HDFC BankMastercardLast checked 31 Oct 2026closed to new applicants
It earns 2 RP per Rs 200. Read from the issuer's own documents on 31 Oct 2026.
HDFCWorld MasterCardCard design not shown
Annual fee
—
Fee waived at
Rs 75,000annual spend
Base return
—
Forex markup
—
Interest
3.75%a month
Fees
Annual spend that waives the fee
Rs 75,000
Fee notes
Fee amount not stated on the page; first-year fee waived on Rs 15,000 spend within the first 90 days; renewal fee waived on Rs 75,000 spend in a year.
Rewards
Reward currency
Reward Points
Base earn
2 RP per Rs 200
Spends that earn nothing
No Reward Points or CashPoints on rent, from 1 Jan 2023 (MITC)
Reward notes
Point value not stated on the page, so base return not computed.
Travel and perks
International lounge
Complimentary Priority Pass with access to 600+ airport lounges worldwide (number of free visits not stated)
Fuel surcharge waiver
Page mentions savings on fuel costs without stating the waiver terms
Other freebies
Up to 3 free add-on cards; up to 50 interest-free days
Charges and eligibility
Interest per month
3.75%
Cash advance fee
2.5% of amount, min Rs 500
Eligibility
Closed to new applicants
Fine-print notes
Legacy card: 'Sourcing of this Credit Card has been stopped.' All fields from the HDFC product page read 2026-10-12. Network taken from the card name. The 3.49% monthly interest is what this legacy page states; the bank's current MITC rate recorded on other entries is 3.75%, so treat it as possibly stale. Fee amount, point value, expiry and forex markup are not on the page.
Questions
Does the HDFC World MasterCard give airport lounge access?
Yes. In India: none listed. Outside India: Complimentary Priority Pass with access to 600+ airport lounges worldwide (number of free visits not stated).
Which spends earn no rewards on the HDFC World MasterCard?
No Reward Points or CashPoints on rent, from 1 Jan 2023 (MITC)