M16S / RBL Bank / TVS Credit RBL Bank Gold Credit Card
entry · cobrand, rewards
TVS Credit RBL Bank Gold Credit Card
The TVS Credit RBL Bank Gold Credit Card costs Rs 1,500 a year. It earns 2 points per Rs 100. Accelerated earn: 10 points per Rs 100 international. The forex markup is 3.5%. Lounge visits in India: 1 per quarter on Rs 50,000 quarterly spend; 2 at Rs 75,000. Read from the issuer's documents and an aggregator on 11 Oct 2026.
- Annual fee
- Rs 1,500+ GST
- Fee waived at
- —
- Base return
- —
- Forex markup
- 3.5%
- Interest
- 3.99%a month
Apply on rbl.bank.inOpens the bank’s own page.
Fees
| Joining fee | Free |
|---|---|
| Annual fee | Rs 1,500 |
| Fee notes | Issuer MITC: no separate joining fee; the first-year annual fee is charged upfront |
Rewards
| Welcome benefitunverified | 6,000 points on first transaction |
|---|---|
| Reward currency | Reward Points |
| Base earnunverified | 2 points per Rs 100 |
| Accelerated earnunverified | 10 points per Rs 100 international |
Travel and perks
| Domestic lounge | 1 per quarter on Rs 50,000 quarterly spend; 2 at Rs 75,000 |
|---|---|
| Forex markup | 3.5% |
| Other freebies | Issuer listing headline: 5% cashback on EazyDiner; 5X points on international purchases; Rs 500 vouchers |
Charges and eligibility
| Interest per month | 3.99% |
|---|---|
| Late payment fee | 12.5% of total amount due, min Rs 5, max Rs 1,300 |
| Cash advance fee | 2.5% min Rs 500 |
| Fine-print notes | Only the issuer's card listing entry and the MITC fee table were read for this card; product page not fetched (fetch budget ran out). Earn rates from Card Insider's RBL listing. Issuer MITC: reward redemption fee Rs 99 + GST per redemption day; 1% fee on rent, on utility spend above Rs 50,000/month, on fuel transactions above Rs 10,000, on education via third-party apps and on FASTag/toll transactions above Rs 10,000. Offline UPI spends under Rs 2,000 at small merchants earn nothing on RuPay variants. |
Questions
- What is the annual fee of the TVS Credit RBL Bank Gold Credit Card?
- Rs 1,500 a year, before GST.
- Does the TVS Credit RBL Bank Gold Credit Card give airport lounge access?
- Yes. In India: 1 per quarter on Rs 50,000 quarterly spend; 2 at Rs 75,000. Outside India: none listed.
- What is the forex markup on the TVS Credit RBL Bank Gold Credit Card?
- 3.5% of each foreign-currency transaction, before GST.