IndusInd Bank · with Tiger Fintech (Bajaj Capital)VisaLast checked 12 Oct 2026
The IndusInd Tiger Credit Card charges no annual fee and no joining fee. Its base return is 0.4%. The forex markup is 1.5%. Lounge visits in India: 2 per calendar quarter (8 a year). Abroad: 2 per year via Priority Pass, outside India. Read from the issuer's documents and an aggregator on 12 Oct 2026.
1 RP per Rs 100 (first Rs 1,00,000 of spend in the card anniversary year)
Base return
0.4%
Point value
1 RP = Rs 0.40 cash credit; Rs 0.40 on IndusMoments vouchers
Accelerated earn
Slabs on spend in the card anniversary year, applied to incremental spend: Rs 1,00,001-2,50,000 2 RP per Rs 100; Rs 2,50,001-5,00,000 4 RP; above Rs 5,00,000 6 RP (multipliers read from the issuer illustration: Rs 6 lakh a year earns 1,000 + 3,000 + 10,000 + 6,000 = 20,000 RP)
Caps
Cash credit max 5,000 RP per calendar month (effective 1 Sep 2024); RP earning capped up to the credit limit
Spends that earn nothing
Fuel earns no RP. No accelerated RP on utility bills, insurance premiums, government services, educational institutes, real estate and rent
Points expiry
24 months from accrual (issuer Tiger MITC)
Reward notes
base_return_pct = 1 RP per Rs 100 x Rs 0.40 cash (both issuer-stated); 2.4% at the top slab. Redemption fee Rs 100 per issuer Tiger MITC.
Transfers
Partners
Singapore KrisFlyer, Air India Maharaja Club
Ratiounverified
4 RP = 1 KrisFlyer mile (issuer page). Maharaja Club ratio not on page; aggregators say 1:1
Travel and perks
Domestic lounge
2 per calendar quarter (8 a year)
International lounge
2 per year via Priority Pass, outside India
Lounge conditions
No spend condition stated on page; extra Priority Pass visits up to USD 35 (MITC)
Forex markup
1.5%
Fuel surcharge waiver
1% waiver on Rs 400-4,000 transactions (issuer Tiger MITC); 1% + GST fee above Rs 50,000 fuel spend per cycle
Other freebies
Golf: 1 complimentary game or lesson per quarter, no minimum spend; one complimentary BookMyShow ticket up to Rs 500 every 6 months; concierge; Auto Assist; Total Protect fraud cover up to the credit limit
Charges and eligibility
Interest per month
3.5%
Late payment fee
By outstanding balance (from 15 Jun 2026): up to Rs 100 nil; 101-500 Rs 100; 501-1,000 Rs 500; 1,001-5,000 Rs 600; 5,001-10,000 Rs 750; 10,001-25,000 Rs 900; 25,001-50,000 Rs 1,100; above 50,000 Rs 1,300
Cash advance fee
2.5% min Rs 300
Fine-print notes
Issuer product page read as plain text on 2026-10-12; fields updated from it. Earn slabs run on card anniversary year spend, which settles the earlier monthly-versus-annual doubt. Page does not state fees, network or a welcome benefit. Club Vistara redemption ended 31 Oct 2024, InterMiles 21 Jan 2025. CONFLICTS (issuer page used; old value and source): transfer_ratio (KrisFlyer): old Book1A 1:1 and Card Insider 400 RP = 120 miles; issuer page 4 RP = 1 KrisFlyer mile | other_freebies: old 'BookMyShow BOGO once every six months up to Rs 500' (Card Insider); page says one complimentary ticket up to Rs 500 every 6 months. Earlier non-issuer data not found on the issuer page (unconfirmed): KrisFlyer max 10,000 RP per calendar month; air accident cover Rs 25 lakh. Issuer MITC surcharges: 1% + GST on utility spend above Rs 25,000/cycle, wallet loads above Rs 20,000/cycle, education via third-party apps above Rs 45,000/cycle, transport MCCs above Rs 40,000/cycle; reward redemption fee Rs 149 (cash) / Rs 100 (other).
Questions
What is the annual fee of the IndusInd Tiger Credit Card?
No annual fee.
Does the IndusInd Tiger Credit Card give airport lounge access?
Yes. In India: 2 per calendar quarter (8 a year). Outside India: 2 per year via Priority Pass, outside India. Conditions: No spend condition stated on page; extra Priority Pass visits up to USD 35 (MITC)
What is the forex markup on the IndusInd Tiger Credit Card?
1.5% of each foreign-currency transaction, before GST.
Which spends earn no rewards on the IndusInd Tiger Credit Card?
Fuel earns no RP. No accelerated RP on utility bills, insurance premiums, government services, educational institutes, real estate and rent