CardHDFC Bank | Rs 500 | 0.15% | 3.5% | — |
HDFC BizGrow Credit CardHDFC Bank | Rs 500 | 0.25% | 3.5% | — |
 HDFC Freedom Credit CardHDFC Bank | Rs 500 | 0.08% | 3.5% | — |
 HDFC MoneyBack+ Credit CardHDFC Bank | Rs 500 | 0.25% | 3.5% | — |
HDFC PIXEL Play Credit CardHDFC Bank | Rs 500 | 1% | 3.5% | — |
 ICICI Coral Credit CardICICI Bank | Rs 500 | 0.5% | 3.5% | 1 per quarter; railway lounges… |
 ICICI HPCL Super Saver Credit CardICICI Bank | Rs 500 | 0.5% | 3.5% | 1 per quarter |
IRCTC HDFC Bank Credit CardHDFC Bank | Rs 500 | 1% | 3.5% | 8 IRCTC Executive Lounge visits… |
IRCTC RBL Bank Credit CardRBL Bank | Rs 500 | 0.5% | 3.5% | 8 railway lounge visits a year… |
IRCTC SBI Card (RuPay)State Bank of India (SBI Card) | Rs 500 | 0.8% | 3.5% | 4 railway lounge visits per… |
Indian Overseas IOB RuPay Select Credit CardIndian Overseas Bank | Rs 500 | 0.25% | 2.5% | 2 per quarter |
IndianOil Axis Bank Credit CardAxis Bank | Rs 500 | 0.2% | 3.5% | — |
IndianOil HDFC Bank Credit CardHDFC Bank | Rs 500 | 0.64% | 3.5% | — |
IndianOil RBL Bank Credit CardRBL Bank | Rs 500 | 0.5% | 3.5% | — |
Punjab National Patanjali RuPay Platinum Credit CardPunjab National Bank | Rs 500 | 0.25% | 3.5% | 2 per quarter |
Punjab National Rakshak RuPay Platinum Credit CardPunjab National Bank fees only | Rs 500 | — | 3.5% | — |
Punjab National RuPay Platinum Credit CardPunjab National Bank | Rs 500 | 0.25% | 3.5% | 2 per quarter |
RBL ShopRite Credit CardRBL Bank | Rs 500 | 0.25% | 3.5% | — |
Tamilnad Mercantile TMB Phoenix (RuPay) Credit CardTamilnad Mercantile Bank fees only | Rs 500 | — | 3.5% | — |
Punjab National Bliss RuPay Platinum Credit CardPunjab National Bank | Rs 510 | 0.25% | 3.5% | 4 per year (1 per quarter) |
Union Bank of India RuPay Select Credit CardUnion Bank of India | Rs 550 | 1% | 3% | 8 per year (2 per quarter) |
Union UNI-CARBON Credit CardUnion Bank of India | Rs 550 | 0.5% | 3% | — |
 AU Xcite Ultra Credit CardAU Small Finance Bank | Rs 749 | 1% | 3.49% | 2 airport lounge visits per… |
Kotak Cashback+ Credit CardKotak Mahindra Bank | Rs 750 | 0.5% | 3.5% | — |
Kotak Cashback+ Prime Credit CardKotak Mahindra Bank | Rs 750 | 0.5% | 3.5% | — |
Punjab National Patanjali RuPay Select Credit CardPunjab National Bank | Rs 750 | 0.33% | 3.5% | 2 per quarter |
Punjab National Rakshak RuPay Select Credit CardPunjab National Bank fees only | Rs 750 | — | 3.5% | Complimentary domestic lounge… |
Punjab National RuPay Select Credit CardPunjab National Bank | Rs 750 | 0.33% | 3.5% | 2 per quarter |
IndiGo Axis Bank Credit CardAxis Bank | Rs 799 | — | 3.5% | 1 per quarter |
Bank of India RuPay Select Credit CardBank of India | Rs 800 | 0.5% | — | 8 per year (2 per quarter) |
| Rs 800 | 0.1% | 3.5% | 1 per quarter | |
| Rs 899 | 0.5% | 3.5% | 2 per quarter (8 per year) | |
Kotak BizEdge Credit CardKotak Mahindra Bank | Rs 999 | 0.33% | 3.5% | — |
 MakeMyTrip ICICI Bank Credit CardICICI Bank | Rs 999 | 1% | 0.99% | 2 per quarter |
PhonePe HDFC Bank Ultimo Credit CardHDFC Bank | Rs 999 | 1% | 3.5% | 8 per year (2 per quarter) |
Punjab National RuPay Millennial Credit CardPunjab National Bank | Rs 999 | 0.33% | 3.5% | 2 per quarter |
RBL Jalsa Credit CardRBL Bank fees only | Rs 999 | — | 3.5% | — |
Union JCB Wellness Credit CardUnion Bank of India | Rs 999 | 0.5% | 3% | 8 per year (2 per quarter) |
City Union CUB CSK Master Platinum Credit CardCity Union Bank | Rs 1,000 | 0.6% | 3.5% | Airport lounge access is… |
City Union CUB SRH Master Platinum Credit CardCity Union Bank | Rs 1,000 | 0.6% | 3.5% | Airport lounge access is… |
DCB PayLess Select Credit CardDCB Bank | Rs 1,000 | 1% | 3.5% | 2 per quarter (8 a year), RuPay… |
Equitas Selfe Credit CardEquitas Small Finance Bank | Rs 1,000 | 0.7% | 3.5% | 1 per calendar quarter |
AU Business Cashback Credit CardAU Small Finance Bank | Rs 1,188 | 1% | 3.49% | Railway lounges only: 8 per… |
Apollo SBI Card SELECTState Bank of India (SBI Card) | Rs 1,499 | 0.5% | 3.5% | 4 per year, max 1 per quarter |
Bank of Baroda Indian Navy Varunah Plus BOBCARDBank of Baroda | Rs 1,499 | 0.5% | 2.5% | 3 per quarter (aggregator) |
HDFC Tata Neu Infinity Credit CardHDFC Bank | Rs 1,499 | 1.5% | 2% | Up to 8 per calendar year: 2… |
IndiGo SBI CardState Bank of India (SBI Card) | Rs 1,499 | — | 3.5% | 4 per year, max 1 per quarter |
SBI Card MILESState Bank of India (SBI Card) | Rs 1,499 | 0.5% | 3% | 4 per year, max 2 per quarter;… |
 Shaurya Select SBI CardState Bank of India (SBI Card) | Rs 1,499 | 0.5% | 3.5% | 4 per year, max 1 per quarter |
Tata Neu Infinity SBI Credit CardState Bank of India (SBI Card) | Rs 1,499 | 1.5% | 1.99% | 8 per year, 2 per quarter |
Union Bank of India DIVAA ICON Credit CardUnion Bank of India | Rs 1,499 | 0.5% | 3% | 2 per quarter |
IndiGo Kotak Credit CardKotak Mahindra Bank | Rs 1,500 | — | 3.5% | — |
| Rs 1,500 | 1% | 3.5% | — | |
Equitas Selfe Secured Credit CardEquitas Small Finance Bank | Rs 2,000 | 0.7% | 3.5% | — |
 ICICI Rubyx Credit CardICICI Bank | Rs 2,000 | 0.5% | 3.5% | 2 per quarter (1 per variant on… |
Punjab National EMT (EaseMyTrip) RuPay Platinum Credit CardPunjab National Bank | Rs 2,000 | 0.25% | 3.5% | 2 per quarter |
Union Unicorn RuPay Credit CardUnion Bank of India | Rs 2,400 | 1% | 3% | 8 per year |
 Bank of Baroda BOBCARD EternaBank of Baroda | Rs 2,499 | 0.75% | 2% | Unlimited domestic airport… |
Bank of Baroda Indian Navy Varunah Premium BOBCARDBank of Baroda | Rs 2,499 | 0.75% | 2% | Unlimited domestic lounge… |
HDFC BizPower Credit CardHDFC Bank | Rs 2,500 | 1.25% | 2% | 2 per calendar quarter (up to 8… |
 HDFC Regalia Gold Credit CardHDFC Bank | Rs 2,500 | 1.25% | 2% | 12 per year in India: 3 per… |
 AU Vetta Credit CardAU Small Finance Bank | Rs 2,999 | 0.5% | 3.49% | 1 per calendar quarter; plus 2… |
Bank of Maharashtra SBI Card PRIMEState Bank of India (SBI Card) | Rs 2,999 | 0.5% | 3.5% | 8 per year, max 2 per quarter |
 City Union Bank SBI Card PRIMEState Bank of India (SBI Card) | Rs 2,999 | 0.5% | 3.5% | 8 per year, max 2 per quarter |
 KVB SBI Card PRIMEState Bank of India (SBI Card) | Rs 2,999 | 0.5% | 3.5% | 8 per year, max 2 per quarter |
 Karnataka Bank SBI Card PRIMEState Bank of India (SBI Card) | Rs 2,999 | 0.5% | 3.5% | 8 per year, max 2 per quarter |
 Landmark Rewards SBI Card PRIMEState Bank of India (SBI Card) | Rs 2,999 | 0.5% | 3.5% | 8 per year, max 2 per quarter |
 PSB SBI Card PRIMEState Bank of India (SBI Card) | Rs 2,999 | 0.5% | 3.5% | 8 per year, max 2 per quarter |
 Reliance SBI Card PRIMEState Bank of India (SBI Card) | Rs 2,999 | 0.5% | 3.5% | 8 per year, 2 per quarter |
SBI Card MILES PRIMEState Bank of India (SBI Card) | Rs 2,999 | 1% | 2.5% | 8 per year, max 2 per quarter;… |
 South Indian Bank SBI Card PRIMEState Bank of India (SBI Card) | Rs 2,999 | 0.5% | 3.5% | 8 per year, max 2 per quarter |
Titan SBI CardState Bank of India (SBI Card) | Rs 2,999 | 1.5% | 3.5% | 8 per year, max 2 per quarter |
 UCO Bank SBI Card PRIMEState Bank of India (SBI Card) | Rs 2,999 | 0.5% | 3.5% | 8 per year, max 2 per quarter |
IndiGo Kotak Premium (XL) Credit CardKotak Mahindra Bank | Rs 3,000 | — | 3.5% | 8 per year (2 per calendar… |
 ICICI Sapphiro Credit CardICICI Bank | Rs 3,500 | 0.5% | 3.5% | 4 per quarter (2 per variant… |
City Union CUB CSK Master World Credit CardCity Union Bank | Rs 4,000 | 1% | 0% | Airport lounge access is… |
City Union CUB SRH Master World Credit CardCity Union Bank | Rs 4,000 | 1% | 0% | Airport lounge access is… |
 AU Zenith+ Credit CardAU Small Finance Bank | Rs 4,999 | 1% | 0.99% | 16 per year (4 per quarter) |
 Bank of Maharashtra SBI Card ELITEState Bank of India (SBI Card) | Rs 4,999 | 0.5% | 1.99% | 2 per quarter |
IndiGo IDFC FIRST Dual CardIDFC First Bank | Rs 4,999 | — | 0% | — |
 IndiGo SBI Card ELITEState Bank of India (SBI Card) | Rs 4,999 | — | 3.5% | 8 per year, max 2 per quarter |
KVB SBI Card ELITEState Bank of India (SBI Card) | Rs 4,999 | 0.5% | 1.99% | 2 per quarter |
PSB SBI Card ELITEState Bank of India (SBI Card) | Rs 4,999 | 0.5% | 1.99% | 2 per quarter |
 SBI Card MILES ELITEState Bank of India (SBI Card) | Rs 4,999 | 1% | 1.99% | 8 per year, max 2 per quarter;… |
UCO Bank SBI Card ELITEState Bank of India (SBI Card) | Rs 4,999 | 0.5% | 1.99% | 2 per quarter |
IndiGo Axis Bank Premium Credit CardAxis Bank | Rs 5,000 | — | 2.5% | 2 per quarter |
Punjab National Luxura Metal Credit Card (RuPay Ekaa)Punjab National Bank | Rs 7,500 | 1% | 0% | Unlimited for the cardholder |
AU Zenith Credit CardAU Small Finance Bank | Rs 7,999 | 0.75% | 3.49% | 8 per year (2 per quarter) |
Bank of India Celestia Credit CardBank of India | Rs 11,999 | 0.5% | — | 2 per quarter |
Union Bank of India NEXTERIA Credit CardUnion Bank of India | Rs 12,499 | 1% | 3% | Unlimited for cardholder |
Axis Magnus Credit CardAxis Bank | Rs 12,500 | 2.4% | 2% | Unlimited visits to select… |
Kotak White Reserve Credit CardKotak Mahindra Bank | Rs 12,500 | — | 2% | Unlimited for primary and add-on |
Indian IB Secured Credit Card (VISA / RuPay, against term deposit)Indian Bank fees only | — | — | — | — |
IndusInd eSvarna Corporate RuPay Credit CardIndusInd Bank fees only | — | — | — | — |
Suryoday SFB Stable Money RuPay Platinum Credit CardSuryoday Small Finance Bank | — | 0.5% | 2.5% | — |
Union Sparsh Credit CardUnion Bank of India fees only | — | — | 3% | — |
AU InstaPay RuPay Credit CardAU Small Finance Bank invite-only | Free | — | 3.49% | — |
Utkarsh SmartGen Credit CardUtkarsh Small Finance Bank invite-only | Rs 199 | 1% | 3% | — |
Yes FREO Credit CardYes Bank closed to new applicants | Rs 399 | 1% | 3.4% | — |
Union Divaa RuPay Credit CardUnion Bank of India closed to new applicants | Rs 499 | 0.5% | 3% | 8 per year |
Yes ANQ Phi (with ANQ Pi RuPay virtual card)Yes Bank closed to new applicants | Rs 499 | — | 3.5% | — |
HDFC Bharat Credit CardHDFC Bank closed to new applicants | Rs 500 | 0% | 3.5% | — |
Utkarsh Eternal Credit CardUtkarsh Small Finance Bank invite-only | Rs 1,999 | 1.25% | 3% | — |
HDFC Regalia Activ Credit CardHDFC Bank closed to new applicants | Rs 2,500 | 1% | 3.5% | 12 per year within India… |
Utkarsh Rhodium Credit CardUtkarsh Small Finance Bank invite-only | Rs 4,999 | 1.25% | 3% | 4 per quarter per cardinsider… |
 Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit CardIndusInd Bank closed to new applicants | — | — | — | RuPay exclusive lounge at Delhi… |
Guides: RuPay credit card on UPI: what earns, what is charged and how to judge the best RuPay card