IndusInd BankVisa · MastercardLast checked 12 Oct 2026closed to new applicants
It earns 0.5 savings point per Rs 100 on spend outside the chosen plan's categories. Read from the issuer's own documents on 12 Oct 2026.
Card design: indusind.bank.in
Annual fee
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Fee waived at
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Base return
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Forex markup
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Interest
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Fees
Fee notes
Discontinued for new sourcing. Fees not stated on the product page
Rewards
Welcome benefit
Only on select fee plans: Vouchagram vouchers (Amazon, Flipkart and others; Bata, Vero Moda)
Reward currency
Savings Points
Base earn
0.5 savings point per Rs 100 on spend outside the chosen plan's categories
Point valueunverified
Plan tables: 1 savings point = Re 0.50 against card dues or 0.5 airline mile. Page header: non-cash redemption (excluding airmiles) 1 RP = Rs 0.35 from 1 Mar 2024. Current cash value is not clear from the page
Accelerated earn
Pick one of four plans (savings points per Rs 100). Shop: 4 department stores, 2 consumer durables/electronics, 1.5 restaurants, 1.5 books. Home: 4 grocery, 1.4 cellphone bills, 1.4 electricity bills, 1.4 insurance premium (cut from 2.5 / 2.5 / 1.5 on 1 Aug 2019), 1.5 medical. Travel: 4 hotels, 2.5 airline tickets, 1.5 car rental, 1.5 rail tickets. Party: 4 restaurants, 2 department stores, 2 bars and pubs, 1.5 movie tickets. Headline: up to 4X
Caps
Cash credit redemption max 2,500 points per calendar month (effective 1 Sep 2024)
Spends that earn nothing
No points on fuel (from 1 Apr 2018)
Reward notes
base_return_pct left null: the page gives two different point values and no dated cash rate.
Transfers
Partners
Singapore KrisFlyer
Ratiounverified
1 savings point = 0.5 airline mile (issuer plan tables)
Travel and perks
Fuel surcharge waiver
1% waiver at any petrol pump in India
Other freebies
24x7 concierge; travel insurance with sums assured up to Rs 1,00,000 / 25,000 / 50,000 / 25,000 / 25,000 (row labels missing in the fetched text; on the Platinum RuPay and Pioneer Legacy pages the same sums are lost baggage, delayed baggage, passport loss, lost ticket, missed connection); Total Protect fraud cover up to the credit limit
Charges and eligibility
Fine-print notes
New entry created from the issuer product page read as plain text on 2026-10-12; no aggregator used. Issuer page marks the card '(Discontinued)': no new sourcing, shown only for existing holders. Notice: certain features revised from 30 Nov 2021 (details behind a link). Redemption is by phone banking.
Questions
Which spends earn no rewards on the IndusInd Platinum Aura (Visa / Mastercard)?
