M16S / Cashback credit cards
97 cards
Cashback credit cards
97 credit cards in India that pay rewards as cashback, from 24 banks. 77 are open to new applicants. Sorted by annual fee, lowest first, with closed and invite-only cards last.
Included when the card's rewards are paid as cashback.
| Card | Annual fee | Base return | Forex | Lounge in India |
|---|---|---|---|---|
AU KOSMO Credit CardAU Small Finance Bank | Free | 0.5% | 3.49% | — |
 AU LIT Credit CardAU Small Finance Bank fees only | Free | — | 3.49% | Paid feature: Rs 399 buys… |
Amazon Pay ICICI Bank Credit CardICICI Bank | Free | 1% | 1.99% | — |
Axis SuperMoney RuPay Credit CardAxis Bank | Free | 1% | 3.5% | — |
City Union CUB Dhi Credit Card (Unsecured)City Union Bank | Free | 1.25% | 2.5% | Only while a promotional offer… |
ESAF FD Backed Credit Card (INORI secured)ESAF Small Finance Bank fees only | Free | — | 2.5% | — |
ESAF INORI RuPay Platinum Credit CardESAF Small Finance Bank | Free | 1.25% | 2.5% | — |
Fibe Axis Bank Credit CardAxis Bank | Free | 1% | 3.5% | 4 per calendar year at select… |
 IDFC Quantum+ Credit CardIDFC First Bank | Free | 1% | 0% | — |
Indian Overseas IOB ZET Credit CardIndian Overseas Bank | Free | — | 2.49% | — |
Kotak Mahindra Kotak811 Super Money Credit CardKotak Mahindra Bank | Free | 1% | 2% | — |
RBL Paisabazaar Duet Credit CardRBL Bank | Free | 1% | 3.5% | — |
 SBM MobiKwik First Credit CardSBM Bank India | Free | 1% | 3% | — |
 Suryoday SFB RuPay Platinum Credit CardSuryoday Small Finance Bank | Free | 0.5% | 2.5% | Flight discounts and lounge… |
Unity Roarbank Credit CardUnity Small Finance Bank | Free | — | 3.5% | — |
Utkarsh superCardUtkarsh Small Finance Bank | Free | 1% | 3.5% | — |
Yes AI Inside Credit CardYes Bank fees only | Free | — | 0% | — |
| Free | 1.5% | 3.5% | With Neon only: aggregator says… | |
slice UPI credit card (slice super card)Slice Small Finance Bank | Free | 1% | 0% | — |
 Suryoday SFB RuPay Select Credit CardSuryoday Small Finance Bank | Rs 150 | 0.5% | 2.5% | Complimentary lounge access… |
 Suryoday SFB Stable Money RuPay Select Credit CardSuryoday Small Finance Bank | Rs 150 | 0.5% | 2.5% | 8 domestic lounge visits per… |
AU Altura Credit CardAU Small Finance Bank | Rs 199 | 1% | 3.49% | Railway lounges only: 8 per… |
 IndusInd Samman RuPay Credit CardIndusInd Bank | Rs 199 | 1% | 3.5% | Aggregator mentions RuPay… |
 Bank of Baroda Snapdeal BOBCARDBank of Baroda | Rs 249 | 1% | 3.5% | — |
HDFC PIXEL Go Credit CardHDFC Bank | Rs 250 | 1% | 3.5% | — |
Indian Overseas IOB VISA Platinum Credit CardIndian Overseas Bank | Rs 250 | — | 2.5% | — |
AU SPONT Credit CardAU Small Finance Bank | Rs 299 | 1% | 3.49% | 2 airport lounge visits per… |
DCB PayLess Platinum Credit CardDCB Bank | Rs 350 | 0.5% | 3.5% | 1 per quarter (4 a year), RuPay… |
Dhanlaxmi Dhan Namaste Credit Card (Visa Platinum)Dhanlaxmi Bank fees only | Rs 400 | — | 3.5% | — |
AU Altura Plus Credit CardAU Small Finance Bank | Rs 499 | 1.5% | 3.49% | Railway lounges only: 8 per… |
Axis ACE Credit CardAxis Bank | Rs 499 | 1.5% | 3.5% | 4 per calendar year at select… |
Bank of Baroda BOBCARD CashbackBank of Baroda | Rs 499 | 1% | 3.5% | — |
| Rs 499 | 1% | 3.5% | — | |
HDFC Tata Neu Plus Credit CardHDFC Bank | Rs 499 | 1% | 3.5% | Up to 4 per calendar year: 1… |
| Rs 499 | 1% | 0% | Up to 2 per quarter | |
 IDFC FIRST EARN Credit CardIDFC First Bank | Rs 499 | 0.5% | 0% | — |
PhonePe HDFC Bank Uno Credit CardHDFC Bank | Rs 499 | 1% | 3.5% | — |
| Rs 499 | — | 3.5% | — | |
 Standard Chartered Smart Credit CardStandard Chartered | Rs 499 | 1% | 3.5% | — |
YES BANK Uni Credit CardYes Bank | Rs 499 | 1% | 0% | — |
YES EMI CardYes Bank | Rs 499 | 1% | 3.5% | — |
| Rs 499 | 1% | 3.5% | — | |
 AU Tejas Credit CardAU Small Finance Bank | Rs 500 | 0.25% | 3.49% | — |
Airtel Axis Bank Credit CardAxis Bank | Rs 500 | 1% | 3.5% | — |
Federal Paisabazaar Paisaback Credit CardFederal Bank | Rs 500 | 1% | 3.5% | — |
Flipkart Axis Bank Credit CardAxis Bank | Rs 500 | 1% | 3.5% | — |
Flipkart SBI CardState Bank of India (SBI Card) | Rs 500 | 1% | 3.5% | — |
HDFC BizFirst Credit CardHDFC Bank | Rs 500 | 0.15% | 3.5% | — |
HDFC PIXEL Play Credit CardHDFC Bank | Rs 500 | 1% | 3.5% | — |
 HDFC Swiggy Ornge Credit CardHDFC Bank | Rs 500 | 1% | 3.5% | — |
| Rs 500 | 1% | — | 2 per quarter | |
| Rs 500 | 1% | 3.5% | 4 per calendar year at select… | |
YES BYOC (Build Your Own Card)Yes Bank | Rs 588 | 1% | 3.5% | 1 per quarter (spend-gated) |
 AU Xcite Ace Credit CardAU Small Finance Bank | Rs 749 | — | 3.49% | 2 airport lounge visits per… |
Kotak Cashback+ Credit CardKotak Mahindra Bank | Rs 750 | 0.5% | 3.5% | — |
Kotak Cashback+ Prime Credit CardKotak Mahindra Bank | Rs 750 | 0.5% | 3.5% | — |
Standard Chartered Super Value Titanium Credit CardStandard Chartered | Rs 750 | — | 3.5% | — |
CASHBACK SBI CardState Bank of India (SBI Card) | Rs 999 | 1% | 3.5% | — |
| Rs 999 | 1.5% | 1.99% | 2 per year | |
PhonePe HDFC Bank Ultimo Credit CardHDFC Bank | Rs 999 | 1% | 3.5% | 8 per year (2 per quarter) |
RBL Jalsa Credit CardRBL Bank fees only | Rs 999 | — | 3.5% | — |
Standard Chartered Manhattan Credit CardStandard Chartered | Rs 999 | — | 3.5% | — |
Axis Bank Cashback Credit CardAxis Bank | Rs 1,000 | 0.75% | 3.5% | — |
DCB PayLess Select Credit CardDCB Bank | Rs 1,000 | 1% | 3.5% | 2 per quarter (8 a year), RuPay… |
 HDFC Millennia Credit CardHDFC Bank | Rs 1,000 | 1% | 3.5% | 1 visit per calendar quarter,… |
 HDFC Swiggy BLCK Credit CardHDFC Bank | Rs 1,000 | 1% | 3.5% | — |
| Rs 1,000 | 1% | — | 2 per quarter at select lounges | |
IDFC Hello Cashback Credit CardIDFC First Bank | Rs 1,000 | 1% | 0% | — |
RBL Apex Credit CardRBL Bank | Rs 1,000 | 1% | 3.5% | 1 per calendar quarter |
AU Business Cashback Credit CardAU Small Finance Bank | Rs 1,188 | 1% | 3.49% | Railway lounges only: 8 per… |
RBL Cookies Credit CardRBL Bank | Rs 1,200 | 0.2% | 3.5% | — |
HDFC Tata Neu Infinity Credit CardHDFC Bank | Rs 1,499 | 1.5% | 2% | Up to 8 per calendar year: 2… |
| Rs 1,499 | 1% | 3.5% | — | |
RBL Patanjali Swarn Credit CardRBL Bank | Rs 1,499 | — | 3.5% | Yes (count not read) |
RBL Aspire Banking Credit CardRBL Bank | Rs 1,500 | 1% | 3.5% | 1 per calendar quarter |
| Rs 2,500 | 1% | 3.5% | 2 per calendar quarter | |
Suryoday SFB Stable Money RuPay Platinum Credit CardSuryoday Small Finance Bank | — | 0.5% | 2.5% | — |
AU InstaPay RuPay Credit CardAU Small Finance Bank invite-only | Free | — | 3.49% | — |
| Free | — | 3.5% | — | |
Utkarsh SmartGen Credit CardUtkarsh Small Finance Bank invite-only | Rs 199 | 1% | 3% | — |
Axis Bank Freecharge Credit CardAxis Bank invite-only | Rs 250 | 0.1% | 3.5% | — |
Axis Bank Freecharge Plus Credit CardAxis Bank invite-only | Rs 350 | 1% | 3.5% | — |
Yes FREO Credit CardYes Bank closed to new applicants | Rs 399 | 1% | 3.4% | — |
Best Price Save Smart HDFC Bank Credit CardHDFC Bank closed to new applicants | Rs 500 | 0.5% | 3.5% | — |
HDFC Bharat Credit CardHDFC Bank closed to new applicants | Rs 500 | 0% | 3.5% | — |
Myntra Kotak Credit CardKotak Mahindra Bank closed to new applicants | Rs 500 | 1.25% | 3.5% | 1 per quarter |
Paytm HDFC Bank Business Credit CardHDFC Bank closed to new applicants | Rs 500 | 1% | 3.5% | — |
Paytm HDFC Bank Credit CardHDFC Bank closed to new applicants | Rs 500 | 1% | 3.5% | — |
Paytm HDFC Bank Select Business Credit CardHDFC Bank closed to new applicants | Rs 500 | 1% | 3.5% | 12 per calendar year (capped at… |
 Swiggy HDFC Bank Credit CardHDFC Bank closed to new applicants | Rs 500 | 1% | 3.5% | — |
YES Prosperity Cashback Credit CardYes Bank closed to new applicants | Rs 999 | 0.5% | 3.5% | — |
Paytm HDFC Bank Select Credit CardHDFC Bank closed to new applicants | Rs 1,000 | 1% | 3.5% | 8 per year (2 per quarter) |
| Rs 1,499 | — | 3.5% | — | |
Utkarsh Eternal Credit CardUtkarsh Small Finance Bank invite-only | Rs 1,999 | 1.25% | 3% | — |
Utkarsh Rhodium Credit CardUtkarsh Small Finance Bank invite-only | Rs 4,999 | 1.25% | 3% | 4 per quarter per cardinsider… |
Samsung Axis Bank Infinite Credit CardAxis Bank closed to new applicants | Rs 5,000 | 1% | 3.5% | 8 per calendar year at select… |
 IndusInd Platinum Aura Edge (Government Sector Employees) Credit CardIndusInd Bank closed to new applicants | — | 1% | — | — |
Guides: What does a no cost EMI really cost? The hidden charges in rupees · Credit card income tax, insurance, education and utility payments: do they earn rewards?