M16S / RBL Bank / RBL Platinum LifeEasy Credit Card
entry · rewards
RBL Platinum LifeEasy Credit Card
The RBL Platinum LifeEasy Credit Card costs Rs 1,999 a year, waived if you spend Rs 3,50,000 in a year. The forex markup is 3.5%. Read from the issuer's own documents on 11 Oct 2026.
- Annual fee
- Rs 1,999+ GST
- Fee waived at
- Rs 3,50,000annual spend
- Base return
- —
- Forex markup
- 3.5%
- Interest
- 3.99%a month
Apply on rbl.bank.inOpens the bank’s own page.
Fees
| Joining fee | Free |
|---|---|
| Annual fee | Rs 1,999 |
| Annual spend that waives the fee | Rs 3,50,000 |
| Fee notes | Annual fee per MITC; waiver threshold per MITC (schedule of charges omits waivers for these variants) |
Rewards
| Reward currency | Reward Points |
|---|
Travel and perks
| Forex markup | 3.5% |
|---|---|
| Other freebies | Issuer listing headline: Ola/Uber offer; grocery and fuel offers; milestone vouchers |
Charges and eligibility
| Interest per month | 3.99% |
|---|---|
| Late payment fee | 12.5% of total amount due, min Rs 5, max Rs 1,300 |
| Cash advance fee | 2.5% min Rs 500 |
| Fine-print notes | Variant name matches the former Bajaj Finserv RBL Bank SuperCard range (tie-up ended Dec 2024 per news headlines). The issuer still lists the card with no closure notice; new-applicant availability is not confirmed. Only the issuer listing entry and MITC fee table were read. Issuer MITC: reward redemption fee Rs 99 + GST per redemption day; 1% fee on rent, on utility spend above Rs 50,000/month, on fuel transactions above Rs 10,000, on education via third-party apps and on FASTag/toll transactions above Rs 10,000. Offline UPI spends under Rs 2,000 at small merchants earn nothing on RuPay variants. |
Questions
- What is the annual fee of the RBL Platinum LifeEasy Credit Card?
- Rs 1,999 a year, before GST. It is waived if you spend Rs 3,50,000 in a year.
- What is the forex markup on the RBL Platinum LifeEasy Credit Card?
- 3.5% of each foreign-currency transaction, before GST.