M16S / IndusInd Bank / IndusInd EazyDiner Signature Credit Card
mid · cobrand, rewards
IndusInd EazyDiner Signature Credit Card
The IndusInd EazyDiner Signature Credit Card costs Rs 2,999 a year. Its base return is 0.4% (4 RP per Rs 100 on all other spend (except fuel and dining)). Accelerated earn: 10 RP per Rs 100 on hotel and travel bookings, shopping and entertainment; 3X EazyPoints on the EazyDiner app. The forex markup is 3.5%. It lists no airport lounge access. Read from the issuer's documents and an aggregator on 12 Oct 2026.
- Annual fee
- Rs 2,999+ GST
- Fee waived at
- —
- Base return
- 0.4%
- Forex markup
- 3.5%
- Interest
- 3.83%a month
What changed on this card
- IndusInd Bank adds 1% fee on transport spends above Rs 40,000, Jun 2026
From 15 Jun 2026 a 1% fee plus GST applies to cumulative transport transactions (MCCs 4111, 4112, 4784, 4131) above Rs 40,000 in a statement cycle. Source: IndusInd Bank, indusind.bank.in, read 28 Oct 2026
- IndusInd Bank revises late payment charge slabs, Jun 2026
From 15 Jun 2026 slabs by outstanding balance are Rs 100 for Rs 101 to Rs 500, Rs 500 for Rs 501 to Rs 1,000, Rs 600 for Rs 1,001 to Rs 5,000, Rs 750 for Rs 5,001 to Rs 10,000, Rs 900 for Rs 10,001 to Rs 25,000, Rs 1,100 for Rs 25,001 to Rs 50,000 and Rs 1,300 above Rs 50,000. The earlier slab for Rs 501 to Rs 1,000 was Rs 350 and for Rs 1,001 to Rs 10,000 was Rs 550. Figures are from the Schedule of Charges. Source: IndusInd Bank, indusind.bank.in, read 28 Oct 2026
- IndusInd Bank ends air accident insurance cover, Dec 2025
The air accident insurance coverage feature on IndusInd credit cards was discontinued from 21 Dec 2025. Source: IndusInd Bank, indusind.bank.in, read 28 Oct 2026
- IndusInd EazyDiner Signature revises reward points, Jul 2025
From 15 Jul 2025 hotel and travel spends earn 10 reward points per Rs 100, up from 4. One reward point is valued at Rs 0.10. Dining spends no longer earn reward points. Source: IndusInd Bank, indusind.bank.in, read 28 Oct 2026
- IndusInd EazyDiner Signature ends lounge access and movie offer, Jul 2025
From 15 Jul 2025 complimentary domestic lounge access and movie tickets through BookMyShow are discontinued. Source: IndusInd Bank, indusind.bank.in, read 28 Oct 2026
- IndusInd EazyDiner Signature caps dining discount at Rs 2,000, Jul 2025
From 15 Jul 2025 the dining discount stays at 25% up to Rs 1,000 per transaction. It is capped at Rs 2,000 per calendar month without a spend condition, and unlocks a further Rs 3,000 with Rs 30,000 of non-dining spends in the previous month. The total cap is Rs 5,000 per calendar month. Source: IndusInd Bank, indusind.bank.in, read 28 Oct 2026
- IndusInd Bank adds 1% fuel fee above Rs 50,000, May 2025
From 4 May 2025 fuel transactions up to Rs 50,000 in a statement cycle attract no fee. Above Rs 50,000 a 1% fee plus GST applies to the whole cumulative fuel spend for that cycle. Source: IndusInd Bank, indusind.bank.in, read 28 Oct 2026
- IndusInd Bank limits cash redemption to 50% of balance, Apr 2025
From 1 Apr 2025 cash credit redemption is limited to the lower of 50% of the points balance and the product monthly cap. Points earned on unpaid spends are pulled back if the Minimum Amount Due is missed by the next statement date, and points on the fractional part of spends above the base multiplier are no longer awarded. Source: IndusInd Bank, indusind.bank.in, read 28 Oct 2026
- IndusInd Bank ends InterMiles redemption on all cards, Jan 2025
Redemption of reward points towards InterMiles stopped on all IndusInd credit cards from 21 Jan 2025. Source: IndusInd Bank, indusind.bank.in, read 28 Oct 2026
- IndusInd Bank revises fuel surcharge waiver caps, May 2024
From 5 May 2024 the fuel surcharge waiver covers transactions from Rs 500 to Rs 3000. The cap per billing cycle is Rs 100 on Legend and Rs 250 on EazyDiner Signature. Source: IndusInd Bank, indusind.bank.in, read 28 Oct 2026
Each change is read from the bank's own notice or terms document, linked above. Every card's changes are on the change log.
Fees
| Joining fee | Rs 2,999 |
|---|---|
| Annual fee | Rs 2,999 |
| Fee notes | Joining fee Rs 2,999 and annual fee Rs 2,999 (issuer page); no spend-based waiver stated |
Rewards
| Welcome benefit | 12-month EazyDiner Prime membership worth Rs 3,550, 2,000 bonus EazyPoints and a Postcard Hotel stay voucher worth Rs 7,500; all three repeat on payment of the renewal fee |
|---|---|
| Reward currency | Reward Points |
| Base earn | 4 RP per Rs 100 on all other spend (except fuel and dining) |
| Base return | 0.4% |
| Point value | 1 RP = Rs 0.10 against restaurant bills via PayEazy (issuer illustration); other redemptions through the EazyDiner app catalogue; no cash credit |
| Accelerated earn | 10 RP per Rs 100 on hotel and travel bookings, shopping and entertainment; 3X EazyPoints on the EazyDiner app |
| Caps | RP earned only on spends up to the assigned credit limit per statement cycle. PayEazy extra 25% off capped at Rs 1,000 per transaction; Rs 2,000 a month with no spend condition, plus Rs 3,000 more in a month if Rs 30,000 of non-dining spend was made in the previous calendar month (max Rs 5,000 a month) |
| Spends that earn nothing | No RP on dining and fuel |
| Points expiryunverified | 1 year |
| Reward notes | base_return_pct = 4 RP per Rs 100 x Rs 0.10 (both issuer-stated). The real value is the dining discount: 25% Prime discount plus an additional 25% via PayEazy. |
Travel and perks
| Domestic loungeunverified | Not mentioned on the issuer product page; aggregator lists none |
|---|---|
| International lounge | None (no Priority Pass per MITC) |
| Forex markup | 3.5% |
| Fuel surcharge waiver | 1% waiver at all fuel stations in India, GST on surcharge borne by cardholder; MITC: 1% + GST fee above Rs 50,000 fuel spend per cycle |
| Other freebies | Complimentary premium alcoholic beverage per diner at 200+ select restaurants booked through the EazyDiner app; year-end summary of accounts; Total Protect fraud cover up to the credit limit |
Charges and eligibility
| Interest per month | 3.83% |
|---|---|
| Late payment fee | By outstanding balance (from 15 Jun 2026): up to Rs 100 nil; 101-500 Rs 100; 501-1,000 Rs 500; 1,001-5,000 Rs 600; 5,001-10,000 Rs 750; 10,001-25,000 Rs 900; 25,001-50,000 Rs 1,100; above 50,000 Rs 1,300 |
| Cash advance fee | 2.5% min Rs 300 |
| Eligibilityunverified | Aggregator: age 21+, credit score 750+ |
| Fine-print notes | Issuer product page read as plain text on 2026-10-12; fields updated from it. Network: issuer text says the EazyDiner Signature and Platinum cards are on the Visa platform. Extra 25% off applies only when paying in the EazyDiner app via PayEazy, not on physical card swipes, and not on repeat transactions at the same restaurant within 120 minutes. CONFLICTS (issuer page used; old value and source): reward_caps (dining discount cap): old 'Rs 1,000 or Rs 2,000, sources conflict'; page: Rs 1,000 per transaction, Rs 2,000 a month, up to Rs 5,000 a month with Rs 30,000 non-dining spend in the previous month | other_freebies / lounge: old note that the issuer page mentions lounge access and free movie tickets; the page text read has neither. Earlier non-issuer data not found on the issuer page (unconfirmed): fuel waiver Rs 500-3,000 transactions, cap Rs 250 per cycle (Card Insider). Issuer MITC surcharges: 1% + GST on utility spend above Rs 25,000/cycle, wallet loads above Rs 20,000/cycle, education via third-party apps above Rs 45,000/cycle, transport MCCs above Rs 40,000/cycle; reward redemption fee Rs 149 (cash) / Rs 100 (other). |
Questions
- What is the annual fee of the IndusInd EazyDiner Signature Credit Card?
- Rs 2,999 a year, before GST.
- Does the IndusInd EazyDiner Signature Credit Card give airport lounge access?
- No lounge access is listed for this card.
- What is the forex markup on the IndusInd EazyDiner Signature Credit Card?
- 3.5% of each foreign-currency transaction, before GST.
- Which spends earn no rewards on the IndusInd EazyDiner Signature Credit Card?
- No RP on dining and fuel