M16S / HDFC Bank / InterMiles HDFC Bank Signature Credit Card
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InterMiles HDFC Bank Signature Credit Card
HDFC Bank · with InterMilesVisa · MastercardLast checked 31 Oct 2026closed to new applicants
The InterMiles HDFC Bank Signature Credit Card costs Rs 2,500 a year. It earns 6 InterMiles per Rs 150 on retail spends. Accelerated earn: 12 InterMiles per Rs 150 on flights and hotels booked on the InterMiles site. Read from the issuer's own documents on 31 Oct 2026.
HDFCInterMiles HDFC Bank Signature Credit CardCard design not shown
Annual fee
Rs 2,500+ GST
Fee waived at
—
Base return
—
Forex markup
—
Interest
3.75%a month
Fees
Joining fee
Rs 2,500
Annual fee
Rs 2,500
Fee notes
Joining/renewal Rs 2,500 + taxes. No spend-based waiver printed on the page.
Rewards
Welcome benefit
InterMiles Silver membership for the first year; up to 8,000 bonus InterMiles (3,000 on Rs 6,000 spend within 30 days, 5,000 on Rs 90,000 retail spend); Rs 750 flight and Rs 2,000 hotel discount vouchers in the first year
Reward currency
InterMiles
Base earn
6 InterMiles per Rs 150 on retail spends
Accelerated earn
12 InterMiles per Rs 150 on flights and hotels booked on the InterMiles site
Caps
Insurance spends: max 2,000 InterMiles per day; grocery 1,000 points a month
InterMiles once credited cannot be converted to Reward Points. base_return_pct not computed: no rupee value for an InterMile on the page.
Travel and perks
Domestic lounge
16 per year (4 per quarter) at select lounges in India via the Visa or Mastercard lounge programme
International lounge
Up to 5 free visits a year for the primary cardholder via Priority Pass (complimentary enrolment)
Lounge conditions
Priority Pass visits inside India, visits beyond the free quota and guest visits cost US$27 + GST each; lounges may levy a nominal card-validation fee
Fuel surcharge waiver
1% on txns of Rs 400+, cap Rs 500 per billing cycle
Other freebies
Up to 20% off dining bills paid via Dineout Pay (max Rs 1,000 per month); 10% off Etihad business and 5% off economy tickets on the InterMiles site; up to 3 add-on cards
Charges and eligibility
Interest per month
3.75%
Eligibility
No longer issued; sourcing stopped (product page)
Fine-print notes
Discontinued co-brand. The page states the InterMiles cards are phased out: holders were migrated to other HDFC cards in phases (Jan/Feb 2023, Dec 2023, Nov 2024) and all product features were discontinued from 15 Dec 2024. The benefits listed are historical. New entry built only from the HDFC product page read 2026-10-12; fields the page does not state are null, and the bank-wide MITC charges (late fee slabs, rent/utility/wallet fees) were not re-read for this card.
Questions
What is the annual fee of the InterMiles HDFC Bank Signature Credit Card?
Rs 2,500 a year, before GST.
Does the InterMiles HDFC Bank Signature Credit Card give airport lounge access?
Yes. In India: 16 per year (4 per quarter) at select lounges in India via the Visa or Mastercard lounge programme. Outside India: Up to 5 free visits a year for the primary cardholder via Priority Pass (complimentary enrolment). Conditions: Priority Pass visits inside India, visits beyond the free quota and guest visits cost US$27 + GST each; lounges may levy a nominal card-validation fee
Which spends earn no rewards on the InterMiles HDFC Bank Signature Credit Card?