M16S / HDFC Bank / InterMiles HDFC Bank Diners Club Credit Card
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InterMiles HDFC Bank Diners Club Credit Card
HDFC Bank · with InterMilesDinersLast checked 31 Oct 2026closed to new applicants
It earns 8 InterMiles per Rs 150 on retail spends. Lounge visits in India: Unlimited at 1,000+ lounges in India. Read from the issuer's own documents on 31 Oct 2026.
HDFCInterMiles HDFC Bank Diners Club Credit CardCard design not shown
Annual fee
—
Fee waived at
Rs 8,00,000annual spend
Base return
—
Forex markup
—
Interest
3.75%a month
Fees
Annual spend that waives the fee
Rs 8,00,000
Fee notes
Fee amount not printed on the page. Next year's fee waived on Rs 8 lakh annual spend; a waived fee forfeits the flight/hotel discount vouchers.
Rewards
Welcome benefit
10,000 InterMiles on Rs 20,000 spend within 30 days; 15,000 InterMiles on Rs 1.5 lakh retail spend within 90 days; InterMiles Gold membership for the first year; Rs 2,000 flight and Rs 3,000 hotel discount vouchers in the first year. The page also lists 2,500 Reward Points on activation and renewal
Reward currency
InterMiles
Base earn
8 InterMiles per Rs 150 on retail spends
Accelerated earn
16 InterMiles per Rs 150 on flights and hotels booked on the InterMiles site; 2.5X bonus InterMiles on Etihad tickets booked there
Caps
Insurance spends: max 2,000 InterMiles per day; grocery 1,000 points a month
Ola, BookMyShow and Tata CLiQ vouchers on monthly spends over Rs 80,000
Reward notes
InterMiles credited to the InterMiles account cannot be converted to Reward Points. base_return_pct not computed: no rupee value for an InterMile on the page.
Travel and perks
Domestic lounge
Unlimited at 1,000+ lounges in India
Fuel surcharge waiver
1% on txns of Rs 400+, cap Rs 1,000 per billing cycle
Other freebies
Unlimited golf games in India and at select courses abroad; 10% off Etihad business and 5% off economy tickets on the InterMiles site; air accident cover Rs 2 crore; emergency overseas hospitalisation Rs 50 lakh; baggage delay up to Rs 55,000; credit liability cover Rs 9 lakh; up to 3 add-on cards
Charges and eligibility
Interest per month
3.75%
Eligibility
No longer issued. When offered: salaried age 21-60 with gross monthly income above Rs 1.2 lakh; self-employed age 21-65 with ITR above Rs 14.4 lakh
Fine-print notes
Discontinued co-brand. The page states the InterMiles cards are phased out: holders were migrated to other HDFC cards in phases (Jan/Feb 2023, Dec 2023, Nov 2024) and all product features were discontinued from 15 Dec 2024. The benefits listed are historical. New entry built only from the HDFC product page read 2026-10-12; fields the page does not state are null, and the bank-wide MITC charges (late fee slabs, rent/utility/wallet fees) were not re-read for this card.
Questions
Does the InterMiles HDFC Bank Diners Club Credit Card give airport lounge access?
Yes. In India: Unlimited at 1,000+ lounges in India. Outside India: none listed.
Which spends earn no rewards on the InterMiles HDFC Bank Diners Club Credit Card?