What is the annual fee of the HDFC Diners Club Rewardz Credit Card?

Rs 1,000 a year, before GST. It is waived if you spend Rs 1,00,000 in a year.

What is the forex markup on the HDFC Diners Club Rewardz Credit Card?

3.5% of each foreign-currency transaction, before GST.

Which spends earn no rewards on the HDFC Diners Club Rewardz Credit Card?

No Reward Points or CashPoints on rent, from 1 Jan 2023 (MITC)

M16S / HDFC Bank / HDFC Diners Club Rewardz Credit Card

entry · rewards

HDFC Diners Club Rewardz Credit Card

HDFC BankDinersLast checked 31 Oct 2026closed to new applicants

The HDFC Diners Club Rewardz Credit Card costs Rs 1,000 a year, waived if you spend Rs 1,00,000 in a year. Its base return is 0.45% (3 RP per Rs 200). Accelerated earn: Up to 5% cashback on spends via SmartBuy. The forex markup is 3.5%. Read from the issuer's own documents on 31 Oct 2026.

Annual fee: Rs 1,000+ GST
Fee waived at: Rs 1,00,000annual spend
Base return: 0.45%
Forex markup: 3.5%
Interest: 3.75%a month

Fees

Joining fee	Rs 1,000
Annual fee	Rs 1,000
Annual spend that waives the fee	Rs 1,00,000
Fee notes	Joining/renewal Rs 1,000 + taxes. Renewal fee waived on Rs 1 lakh annual spend.

Rewards

Welcome benefit	1,000 Reward Points on card activation and on renewal
Reward currency	Reward Points
Base earn	3 RP per Rs 200
Base return	0.45%
Point value	1 RP = Rs 0.30 on SmartBuy flights/hotels; 0.30 airmile; up to Rs 0.25 catalogue and vouchers; up to Rs 0.15 cashback
Accelerated earn	Up to 5% cashback on spends via SmartBuy
Caps	Max 15,000 RP per statement cycle; points cover up to 70% of a flight/hotel booking
Spends that earn nothing	No Reward Points or CashPoints on rent, from 1 Jan 2023 (MITC)
Reward notes	base_return_pct = 3 RP per Rs 200 x Rs 0.30 (SmartBuy flights/hotels) = 0.45%; both figures from the product page.

Transfers

Partners	Singapore Airlines KrisFlyer, Jet Airways JPMiles (listed on the page; programme no longer operating)
Ratio	1 RP = 0.30 airmile

Travel and perks

Lounge conditionsunverified	The page FAQ says the card gives unlimited access to 1,000+ lounges in India for primary and add-on members, but the benefits section lists no lounge benefit and the same sentence is repeated on other legacy pages; not relied on
Forex markup	3.5%
Other freebies	24x7 global concierge

Charges and eligibility

Interest per month	3.75%
Eligibility	Sourcing stopped; existing cardholders keep the benefits (product page)
Fine-print notes	Legacy Diners card, closed to new applicants. Lounge fields left null: the only lounge claim is a boilerplate FAQ line that contradicts the rest of the page. The page links to changes effective 15 May 2026 that were not readable. New entry built only from the HDFC product page read 2026-10-12; fields the page does not state are null, and the bank-wide MITC charges (late fee slabs, rent/utility/wallet fees) were not re-read for this card.

Questions

What is the annual fee of the HDFC Diners Club Rewardz Credit Card?: Rs 1,000 a year, before GST. It is waived if you spend Rs 1,00,000 in a year.
What is the forex markup on the HDFC Diners Club Rewardz Credit Card?: 3.5% of each foreign-currency transaction, before GST.
Which spends earn no rewards on the HDFC Diners Club Rewardz Credit Card?: No Reward Points or CashPoints on rent, from 1 Jan 2023 (MITC)