What is the forex markup on the ICICI Mine Credit Card?

3.5% of each foreign-currency transaction, before GST.

Which spends earn no rewards on the ICICI Mine Credit Card?

No reward points on rent (MCC 6513), per MITC

M16S / ICICI Bank / ICICI Mine Credit Card

entry · cashback

ICICI BankLast checked 31 Oct 2026closed to new applicants fees only

The ICICI Mine Credit Card charges no annual fee and no joining fee. The forex markup is 3.5%. Read from the issuer's own documents on 31 Oct 2026.

Joining fee	Free
Annual fee	Free
Fee notes	Monthly plans: Starter nil; Pro 49 at Rs 49 a month (reversed on Rs 10,000 monthly spend); Premium 149 at Rs 149 a month (reversed on Rs 20,000 monthly spend). Reversals given as Mine Cash.

Reward currency	Mine Cash
Spends that earn nothing	No reward points on rent (MCC 6513), per MITC
Reward notes	Mine Cash statement credit carries a Rs 99 handling fee; catalogue redemption Rs 25 (MITC).

Forex markupunverified	3.5%

Interest per month	3.75%
Late payment fee	Nil <Rs 100; Rs 100 (Rs 100-500); Rs 500 (Rs 501-1,000); Rs 600 (Rs 1,001-5,000); Rs 750 (Rs 5,001-10,000); Rs 900 (Rs 10,001-25,000); Rs 1,100 (Rs 25,001-50,000); Rs 1,300 (>Rs 50,000)
Cash advance fee	2.5% min Rs 500
Fine-print notes	Card Insider lists Mine as discontinued. Only MITC data read. Bank-wide transaction fees (MITC): 1% on rent; 1% on fuel txns above Rs 10,000; 1% on utility txns above Rs 50,000; 1% on transportation above Rs 50,000; 1% on education paid via third-party apps; 1% on wallet loads of Rs 5,000+; 2% on skill-based gaming. DCC fee on INR transactions abroad equals the card's forex markup from 15 Jan 2026. Fee-waiver spend excludes rent, government and education payments; a fee reversal forfeits annual gifts.

What is the annual fee of the ICICI Mine Credit Card?: No annual fee.
What is the forex markup on the ICICI Mine Credit Card?: 3.5% of each foreign-currency transaction, before GST.
Which spends earn no rewards on the ICICI Mine Credit Card?: No reward points on rent (MCC 6513), per MITC