M16S / IndusInd Bank / IndusInd EazyDiner Platinum Credit Card
entry · cobrand, rewards, lifetime-free, upi
IndusInd EazyDiner Platinum Credit Card
The IndusInd EazyDiner Platinum Credit Card charges no annual fee and no joining fee. Its base return is 0.4%. Accelerated earn: 2X EazyPoints on the EazyDiner app. The forex markup is 3.5%. It lists no airport lounge access. Read from the issuer's documents and an aggregator on 12 Oct 2026.
- Annual fee
- Free
- Fee waived at
- —
- Base return
- 0.4%
- Forex markup
- 3.5%
- Interest
- 3.83%a month
Apply on indusind.bank.inOpens the bank’s own page.
Fees
| Joining fee | Free |
|---|---|
| Annual fee | Free |
| Fee notes | Lifetime free: no joining fee and no annual fee (issuer page) |
Rewards
| Welcome benefit | 3-month EazyDiner Prime membership worth Rs 1,095 and 500 bonus EazyPoints |
|---|---|
| Reward currency | Reward Points |
| Base earn | 2 RP per Rs 100 (except fuel, insurance, rent, utility and government spend) |
| Base return | 0.4% |
| Point value | 1 RP = Rs 0.20 against restaurant bills via PayEazy; other redemptions through the EazyDiner app catalogue; no cash credit |
| Accelerated earn | 2X EazyPoints on the EazyDiner app |
| Caps | RP earned only on spends up to the assigned credit limit per statement cycle. PayEazy extra 20% off capped at Rs 500 per use, 3 uses per calendar month |
| Spends that earn nothing | No RP on fuel; 0.7 RP per Rs 100 on insurance, rent, utility and government spend |
| Points expiryunverified | 1 year |
| Milestone benefits | 2,000 RP on every Rs 30,000 of non-dining spend in 90 days; 3-month Prime membership renewal on Rs 30,000 spend in 90 days |
| Reward notes | base_return_pct = 2 RP per Rs 100 x Rs 0.20 = 0.4% (both issuer-stated). Main value is the 25% Prime discount plus 20% via PayEazy. |
Travel and perks
| Domestic loungeunverified | None |
|---|---|
| International loungeunverified | None |
| Forex markup | 3.5% |
| Fuel surcharge waiver | 1% waiver at all fuel stations in India, GST on surcharge borne by cardholder; MITC: 1% + GST fee above Rs 30,000 fuel spend per cycle |
| Other freebies | BookMyShow buy-one-get-one, one booking a month, free ticket capped at Rs 200, extra Rs 50 off F&B; UPI on the RuPay variant; Total Protect fraud cover up to the credit limit |
Charges and eligibility
| Interest per month | 3.83% |
|---|---|
| Late payment fee | By outstanding balance (from 15 Jun 2026): up to Rs 100 nil; 101-500 Rs 100; 501-1,000 Rs 500; 1,001-5,000 Rs 600; 5,001-10,000 Rs 750; 10,001-25,000 Rs 900; 25,001-50,000 Rs 1,100; above 50,000 Rs 1,300 |
| Cash advance fee | 2.5% min Rs 300 |
| Fine-print notes | Issuer product page read as plain text on 2026-10-12; fields updated from it. Issuer text: Platinum is offered on Visa and RuPay; credit card on UPI works only on the RuPay variant. Extra 20% off applies only when paying in the EazyDiner app via PayEazy (take-away included). CONFLICTS (issuer page used; old value and source): networks: old ['RuPay'] from an aggregator comment; issuer page says Visa and RuPay | point_value / base_return_pct: old 'rupee value not stated', null; issuer page says 1 RP = Rs 0.20, so 0.4% | milestone_benefits: one aggregator section said Rs 90,000; issuer page says Rs 30,000 every 90 days. Issuer MITC surcharges: 1% + GST on utility spend above Rs 25,000/cycle, wallet loads above Rs 20,000/cycle, education via third-party apps above Rs 45,000/cycle, transport MCCs above Rs 40,000/cycle; reward redemption fee Rs 149 (cash) / Rs 100 (other). |
Questions
- What is the annual fee of the IndusInd EazyDiner Platinum Credit Card?
- No annual fee.
- Does the IndusInd EazyDiner Platinum Credit Card give airport lounge access?
- No lounge access is listed for this card.
- What is the forex markup on the IndusInd EazyDiner Platinum Credit Card?
- 3.5% of each foreign-currency transaction, before GST.
- Which spends earn no rewards on the IndusInd EazyDiner Platinum Credit Card?
- No RP on fuel; 0.7 RP per Rs 100 on insurance, rent, utility and government spend