M16S / RBL Bank / RBL QuickPay Credit Card
entry · upi, rewards
RBL QuickPay Credit Card
The RBL QuickPay Credit Card costs Rs 99 a year. It earns 1 point per Rs 200. The forex markup is 3.5%. Read from the issuer's own documents on 11 Oct 2026.
- Annual fee
- Rs 99+ GST
- Fee waived at
- —
- Base return
- —
- Forex markup
- 3.5%
- Interest
- 3.99%a month
Apply on rbl.bank.inOpens the bank’s own page.
Fees
| Joining fee | Free |
|---|---|
| Annual fee | Rs 99 |
| Fee notes | Rs 99 a year; physical card Rs 250 on request |
Rewards
| Welcome benefit | 20% cashback on the first two UPI transactions within 15 days, capped at Rs 50 |
|---|---|
| Reward currency | Reward Points |
| Base earn | 1 point per Rs 200 |
| Spends that earn nothing | No points on fuel & auto, utilities, insurance, quasi-cash, real estate/rent, education, wallets, government services, contracted services, cash, railways, Bills2Pay, EMI conversions |
| Reward notes | base_return_pct null: point value not stated. |
Travel and perks
| Forex markup | 3.5% |
|---|
Charges and eligibility
| Interest per month | 3.99% |
|---|---|
| Late payment fee | 12.5% of total amount due, min Rs 5, max Rs 1,300 |
| Cash advance fee | 2.5% min Rs 500 |
| Eligibility | Select existing RBL Bank credit cardholders only; no fresh KYC |
| Fine-print notes | Not open to the general public: offered to select existing RBL cardholders as a UPI companion card. Issuer MITC: reward redemption fee Rs 99 + GST per redemption day; 1% fee on rent, on utility spend above Rs 50,000/month, on fuel transactions above Rs 10,000, on education via third-party apps and on FASTag/toll transactions above Rs 10,000. Offline UPI spends under Rs 2,000 at small merchants earn nothing on RuPay variants. |
Questions
- What is the annual fee of the RBL QuickPay Credit Card?
- Rs 99 a year, before GST.
- What is the forex markup on the RBL QuickPay Credit Card?
- 3.5% of each foreign-currency transaction, before GST.
- Which spends earn no rewards on the RBL QuickPay Credit Card?
- No points on fuel & auto, utilities, insurance, quasi-cash, real estate/rent, education, wallets, government services, contracted services, cash, railways, Bills2Pay, EMI conversions