M16S / RBL Bank / RBL Jalsa Credit Card
entry · cashback, shopping, upi
RBL Jalsa Credit Card
The RBL Jalsa Credit Card costs Rs 999 a year. Accelerated earn: 5% cashback on Blinkit, Zepto, Myntra, Swiggy, Zomato, Meesho, Urban Company, Flipkart, AJIO. The forex markup is 3.5%. Read from the issuer's own documents on 11 Oct 2026.
- Annual fee
- Rs 999+ GST
- Fee waived at
- —
- Base return
- —
- Forex markup
- 3.5%
- Interest
- 3.99%a month
Apply on rbl.bank.inOpens the bank’s own page.
Fees
| Joining fee | Free |
|---|---|
| Annual fee | Rs 999 |
| Fee notes | Issuer MITC: no separate joining fee; the first-year annual fee is charged upfront |
Rewards
| Welcome benefitunverified | Rs 1,000 quick-commerce voucher after a transaction in 30 days and fee payment (a banner mentions 5,000 points instead) |
|---|---|
| Reward currency | Reward Points |
| Accelerated earn | 5% cashback on Blinkit, Zepto, Myntra, Swiggy, Zomato, Meesho, Urban Company, Flipkart, AJIO |
| Caps | Rs 50 per transaction; Rs 500 per calendar month |
| Spends that earn nothing | No points on fuel & auto, utilities, insurance, quasi-cash, real estate/rent, education, wallets, government services, contracted services, cash, railways, Bills2Pay, EMI conversions |
| Milestone benefits | 2,500 points on Rs 3 lakh annual spend (worth a Rs 500 voucher); must be claimed within 60 days |
| Reward notes | base_return_pct null: base earn rate not stated on the page. |
Travel and perks
| Forex markup | 3.5% |
|---|
Charges and eligibility
| Interest per month | 3.99% |
|---|---|
| Late payment fee | 12.5% of total amount due, min Rs 5, max Rs 1,300 |
| Cash advance fee | 2.5% min Rs 500 |
| Fine-print notes | Read on the issuer product page; product T&C PDF linked there was not opened. Issuer MITC: reward redemption fee Rs 99 + GST per redemption day; 1% fee on rent, on utility spend above Rs 50,000/month, on fuel transactions above Rs 10,000, on education via third-party apps and on FASTag/toll transactions above Rs 10,000. Offline UPI spends under Rs 2,000 at small merchants earn nothing on RuPay variants. |
Questions
- What is the annual fee of the RBL Jalsa Credit Card?
- Rs 999 a year, before GST.
- What is the forex markup on the RBL Jalsa Credit Card?
- 3.5% of each foreign-currency transaction, before GST.
- Which spends earn no rewards on the RBL Jalsa Credit Card?
- No points on fuel & auto, utilities, insurance, quasi-cash, real estate/rent, education, wallets, government services, contracted services, cash, railways, Bills2Pay, EMI conversions