What is the annual fee of the HDFC Diners Club Premium Credit Card?

Rs 2,500 a year, before GST. It is waived if you spend Rs 3,00,000 in a year.

What is the forex markup on the HDFC Diners Club Premium Credit Card?

3.5% of each foreign-currency transaction, before GST.

Which spends earn no rewards on the HDFC Diners Club Premium Credit Card?

No Reward Points or CashPoints on rent, from 1 Jan 2023 (MITC)

M16S / HDFC Bank / HDFC Diners Club Premium Credit Card

mid · rewards, travel

HDFC Diners Club Premium Credit Card

HDFC BankDinersLast checked 31 Oct 2026closed to new applicants

The HDFC Diners Club Premium Credit Card costs Rs 2,500 a year, waived if you spend Rs 3,00,000 in a year. Its base return is 1% (4 RP per Rs 200). The forex markup is 3.5%. Read from the issuer's own documents on 31 Oct 2026.

Annual fee: Rs 2,500+ GST
Fee waived at: Rs 3,00,000annual spend
Base return: 1%
Forex markup: 3.5%
Interest: 3.75%a month

Fees

Joining fee	Rs 2,500
Annual fee	Rs 2,500
Annual spend that waives the fee	Rs 3,00,000
Fee notes	Joining/renewal Rs 2,500 + taxes. Renewal fee waived on Rs 3 lakh spend in the year before renewal.

Rewards

Welcome benefit	2,500 Reward Points on card activation
Reward currency	Reward Points
Base earn	4 RP per Rs 200
Base return	1%
Point value	1 RP = Rs 0.50 on SmartBuy flights/hotels; 0.50 airmile; up to Rs 0.35 catalogue and vouchers; up to Rs 0.20 cashback
Caps	Max 50,000 RP per statement cycle; points cover up to 70% of a flight/hotel booking
Spends that earn nothing	No Reward Points or CashPoints on rent, from 1 Jan 2023 (MITC)
Reward notes	base_return_pct = 4 RP per Rs 200 x Rs 0.50 (SmartBuy flights/hotels) = 1.0%; both figures from the product page.

Transfers

Partners	Air India, Singapore Airlines, Jet Airways (listed on the page; airline no longer operating)
Ratio	1 RP = 0.50 airmile

Travel and perks

Forex markup	3.5%
Other freebies	24x7 concierge; accidental air death cover Rs 1 crore; emergency overseas hospitalisation up to Rs 25 lakh; baggage delay/loss up to Rs 50,000; credit liability cover Rs 9 lakh

Charges and eligibility

Interest per month	3.75%
Cash advance fee	2.5% of amount, min Rs 500
Eligibility	Sourcing stopped; existing cardholders keep the benefits (product page)
Fine-print notes	Legacy Diners card, closed to new applicants. The partner airline list on the page is dated (it still names Jet Airways). The page links to changes effective 15 May 2026 that were not readable. No lounge benefit is printed. New entry built only from the HDFC product page read 2026-10-12; fields the page does not state are null, and the bank-wide MITC charges (late fee slabs, rent/utility/wallet fees) were not re-read for this card.

Questions

What is the annual fee of the HDFC Diners Club Premium Credit Card?: Rs 2,500 a year, before GST. It is waived if you spend Rs 3,00,000 in a year.
What is the forex markup on the HDFC Diners Club Premium Credit Card?: 3.5% of each foreign-currency transaction, before GST.
Which spends earn no rewards on the HDFC Diners Club Premium Credit Card?: No Reward Points or CashPoints on rent, from 1 Jan 2023 (MITC)